If P&C Insurance AS

Active Registry code 10100168 AS Tallinn Registered 18 Oct 1996
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If P&C Insurance AS is a AS based in Tallinn, registry code 10100168, status: active. Main activity: Non-life insurance. According to EMTA, turnover for Q3 2026 was €632 399 with 205 employees.

Turnover
632 399 €
↓ 24.5% vs Q2 2026
State taxes
1 436 102 €
↓ 77.6% vs Q2 2026
Labour taxes
1 358 539 €
↓ 17.6% vs Q2 2026
Employees
205
−4 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Insurance, reinsurance and pension funding, except compulsory social security · EMTAK 65

  • Turnover · Q3 2026 632 399 €
    industry median 110 827 € · companies in the industry: 22
  • Labour taxes per employee 6 627 €
    industry median 5 248 € · companies in the industry: 25
  • Revenue · 2025 250.6 mn €
    industry median 87 188 € · companies in the industry: 31
  • Net profit margin · 2025 16.7 %
    industry median 14.1 % · companies in the industry: 23

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € thousand Q3 2026: 632 399 € · −24.5% vs Q2 2026 · industry median 110 827 € · above 85% of the industry
05001 0001 500Q4 2023 Company: 671 748 € Industry median: 73 441 €Q4·23Q1 2024 Company: 596 099 € Industry median: 86 484 €Q2 2024 Company: 449 590 € Industry median: 52 588 €Q2·24Q3 2024 Company: 931 134 € Industry median: 100 153 €Q4 2024 Company: 1 080 524 € Industry median: 127 233 €Q4·24Q1 2025 Company: 1 287 348 € Industry median: 159 301 €Q2 2025 Company: 865 712 € Industry median: 105 123 €Q2·25Q3 2025 Company: 1 049 638 € Industry median: 129 189 €Q4 2025 Company: 1 267 916 € Industry median: 133 244 €Q4·25Q1 2026 Company: 1 216 717 € Industry median: 184 411 €Q2 2026 Company: 837 606 € Industry median: 119 758 €Q2·26Q3 2026 Company: 632 399 € Industry median: 110 827 €Q3·2605001 0001 500Q4 2024 Company: 1 080 524 € Industry median: 127 233 €Q1 2025 Company: 1 287 348 € Industry median: 159 301 €Q1·25Q2 2025 Company: 865 712 € Industry median: 105 123 €Q3 2025 Company: 1 049 638 € Industry median: 129 189 €Q3·25Q4 2025 Company: 1 267 916 € Industry median: 133 244 €Q1 2026 Company: 1 216 717 € Industry median: 184 411 €Q1·26Q2 2026 Company: 837 606 € Industry median: 119 758 €Q3 2026 Company: 632 399 € Industry median: 110 827 €Q3·26
  • Company
  • Industry median

Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 6 627 € · −16.0% vs Q2 2026 · industry median 5 248 € · above 81% of the industry
02 0004 0006 0008 000Q4 2023 Company: 5 557 € Industry median: 4 678 €Q4·23Q1 2024 Company: 5 597 € Industry median: 4 943 €Q2 2024 Company: 6 885 € Industry median: 4 927 €Q2·24Q3 2024 Company: 6 027 € Industry median: 5 162 €Q4 2024 Company: 6 155 € Industry median: 5 026 €Q4·24Q1 2025 Company: 6 117 € Industry median: 5 395 €Q2 2025 Company: 7 493 € Industry median: 5 606 €Q2·25Q3 2025 Company: 6 649 € Industry median: 5 711 €Q4 2025 Company: 7 413 € Industry median: 5 308 €Q4·25Q1 2026 Company: 6 137 € Industry median: 5 284 €Q2 2026 Company: 7 887 € Industry median: 5 843 €Q2·26Q3 2026 Company: 6 627 € Industry median: 5 248 €Q3·2602 0004 0006 0008 000Q4 2024 Company: 6 155 € Industry median: 5 026 €Q1 2025 Company: 6 117 € Industry median: 5 395 €Q1·25Q2 2025 Company: 7 493 € Industry median: 5 606 €Q3 2025 Company: 6 649 € Industry median: 5 711 €Q3·25Q4 2025 Company: 7 413 € Industry median: 5 308 €Q1 2026 Company: 6 137 € Industry median: 5 284 €Q1·26Q2 2026 Company: 7 887 € Industry median: 5 843 €Q3 2026 Company: 6 627 € Industry median: 5 248 €Q3·26
  • Company
  • Industry median

Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 205 · −1.9% vs Q2 2026
050100150200250Q4 2023 Company: 202Q4·23Q1 2024 Company: 202Q2 2024 Company: 211Q2·24Q3 2024 Company: 207Q4 2024 Company: 203Q4·24Q1 2025 Company: 205Q2 2025 Company: 211Q2·25Q3 2025 Company: 204Q4 2025 Company: 202Q4·25Q1 2026 Company: 206Q2 2026 Company: 209Q2·26Q3 2026 Company: 205Q3·26050100150200250Q4 2024 Company: 203Q1 2025 Company: 205Q1·25Q2 2025 Company: 211Q3 2025 Company: 204Q3·25Q4 2025 Company: 202Q1 2026 Company: 206Q1·26Q2 2026 Company: 209Q3 2026 Company: 205Q3·26
State taxes, € thousand Q3 2026: 1 436 102 € · −77.6% vs Q2 2026
02 0004 0006 0008 000Q4 2023 Company: 1 204 643 €Q4·23Q1 2024 Company: 5 208 556 €Q2 2024 Company: 4 272 728 €Q2·24Q3 2024 Company: 3 038 758 €Q4 2024 Company: 1 428 407 €Q4·24Q1 2025 Company: 1 461 845 €Q2 2025 Company: 1 666 540 €Q2·25Q3 2025 Company: 7 677 499 €Q4 2025 Company: 1 709 658 €Q4·25Q1 2026 Company: 1 460 832 €Q2 2026 Company: 6 419 427 €Q2·26Q3 2026 Company: 1 436 102 €Q3·2602 0004 0006 0008 000Q4 2024 Company: 1 428 407 €Q1 2025 Company: 1 461 845 €Q1·25Q2 2025 Company: 1 666 540 €Q3 2025 Company: 7 677 499 €Q3·25Q4 2025 Company: 1 709 658 €Q1 2026 Company: 1 460 832 €Q1·26Q2 2026 Company: 6 419 427 €Q3 2026 Company: 1 436 102 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 632 399 1 436 102 1 358 539 205
Q2 2026 837 606 6 419 427 1 648 365 209
Q1 2026 1 216 717 1 460 832 1 264 150 206
Q4 2025 1 267 916 1 709 658 1 497 395 202
Q3 2025 1 049 638 7 677 499 1 356 451 204
Q2 2025 865 712 1 666 540 1 580 920 211
Q1 2025 1 287 348 1 461 845 1 253 908 205
Q4 2024 1 080 524 1 428 407 1 249 414 203
Q3 2024 931 134 3 038 758 1 247 613 207
Q2 2024 449 590 4 272 728 1 452 693 211
Q1 2024 596 099 5 208 556 1 130 615 202
Q4 2023 671 748 1 204 643 1 122 495 202
Q3 2023 439 603 1 178 022 1 143 993 198
Q2 2023 497 533 4 196 440 1 295 281 205
Q1 2023 443 491 1 021 741 980 410 208
Q4 2022 610 762 1 103 624 1 021 531 205
Q3 2022 675 812 1 056 030 975 983 202
Q2 2022 387 951 4 498 493 1 228 124 199
Q1 2022 582 745 996 827 925 449 200
Labour taxes per employee per month
2 209 €
Turnover per employee in the quarter
3 085 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025
Revenue, mn € 2025: 250 582 668 € · +2.3% vs 2024 · industry median 87 188 € · above 98% of the industry
01002003002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 149 045 580 € Industry median: 18 707 €20192020 Company: 152 242 607 € Industry median: 19 371 €20202021 Company: 168 755 887 € Industry median: 44 574 €20212022 Company: 205 708 977 € Industry median: 16 903 €20222023 Company: 223 024 433 € Industry median: 18 555 €20232024 Company: 244 973 815 € Industry median: 46 051 €20242025 Company: 250 582 668 € Industry median: 87 188 €202501002003002018 Company: — Industry median: —2019 Company: 149 045 580 € Industry median: 18 707 €20192020 Company: 152 242 607 € Industry median: 19 371 €2021 Company: 168 755 887 € Industry median: 44 574 €20212022 Company: 205 708 977 € Industry median: 16 903 €2023 Company: 223 024 433 € Industry median: 18 555 €20232024 Company: 244 973 815 € Industry median: 46 051 €2025 Company: 250 582 668 € Industry median: 87 188 €2025
  • Company
  • Industry median

Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 41 877 000 € · +14.5% vs 2024 · industry median 5 451 € · above 98% of the industry
-10 000010 00020 00030 00040 00050 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 19 889 000 € Industry median: 2 223 €20192020 Company: 16 602 000 € Industry median: 1 031 €20202021 Company: — Industry median: -12 €20212022 Company: — Industry median: 84 €20222023 Company: — Industry median: 3 123 €20232024 Company: 36 559 000 € Industry median: 13 349 €20242025 Company: 41 877 000 € Industry median: 5 451 €2025-10 000010 00020 00030 00040 00050 0002018 Company: — Industry median: —2019 Company: 19 889 000 € Industry median: 2 223 €20192020 Company: 16 602 000 € Industry median: 1 031 €2021 Company: — Industry median: -12 €20212022 Company: — Industry median: 84 €2023 Company: — Industry median: 3 123 €20232024 Company: 36 559 000 € Industry median: 13 349 €2025 Company: 41 877 000 € Industry median: 5 451 €2025
  • Company
  • Industry median

Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 16.7 % · +1.8 pp vs the year before · industry median 14.1 % · above 55% of the industry
05101520252016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 13.3 % Industry median: 21.2 %20192020 Company: 10.9 % Industry median: 15.5 %20202021 Company: — Industry median: 7.0 %20212022 Company: — Industry median: 8.2 %20222023 Company: — Industry median: 15.8 %20232024 Company: 14.9 % Industry median: 15.8 %20242025 Company: 16.7 % Industry median: 14.1 %202505101520252018 Company: — Industry median: —2019 Company: 13.3 % Industry median: 21.2 %20192020 Company: 10.9 % Industry median: 15.5 %2021 Company: — Industry median: 7.0 %20212022 Company: — Industry median: 8.2 %2023 Company: — Industry median: 15.8 %20232024 Company: 14.9 % Industry median: 15.8 %2025 Company: 16.7 % Industry median: 14.1 %2025
  • Company
  • Industry median

Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, mn € 2025: 427 762 000 € · +6.2% vs 2024
01002003004005002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 380 500 000 €20192020 Company: 393 591 000 €20202021 Company: 405 332 359 €20212022 Company: 405 627 420 €20222023 Company: 382 140 172 €20232024 Company: 402 843 000 €20242025 Company: 427 762 000 €202501002003004005002018 Company: —2019 Company: 380 500 000 €20192020 Company: 393 591 000 €2021 Company: 405 332 359 €20212022 Company: 405 627 420 €2023 Company: 382 140 172 €20232024 Company: 402 843 000 €2025 Company: 427 762 000 €2025
Equity, mn € 2025: 167 288 000 € · +7.4% vs 2024
0501001502002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 180 959 000 €20192020 Company: 180 241 000 €20202021 Company: —20212022 Company: —20222023 Company: —20232024 Company: 155 751 000 €20242025 Company: 167 288 000 €20250501001502002018 Company: —2019 Company: 180 959 000 €20192020 Company: 180 241 000 €2021 Company: —20212022 Company: —2023 Company: —20232024 Company: 155 751 000 €2025 Company: 167 288 000 €2025
Employees 2025: 593 · −3.4% vs 2024 · industry median 11 · above 98% of the industry
02004006008002016 Company: 572 Industry median: —20162017 Company: 573 Industry median: —20172018 Company: 566 Industry median: 1920182019 Company: 554 Industry median: 2020192020 Company: 547 Industry median: 11.520202021 Company: 550 Industry median: 1520212022 Company: 577 Industry median: 1720222023 Company: 602 Industry median: 1420232024 Company: 614 Industry median: 1420242025 Company: 593 Industry median: 11202502004006008002018 Company: 566 Industry median: 192019 Company: 554 Industry median: 2020192020 Company: 547 Industry median: 11.52021 Company: 550 Industry median: 1520212022 Company: 577 Industry median: 172023 Company: 602 Industry median: 1420232024 Company: 614 Industry median: 142025 Company: 593 Industry median: 112025
  • Company
  • Industry median

Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 250 582 668 41 877 000 — 427 762 000 167 288 000 593
2024 244 973 815 36 559 000 34 944 000 402 843 000 155 751 000 614
2023 223 024 433 — — 382 140 172 — 602
2022 205 708 977 — — 405 627 420 — 577
2021 168 755 887 — — 405 332 359 — 550
2020 152 242 607 16 602 000 13 975 000 393 591 000 180 241 000 547
2019 149 045 580 19 889 000 — 380 500 000 180 959 000 554
2018 — — — — — 566
2017 — — — — — 573
2016 — — — — — 572
2015 — — — — — 545
2014 — — — — — 544
2013 — — — — — 530
2012 — — — — — 576
2010 — — — — — 534
2007 — — — — — 409
2006 — — — — — 437
2005 — — — — — 472

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
16.7 %
Net profit / revenue
Return on equity (ROE)
25.0 %
Net profit / equity
Return on assets (ROA)
9.8 %
Net profit / assets
Equity ratio
39.1 %
Equity / assets
Revenue per employee
422 568 €
Revenue / average full-time employees

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 2 Jun 2026 Company’s own · audited e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 17 Jun 2025 Company’s own · audited e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 19 Jun 2024 Company’s own · audited e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 13 Jun 2023 Company’s own · audited e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 17 Jun 2022 Company’s own · audited e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 30 Apr 2021 Company’s own · audited e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 1 Apr 2020 Company’s own · audited e-Äriregister

Board

Right of representation

Any member of the management board may represent the public limited company in all transactions.

