Fresh Finance OÜ
Fresh Finance OÜ is a OÜ based in Tallinn, registry code 12243370, status: active. Main activity: Activities of collection agencies and credit bureaus. Its annual report for 2025 shows revenue of €1 111 266 and 9 employees.
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Labour taxes per employee 8 034 €above 95% of companiesindustry median 1 350 € · companies in the industry: 777
- Revenue · 2025 1.1 mn €above 98% of companiesindustry median 3 483 € · companies in the industry: 3 688
Taxes and turnover
- Company
- Industry median
Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | — | 61 324 | 64 268 | 8 |
| Q2 2026 | — | 54 511 | 56 919 | 8 |
| Q1 2026 | — | 58 230 | 60 313 | 7 |
| Q4 2025 | — | 74 903 | 76 467 | 8 |
| Q3 2025 | — | 79 266 | 79 751 | 9 |
| Q2 2025 | — | 54 445 | 56 997 | 10 |
| Q1 2025 | — | 8 978 | 9 070 | 10 |
| Q4 2024 | — | 6 678 | 6 678 | 11 |
| Q3 2024 | — | 7 106 | 7 126 | 11 |
| Q2 2024 | — | 7 962 | 8 022 | 11 |
| Q1 2024 | — | 13 204 | 13 407 | 11 |
| Q4 2023 | — | 12 791 | 13 135 | 12 |
| Q3 2023 | — | 13 275 | 13 672 | 13 |
| Q2 2023 | — | 12 582 | 12 942 | 12 |
| Q1 2023 | — | 16 310 | 16 841 | 12 |
| Q4 2022 | — | 15 827 | 15 577 | 13 |
| Q3 2022 | — | 13 326 | 13 634 | 13 |
| Q2 2022 | — | 14 383 | 14 724 | 12 |
| Q1 2022 | 8 048 | 11 499 | 10 324 | 12 |
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | 1 111 266 | — | — | 431 274 | — | 9 |
| 2024 | 80 778 | -143 713 | 81 250 | 231 660 | 211 382 | 2 |
| 2023 | 248 559 | — | — | 511 852 | — | 6 |
| 2022 | 371 238 | — | — | 1 518 937 | — | 6 |
| 2021 | 382 119 | — | — | 1 520 397 | — | 6 |
| 2020 | 533 271 | -343 031 | 151 762 | 1 830 222 | -44 933 | 6 |
| 2019 | 301 647 | — | — | 2 860 122 | — | 5 |
| 2018 | — | — | — | — | — | 2 |
| 2017 | — | — | — | — | — | 2 |
| 2016 | — | — | — | — | — | 2 |
| 2015 | — | — | — | — | — | 0 |
| 2014 | — | — | — | — | — | 0 |
| 2013 | — | — | — | — | — | 0 |
| 2012 | — | — | — | — | — | 0 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Jan 2025 – 31 Dec 2025 | 30 Jun 2026 | Company’s own · audited | e-Äriregister |
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 27 Jun 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 1 Jul 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 30 Jun 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 30 Jun 2022 | Company’s own · audited | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 10 Jun 2021 | Company’s own · audited | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 15 Dec 2020 | Company’s own · audited | e-Äriregister |
Board
- Krõõt KilvetBoard member · since 10 Jan 2022
Right of representation
Any member of the management board may represent the private limited company in all transactions.
Owners
- Fresh Finance Group OÜLegal person · 14340366 · 89 952 €
- Fresh Finance Group OÜLegal person · 14340366 · 10 048 €
Beneficial owners
- Frank Van RaemdonckIndirect ownership · BEL · since 4 Oct 2024
Founders and other persons
- Eero KaupAudit firm · 25 May 2023
- KPMG Baltics OÜAudit firm · 25 May 2023
Related companies
Activities (EMTAK)
- 82911Activities of collection agencies and credit bureaus Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 10166281 / 25 5 Mar 2024 |
Amendment entry | In force 5 Mar 2024 |
||
| Ä 10166281 / 24 1 Sep 2023 |
Amendment entry | In force 1 Sep 2023 |
||
| Ä 10166281 / 23 10 Apr 2023 |
Amendment entry | In force 10 Apr 2023 |
||
| Ä 10166281 / 22 27 Jul 2022 |
Amendment under Commercial Code § 525 (2) | In force 27 Jul 2022 |
||
| Ä 10166281 / 21 11 Mar 2022 |
Amendment entry | In force 11 Mar 2022 |
||
| Ä 10166281 / 20 10 Jan 2022 |
Amendment entry | In force 10 Jan 2022 |
||
| Ä 10166281 / M2 11 Jun 2021 |
Procedural ruling | 11 Jul 2021 | Deficiencies eliminated 14 Jun 2021 |
|
| Ä 10166281 / 19 11 Mar 2021 |
Amendment entry | In force 11 Mar 2021 |
||
| Ä 10166281 / 18 20 Oct 2020 |
Amendment entry | In force 20 Oct 2020 |
||
| Ä 10166281 / 17 13 Jul 2020 |
Amendment entry | In force 13 Jul 2020 |
||
| Ä 10166281 / 16 17 Jun 2020 |
Amendment entry | In force 17 Jun 2020 |
||
| Ä 10166281 / 15 9 Dec 2019 |
Amendment entry | In force 9 Dec 2019 |
||
| Ä 10166281 / 14 3 Dec 2019 |
Amendment entry | In force 3 Dec 2019 |
||
| Ä 10166281 / 13 13 Nov 2019 |
Amendment entry | In force 13 Nov 2019 |
||
| Ä 10166281 / 12 19 Jun 2019 |
Amendment entry | In force 19 Jun 2019 |
||
| Ä 10166281 / 11 7 Jun 2019 |
Amendment under Commercial Code § 525 (2) | In force 7 Jun 2019 |
||
| Ä 10166281 / 10 4 Jun 2019 |
Amendment entry | In force 4 Jun 2019 |
||
| Ä 10166281 / 9 26 Nov 2018 |
Amendment entry | In force 26 Nov 2018 |
||
| Ä 10166281 / 8 18 Jan 2018 |
Amendment entry | In force 18 Jan 2018 |
||
| Ä 10166281 / 7 2 Dec 2017 |
Amendment entry | In force 2 Dec 2017 |
||
| Ä 10166281 / 6 29 Jul 2015 |
Amendment entry | In force 29 Jul 2015 |
||
| Ä 10166281 / M1 22 Jul 2015 |
Ruling to eliminate deficiencies | 21 Aug 2015 | Deficiencies eliminated 22 Jul 2015 |
|
| Ä 10166281 / 5 4 Jun 2015 |
Amendment entry | In force 4 Jun 2015 |
||
| Ä 10166281 / 4 23 May 2012 |
Amendment entry | In force 23 May 2012 |
||
| Ä 10166281 / 3 18 Apr 2012 |
Entry made by the register on its own initiative | In force 18 Apr 2012 |
||
| Ä 10166281 / 2 18 Apr 2012 |
Transformation entry | In force 18 Apr 2012 |
||
| Ä 10166281 5 Mar 2012 |
First entry | In force 5 Mar 2012 |
Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data