FONDUL DE GARANTARE SI CREDITARE OÜ

Active Registry code 16910425 OÜ Tallinn Registered 30 Jan 2024
Compare

FONDUL DE GARANTARE SI CREDITARE OÜ is a OÜ based in Tallinn, registry code 16910425, status: active. Main activity: Other financial service activities, except insurance and pension funding n.e.c.. According to EMTA, turnover for Q3 2026 was €108 526 with 1 employees.

Turnover
108 526 €
↑ 195.1% vs Q2 2026
State taxes
2 868 €
↑ 68.9% vs Q2 2026
Labour taxes
1 169 €
↑ 0.0% vs Q2 2026
Employees
1
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Turnover · Q3 2026 108 526 €
    industry median 13 555 € · companies in the industry: 547
  • Labour taxes per employee 1 169 €
    industry median 2 214 € · companies in the industry: 443
  • Revenue · 2025 239 991 €
    industry median 0 € · companies in the industry: 3 672
  • Net profit margin · 2025 23.3 %
    industry median 34.4 % · companies in the industry: 770

Taxes and turnover

Q3 2024 – Q3 2026
Turnover, € thousand Q3 2026: 108 526 € · +195.1% vs Q2 2026 · industry median 13 555 € · above 81% of the industry
0255075100125Q3 2024 Company: — Industry median: 13 160 €Q3·24Q4 2024 Company: 40 524 € Industry median: 15 008 €Q4·24Q1 2025 Company: 45 914 € Industry median: 16 276 €Q1·25Q2 2025 Company: 59 504 € Industry median: 16 066 €Q2·25Q3 2025 Company: 32 930 € Industry median: 12 383 €Q3·25Q4 2025 Company: 121 960 € Industry median: 15 000 €Q4·25Q1 2026 Company: 69 300 € Industry median: 16 305 €Q1·26Q2 2026 Company: 36 772 € Industry median: 14 161 €Q2·26Q3 2026 Company: 108 526 € Industry median: 13 555 €Q3·260255075100125Q4 2024 Company: 40 524 € Industry median: 15 008 €Q1 2025 Company: 45 914 € Industry median: 16 276 €Q1·25Q2 2025 Company: 59 504 € Industry median: 16 066 €Q3 2025 Company: 32 930 € Industry median: 12 383 €Q3·25Q4 2025 Company: 121 960 € Industry median: 15 000 €Q1 2026 Company: 69 300 € Industry median: 16 305 €Q1·26Q2 2026 Company: 36 772 € Industry median: 14 161 €Q3 2026 Company: 108 526 € Industry median: 13 555 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 1 169 € · +0.0% vs Q2 2026 · industry median 2 214 € · above 27% of the industry
01 0002 0003 000Q3 2024 Company: — Industry median: 2 272 €Q3·24Q4 2024 Company: — Industry median: 2 438 €Q4·24Q1 2025 Company: 0 € Industry median: 2 659 €Q1·25Q2 2025 Company: — Industry median: 2 225 €Q2·25Q3 2025 Company: — Industry median: 2 338 €Q3·25Q4 2025 Company: 1 169 € Industry median: 2 418 €Q4·25Q1 2026 Company: 1 169 € Industry median: 2 338 €Q1·26Q2 2026 Company: 1 169 € Industry median: 2 196 €Q2·26Q3 2026 Company: 1 169 € Industry median: 2 214 €Q3·2601 0002 0003 000Q4 2024 Company: — Industry median: 2 438 €Q1 2025 Company: 0 € Industry median: 2 659 €Q1·25Q2 2025 Company: — Industry median: 2 225 €Q3 2025 Company: — Industry median: 2 338 €Q3·25Q4 2025 Company: 1 169 € Industry median: 2 418 €Q1 2026 Company: 1 169 € Industry median: 2 338 €Q1·26Q2 2026 Company: 1 169 € Industry median: 2 196 €Q3 2026 Company: 1 169 € Industry median: 2 214 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 1 · +0.0% vs Q2 2026
0.00.20.40.60.81.0Q3 2024 Company: 1Q3·24Q4 2024 Company: 1Q4·24Q1 2025 Company: 1Q1·25Q2 2025 Company: —Q2·25Q3 2025 Company: 1Q3·25Q4 2025 Company: 1Q4·25Q1 2026 Company: 1Q1·26Q2 2026 Company: 1Q2·26Q3 2026 Company: 1Q3·260.00.20.40.60.81.0Q4 2024 Company: 1Q1 2025 Company: 1Q1·25Q2 2025 Company: —Q3 2025 Company: 1Q3·25Q4 2025 Company: 1Q1 2026 Company: 1Q1·26Q2 2026 Company: 1Q3 2026 Company: 1Q3·26
State taxes, € Q3 2026: 2 868 € · +68.9% vs Q2 2026
01 0002 0003 000Q3 2024 Company: —Q3·24Q4 2024 Company: —Q4·24Q1 2025 Company: 596 €Q1·25Q2 2025 Company: —Q2·25Q3 2025 Company: —Q3·25Q4 2025 Company: 1 081 €Q4·25Q1 2026 Company: 2 108 €Q1·26Q2 2026 Company: 1 698 €Q2·26Q3 2026 Company: 2 868 €Q3·2601 0002 0003 000Q4 2024 Company: —Q1 2025 Company: 596 €Q1·25Q2 2025 Company: —Q3 2025 Company: —Q3·25Q4 2025 Company: 1 081 €Q1 2026 Company: 2 108 €Q1·26Q2 2026 Company: 1 698 €Q3 2026 Company: 2 868 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 108 526 2 868 1 169 1
Q2 2026 36 772 1 698 1 169 1
Q1 2026 69 300 2 108 1 169 1
Q4 2025 121 960 1 081 1 169 1
Q3 2025 32 930 — — 1
Q2 2025 59 504 — — —
Q1 2025 45 914 596 — 1
Q4 2024 40 524 — — 1
Q3 2024 — — — 1
Labour taxes per employee per month
390 €
Turnover per employee in the quarter
108 526 €

