Bondora Finance AS

Active Registry code 16700863 AS Tallinn Registered 22 Mar 2023
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Bondora Finance AS is a AS based in Tallinn, registry code 16700863, status: active. Main activity: Other activities auxiliary to financial services, except insurance and pension funding n.e.c.. Its annual report for 2025 shows revenue of €830 418 and 3 employees.

Turnover
—
State taxes
25 012 €
↓ 73.7% vs Q2 2026
Labour taxes
25 499 €
↓ 74.1% vs Q2 2026
Employees
—

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Activities auxiliary to financial services and insurance activities · EMTAK 66

  • Revenue · 2025 830 418 €
    industry median 3 200 € · companies in the industry: 1 215
  • Net profit margin · 2025 5.5 %
    industry median 23.7 % · companies in the industry: 667

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € Q4 2024: 1 463 € · industry median 17 023 € · above 16% of the industry
05 00010 00015 00020 000Q4 2023 Company: — Industry median: 15 410 €Q4·23Q1 2024 Company: — Industry median: 14 567 €Q2 2024 Company: — Industry median: 14 307 €Q2·24Q3 2024 Company: — Industry median: 15 089 €Q4 2024 Company: 1 463 € Industry median: 17 023 €Q4·24Q1 2025 Company: — Industry median: 15 000 €Q2 2025 Company: — Industry median: 14 295 €Q2·25Q3 2025 Company: — Industry median: 15 833 €Q4 2025 Company: — Industry median: 14 155 €Q4·25Q1 2026 Company: — Industry median: 14 181 €Q2 2026 Company: — Industry median: 13 350 €Q2·26Q3 2026 Company: — Industry median: 13 814 €Q3·2605 00010 00015 00020 000Q4 2024 Company: 1 463 € Industry median: 17 023 €Q1 2025 Company: — Industry median: 15 000 €Q1·25Q2 2025 Company: — Industry median: 14 295 €Q3 2025 Company: — Industry median: 15 833 €Q3·25Q4 2025 Company: — Industry median: 14 155 €Q1 2026 Company: — Industry median: 14 181 €Q1·26Q2 2026 Company: — Industry median: 13 350 €Q3 2026 Company: — Industry median: 13 814 €Q3·26
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

State taxes, € Q3 2026: 25 012 € · −73.7% vs Q2 2026
020 00040 00060 00080 000100 000Q4 2023 Company: 34 €Q4·23Q1 2024 Company: 4 322 €Q2 2024 Company: 17 884 €Q2·24Q3 2024 Company: 21 272 €Q4 2024 Company: 21 052 €Q4·24Q1 2025 Company: 21 144 €Q2 2025 Company: 61 837 €Q2·25Q3 2025 Company: 43 910 €Q4 2025 Company: 42 688 €Q4·25Q1 2026 Company: 42 079 €Q2 2026 Company: 95 015 €Q2·26Q3 2026 Company: 25 012 €Q3·26020 00040 00060 00080 000100 000Q4 2024 Company: 21 052 €Q1 2025 Company: 21 144 €Q1·25Q2 2025 Company: 61 837 €Q3 2025 Company: 43 910 €Q3·25Q4 2025 Company: 42 688 €Q1 2026 Company: 42 079 €Q1·26Q2 2026 Company: 95 015 €Q3 2026 Company: 25 012 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 — 25 012 25 499 —
Q2 2026 — 95 015 98 454 —
Q1 2026 — 42 079 43 584 —
Q4 2025 — 42 688 44 195 —
Q3 2025 — 43 910 45 501 —
Q2 2025 — 61 837 64 082 —
Q1 2025 — 21 144 21 878 —
Q4 2024 1 463 21 052 21 436 —
Q3 2024 — 21 272 22 028 —
Q2 2024 — 17 884 18 564 —
Q1 2024 — 4 322 4 439 —
Q4 2023 — 34 21 —

