Fresh Finance Group OÜ

Active Registry code 14340366 OÜ Tallinn Registered 27 Sep 2017
Compare

Fresh Finance Group OÜ is a OÜ based in Tallinn, registry code 14340366, status: active. Main activity: Other credit granting, except pawn shops. Its annual report for 2025 shows revenue of €219 892 and 21 employees.

Turnover
—
State taxes
22 853 €
↑ 0.0% vs Q2 2026
Labour taxes
25 341 €
↑ 0.0% vs Q2 2026
Employees
1
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Labour taxes per employee 25 341 €
    industry median 2 214 € · companies in the industry: 443
  • Revenue · 2025 219 892 €
    industry median 0 € · companies in the industry: 3 672

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € Q1 2025: 118 € · industry median 16 276 € · above 2% of the industry
05 00010 00015 00020 000Q4 2023 Company: — Industry median: 14 078 €Q4·23Q1 2024 Company: — Industry median: 17 274 €Q2 2024 Company: — Industry median: 13 884 €Q2·24Q3 2024 Company: — Industry median: 13 160 €Q4 2024 Company: — Industry median: 15 008 €Q4·24Q1 2025 Company: 118 € Industry median: 16 276 €Q2 2025 Company: — Industry median: 16 066 €Q2·25Q3 2025 Company: — Industry median: 12 383 €Q4 2025 Company: — Industry median: 15 000 €Q4·25Q1 2026 Company: — Industry median: 16 305 €Q2 2026 Company: — Industry median: 14 161 €Q2·26Q3 2026 Company: — Industry median: 13 555 €Q3·2605 00010 00015 00020 000Q4 2024 Company: — Industry median: 15 008 €Q1 2025 Company: 118 € Industry median: 16 276 €Q1·25Q2 2025 Company: — Industry median: 16 066 €Q3 2025 Company: — Industry median: 12 383 €Q3·25Q4 2025 Company: — Industry median: 15 000 €Q1 2026 Company: — Industry median: 16 305 €Q1·26Q2 2026 Company: — Industry median: 14 161 €Q3 2026 Company: — Industry median: 13 555 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 25 341 € · +0.0% vs Q2 2026 · industry median 2 214 € · above 98% of the industry
010 00020 00030 00040 000Q4 2023 Company: 10 455 € Industry median: 2 331 €Q4·23Q1 2024 Company: 10 524 € Industry median: 2 206 €Q2 2024 Company: 10 672 € Industry median: 2 448 €Q2·24Q3 2024 Company: 8 705 € Industry median: 2 272 €Q4 2024 Company: 2 976 € Industry median: 2 438 €Q4·24Q1 2025 Company: 4 972 € Industry median: 2 659 €Q2 2025 Company: 33 944 € Industry median: 2 225 €Q2·25Q3 2025 Company: 30 509 € Industry median: 2 338 €Q4 2025 Company: 30 034 € Industry median: 2 418 €Q4·25Q1 2026 Company: 25 818 € Industry median: 2 338 €Q2 2026 Company: 25 341 € Industry median: 2 196 €Q2·26Q3 2026 Company: 25 341 € Industry median: 2 214 €Q3·26010 00020 00030 00040 000Q4 2024 Company: 2 976 € Industry median: 2 438 €Q1 2025 Company: 4 972 € Industry median: 2 659 €Q1·25Q2 2025 Company: 33 944 € Industry median: 2 225 €Q3 2025 Company: 30 509 € Industry median: 2 338 €Q3·25Q4 2025 Company: 30 034 € Industry median: 2 418 €Q1 2026 Company: 25 818 € Industry median: 2 338 €Q1·26Q2 2026 Company: 25 341 € Industry median: 2 196 €Q3 2026 Company: 25 341 € Industry median: 2 214 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 1 · +0.0% vs Q2 2026
0.00.51.01.52.0Q4 2023 Company: 1Q4·23Q1 2024 Company: 1Q2 2024 Company: 1Q2·24Q3 2024 Company: 1Q4 2024 Company: 2Q4·24Q1 2025 Company: 2Q2 2025 Company: 1Q2·25Q3 2025 Company: 1Q4 2025 Company: 1Q4·25Q1 2026 Company: 1Q2 2026 Company: 1Q2·26Q3 2026 Company: 1Q3·260.00.51.01.52.0Q4 2024 Company: 2Q1 2025 Company: 2Q1·25Q2 2025 Company: 1Q3 2025 Company: 1Q3·25Q4 2025 Company: 1Q1 2026 Company: 1Q1·26Q2 2026 Company: 1Q3 2026 Company: 1Q3·26
State taxes, € Q3 2026: 22 853 € · +0.0% vs Q2 2026
010 00020 00030 00040 000Q4 2023 Company: 10 024 €Q4·23Q1 2024 Company: 10 127 €Q2 2024 Company: 10 227 €Q2·24Q3 2024 Company: 8 258 €Q4 2024 Company: 5 489 €Q4·24Q1 2025 Company: 9 222 €Q2 2025 Company: 30 879 €Q2·25Q3 2025 Company: 27 406 €Q4 2025 Company: 27 110 €Q4·25Q1 2026 Company: 23 545 €Q2 2026 Company: 22 853 €Q2·26Q3 2026 Company: 22 853 €Q3·26010 00020 00030 00040 000Q4 2024 Company: 5 489 €Q1 2025 Company: 9 222 €Q1·25Q2 2025 Company: 30 879 €Q3 2025 Company: 27 406 €Q3·25Q4 2025 Company: 27 110 €Q1 2026 Company: 23 545 €Q1·26Q2 2026 Company: 22 853 €Q3 2026 Company: 22 853 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 — 22 853 25 341 1
Q2 2026 — 22 853 25 341 1
Q1 2026 — 23 545 25 818 1
Q4 2025 — 27 110 30 034 1
Q3 2025 — 27 406 30 509 1
Q2 2025 — 30 879 33 944 1
Q1 2025 118 9 222 9 944 2
Q4 2024 — 5 489 5 951 2
Q3 2024 — 8 258 8 705 1
Q2 2024 — 10 227 10 672 1
Q1 2024 — 10 127 10 524 1
Q4 2023 — 10 024 10 455 1
Q3 2023 — 9 558 9 954 1
Q2 2023 — 10 055 10 474 1
Q1 2023 — 10 024 10 455 1
Q4 2022 — 22 867 23 652 1
Q3 2022 — 14 199 14 700 2
Q2 2022 — 11 348 11 839 2
Q1 2022 — 20 098 21 080 2
Labour taxes per employee per month
8 447 €

