Salva Kahjukäsitluse Osaühing

Active Registry code 10259383 OÜ Tallinn Registered 5 Sep 1997

Salva Kahjukäsitluse Osaühing is a OÜ based in Tallinn, registry code 10259383, status: active. Main activity: Risk and damage evaluation. Its annual report for 2025 shows revenue of €1 851 252 and 20 employees.

Turnover

—

State taxes

101 901 €

↑ 7.4% vs Q2 2026

Labour taxes

109 187 €

↑ 10.0% vs Q2 2026

Employees

±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Activities auxiliary to financial services and insurance activities · EMTAK 66

Labour taxes per employee 4 549 €

above 67% of companies

industry median 2 338 € · companies in the industry: 272
Revenue · 2025 1.9 mn €

above 98% of companies

industry median 3 200 € · companies in the industry: 1 215
Net profit margin · 2025 4.8 %

above 35% of companies

industry median 23.7 % · companies in the industry: 667

Taxes and turnover

Q4 2023 – Q3 2026

Labour taxes per employee, € Q3 2026: 4 549 € · +10.0% vs Q2 2026 · industry median 2 338 € · above 67% of the industry

Company
Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 24 · +0.0% vs Q2 2026

State taxes, € thousand Q3 2026: 101 901 € · +7.4% vs Q2 2026

Figures by quarter
Quarter	Turnover, €	State taxes, €	Labour taxes, €	Employees
Q3 2026	—	101 901	109 187	24
Q2 2026	—	94 910	99 305	24
Q1 2026	—	421 962	173 155	24
Q4 2025	—	99 225	101 489	24
Q3 2025	—	104 231	109 902	24
Q2 2025	—	238 921	161 648	24
Q1 2025	—	99 383	99 298	24
Q4 2024	—	215 236	96 227	25
Q3 2024	—	596 463	100 151	25
Q2 2024	—	90 719	89 998	25
Q1 2024	—	127 836	132 541	25
Q4 2023	—	81 819	81 747	24
Q3 2023	—	81 864	85 459	23
Q2 2023	—	78 642	82 002	23
Q1 2023	—	117 608	119 201	24
Q4 2022	—	77 029	76 420	24
Q3 2022	—	81 965	85 134	24
Q2 2022	—	67 985	69 875	24
Q1 2022	—	93 016	93 484	22

Labour taxes per employee per month

1 516 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025

Revenue, € thousand 2025: 1 851 252 € · −25.1% vs 2024 · industry median 3 200 € · above 98% of the industry

Company
Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 88 964 € · +258.1% vs 2024 · industry median 80 € · above 88% of the industry

Company
Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 4.8 % · +7.1 pp vs the year before · industry median 23.7 % · above 35% of the industry

Company
Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 4 263 730 € · −20.9% vs 2024

Equity, € thousand 2025: 3 228 808 € · +2.8% vs 2024

Employees 2025: 20 · +0.0% vs 2024 · industry median 1 · above 98% of the industry

Company
Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year	Revenue, €	Net profit, €	Labour costs, €	Assets, €	Equity, €	Employees
2025	1 851 252	88 964	1 105 929	4 263 730	3 228 808	20
2024	2 470 855	-56 267	1 064 853	5 391 449	3 139 844	20
2023	2 710 874	948 093	898 029	7 461 280	7 196 111	19
2022	2 369 275	1 089 044	828 384	6 507 735	6 248 018	19
2021	1 910 260	1 551 733	698 706	5 376 025	5 158 974	18
2020	1 781 370	859 775	709 979	3 829 117	3 607 241	20
2019	1 916 954	665 586	822 929	3 284 066	2 747 466	20
2018	—	—	—	—	—	20
2017	—	—	—	—	—	20
2016	—	—	—	—	—	20
2015	—	—	—	—	—	20
2014	—	—	—	—	—	19
2013	—	—	—	—	—	18
2012	—	—	—	—	—	19
2011	—	—	—	—	—	28
2010	—	—	—	—	—	28
2009	—	—	—	—	—	26
2008	—	—	—	—	—	31
2007	—	—	—	—	—	31
2006	—	—	—	—	—	37
2005	—	—	—	—	—	33
2004	—	—	—	—	—	34
2003	—	—	—	—	—	24
2002	—	—	—	—	—	10
2001	—	—	—	—	—	15
2000	—	—	—	—	—	7
1999	—	—	—	—	—	8
1998	—	—	—	—	—	7

