Swedbank Life Insurance SE
Active Registry code 10142356
SE Tallinn Registered 25 Apr 1997
Swedbank Life Insurance SE is a SE based in Tallinn, registry code 10142356, status: active. Main activity: Life insurance. According to EMTA, turnover for Q3 2026 was €113 866 with 49 employees.
Turnover
113 866 €
↓ 2.6% vs Q2 2026
State taxes
650 844 €
↓ 70.0% vs Q2 2026
Labour taxes
649 650 €
↑ 0.7% vs Q2 2026
Employees
49
−1 vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Turnover · Q3 2026 113 866 €above 50% of companiesindustry median 110 827 € · companies in the industry: 22
- Labour taxes per employee 13 258 €above 98% of companiesindustry median 5 248 € · companies in the industry: 25
- Revenue · 2025 63.8 mn €above 87% of companiesindustry median 87 188 € · companies in the industry: 31
- Net profit margin · 2025 35.8 %above 85% of companiesindustry median 14.1 % · companies in the industry: 23
Taxes and turnover
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | 113 866 | 650 844 | 649 650 | 49 |
| Q2 2026 | 116 889 | 2 172 859 | 645 005 | 50 |
| Q1 2026 | 118 493 | 572 345 | 565 742 | 51 |
| Q4 2025 | 133 244 | 632 312 | 621 784 | 51 |
| Q3 2025 | 104 162 | 725 421 | 725 133 | 50 |
| Q2 2025 | 90 612 | 6 359 812 | 635 800 | 50 |
| Q1 2025 | 84 551 | 599 224 | 590 056 | 48 |
| Q4 2024 | 119 389 | 615 380 | 597 708 | 46 |
| Q3 2024 | 75 721 | 560 816 | 554 863 | 44 |
| Q2 2024 | 51 626 | 1 899 119 | 532 643 | 45 |
| Q1 2024 | 86 484 | 544 140 | 536 326 | 41 |
| Q4 2023 | 55 312 | 517 567 | 517 362 | 38 |
| Q3 2023 | 99 250 | 519 898 | 511 160 | 39 |
| Q2 2023 | 47 248 | 1 914 597 | 532 154 | 39 |
| Q1 2023 | 69 585 | 453 182 | 450 701 | 39 |
| Q4 2022 | 81 856 | 504 314 | 496 855 | 41 |
| Q3 2022 | 41 353 | 467 670 | 469 812 | 41 |
| Q2 2022 | 64 998 | 1 961 318 | 486 715 | 44 |
| Q1 2022 | 69 818 | 442 639 | 436 967 | 37 |
Labour taxes per employee per month
4 419 €
Turnover per employee in the quarter
2 324 €
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | 63 825 000 | 22 831 000 | — | 1 032 973 000 | 125 565 000 | 86 |
| 2024 | 54 860 000 | 47 100 000 | — | 1 018 120 000 | 153 613 000 | 80 |
| 2023 | 52 816 000 | 57 960 000 | — | 877 400 000 | 100 784 000 | 76 |
| 2022 | 40 908 000 | 22 695 000 | 5 742 000 | 801 752 000 | 59 161 000 | 77 |
| 2021 | 38 220 000 | 21 924 000 | 2 889 000 | 881 168 000 | 51 785 000 | 69 |
| 2020 | 40 954 000 | 21 781 000 | — | 740 770 000 | 41 072 000 | 69 |
| 2019 | 40 851 000 | 25 229 000 | — | 682 972 000 | 44 795 000 | 65 |
| 2018 | — | — | — | — | — | 60 |
| 2017 | — | — | — | — | — | 46 |
| 2016 | — | — | — | — | — | 49 |
| 2015 | — | — | — | — | — | 46 |
| 2014 | — | — | — | — | — | 48 |
| 2013 | — | — | — | — | — | 49 |
| 2012 | — | — | — | — | — | 46 |
| 2009 | — | — | — | — | — | 50 |
| 2008 | — | — | — | — | — | 15 |
| 2005 | — | — | — | — | — | 12 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
35.8 %
Net profit / revenue
Return on equity (ROE)
18.2 %
Net profit / equity
Return on assets (ROA)
2.2 %
Net profit / assets
Equity ratio
12.2 %
Equity / assets
Debt ratio
87.8 %
Liabilities / assets
Current ratio
436.41
Current assets / current liabilities
Revenue per employee
742 151 €
Revenue / average full-time employees
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Jan 2025 – 31 Dec 2025 | 31 Mar 2026 | Company’s own · audited | e-Äriregister |
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 1 Apr 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 2 Apr 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 3 Apr 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 28 Mar 2022 | Company’s own · audited | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 31 Mar 2021 | Company’s own · audited | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 24 Mar 2020 | Company’s own · audited | e-Äriregister |
Board
- Nasdaq CSD SEKeeper of the share ledger · since 12 Oct 2017
- Margus LiigandBoard member · since 21 Jun 2018
- Ilona Gaiževskaitė-MickaitienėBoard member · since 19 May 2020
- Aet AltroffBoard member · since 16 Aug 2024
Right of representation
Any member of the management board may represent the company in all transactions.
