Creditstar Estonia AS

Active Registry code 11251314 AS Tallinn Registered 2 May 2006
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Creditstar Estonia AS is a AS based in Tallinn, registry code 11251314, status: active. Main activity: Other credit granting, except pawn shops. According to EMTA, turnover for Q3 2026 was €3 185 with 9 employees.

Turnover
3 185 €
↑ 11.1% vs Q2 2026
State taxes
74 634 €
↑ 2.8% vs Q2 2026
Labour taxes
76 133 €
↑ 2.9% vs Q2 2026
Employees
9
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Turnover · Q3 2026 3 185 €
    industry median 13 555 € · companies in the industry: 547
  • Labour taxes per employee 8 459 €
    industry median 2 214 € · companies in the industry: 443
  • Revenue · 2020 0 €
    industry median 0 € · companies in the industry: 2 306

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € Q3 2026: 3 185 € · +11.1% vs Q2 2026 · industry median 13 555 € · above 28% of the industry
010 00020 00030 00040 000Q4 2023 Company: 30 816 € Industry median: 14 078 €Q4·23Q1 2024 Company: 22 842 € Industry median: 17 274 €Q2 2024 Company: 29 595 € Industry median: 13 884 €Q2·24Q3 2024 Company: 33 381 € Industry median: 13 160 €Q4 2024 Company: 34 031 € Industry median: 15 008 €Q4·24Q1 2025 Company: 36 008 € Industry median: 16 276 €Q2 2025 Company: 23 263 € Industry median: 16 066 €Q2·25Q3 2025 Company: 1 410 € Industry median: 12 383 €Q4 2025 Company: 1 452 € Industry median: 15 000 €Q4·25Q1 2026 Company: 988 € Industry median: 16 305 €Q2 2026 Company: 2 868 € Industry median: 14 161 €Q2·26Q3 2026 Company: 3 185 € Industry median: 13 555 €Q3·26010 00020 00030 00040 000Q4 2024 Company: 34 031 € Industry median: 15 008 €Q1 2025 Company: 36 008 € Industry median: 16 276 €Q1·25Q2 2025 Company: 23 263 € Industry median: 16 066 €Q3 2025 Company: 1 410 € Industry median: 12 383 €Q3·25Q4 2025 Company: 1 452 € Industry median: 15 000 €Q1 2026 Company: 988 € Industry median: 16 305 €Q1·26Q2 2026 Company: 2 868 € Industry median: 14 161 €Q3 2026 Company: 3 185 € Industry median: 13 555 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 8 459 € · +2.9% vs Q2 2026 · industry median 2 214 € · above 86% of the industry
02 5005 0007 50010 00012 500Q4 2023 Company: 7 938 € Industry median: 2 331 €Q4·23Q1 2024 Company: 7 593 € Industry median: 2 206 €Q2 2024 Company: 8 906 € Industry median: 2 448 €Q2·24Q3 2024 Company: 7 760 € Industry median: 2 272 €Q4 2024 Company: 9 565 € Industry median: 2 438 €Q4·24Q1 2025 Company: 11 893 € Industry median: 2 659 €Q2 2025 Company: 9 639 € Industry median: 2 225 €Q2·25Q3 2025 Company: 9 801 € Industry median: 2 338 €Q4 2025 Company: 7 608 € Industry median: 2 418 €Q4·25Q1 2026 Company: 8 249 € Industry median: 2 338 €Q2 2026 Company: 8 219 € Industry median: 2 196 €Q2·26Q3 2026 Company: 8 459 € Industry median: 2 214 €Q3·2602 5005 0007 50010 00012 500Q4 2024 Company: 9 565 € Industry median: 2 438 €Q1 2025 Company: 11 893 € Industry median: 2 659 €Q1·25Q2 2025 Company: 9 639 € Industry median: 2 225 €Q3 2025 Company: 9 801 € Industry median: 2 338 €Q3·25Q4 2025 Company: 7 608 € Industry median: 2 418 €Q1 2026 Company: 8 249 € Industry median: 2 338 €Q1·26Q2 2026 Company: 8 219 € Industry median: 2 196 €Q3 2026 Company: 8 459 € Industry median: 2 214 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 9 · +0.0% vs Q2 2026
