Creditstar International OÜ

Active Registry code 12022389 OÜ Tallinn Registered 23 Nov 2010
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Creditstar International OÜ is a OÜ based in Tallinn, registry code 12022389, status: active. Main activity: Other financial service activities n.e.c., except insurance and pension funding. According to EMTA, turnover for Q3 2026 was €1 589 880 with 91 employees.

Turnover
1 589 880 €
↑ 15.7% vs Q2 2026
State taxes
1 137 825 €
↑ 13.9% vs Q2 2026
Labour taxes
788 767 €
↑ 11.7% vs Q2 2026
Employees
91
+7 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Turnover · Q3 2026 1.6 mn €
    industry median 13 555 € · companies in the industry: 547
  • Labour taxes per employee 8 668 €
    industry median 2 214 € · companies in the industry: 443

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € thousand Q3 2026: 1 589 880 € · +15.7% vs Q2 2026 · industry median 13 555 € · above 98% of the industry
05001 0001 5002 000Q4 2023 Company: 639 984 € Industry median: 14 078 €Q4·23Q1 2024 Company: 1 218 822 € Industry median: 17 274 €Q2 2024 Company: 804 391 € Industry median: 13 884 €Q2·24Q3 2024 Company: 871 160 € Industry median: 13 160 €Q4 2024 Company: 1 043 840 € Industry median: 15 008 €Q4·24Q1 2025 Company: 1 014 832 € Industry median: 16 276 €Q2 2025 Company: 1 022 640 € Industry median: 16 066 €Q2·25Q3 2025 Company: 1 048 665 € Industry median: 12 383 €Q4 2025 Company: 1 275 691 € Industry median: 15 000 €Q4·25Q1 2026 Company: 1 282 371 € Industry median: 16 305 €Q2 2026 Company: 1 374 057 € Industry median: 14 161 €Q2·26Q3 2026 Company: 1 589 880 € Industry median: 13 555 €Q3·2605001 0001 5002 000Q4 2024 Company: 1 043 840 € Industry median: 15 008 €Q1 2025 Company: 1 014 832 € Industry median: 16 276 €Q1·25Q2 2025 Company: 1 022 640 € Industry median: 16 066 €Q3 2025 Company: 1 048 665 € Industry median: 12 383 €Q3·25Q4 2025 Company: 1 275 691 € Industry median: 15 000 €Q1 2026 Company: 1 282 371 € Industry median: 16 305 €Q1·26Q2 2026 Company: 1 374 057 € Industry median: 14 161 €Q3 2026 Company: 1 589 880 € Industry median: 13 555 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 8 668 € · +3.1% vs Q2 2026 · industry median 2 214 € · above 86% of the industry
02 0004 0006 0008 00010 000Q4 2023 Company: 6 621 € Industry median: 2 331 €Q4·23Q1 2024 Company: 6 699 € Industry median: 2 206 €Q2 2024 Company: 7 097 € Industry median: 2 448 €Q2·24Q3 2024 Company: 7 189 € Industry median: 2 272 €Q4 2024 Company: 7 279 € Industry median: 2 438 €Q4·24Q1 2025 Company: 7 398 € Industry median: 2 659 €Q2 2025 Company: 7 909 € Industry median: 2 225 €Q2·25Q3 2025 Company: 7 465 € Industry median: 2 338 €Q4 2025 Company: 8 679 € Industry median: 2 418 €Q4·25Q1 2026 Company: 9 356 € Industry median: 2 338 €Q2 2026 Company: 8 407 € Industry median: 2 196 €Q2·26Q3 2026 Company: 8 668 € Industry median: 2 214 €Q3·2602 0004 0006 0008 00010 000Q4 2024 Company: 7 279 € Industry median: 2 438 €Q1 2025 Company: 7 398 € Industry median: 2 659 €Q1·25Q2 2025 Company: 7 909 € Industry median: 2 225 €Q3 2025 Company: 7 465 € Industry median: 2 338 €Q3·25Q4 2025 Company: 8 679 € Industry median: 2 418 €Q1 2026 Company: 9 356 € Industry median: 2 338 €Q1·26Q2 2026 Company: 8 407 € Industry median: 2 196 €Q3 2026 Company: 8 668 € Industry median: 2 214 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 91 · +8.3% vs Q2 2026
020406080100Q4 2023 Company: 45Q4·23Q1 2024 Company: 48Q2 2024 Company: 50Q2·24Q3 2024 Company: 53Q4 2024 Company: 57Q4·24Q1 2025 Company: 61Q2 2025 Company: 62Q2·25Q3 2025 Company: 70Q4 2025 Company: 73Q4·25Q1 2026 Company: 78Q2 2026 Company: 84Q2·26Q3 2026 Company: 91Q3·26020406080100Q4 2024 Company: 57Q1 2025 Company: 61Q1·25Q2 2025 Company: 62Q3 2025 Company: 70Q3·25Q4 2025 Company: 73Q1 2026 Company: 78Q1·26Q2 2026 Company: 84Q3 2026 Company: 91Q3·26