Owners
No owner information.
Beneficial owners
- Magnus CarlehedMember of a senior management body (management or supervisory board) · SWE · since 31 Mar 2026
Founders and other persons
- If P&C Insurance ASFounder · 12 000 000 € · 25 Apr 1997
- Aktsiaselts PricewaterhouseCoopersAudit firm · 18 Apr 2019
- Magnus CarlehedChairman of the supervisory board · 7 Oct 2026
- Andres TukkSupervisory board member · 19 Jan 2024
- Olavi LeppSupervisory board member · 12 Jul 2025
- Māris ViņķelisSupervisory board member · 19 Nov 2025
- Göran BöhlmarkSupervisory board member · 29 Mar 2026
- Johanna Okasmaa NilssonSupervisory board member · 15 Apr 2026
- Omanikukonto: SWEDBANK ASShareholder · 10 000 000 € · 16 Aug 2023
Related companies
Activities (EMTAK)
- 65111Life insurance Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 10012413 / 48 11 Aug 2026 |
Amendment entry | In force 11 Aug 2026 |
||
| Ä 10012413 / 47 1 Sep 2025 |
Amendment under Code of Civil Procedure § 595¹ (1) | In force 1 Sep 2025 |
||
| Ä 10012413 / 46 16 Aug 2024 |
Amendment entry | In force 16 Aug 2024 |
||
| Ä 10012413 / 45 2 Apr 2024 |
Amendment entry | In force 2 Apr 2024 |
||
| Ä 10012413 / M20 27 Mar 2024 |
Ruling to eliminate deficiencies | 11 Apr 2024 | Deficiencies eliminated 2 Apr 2024 |
|
| Ä 10012413 / 44 11 Oct 2023 |
Amendment entry | In force 11 Oct 2023 |
||
| Ä 10012413 / 43 29 Mar 2023 |
Amendment entry | In force 29 Mar 2023 |
||
| Ä 10012413 / 42 23 Feb 2023 |
Amendment entry | In force 23 Feb 2023 |
||
| Ä 10012413 / 41 7 Nov 2022 |
Amendment entry | In force 7 Nov 2022 |
||
| Ä 10012413 / 40 26 Jan 2022 |
Entry made by the register on its own initiative | In force 26 Jan 2022 |
||
| Ä 10012413 / M19 11 Jan 2022 |
Procedural ruling | In force 11 Jan 2022 |
||
| Ä 10012413 / M18 23 Jul 2021 |
Ruling to correct data outside an entry | 27 Aug 2021 | Deficiencies eliminated 23 Jul 2021 |
|
| Ä 10012413 / 39 10 Jul 2020 |
Amendment entry | In force 10 Jul 2020 |
||
| Ä 10012413 / M17 3 Jul 2020 |
Ruling to eliminate deficiencies | 18 Jul 2020 | Deficiencies eliminated 10 Jul 2020 |
|
| Ä 10012413 / 38 19 May 2020 |
Amendment entry | In force 19 May 2020 |
||
| Ä 10012413 / M16 6 May 2020 |
Ruling to eliminate deficiencies | 26 May 2020 | Deficiencies eliminated 19 May 2020 |
|
| Ä 10012413 / M15 4 May 2020 |
Procedural ruling | 19 May 2020 | Deficiencies eliminated 5 May 2020 |
|
| Ä 10012413 / 37 19 Feb 2020 |
Amendment entry | In force 19 Feb 2020 |
||
| Ä 10012413 / 36 7 Aug 2019 |
Amendment under Commercial Code § 525 (2) | In force 7 Aug 2019 |
||
| Ä 10012413 / 35 30 Aug 2018 |
Amendment entry | In force 30 Aug 2018 |
||
| Ä 10012413 / 34 21 Jun 2018 |
Amendment entry | In force 21 Jun 2018 |
||
| Ä 10012413 / M14 13 Jun 2018 |
Ruling to eliminate deficiencies | 13 Jul 2018 | Deficiencies eliminated 21 Jun 2018 |
|
| Ä 10012413 / M13 13 Apr 2018 |
Procedural ruling | 23 Apr 2018 | Deficiencies eliminated 17 Apr 2018 |
|
| Ä 10012413 / 33 19 Feb 2018 |
Amendment entry | In force 19 Feb 2018 |
||
| Ä 10012413 / 32 16 Jan 2018 |
Amendment entry | In force 16 Jan 2018 |