0246810Q4 2023 Company: 7Q4·23Q1 2024 Company: 7Q2 2024 Company: 7Q2·24Q3 2024 Company: 7Q4 2024 Company: 7Q4·24Q1 2025 Company: 7Q2 2025 Company: 7Q2·25Q3 2025 Company: 7Q4 2025 Company: 9Q4·25Q1 2026 Company: 9Q2 2026 Company: 9Q2·26Q3 2026 Company: 9Q3·260246810Q4 2024 Company: 7Q1 2025 Company: 7Q1·25Q2 2025 Company: 7Q3 2025 Company: 7Q3·25Q4 2025 Company: 9Q1 2026 Company: 9Q1·26Q2 2026 Company: 9Q3 2026 Company: 9Q3·26
State taxes, € Q3 2026: 74 634 € · +2.8% vs Q2 2026
020 00040 00060 00080 000100 000Q4 2023 Company: 54 174 €Q4·23Q1 2024 Company: 51 704 €Q2 2024 Company: 60 727 €Q2·24Q3 2024 Company: 52 626 €Q4 2024 Company: 65 240 €Q4·24Q1 2025 Company: 81 397 €Q2 2025 Company: 65 793 €Q2·25Q3 2025 Company: 67 103 €Q4 2025 Company: 67 002 €Q4·25Q1 2026 Company: 72 338 €Q2 2026 Company: 72 579 €Q2·26Q3 2026 Company: 74 634 €Q3·26020 00040 00060 00080 000100 000Q4 2024 Company: 65 240 €Q1 2025 Company: 81 397 €Q1·25Q2 2025 Company: 65 793 €Q3 2025 Company: 67 103 €Q3·25Q4 2025 Company: 67 002 €Q1 2026 Company: 72 338 €Q1·26Q2 2026 Company: 72 579 €Q3 2026 Company: 74 634 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 3 185 74 634 76 133 9
Q2 2026 2 868 72 579 73 972 9
Q1 2026 988 72 338 74 242 9
Q4 2025 1 452 67 002 68 476 9
Q3 2025 1 410 67 103 68 610 7
Q2 2025 23 263 65 793 67 471 7
Q1 2025 36 008 81 397 83 254 7
Q4 2024 34 031 65 240 66 958 7
Q3 2024 33 381 52 626 54 320 7
Q2 2024 29 595 60 727 62 345 7
Q1 2024 22 842 51 704 53 153 7
Q4 2023 30 816 54 174 55 567 7
Q3 2023 35 656 60 093 62 083 9
Q2 2023 73 171 53 293 55 076 10
Q1 2023 72 200 75 344 77 034 10
Q4 2022 77 363 91 068 93 512 14
Q3 2022 89 830 361 621 380 344 16
Q2 2022 108 332 400 806 381 666 18
Q1 2022 120 832 384 900 409 383 24
Labour taxes per employee per month
2 820 €
Turnover per employee in the quarter
354 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025
Revenue, € thousand 2020: 0 € · −100.0% vs 2019 · industry median 0 € · above 5% of the industry
05 00010 00015 00020 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 16 789 000 € Industry median: 0 €20192020 Company: 0 € Industry median: 0 €20202021 Company: — Industry median: 0 €20212022 Company: — Industry median: 0 €20222023 Company: — Industry median: 0 €20232024 Company: — Industry median: 0 €20242025 Company: — Industry median: 0 €202505 00010 00015 00020 0002018 Company: — Industry median: —2019 Company: 16 789 000 € Industry median: 0 €20192020 Company: 0 € Industry median: 0 €2021 Company: — Industry median: 0 €20212022 Company: — Industry median: 0 €2023 Company: — Industry median: 0 €20232024 Company: — Industry median: 0 €2025 Company: — Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 60 000 € · +103.0% vs 2024 · industry median 0 € · above 86% of the industry
-2 00002 0004 0006 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 4 926 000 € Industry median: 0 €20192020 Company: 4 564 000 € Industry median: 0 €20202021 Company: 5 342 000 € Industry median: 0 €20212022 Company: 5 247 000 € Industry median: 0 €20222023 Company: 59 000 € Industry median: 0 €20232024 Company: -1 999 000 € Industry median: 0 €20242025 Company: 60 000 € Industry median: 0 €2025-2 00002 0004 0006 0002018 Company: — Industry median: —2019 Company: 4 926 000 € Industry median: 0 €20192020 Company: 4 564 000 € Industry median: 0 €2021 Company: 5 342 000 € Industry median: 0 €20212022 Company: 5 247 000 € Industry median: 0 €2023 Company: 59 000 € Industry median: 0 €20232024 Company: -1 999 000 € Industry median: 0 €2025 Company: 60 000 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2019: 29.3 % · industry median 39.3 % · above 44% of the industry