Financials by year

2023 – 2025
Revenue, € thousand 2025: 830 418 € · +98.1% vs 2024 · industry median 3 200 € · above 95% of the industry
02004006008001 0002023 Company: — Industry median: 3 094 €20232024 Company: 419 239 € Industry median: 3 510 €20242025 Company: 830 418 € Industry median: 3 200 €202502004006008001 0002023 Company: — Industry median: 3 094 €20232024 Company: 419 239 € Industry median: 3 510 €2025 Company: 830 418 € Industry median: 3 200 €2025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € 2025: 45 648 € · +73.5% vs 2024 · industry median 80 € · above 85% of the industry
-100 000-50 000050 0002023 Company: -82 221 € Industry median: 10 €20232024 Company: 26 305 € Industry median: 165 €20242025 Company: 45 648 € Industry median: 80 €2025-100 000-50 000050 0002023 Company: -82 221 € Industry median: 10 €20232024 Company: 26 305 € Industry median: 165 €2025 Company: 45 648 € Industry median: 80 €2025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 5.5 % · −0.8 pp vs the year before · industry median 23.7 % · above 36% of the industry
05101520252023 Company: — Industry median: 21.6 %20232024 Company: 6.3 % Industry median: 23.7 %20242025 Company: 5.5 % Industry median: 23.7 %202505101520252023 Company: — Industry median: 21.6 %20232024 Company: 6.3 % Industry median: 23.7 %2025 Company: 5.5 % Industry median: 23.7 %2025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 6 259 851 € · +4.0% vs 2024
02 0004 0006 0008 0002023 Company: 21 334 €20232024 Company: 6 019 373 €20242025 Company: 6 259 851 €202502 0004 0006 0008 0002023 Company: 21 334 €20232024 Company: 6 019 373 €2025 Company: 6 259 851 €2025
Equity, € thousand 2025: 6 014 732 € · +0.8% vs 2024
-2 00002 0004 0006 0008 0002023 Company: -57 221 €20232024 Company: 5 969 084 €20242025 Company: 6 014 732 €2025-2 00002 0004 0006 0008 0002023 Company: -57 221 €20232024 Company: 5 969 084 €2025 Company: 6 014 732 €2025
Employees 2025: 3 · +50.0% vs 2024 · industry median 1 · above 75% of the industry
01232023 Company: 0 Industry median: 120232024 Company: 2 Industry median: 120242025 Company: 3 Industry median: 1202501232023 Company: 0 Industry median: 120232024 Company: 2 Industry median: 12025 Company: 3 Industry median: 12025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 830 418 45 648 834 221 6 259 851 6 014 732 3
2024 419 239 26 305 358 375 6 019 373 5 969 084 2
2023 — -82 221 86 21 334 -57 221 0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
5.5 %
Net profit / revenue
Return on equity (ROE)
0.8 %
Net profit / equity
Return on assets (ROA)
0.7 %
Net profit / assets
Equity ratio
96.1 %
Equity / assets
Debt ratio
3.9 %
Liabilities / assets
Current ratio
25.54
Current assets / current liabilities
Revenue per employee
276 806 €
Revenue / average full-time employees
Labour cost per employee per month
23 173 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 31 Mar 2026 Company’s own · audited e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 31 Mar 2025 Company’s own · audited e-Äriregister
2023 22 Mar 2023 – 31 Dec 2023 1 Apr 2024 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the public limited company in all transactions.

Owners

No owner information.

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 66199Other activities auxiliary to financial services, except insurance and pension funding n.e.c. Main
Rulings
Number, date Title Deadline State Document
Ä 50224522 / 13
13 Oct 2026
Amendment entry In force
13 Oct 2026
PDF
Ä 50224522 / 12
12 Jun 2026
Amendment entry In force
12 Jun 2026
PDF
Ä 50224522 / 11
20 Feb 2026
Amendment entry In force
20 Feb 2026
PDF
Ä 50224522 / 10
8 Aug 2025
Amendment entry In force
8 Aug 2025
PDF
Ä 50224522 / 9
22 Jul 2025
Entry refused In force
7 Aug 2025
PDF
Ä 50224522 / 8
18 Jul 2024
Amendment entry In force
18 Jul 2024
PDF
Ä 50224522 / 7
24 Apr 2024
Amendment entry In force
24 Apr 2024
PDF
Ä 50224522 / M3
12 Apr 2024
Ruling to eliminate deficiencies 2 May 2024 Deficiencies eliminated
24 Apr 2024
PDF
Ä 50224522 / 6
5 Apr 2024
Third (informative) division entry In force
5 Apr 2024
PDF
Ä 50224522 / 5
5 Apr 2024
First (declaratory) division entry In force
5 Apr 2024
PDF
Ä 50224522 / M2
2 Feb 2024
Ruling to correct data outside an entry 16 Feb 2024 Deficiencies eliminated
6 Feb 2024
PDF
Ä 50224522 / 4
22 Jan 2024
Amendment entry In force
22 Jan 2024
PDF
Ä 50224522 / M1
4 Sep 2023
Ruling to correct data outside an entry 18 Sep 2023 Deficiencies eliminated
12 Sep 2023
PDF
Ä 50224522 / 3
19 Jun 2023
Amendment under Code of Civil Procedure § 595¹ (1) In force
19 Jun 2023
PDF
Ä 50224522 / 2
5 Jun 2023
Amendment entry In force
5 Jun 2023
PDF
Ä 50224522
22 Mar 2023
First entry In force
22 Mar 2023
PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data