SW Finance OÜ is a OÜ based in Tallinn, registry code 16774146, status: active. Main activity: Other financial service activities, except insurance and pension funding n.e.c.. According to EMTA, turnover for Q3 2026 was €4 653 with 2 employees.
Turnover
4 653 €
↑ 24.1%vs Q2 2026
State taxes
2 880 €
↓ 56.4%vs Q2 2026
Labour taxes
2 737 €
↓ 63.1%vs Q2 2026
Employees
2
+1vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64
Turnover · Q3 20264 653 €
above 35% of companies
industry median 13 555 € · companies in the industry: 547
Labour taxes per employee1 369 €
above 34% of companies
industry median 2 214 € · companies in the industry: 443
Revenue · 20252.6 mn €
above 98% of companies
industry median 0 € · companies in the industry: 3 672
Net profit margin · 2025-1.5 %
above 25% of companies
industry median 34.4 % · companies in the industry: 770
Taxes and turnover
Q4 2023 – Q3 2026
Turnover, € Q3 2026: 4 653 € · +24.1% vs Q2 2026 · industry median 13 555 € · above 35% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Labour taxes per employee, € Q3 2026: 1 369 € · −81.6% vs Q2 2026 · industry median 2 214 € · above 34% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
EmployeesQ3 2026: 2 · +100.0% vs Q2 2026State taxes, € Q3 2026: 2 880 € · −56.4% vs Q2 2026
Figures by quarter
Quarter
Turnover, €
State taxes, €
Labour taxes, €
Employees
Q3 2026
4 653
2 880
2 737
2
Q2 2026
3 750
6 605
7 422
1
Q1 2026
3 750
2 240
2 593
2
Q4 2025
3 500
2 130
2 465
1
Q3 2025
3 000
2 074
2 401
1
Q2 2025
3 000
2 074
2 401
1
Q1 2025
4 000
2 061
2 336
1
Q4 2024
6 892
2 034
2 205
1
Q3 2024
—
2 034
2 205
1
Q2 2024
—
2 034
2 205
1
Q1 2024
—
2 553
1 470
1
Q4 2023
—
—
—
1
Q3 2023
—
—
—
—
Labour taxes per employee per month
456 €
Turnover per employee in the quarter
2 327 €
Q3 2026 · calculated from EMTA data
Financials by year
2023 – 2025
Revenue, € thousand 2025: 2 576 793 € · +7.3% vs 2024 · industry median 0 € · above 98% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit, € 2025: -39 282 € · −32.0% vs 2024 · industry median 0 € · above 7% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit margin, % 2025: -1.5 % · −0.3 pp vs the year before · industry median 34.4 % · above 25% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Assets, € thousand 2025: 19 723 283 € · +18.7% vs 2024Equity, € 2025: -85 478 € · −85.0% vs 2024Employees2025: 1 · +0.0% vs 2024 · industry median 1 · above 5% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Financials by year
Year
Revenue, €
Net profit, €
Labour costs, €
Assets, €
Equity, €
Employees
2025
2 576 793
-39 282
21 582
19 723 283
-85 478
1
2024
2 401 397
-29 768
21 263
16 620 132
-46 196
1
2023
8 808
-18 928
2 163
2 722 820
-16 428
1
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
-1.5 %
Net profit / revenue
Return on assets (ROA)
-0.2 %
Net profit / assets
Equity ratio
-0.4 %
Equity / assets
Debt ratio
100.4 %
Liabilities / assets
Current ratio
1.35
Current assets / current liabilities
Revenue per employee
2 576 793 €
Revenue / average full-time employees
Labour cost per employee per month
1 799 €
Labour costs / employees / 12 months (incl. employer taxes)