010203040502016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 29.3 % Industry median: 39.3 %20192020 Company: — Industry median: 42.1 %20202021 Company: — Industry median: 45.0 %20212022 Company: — Industry median: 26.3 %20222023 Company: — Industry median: 41.1 %20232024 Company: — Industry median: 35.8 %20242025 Company: — Industry median: 34.4 %2025010203040502018 Company: — Industry median: —2019 Company: 29.3 % Industry median: 39.3 %20192020 Company: — Industry median: 42.1 %2021 Company: — Industry median: 45.0 %20212022 Company: — Industry median: 26.3 %2023 Company: — Industry median: 41.1 %20232024 Company: — Industry median: 35.8 %2025 Company: — Industry median: 34.4 %2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, mn € 2025: 163 762 000 € · +15.6% vs 2024
0501001502002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 70 678 000 €20192020 Company: 82 382 000 €20202021 Company: 83 477 000 €20212022 Company: 109 449 000 €20222023 Company: 128 401 000 €20232024 Company: 141 636 000 €20242025 Company: 163 762 000 €20250501001502002018 Company: —2019 Company: 70 678 000 €20192020 Company: 82 382 000 €2021 Company: 83 477 000 €20212022 Company: 109 449 000 €2023 Company: 128 401 000 €20232024 Company: 141 636 000 €2025 Company: 163 762 000 €2025
Equity, € thousand 2025: 40 012 000 € · +0.2% vs 2024
010 00020 00030 00040 00050 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 22 670 000 €20192020 Company: 27 469 000 €20202021 Company: 37 536 000 €20212022 Company: 42 784 000 €20222023 Company: 42 843 000 €20232024 Company: 39 952 000 €20242025 Company: 40 012 000 €2025010 00020 00030 00040 00050 0002018 Company: —2019 Company: 22 670 000 €20192020 Company: 27 469 000 €2021 Company: 37 536 000 €20212022 Company: 42 784 000 €2023 Company: 42 843 000 €20232024 Company: 39 952 000 €2025 Company: 40 012 000 €2025
Employees 2025: 7 · −36.4% vs 2024 · industry median 1 · above 88% of the industry
0204060801002016 Company: 51 Industry median: —20162017 Company: 74 Industry median: —20172018 Company: 75 Industry median: 120182019 Company: 98 Industry median: 120192020 Company: 83 Industry median: 120202021 Company: 74 Industry median: 120212022 Company: 50 Industry median: 120222023 Company: 14 Industry median: 120232024 Company: 11 Industry median: 120242025 Company: 7 Industry median: 120250204060801002018 Company: 75 Industry median: 12019 Company: 98 Industry median: 120192020 Company: 83 Industry median: 12021 Company: 74 Industry median: 120212022 Company: 50 Industry median: 12023 Company: 14 Industry median: 120232024 Company: 11 Industry median: 12025 Company: 7 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 — 60 000 345 000 163 762 000 40 012 000 7
2024 — -1 999 000 322 000 141 636 000 39 952 000 11
2023 — 59 000 386 000 128 401 000 42 843 000 14
2022 — 5 247 000 2 123 000 109 449 000 42 784 000 50
2021 — 5 342 000 2 497 000 83 477 000 37 536 000 74
2020 0 4 564 000 3 307 000 82 382 000 27 469 000 83
2019 16 789 000 4 926 000 2 722 000 70 678 000 22 670 000 98
2018 — — — — — 75
2017 — — — — — 74
2016 — — — — — 51
2015 — — — — — 39
2014 — — — — — 24
2013 — — — — — 22
2012 — — — — — 25
2011 — — — — — 24
2010 — — — — — 21
2008 — — — — — 0
2007 — — — — — 18
2006 — — — — — 6

