HypoCredit OÜ

Active Registry code 16709611 OÜ Lombi küla Registered 3 Apr 2023
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HypoCredit OÜ is a OÜ based in Lombi küla, registry code 16709611, status: active. Main activity: Other credit granting, except pawn shops. According to EMTA, turnover for Q3 2026 was €0 with 2 employees.

Turnover
0 €
State taxes
1 057 €
↑ 0.0% vs Q2 2026
Labour taxes
1 397 €
↑ 0.0% vs Q2 2026
Employees
2
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Labour taxes per employee 699 €
    industry median 2 214 € · companies in the industry: 443
  • Revenue · 2025 115 551 €
    industry median 0 € · companies in the industry: 3 672
  • Net profit margin · 2025 49.7 %
    industry median 34.4 % · companies in the industry: 770

Taxes and turnover

Q1 2024 – Q3 2026
Turnover, € Q3 2026: 0 € · industry median 13 555 € · above 2% of the industry
020 00040 00060 00080 000Q1 2024 Company: 0 € Industry median: 17 274 €Q1·24Q2 2024 Company: 0 € Industry median: 13 884 €Q3 2024 Company: 0 € Industry median: 13 160 €Q3·24Q4 2024 Company: 73 852 € Industry median: 15 008 €Q1 2025 Company: 20 850 € Industry median: 16 276 €Q1·25Q2 2025 Company: 16 632 € Industry median: 16 066 €Q3 2025 Company: 27 869 € Industry median: 12 383 €Q3·25Q4 2025 Company: 73 468 € Industry median: 15 000 €Q1 2026 Company: 10 660 € Industry median: 16 305 €Q1·26Q2 2026 Company: 0 € Industry median: 14 161 €Q3 2026 Company: 0 € Industry median: 13 555 €Q3·26020 00040 00060 00080 000Q4 2024 Company: 73 852 € Industry median: 15 008 €Q1 2025 Company: 20 850 € Industry median: 16 276 €Q1·25Q2 2025 Company: 16 632 € Industry median: 16 066 €Q3 2025 Company: 27 869 € Industry median: 12 383 €Q3·25Q4 2025 Company: 73 468 € Industry median: 15 000 €Q1 2026 Company: 10 660 € Industry median: 16 305 €Q1·26Q2 2026 Company: 0 € Industry median: 14 161 €Q3 2026 Company: 0 € Industry median: 13 555 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 699 € · +0.0% vs Q2 2026 · industry median 2 214 € · above 13% of the industry
01 0002 0003 000Q1 2024 Company: 56 € Industry median: 2 206 €Q1·24Q2 2024 Company: 123 € Industry median: 2 448 €Q3 2024 Company: 123 € Industry median: 2 272 €Q3·24Q4 2024 Company: 123 € Industry median: 2 438 €Q1 2025 Company: 149 € Industry median: 2 659 €Q1·25Q2 2025 Company: 198 € Industry median: 2 225 €Q3 2025 Company: 281 € Industry median: 2 338 €Q3·25Q4 2025 Company: 643 € Industry median: 2 418 €Q1 2026 Company: 659 € Industry median: 2 338 €Q1·26Q2 2026 Company: 699 € Industry median: 2 196 €Q3 2026 Company: 699 € Industry median: 2 214 €Q3·2601 0002 0003 000Q4 2024 Company: 123 € Industry median: 2 438 €Q1 2025 Company: 149 € Industry median: 2 659 €Q1·25Q2 2025 Company: 198 € Industry median: 2 225 €Q3 2025 Company: 281 € Industry median: 2 338 €Q3·25Q4 2025 Company: 643 € Industry median: 2 418 €Q1 2026 Company: 659 € Industry median: 2 338 €Q1·26Q2 2026 Company: 699 € Industry median: 2 196 €Q3 2026 Company: 699 € Industry median: 2 214 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 2 · +0.0% vs Q2 2026
0.00.51.01.52.0Q1 2024 Company: 1Q1·24Q2 2024 Company: 1Q3 2024 Company: 1Q3·24Q4 2024 Company: 1Q1 2025 Company: 1Q1·25Q2 2025 Company: 1Q3 2025 Company: 2Q3·25Q4 2025 Company: 2Q1 2026 Company: 2Q1·26Q2 2026 Company: 2Q3 2026 Company: 2Q3·260.00.51.01.52.0Q4 2024 Company: 1Q1 2025 Company: 1Q1·25Q2 2025 Company: 1Q3 2025 Company: 2Q3·25Q4 2025 Company: 2Q1 2026 Company: 2Q1·26Q2 2026 Company: 2Q3 2026 Company: 2Q3·26
State taxes, € Q3 2026: 1 057 € · +0.0% vs Q2 2026
05 00010 00015 00020 000Q1 2024 Company: 24 €Q1·24Q2 2024 Company: 27 €Q3 2024 Company: 27 €Q3·24Q4 2024 Company: 16 274 €Q1 2025 Company: 50 €Q1·25Q2 2025 Company: 434 €Q3 2025 Company: 0 €Q3·25Q4 2025 Company: 18 616 €Q1 2026 Company: 995 €Q1·26Q2 2026 Company: 1 057 €Q3 2026 Company: 1 057 €Q3·2605 00010 00015 00020 000Q4 2024 Company: 16 274 €Q1 2025 Company: 50 €Q1·25Q2 2025 Company: 434 €Q3 2025 Company: 0 €Q3·25Q4 2025 Company: 18 616 €Q1 2026 Company: 995 €Q1·26Q2 2026 Company: 1 057 €Q3 2026 Company: 1 057 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 — 1 057 1 397 2
Q2 2026 — 1 057 1 397 2
Q1 2026 10 660 995 1 317 2
Q4 2025 73 468 18 616 1 285 2
Q3 2025 27 869 — 561 2
Q2 2025 16 632 434 198 1
Q1 2025 20 850 50 149 1
Q4 2024 73 852 16 274 123 1
Q3 2024 — 27 123 1
Q2 2024 — 27 123 1
Q1 2024 — 24 56 1
Labour taxes per employee per month
233 €
Turnover per employee in the quarter
0 €