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin

4.8 %

Net profit / revenue

Return on equity (ROE)

2.8 %

Net profit / equity

Return on assets (ROA)

2.1 %

Net profit / assets

Equity ratio

75.7 %

Equity / assets

Debt ratio

24.3 %

Liabilities / assets

Current ratio

1.30

Current assets / current liabilities

Revenue per employee

92 563 €

Revenue / average full-time employees

Labour cost per employee per month

4 608 €

Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister

Annual reports
Year	Period	Filed	Report	Documents
2025	1 Jan 2025 – 31 Dec 2025	8 May 2026	Company’s own · audited	e-Äriregister
2024	1 Jan 2024 – 31 Dec 2024	9 May 2025	Company’s own · audited	e-Äriregister
2023	1 Jan 2023 – 31 Dec 2023	26 Apr 2024	Company’s own · audited	e-Äriregister
2022	1 Jan 2022 – 31 Dec 2022	25 May 2023	Company’s own · audited	e-Äriregister
2021	1 Jan 2021 – 31 Dec 2021	6 May 2022	Company’s own · audited	e-Äriregister
2020	1 Jan 2020 – 31 Dec 2020	4 May 2021	Company’s own · audited	e-Äriregister
2019	1 Jan 2019 – 31 Dec 2019	30 Apr 2020	Company’s own · audited	e-Äriregister

Board

Kaupo Kaareste
Board member · since 24 Dec 1999
Andres Lõhmus
Board member · since 4 Jun 2003
Irja Elias
Board member · since 4 Jun 2003
Tiit Pahapill
Board member · since 4 Jun 2003
Urmas Kivirüüt
Board member · since 4 Jun 2003

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Salva Kindlustuse AS
Legal person · 10284984 · 2 556 €

100%

Owner in

Beneficial owners

Tiit Pahapill
Direct ownership · since 29 Oct 2018

Founders and other persons

Andres Talvik
Founder · 10 000 € · 5 Sep 1997
Eero Kaup
Audit firm · 1 Jan 2018

shared board members, owners or beneficial owners

Activities (EMTAK)

66211Risk and damage evaluation Main
68201Rental and operating of own or leased real estate

Rulings 16

All rulings (PDF)

Rulings
Number, date	Title	Deadline	State	Document
Ä 10016546 / 21 1 Sep 2023	Amendment entry		In force 1 Sep 2023	PDF
Ä 10016546 / 20 17 Feb 2022	Amendment under Commercial Code § 525 (2)		In force 17 Feb 2022	PDF
Ä 10016546 / 19 5 Jul 2018	Amendment entry		In force 5 Jul 2018	PDF
Ä 10016546 / 18 16 Jan 2018	Amendment entry		In force 16 Jan 2018	PDF
Ä 10016546 / 17 7 Nov 2017	Amendment entry		In force 7 Nov 2017	PDF
Ä 10016546 / 16 13 Jan 2016	Amendment entry		In force 13 Jan 2016	PDF
Ä 10016546 / 15 1 Sep 2015	Amendment entry		In force 1 Sep 2015	PDF
Ä 10016546 / 14 26 Jan 2012	Amendment entry		In force 26 Jan 2012	PDF
Ä 16546 / 13 3 Dec 2008	Deletion of activities from the registry card		In force 10 Dec 2008	PDF
Ä 16546 / 12 3 Oct 2008	Amendment entry		In force 3 Oct 2008	PDF
Ä 16546 / 11 9 Apr 2008	Amendment entry		In force 9 Apr 2008	PDF
Ä 16546 / 10 12 Sep 2007	Amendment entry		In force 12 Sep 2007	PDF
Ä 16546 / M2 28 Aug 2007	Ruling to eliminate deficiencies (to be served)	3 Oct 2007	In force 3 Sep 2007	PDF
Ä 16546 / 9 14 Apr 2005	Amendment entry		In force	PDF
Ä 16546 / 8 30 May 2003	Unpublished amendment entry		In force	PDF
Ä 16546 / 7 2 Jan 2003	Unpublished amendment entry		In force	PDF

Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data

Salva Kahjukäsitluse Osaühing

Position in the industry Activities auxiliary to financial services and insurance activities · EMTAK 66

Taxes and turnover

Financials by year

Financial ratios for 2025

Annual reports

Board

Right of representation

Owners

Owner in

Beneficial owners

Founders and other persons

Related companies

Activities (EMTAK)

Rulings 16