Owners

No owner information.

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 65121Non-life insurance Main
Rulings
Number, date Title Deadline State Document
Ä 10006567 / 53
21 Oct 2026
Amendment entry In force
21 Oct 2026
PDF
Ä 10006567 / 52
11 Aug 2026
Amendment entry In force
11 Aug 2026
PDF
Ä 10006567 / M15
12 Jan 2026
Ruling to correct data outside an entry 26 Jan 2026 In force
12 Jan 2026
PDF
Ä 10006567 / 51
25 Apr 2025
Amendment entry In force
25 Apr 2025
PDF
Ä 10006567 / M14
7 Jun 2024
Ruling to eliminate deficiencies in the annual report 7 Jul 2024 Deficiencies eliminated
19 Jun 2024
PDF
Ä 10006567 / 50
30 May 2023
Amendment entry In force
30 May 2023
PDF
Ä 10006567 / 49
15 Jul 2021
Amendment entry In force
15 Jul 2021
PDF
Ä 10006567 / 48
14 Jul 2021
Amendment entry In force
14 Jul 2021
PDF
Ä 10006567 / M13
29 Jun 2021
Ruling to correct data outside an entry 16 Jul 2021 Deficiencies eliminated
14 Jul 2021
PDF
Ä 10006567 / 47
21 Apr 2021
Amendment under Commercial Code § 525 (2) In force
21 Apr 2021
PDF
Ä 10006567 / 46
14 Feb 2020
Amendment entry In force
14 Feb 2020
PDF
Ä 10006567 / 45
3 Sep 2018
Amendment entry In force
3 Sep 2018
PDF
Ä 10006567 / 44
16 Jan 2018
Amendment entry In force
16 Jan 2018
PDF
Ä 10006567 / 43
7 Nov 2017
Amendment entry In force
7 Nov 2017
PDF
Ä 10006567 / 42
28 Sep 2017
Amendment entry In force
28 Sep 2017
PDF
Ä 10006567 / M12
11 Jul 2017
Ruling to correct data outside an entry 10 Aug 2017 Deficiencies eliminated
18 Jul 2017
PDF
Ä 10006567 / 41
16 Sep 2016
Amendment entry In force
16 Sep 2016
PDF
Ä 10006567 / 40
20 Jan 2014
Amendment under Commercial Code § 525 (2) In force
20 Jan 2014
PDF
Ä 10006567 / 39
2 Jul 2012
Amendment entry In force
2 Jul 2012
PDF
Ä 10006567 / 38
1 Nov 2011
Amendment entry In force
1 Nov 2011
PDF
Ä 10006567 / 37
4 Oct 2011
Amendment entry In force
4 Oct 2011
PDF
Ä 10006567 / 36
29 Aug 2011
Amendment entry In force
29 Aug 2011
PDF
Ä 10006567 / 35
7 Jul 2010
Amendment entry In force
7 Jul 2010
PDF
Ä 10006567 / 34
14 Apr 2010
Amendment entry In force
14 Apr 2010
PDF
Ä 6567 / 33
21 Jul 2009
Entry made by the register on its own initiative In force
21 Jul 2009
PDF
Ä 6567 / 32
16 Jul 2009
Amendment entry In force
16 Jul 2009
PDF
Ä 6567 / 31
1 Jul 2009
Second (constitutive) cross-border merger entry In force
1 Jul 2009
PDF
Ä 6567 / M11
18 Jun 2009
Refund of the state fee In force
18 Jun 2009
PDF
Ä 6567 / M10
15 Jun 2009
Ruling to eliminate deficiencies 31 Jul 2009 In force
15 Jun 2009
PDF
Ä 6567 / 30
12 Jun 2009
Amendment entry In force
12 Jun 2009
PDF
Ä 6567 / M9
1 Jun 2009
Ruling to eliminate deficiencies 31 Dec 2009 In force
2 Jun 2009
PDF
Ä 6567 / 29
3 Dec 2008
Deletion of activities from the registry card In force
3 Dec 2008
PDF
Ä 6567 / 28
21 Jun 2007
Amendment entry In force
21 Jun 2007
PDF
Ä 6567 / 27
14 Mar 2007
Amendment entry In force
14 Mar 2007
PDF
Ä 6567 / 26
24 May 2006
Amendment entry In force
24 May 2006
PDF
Ä 6567 / 25
21 Mar 2006
Amendment entry In force
21 Mar 2006
PDF
Ä 6567 / 24
13 Mar 2006
Amendment entry In force
13 Mar 2006
PDF
Ä 6567 / 23
10 Aug 2005
Amendment entry In force PDF
Ä 6567 / 22
9 Aug 2004
Amendment entry In force PDF
Ä 6567 / 21
27 Sep 2002
Entry decision on the register’s own initiative In force PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data