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Return on equity (ROE)
0.1 %
Net profit / equity
Return on assets (ROA)
0.0 %
Net profit / assets
Equity ratio
24.4 %
Equity / assets
Debt ratio
75.6 %
Liabilities / assets
Current ratio
0.28
Current assets / current liabilities
Labour cost per employee per month
4 107 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 30 Jun 2026 Company’s own · audited e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 15 Aug 2025 Company’s own · audited e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 1 Jul 2024 Company’s own · audited e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 28 Jul 2023 Company’s own · audited e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 27 Jul 2022 Company’s own · audited e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 21 Dec 2021 Company’s own · audited e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 30 Jun 2020 Company’s own · audited e-Äriregister

Board

  • Nasdaq CSD SE
    Keeper of the share ledger · since 28 Sep 2017
  • Aaro Sosaar
    Board member · since 6 May 2008

Right of representation

Any member of the management board may represent the public limited company in all transactions.

Owners

No owner information.

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 64929Other credit granting, except pawn shops Main
Rulings
Number, date Title Deadline State Document
Ä 10098138 / M11
12 Jul 2025
Warning of a fine: annual report not filed 14 Aug 2025 Deficiencies eliminated
16 Aug 2025
PDF
Ä 10098138 / 20
4 May 2023
Amendment under Code of Civil Procedure § 595¹ (1) In force
4 May 2023
PDF
Ä 10098138 / M10
6 Feb 2023
Ruling to correct data outside an entry 26 Feb 2023 Deficiencies eliminated
20 Feb 2023
PDF
Ä 10098138 / 19
17 Jan 2018
Amendment entry In force
17 Jan 2018
PDF
Ä 10098138 / 18
30 Nov 2017
Amendment entry In force
30 Nov 2017
PDF
Ä 10098138 / 17
28 Sep 2017
Amendment entry In force
28 Sep 2017
PDF
Ä 10098138 / 16
29 Jun 2016
Amendment under Commercial Code § 525 (2) In force
29 Jun 2016
PDF
Ä 10098138 / M9
16 Oct 2015
Ruling to eliminate deficiencies 5 Nov 2015 Deficiencies eliminated
16 Oct 2015
PDF
Ä 10098138 / 15
16 Oct 2015
Amendment entry In force
16 Oct 2015
PDF
Ä 10098138 / 14
29 Nov 2012
Amendment entry In force
29 Nov 2012
PDF
Ä 10098138 / M8
22 Nov 2012
Ruling to eliminate deficiencies 10 Jan 2013 In force
22 Nov 2012
PDF
Ä 10098138 / 13
5 Oct 2012
Amendment under Commercial Code § 525 (2) In force
5 Oct 2012
PDF
Ä 10098138 / M7
4 Feb 2011
Warning of a fine: deficiencies in the annual report 4 Mar 2011 Deficiencies eliminated
7 Feb 2011
PDF
K 10134692 / 2
6 Dec 2010
Commercial pledge deleted In force
6 Dec 2010
PDF
Ä 98138 / 12
22 Dec 2009
Amendment entry In force
22 Dec 2009
PDF
Ä 98138 / M6
17 Dec 2009
Ruling to eliminate deficiencies 25 Jan 2010 In force
17 Dec 2009
PDF
Ä 98138 / 11
14 Dec 2009
Amendment entry In force
14 Dec 2009
PDF
Ä 98138 / M5
2 Dec 2009
Ruling to eliminate deficiencies In force
2 Dec 2009
PDF
K 134692
7 Oct 2009
Commercial pledge entered In force
7 Oct 2009
PDF
Ä 98138 / 10
3 Dec 2008
Deletion of activities from the registry card In force
3 Dec 2008
PDF
Ä 98138 / 9
28 Oct 2008
Transformation entry without a new registry card In force
28 Oct 2008
PDF
Ä 98138 / M4
22 Oct 2008
Ruling to eliminate deficiencies (to be served) 6 Dec 2008 In force
27 Oct 2008
PDF
Ä 98138 / M3
29 Sep 2008
Ruling to eliminate deficiencies (to be served) 21 Nov 2008 In force
2 Oct 2008
PDF
Ä 98138 / M2
18 Sep 2008
Ruling to eliminate deficiencies (to be served) 21 Nov 2008 In force
22 Sep 2008
PDF
Ä 98138 / 8
12 Aug 2008
Note on registration of shares in the Estonian central register of securities In force
12 Aug 2008
PDF
Ä 98138 / 7
6 May 2008
Amendment entry In force
6 May 2008
PDF
Ä 98138 / 6
5 May 2008
Amendment entry In force
5 May 2008
PDF
Ä 98138 / 5
30 Apr 2008
Amendment entry In force
30 Apr 2008
PDF
Ä 98138 / M1
2 Apr 2008
Warning of a fine: deficiencies in the annual report 15 May 2008 In force
15 Apr 2008
PDF
Ä 98138 / 4
20 Feb 2008
Amendment entry In force
20 Feb 2008
PDF
Ä 98138 / 3
21 Aug 2007
Amendment entry In force
21 Aug 2007
PDF
Ä 98138 / 2
12 Dec 2006
Amendment entry In force
12 Dec 2006
PDF
Ä 98138
27 Apr 2006
First entry In force
2 May 2006
PDF

Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data