VR Kindlustus OÜ is a OÜ based in Lihula linn, registry code 16682483, status: active. Main activity: Other financial service activities, except insurance and pension funding n.e.c.. Its annual report for 2025 shows revenue of €17 751 and 1 employees.
Turnover
—
State taxes
473 €
Labour taxes
531 €
Employees
1
±0vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64
Labour taxes per employee531 €
above 10% of companies
industry median 2 214 € · companies in the industry: 443
Revenue · 202517 751 €
above 87% of companies
industry median 0 € · companies in the industry: 3 672
Net profit margin · 2025-9.7 %
above 20% of companies
industry median 34.4 % · companies in the industry: 770
Taxes and turnover
Q2 2023 – Q3 2026
Labour taxes per employee, € Q3 2026: 531 € · industry median 2 214 € · above 10% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Revenue, € 2025: 17 751 € · −22.2% vs 2024 · industry median 0 € · above 87% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit, € 2025: -1 728 € · −161.3% vs 2024 · industry median 0 € · above 17% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit margin, % 2025: -9.7 % · −22.1 pp vs the year before · industry median 34.4 % · above 20% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Assets, € 2025: 3 261 € · −34.1% vs 2024Equity, € 2025: 3 217 € · −35.0% vs 2024Employees2025: 1 · +0.0% vs 2024 · industry median 1 · above 5% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Financials by year
Year
Revenue, €
Net profit, €
Labour costs, €
Assets, €
Equity, €
Employees
2025
17 751
-1 728
5 611
3 261
3 217
1
2024
22 816
2 821
5 540
4 946
4 946
1
2023
25 480
2 122
3 500
2 614
2 123
1
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
-9.7 %
Net profit / revenue
Return on equity (ROE)
-53.7 %
Net profit / equity
Return on assets (ROA)
-53.0 %
Net profit / assets
Equity ratio
98.7 %
Equity / assets
Debt ratio
1.3 %
Liabilities / assets
Current ratio
74.11
Current assets / current liabilities
Revenue per employee
17 751 €
Revenue / average full-time employees
Labour cost per employee per month
468 €
Labour costs / employees / 12 months (incl. employer taxes)