Q3 2026 · calculated from EMTA data

Financials by year

2024 – 2025
Revenue, € thousand 2025: 239 991 € · +167.0% vs 2024 · industry median 0 € · above 98% of the industry
0501001502002502024 Company: 89 870 € Industry median: 0 €20242025 Company: 239 991 € Industry median: 0 €20250501001502002502024 Company: 89 870 € Industry median: 0 €2025 Company: 239 991 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € 2025: 55 919 € · +42.4% vs 2024 · industry median 0 € · above 85% of the industry
020 00040 00060 0002024 Company: 39 271 € Industry median: 0 €20242025 Company: 55 919 € Industry median: 0 €2025020 00040 00060 0002024 Company: 39 271 € Industry median: 0 €2025 Company: 55 919 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 23.3 % · −20.4 pp vs the year before · industry median 34.4 % · above 45% of the industry
010203040502024 Company: 43.7 % Industry median: 35.8 %20242025 Company: 23.3 % Industry median: 34.4 %2025010203040502024 Company: 43.7 % Industry median: 35.8 %2025 Company: 23.3 % Industry median: 34.4 %2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 100 130 € · +126.7% vs 2024
02550751001252024 Company: 44 171 €20242025 Company: 100 130 €202502550751001252024 Company: 44 171 €2025 Company: 100 130 €2025
Equity, € thousand 2025: 100 090 € · +126.6% vs 2024
02550751001252024 Company: 44 171 €20242025 Company: 100 090 €202502550751001252024 Company: 44 171 €2025 Company: 100 090 €2025
Employees 2025: 1 · industry median 1 · above 5% of the industry
0.00.20.40.60.81.02024 Company: 0 Industry median: 120242025 Company: 1 Industry median: 120250.00.20.40.60.81.02024 Company: 0 Industry median: 12025 Company: 1 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 239 991 55 919 2 653 100 130 100 090 1
2024 89 870 39 271 0 44 171 44 171 0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
23.3 %
Net profit / revenue
Return on equity (ROE)
55.9 %
Net profit / equity
Return on assets (ROA)
55.8 %
Net profit / assets
Equity ratio
100.0 %
Equity / assets
Debt ratio
0.0 %
Liabilities / assets
Current ratio
2 503.25
Current assets / current liabilities
Revenue per employee
239 991 €
Revenue / average full-time employees
Labour cost per employee per month
221 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 1 Jul 2026 Company’s own e-Äriregister
2024 30 Jan 2024 – 31 Dec 2024 5 Jun 2025 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

Activities (EMTAK)

  • 64991Other financial service activities, except insurance and pension funding n.e.c. Main
Rulings
Number, date Title Deadline State Document
Ä 50247034 / 5
25 Feb 2026
Amendment under Code of Civil Procedure § 595¹ (1) In force
25 Feb 2026
PDF
Ä 50247034 / 4
20 Jun 2025
Amendment entry In force
20 Jun 2025
PDF
Ä 50247034 / 3
11 Apr 2025
Amendment entry In force
11 Apr 2025
PDF
Ä 50247034 / 2
1 Aug 2024
Amendment under Code of Civil Procedure § 595¹ (1) In force
1 Aug 2024
PDF
Ä 50247034 / M1
19 Jul 2024
Procedural ruling 29 Jul 2024 Deficiencies eliminated
29 Jul 2024
PDF
Ä 50247034
30 Jan 2024
First entry In force
30 Jan 2024
PDF

Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data