Q3 2026 · calculated from EMTA data

Financials by year

2023 – 2025
Revenue, € thousand 2025: 115 551 € · +101.3% vs 2024 · industry median 0 € · above 95% of the industry
02550751001252023 Company: 1 015 € Industry median: 0 €20232024 Company: 57 401 € Industry median: 0 €20242025 Company: 115 551 € Industry median: 0 €202502550751001252023 Company: 1 015 € Industry median: 0 €20232024 Company: 57 401 € Industry median: 0 €2025 Company: 115 551 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 57 408 € · −92.4% vs 2024 · industry median 0 € · above 86% of the industry
02004006008002023 Company: 268 696 € Industry median: 0 €20232024 Company: 760 320 € Industry median: 0 €20242025 Company: 57 408 € Industry median: 0 €202502004006008002023 Company: 268 696 € Industry median: 0 €20232024 Company: 760 320 € Industry median: 0 €2025 Company: 57 408 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 49.7 % · −1 274.9 pp vs the year before · industry median 34.4 % · above 56% of the industry
010 00020 00030 0002023 Company: 26 472.5 % Industry median: 41.1 %20232024 Company: 1 324.6 % Industry median: 35.8 %20242025 Company: 49.7 % Industry median: 34.4 %2025010 00020 00030 0002023 Company: 26 472.5 % Industry median: 41.1 %20232024 Company: 1 324.6 % Industry median: 35.8 %2025 Company: 49.7 % Industry median: 34.4 %2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 1 262 454 € · +18.8% vs 2024
05001 0001 5002023 Company: 391 196 €20232024 Company: 1 062 356 €20242025 Company: 1 262 454 €202505001 0001 5002023 Company: 391 196 €20232024 Company: 1 062 356 €2025 Company: 1 262 454 €2025
Equity, € thousand 2025: 1 088 927 € · +5.6% vs 2024
02505007501 0001 2502023 Company: 271 196 €20232024 Company: 1 031 519 €20242025 Company: 1 088 927 €202502505007501 0001 2502023 Company: 271 196 €20232024 Company: 1 031 519 €2025 Company: 1 088 927 €2025
Employees 2025: 1 · +0.0% vs 2024 · industry median 1 · above 5% of the industry
0.00.20.40.60.81.02023 Company: 0 Industry median: 120232024 Company: 1 Industry median: 120242025 Company: 1 Industry median: 120250.00.20.40.60.81.02023 Company: 0 Industry median: 120232024 Company: 1 Industry median: 12025 Company: 1 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 115 551 57 408 16 496 1 262 454 1 088 927 1
2024 57 401 760 320 8 787 1 062 356 1 031 519 1
2023 1 015 268 696 — 391 196 271 196 0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
49.7 %
Net profit / revenue
Return on equity (ROE)
5.3 %
Net profit / equity
Return on assets (ROA)
4.5 %
Net profit / assets
Equity ratio
86.3 %
Equity / assets
Debt ratio
13.7 %
Liabilities / assets
Current ratio
4.30
Current assets / current liabilities
Revenue per employee
115 551 €
Revenue / average full-time employees
Labour cost per employee per month
1 375 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 28 May 2026 Company’s own e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 30 May 2025 Company’s own e-Äriregister
2023 3 Apr 2023 – 31 Dec 2023 5 Jun 2024 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 64929Other credit granting, except pawn shops Main
Rulings
Number, date Title Deadline State Document
Ä 50225471 / 5
10 Jun 2024
Amendment entry In force
10 Jun 2024
PDF
Ä 50225471 / 4
3 Jun 2024
Third (informative) division entry In force
3 Jun 2024
PDF
Ä 50225471 / 3
3 Jun 2024
First (declaratory) division entry In force
3 Jun 2024
PDF
Ä 50225471 / 2
2 Sep 2023
Amendment entry In force
2 Sep 2023
PDF
Ä 50225471
3 Apr 2023
First entry In force
3 Apr 2023
PDF

Sources: e-Äriregister and EMTA. Data updated 31 Oct 2026. Open at the source ↗ · Report an error in the data