State taxes, € thousand Q3 2026: 1 137 825 € · +13.9% vs Q2 2026
02505007501 0001 250Q4 2023 Company: 412 311 €Q4·23Q1 2024 Company: 546 898 €Q2 2024 Company: 621 641 €Q2·24Q3 2024 Company: 548 838 €Q4 2024 Company: 618 939 €Q4·24Q1 2025 Company: 734 451 €Q2 2025 Company: 682 672 €Q2·25Q3 2025 Company: 731 968 €Q4 2025 Company: 905 492 €Q4·25Q1 2026 Company: 1 039 691 €Q2 2026 Company: 999 246 €Q2·26Q3 2026 Company: 1 137 825 €Q3·2602505007501 0001 250Q4 2024 Company: 618 939 €Q1 2025 Company: 734 451 €Q1·25Q2 2025 Company: 682 672 €Q3 2025 Company: 731 968 €Q3·25Q4 2025 Company: 905 492 €Q1 2026 Company: 1 039 691 €Q1·26Q2 2026 Company: 999 246 €Q3 2026 Company: 1 137 825 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 1 589 880 1 137 825 788 767 91
Q2 2026 1 374 057 999 246 706 157 84
Q1 2026 1 282 371 1 039 691 729 791 78
Q4 2025 1 275 691 905 492 633 535 73
Q3 2025 1 048 665 731 968 522 532 70
Q2 2025 1 022 640 682 672 490 333 62
Q1 2025 1 014 832 734 451 451 257 61
Q4 2024 1 043 840 618 939 414 893 57
Q3 2024 871 160 548 838 381 042 53
Q2 2024 804 391 621 641 354 839 50
Q1 2024 1 218 822 546 898 321 573 48
Q4 2023 639 984 412 311 297 952 45
Q3 2023 748 758 429 963 293 585 42
Q2 2023 1 012 517 509 322 325 115 42
Q1 2023 445 084 450 091 380 988 49
Q4 2022 487 943 468 991 395 043 58
Q3 2022 298 611 104 177 43 632 62
Q2 2022 219 540 62 549 18 633 60
Q1 2022 145 696 49 973 20 834 52
Labour taxes per employee per month
2 889 €
Turnover per employee in the quarter
17 471 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025
Net profit, € thousand 2025: 10 182 000 € · +103.1% vs 2024 · industry median 0 € · above 98% of the industry
-2 50002 5005 0007 50010 00012 5002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 718 000 € Industry median: 0 €20192020 Company: 2 911 000 € Industry median: 0 €20202021 Company: 2 105 000 € Industry median: 0 €20212022 Company: -1 021 000 € Industry median: 0 €20222023 Company: 4 685 000 € Industry median: 0 €20232024 Company: 5 014 000 € Industry median: 0 €20242025 Company: 10 182 000 € Industry median: 0 €2025-2 50002 5005 0007 50010 00012 5002018 Company: — Industry median: —2019 Company: 718 000 € Industry median: 0 €20192020 Company: 2 911 000 € Industry median: 0 €2021 Company: 2 105 000 € Industry median: 0 €20212022 Company: -1 021 000 € Industry median: 0 €2023 Company: 4 685 000 € Industry median: 0 €20232024 Company: 5 014 000 € Industry median: 0 €2025 Company: 10 182 000 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, mn € 2025: 386 358 000 € · +84.6% vs 2024
01002003004002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 64 368 000 €20192020 Company: 80 403 000 €20202021 Company: 102 735 000 €20212022 Company: 132 021 000 €20222023 Company: 135 839 000 €20232024 Company: 209 323 000 €20242025 Company: 386 358 000 €202501002003004002018 Company: —2019 Company: 64 368 000 €20192020 Company: 80 403 000 €2021 Company: 102 735 000 €20212022 Company: 132 021 000 €2023 Company: 135 839 000 €20232024 Company: 209 323 000 €2025 Company: 386 358 000 €2025
Equity, € thousand 2025: 21 205 000 € · +92.4% vs 2024
05 00010 00015 00020 00025 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 6 101 000 €20192020 Company: 9 776 000 €20202021 Company: 4 138 000 €20212022 Company: 3 117 000 €20222023 Company: 7 802 000 €20232024 Company: 11 023 000 €20242025 Company: 21 205 000 €202505 00010 00015 00020 00025 0002018 Company: —2019 Company: 6 101 000 €20192020 Company: 9 776 000 €2021 Company: 4 138 000 €20212022 Company: 3 117 000 €2023 Company: 7 802 000 €20232024 Company: 11 023 000 €2025 Company: 21 205 000 €2025