Q3 2026 · calculated from EMTA data

Financials by year

2018 – 2025
Revenue, € thousand 2025: 219 892 € · −35.9% vs 2024 · industry median 0 € · above 98% of the industry
01002003004005002018 Company: — Industry median: —20182019 Company: 151 499 € Industry median: 0 €20192020 Company: 479 379 € Industry median: 0 €20202021 Company: 339 389 € Industry median: 0 €20212022 Company: 380 803 € Industry median: 0 €20222023 Company: 431 598 € Industry median: 0 €20232024 Company: 342 947 € Industry median: 0 €20242025 Company: 219 892 € Industry median: 0 €202501002003004005002018 Company: — Industry median: —2019 Company: 151 499 € Industry median: 0 €20192020 Company: 479 379 € Industry median: 0 €2021 Company: 339 389 € Industry median: 0 €20212022 Company: 380 803 € Industry median: 0 €2023 Company: 431 598 € Industry median: 0 €20232024 Company: 342 947 € Industry median: 0 €2025 Company: 219 892 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2024: -813 116 € · industry median 0 € · above 2% of the industry
-1 250-1 000-750-500-25002018 Company: — Industry median: —20182019 Company: — Industry median: 0 €20192020 Company: -1 184 316 € Industry median: 0 €20202021 Company: — Industry median: 0 €20212022 Company: — Industry median: 0 €20222023 Company: — Industry median: 0 €20232024 Company: -813 116 € Industry median: 0 €20242025 Company: — Industry median: 0 €2025-1 250-1 000-750-500-25002018 Company: — Industry median: —2019 Company: — Industry median: 0 €20192020 Company: -1 184 316 € Industry median: 0 €2021 Company: — Industry median: 0 €20212022 Company: — Industry median: 0 €2023 Company: — Industry median: 0 €20232024 Company: -813 116 € Industry median: 0 €2025 Company: — Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2024: -237.1 % · industry median 35.8 % · above 8% of the industry
-300-200-10001002018 Company: — Industry median: —20182019 Company: — Industry median: 39.3 %20192020 Company: -247.1 % Industry median: 42.1 %20202021 Company: — Industry median: 45.0 %20212022 Company: — Industry median: 26.3 %20222023 Company: — Industry median: 41.1 %20232024 Company: -237.1 % Industry median: 35.8 %20242025 Company: — Industry median: 34.4 %2025-300-200-10001002018 Company: — Industry median: —2019 Company: — Industry median: 39.3 %20192020 Company: -247.1 % Industry median: 42.1 %2021 Company: — Industry median: 45.0 %20212022 Company: — Industry median: 26.3 %2023 Company: — Industry median: 41.1 %20232024 Company: -237.1 % Industry median: 35.8 %2025 Company: — Industry median: 34.4 %2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 2 115 561 € · −40.7% vs 2024
01 0002 0003 0004 0005 0002018 Company: —20182019 Company: 4 584 664 €20192020 Company: 3 751 373 €20202021 Company: 3 640 481 €20212022 Company: 4 453 557 €20222023 Company: 3 596 312 €20232024 Company: 3 565 999 €20242025 Company: 2 115 561 €202501 0002 0003 0004 0005 0002018 Company: —2019 Company: 4 584 664 €20192020 Company: 3 751 373 €2021 Company: 3 640 481 €20212022 Company: 4 453 557 €2023 Company: 3 596 312 €20232024 Company: 3 565 999 €2025 Company: 2 115 561 €2025
Equity, € thousand 2024: 3 553 210 €
-2 00002 0004 0002018 Company: —20182019 Company: —20192020 Company: -1 924 890 €20202021 Company: —20212022 Company: —20222023 Company: —20232024 Company: 3 553 210 €20242025 Company: —2025-2 00002 0004 0002018 Company: —2019 Company: —20192020 Company: -1 924 890 €2021 Company: —20212022 Company: —2023 Company: —20232024 Company: 3 553 210 €2025 Company: —2025
Employees 2025: 21 · +75.0% vs 2024 · industry median 1 · above 93% of the industry
05101520252018 Company: 3 Industry median: 120182019 Company: 6 Industry median: 120192020 Company: 12 Industry median: 120202021 Company: 19 Industry median: 120212022 Company: 18 Industry median: 120222023 Company: 16 Industry median: 120232024 Company: 12 Industry median: 120242025 Company: 21 Industry median: 1202505101520252018 Company: 3 Industry median: 12019 Company: 6 Industry median: 120192020 Company: 12 Industry median: 12021 Company: 19 Industry median: 120212022 Company: 18 Industry median: 12023 Company: 16 Industry median: 120232024 Company: 12 Industry median: 12025 Company: 21 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 219 892 — — 2 115 561 — 21
2024 342 947 -813 116 78 797 3 565 999 3 553 210 12
2023 431 598 — — 3 596 312 — 16
2022 380 803 — — 4 453 557 — 18
2021 339 389 — — 3 640 481 — 19
2020 479 379 -1 184 316 355 341 3 751 373 -1 924 890 12
2019 151 499 — — 4 584 664 — 6
2018 — — — — — 3