||
| Ä 10012413 / 31 7 Nov 2017 |
Amendment entry | In force 7 Nov 2017 |
||
| Ä 10012413 / 30 12 Oct 2017 |
Amendment entry | In force 12 Oct 2017 |
||
| Ä 10012413 / 29 27 Sep 2017 |
Amendment entry | In force 27 Sep 2017 |
||
| Ä 10012413 / M12 25 Sep 2017 |
Ruling to eliminate deficiencies | 9 Oct 2017 | Deficiencies eliminated 27 Sep 2017 |
|
| Ä 10012413 / 28 3 Jul 2017 |
Amendment entry | In force 3 Jul 2017 |
||
| Ä 10012413 / M11 16 Jun 2017 |
Ruling to eliminate deficiencies | 30 Jun 2017 | Deficiencies eliminated 3 Jul 2017 |
|
| Ä 10012413 / 27 7 Mar 2017 |
Amendment entry | In force 7 Mar 2017 |
||
| Ä 10012413 / 26 3 Mar 2017 |
Amendment entry | In force 3 Mar 2017 |
||
| Ä 10012413 / 25 28 Feb 2017 |
Amendment entry | In force 28 Feb 2017 |
||
| Ä 10012413 / M10 13 Feb 2017 |
Ruling to eliminate deficiencies | 28 Feb 2017 | Deficiencies eliminated 28 Feb 2017 |
|
| Ä 10012413 / 24 16 Sep 2016 |
Amendment entry | In force 16 Sep 2016 |
||
| Ä 10012413 / 23 29 Feb 2016 |
Amendment entry | In force 29 Feb 2016 |
||
| Ä 10012413 / M9 26 Feb 2016 |
Ruling to eliminate deficiencies | 4 Mar 2016 | Deficiencies eliminated 29 Feb 2016 |
|
| Ä 10012413 / M8 19 Feb 2016 |
Ruling to eliminate deficiencies | 29 Feb 2016 | In force 19 Feb 2016 |
|
| Ä 10012413 / 22 2 May 2014 |
Amendment entry | In force 2 May 2014 |
||
| Ä 10012413 / M7 26 Aug 2013 |
Ruling to correct data outside an entry | 25 Sep 2013 | Deficiencies eliminated 26 Aug 2013 |
|
| Ä 10012413 / 21 25 Oct 2012 |
Amendment entry | In force 25 Oct 2012 |
||
| Ä 10012413 / 20 12 Jul 2010 |
Amendment entry | In force 12 Jul 2010 |
||
| Ä 12413 / 19 31 Dec 2009 |
Transformation entry without a new registry card | In force 31 Dec 2009 |
||
| Ä 12413 / M6 28 Dec 2009 |
Ruling to eliminate deficiencies | 28 Jan 2010 | In force 28 Dec 2009 |
|
| Ä 12413 / 18 16 Mar 2009 |
Amendment entry | In force 17 Mar 2009 |
||
| Ä 12413 / 17 3 Dec 2008 |
Deletion of activities from the registry card | In force 15 Dec 2008 |
||
| Ä 12413 / 16 4 Jan 2007 |
Amendment entry | In force 4 Jan 2007 |
||
| Ä 12413 / M5 2 Jan 2007 |
Ruling to eliminate deficiencies (to be served) | 17 Feb 2007 | In force 8 Jan 2007 |
|
| Ä 12413 / 15 25 Sep 2006 |
Amendment entry | In force 25 Sep 2006 |
||
| Ä 12413 / 14 22 Mar 2006 |
Amendment entry | In force 22 Mar 2006 |
||
| Ä 12413 / 13 28 Feb 2006 |
Amendment entry | In force 28 Feb 2006 |
||
| Ä 12413 / 12 21 Dec 2005 |
Amendment entry | In force | ||
| Ä 12413 / M4 5 Dec 2005 |
Ruling to eliminate deficiencies (to be served) | 23 Jan 2006 | In force | |
| Ä 12413 / 11 5 Feb 2004 |
Amendment entry | In force | ||
| Ä 12413 / 10 25 Aug 2003 |
Entry decision on the register’s own initiative | In force | ||
| Ä 12413 / 9 28 May 2003 |
Amendment entry | In force | ||
| Ä 12413 / M3 25 Apr 2003 |
Ruling to eliminate deficiencies (to be served) | 5 Jun 2003 | In force | |
| Ä 12413 / 8 12 Apr 2002 |
Unpublished amendment entry | In force | ||
| Ä 12413 / 7 28 Feb 2002 |
Unpublished amendment entry | In force |
Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data