Employees 2025: 63 · +23.5% vs 2024 · industry median 1 · above 98% of the industry
0204060802016 Company: 1 Industry median: —20162017 Company: 1 Industry median: —20172018 Company: 1 Industry median: 120182019 Company: 1 Industry median: 120192020 Company: 1 Industry median: 120202021 Company: 1 Industry median: 120212022 Company: 66 Industry median: 120222023 Company: 43 Industry median: 120232024 Company: 51 Industry median: 120242025 Company: 63 Industry median: 120250204060802018 Company: 1 Industry median: 12019 Company: 1 Industry median: 120192020 Company: 1 Industry median: 12021 Company: 1 Industry median: 120212022 Company: 66 Industry median: 12023 Company: 43 Industry median: 120232024 Company: 51 Industry median: 12025 Company: 63 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 — 10 182 000 3 936 000 386 358 000 21 205 000 63
2024 — 5 014 000 2 520 000 209 323 000 11 023 000 51
2023 — 4 685 000 2 260 000 135 839 000 7 802 000 43
2022 — -1 021 000 866 000 132 021 000 3 117 000 66
2021 — 2 105 000 0 102 735 000 4 138 000 1
2020 — 2 911 000 0 80 403 000 9 776 000 1
2019 — 718 000 0 64 368 000 6 101 000 1
2018 — — — — — 1
2017 — — — — — 1
2016 — — — — — 1
2015 — — — — — 1
2014 — — — — — 1
2013 — — — — — 1
2012 — — — — — 1
2011 — — — — — 0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Return on equity (ROE)
48.0 %
Net profit / equity
Return on assets (ROA)
2.6 %
Net profit / assets
Equity ratio
5.5 %
Equity / assets
Debt ratio
94.5 %
Liabilities / assets
Current ratio
1.26
Current assets / current liabilities
Labour cost per employee per month
5 206 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 3 Jul 2026 Company’s own · audited e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 5 Sep 2025 Company’s own · audited e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 1 Jul 2024 Company’s own · audited e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 28 Jul 2023 Company’s own · audited e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 27 Jul 2022 Company’s own · audited e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 21 Dec 2021 Company’s own · audited e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 30 Jun 2020 Company’s own · audited e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Owner in

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 64991Other financial service activities n.e.c., except insurance and pension funding Main
Rulings
Number, date Title Deadline State Document
Ä 10150090 / 11
2 Sep 2023
Amendment entry In force
2 Sep 2023
PDF
Ä 10150090 / 10
4 May 2023
Amendment under Code of Civil Procedure § 595¹ (1) In force
4 May 2023
PDF
Ä 10150090 / 9
9 Dec 2020
Entry refused In force
5 Jan 2021
PDF
Ä 10150090 / 8
25 Nov 2019
Amendment entry In force
25 Nov 2019
PDF
Ä 10150090 / M1
7 Nov 2019
Ruling to eliminate deficiencies 22 Nov 2019 Deficiencies eliminated
25 Nov 2019
PDF
Ä 10150090 / 7
17 Jan 2018
Amendment entry In force
17 Jan 2018
PDF
Ä 10150090 / 6
1 Dec 2017
Amendment entry In force
1 Dec 2017
PDF
Ä 10150090 / 5
29 Jun 2016
Amendment under Commercial Code § 525 (2) In force
29 Jun 2016
PDF
Ä 10150090 / 4
7 Oct 2015
Amendment entry In force
7 Oct 2015
PDF
Ä 10150090 / 3
4 Jul 2013
Amendment entry In force
4 Jul 2013
PDF
Ä 10150090 / 2
8 Oct 2012
Amendment under Commercial Code § 525 (2) In force
8 Oct 2012
PDF
Ä 10150090
23 Nov 2010
First entry In force
23 Nov 2010
PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data