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Revenue per employee
10 471 €
Revenue / average full-time employees

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 30 Jun 2026 Company’s own e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 30 Jun 2025 Company’s own e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 7 Oct 2024 Consolidated e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 3 Aug 2023 Company’s own · audited e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 30 Jun 2022 Company’s own · audited e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 10 Jun 2021 Consolidated · audited e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 8 Dec 2020 Consolidated · audited e-Äriregister

Board

  • Krõõt Kilvet
    Board member · since 7 Jan 2022
  • Kaspar Lõhmus
    Board member · since 22 May 2025
  • Nasdaq CSD SE
    Keeper of the share register · since 25 Oct 2017

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Owner in

Beneficial owners

Founders and other persons

No other persons.

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 64929Other credit granting, except pawn shops Main
Rulings
Number, date Title Deadline State Document
Ä 50066208 / 19
22 May 2025
Amendment entry In force
22 May 2025
PDF
Ä 50066208 / M4
13 Jul 2024
Warning of a fine: annual report not filed 12 Aug 2024 Deficiencies eliminated
8 Oct 2024
PDF
Ä 50066208 / 18
17 Apr 2024
Amendment entry In force
17 Apr 2024
PDF
Ä 50066208 / 17
20 Apr 2023
Amendment entry In force
20 Apr 2023
PDF
Ä 50066208 / M3
12 Apr 2023
Ruling to eliminate deficiencies 8 May 2023 Deficiencies eliminated
18 Apr 2023
PDF
Ä 50066208 / 16
27 Jul 2022
Amendment under Commercial Code § 525 (2) In force
27 Jul 2022
PDF
Ä 50066208 / 15
7 Jan 2022
Amendment entry In force
7 Jan 2022
PDF
Ä 50066208 / 14
8 Jul 2020
Amendment entry In force
8 Jul 2020
PDF
Ä 50066208 / M2
3 Jul 2020
Ruling to eliminate deficiencies 18 Jul 2020 Deficiencies eliminated
8 Jul 2020
PDF
Ä 50066208 / 13
3 Jul 2020
Amendment entry In force
3 Jul 2020
PDF
Ä 50066208 / 12
16 Jun 2020
Amendment entry In force
16 Jun 2020
PDF
Ä 50066208 / 11
9 Dec 2019
Amendment under Commercial Code § 525 (2) In force
9 Dec 2019
PDF
Ä 50066208 / 10
17 Oct 2019
Amendment entry In force
17 Oct 2019
PDF
Ä 50066208 / 9
3 Jul 2019
Amendment entry In force
3 Jul 2019
PDF
Ä 50066208 / M1
25 Jun 2019
Ruling to eliminate deficiencies 25 Jul 2019 Deficiencies eliminated
3 Jul 2019
PDF
Ä 50066208 / 8
28 Nov 2018
Amendment entry In force
28 Nov 2018
PDF
Ä 50066208 / 7
27 Nov 2018
Amendment entry In force
27 Nov 2018
PDF
Ä 50066208 / 6
5 Nov 2018
Amendment entry In force
5 Nov 2018
PDF
Ä 50066208 / 5
14 Sep 2018
Amendment entry In force
14 Sep 2018
PDF
Ä 50066208 / 4
20 Jan 2018
Amendment entry In force
20 Jan 2018
PDF
Ä 50066208 / 3
14 Dec 2017
Amendment entry In force
14 Dec 2017
PDF
Ä 50066208 / 2
25 Oct 2017
Amendment entry In force
25 Oct 2017
PDF
Ä 50066208
27 Sep 2017
First entry In force
27 Sep 2017
PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data