Tervisekindlustusagent OÜ

Active Registry code 16572262 OÜ Tallinn Registered 13 Sep 2022
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Tervisekindlustusagent OÜ is a OÜ based in Tallinn, registry code 16572262, status: active. Main activity: Activities of insurance agents. According to EMTA, turnover for Q3 2026 was €22 917 with 15 employees.

Turnover
22 917 €
↓ 28.8% vs Q2 2026
State taxes
71 714 €
↓ 1.3% vs Q2 2026
Labour taxes
71 958 €
↑ 2.2% vs Q2 2026
Employees
15
+1 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Activities auxiliary to financial services and insurance activities · EMTAK 66

  • Turnover · Q3 2026 22 917 €
    industry median 13 814 € · companies in the industry: 339
  • Labour taxes per employee 4 797 €
    industry median 2 338 € · companies in the industry: 272
  • Revenue · 2025 2.1 mn €
    industry median 3 200 € · companies in the industry: 1 215
  • Net profit margin · 2025 39.0 %
    industry median 23.7 % · companies in the industry: 667

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € Q3 2026: 22 917 € · −28.8% vs Q2 2026 · industry median 13 814 € · above 59% of the industry
010 00020 00030 00040 000Q4 2023 Company: — Industry median: 15 410 €Q4·23Q1 2024 Company: — Industry median: 14 567 €Q2 2024 Company: — Industry median: 14 307 €Q2·24Q3 2024 Company: — Industry median: 15 089 €Q4 2024 Company: — Industry median: 17 023 €Q4·24Q1 2025 Company: 8 260 € Industry median: 15 000 €Q2 2025 Company: 11 203 € Industry median: 14 295 €Q2·25Q3 2025 Company: 24 226 € Industry median: 15 833 €Q4 2025 Company: 24 076 € Industry median: 14 155 €Q4·25Q1 2026 Company: 9 655 € Industry median: 14 181 €Q2 2026 Company: 32 181 € Industry median: 13 350 €Q2·26Q3 2026 Company: 22 917 € Industry median: 13 814 €Q3·26010 00020 00030 00040 000Q4 2024 Company: — Industry median: 17 023 €Q1 2025 Company: 8 260 € Industry median: 15 000 €Q1·25Q2 2025 Company: 11 203 € Industry median: 14 295 €Q3 2025 Company: 24 226 € Industry median: 15 833 €Q3·25Q4 2025 Company: 24 076 € Industry median: 14 155 €Q1 2026 Company: 9 655 € Industry median: 14 181 €Q1·26Q2 2026 Company: 32 181 € Industry median: 13 350 €Q3 2026 Company: 22 917 € Industry median: 13 814 €Q3·26
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 4 797 € · −4.6% vs Q2 2026 · industry median 2 338 € · above 68% of the industry
02 0004 0006 0008 000Q4 2023 Company: 5 037 € Industry median: 2 204 €Q4·23Q1 2024 Company: 6 193 € Industry median: 2 519 €Q2 2024 Company: 5 133 € Industry median: 2 244 €Q2·24Q3 2024 Company: 5 215 € Industry median: 2 155 €Q4 2024 Company: 4 928 € Industry median: 2 169 €Q4·24Q1 2025 Company: 7 364 € Industry median: 2 294 €Q2 2025 Company: 7 043 € Industry median: 2 197 €Q2·25Q3 2025 Company: 5 912 € Industry median: 2 337 €Q4 2025 Company: 5 376 € Industry median: 2 337 €Q4·25Q1 2026 Company: 6 533 € Industry median: 2 256 €Q2 2026 Company: 5 030 € Industry median: 2 325 €Q2·26Q3 2026 Company: 4 797 € Industry median: 2 338 €Q3·2602 0004 0006 0008 000Q4 2024 Company: 4 928 € Industry median: 2 169 €Q1 2025 Company: 7 364 € Industry median: 2 294 €Q1·25Q2 2025 Company: 7 043 € Industry median: 2 197 €Q3 2025 Company: 5 912 € Industry median: 2 337 €Q3·25Q4 2025 Company: 5 376 € Industry median: 2 337 €Q1 2026 Company: 6 533 € Industry median: 2 256 €Q1·26Q2 2026 Company: 5 030 € Industry median: 2 325 €Q3 2026 Company: 4 797 € Industry median: 2 338 €Q3·26
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 15 · +7.1% vs Q2 2026
051015Q4 2023 Company: 11Q4·23Q1 2024 Company: 10Q2 2024 Company: 12Q2·24Q3 2024 Company: 12Q4 2024 Company: 13Q4·24Q1 2025 Company: 13Q2 2025 Company: 12Q2·25Q3 2025 Company: 13Q4 2025 Company: 13Q4·25Q1 2026 Company: 12Q2 2026 Company: 14Q2·26Q3 2026 Company: 15Q3·26051015Q4 2024 Company: 13Q1 2025 Company: 13Q1·25Q2 2025 Company: 12Q3 2025 Company: 13Q3·25Q4 2025 Company: 13Q1 2026 Company: 12Q1·26Q2 2026 Company: 14Q3 2026 Company: 15Q3·26
State taxes, € Q3 2026: 71 714 € · −1.3% vs Q2 2026
020 00040 00060 00080 000100 000Q4 2023 Company: 52 003 €Q4·23Q1 2024 Company: 58 364 €Q2 2024 Company: 57 774 €Q2·24Q3 2024 Company: 58 624 €Q4 2024 Company: 60 195 €Q4·24Q1 2025 Company: 91 675 €Q2 2025 Company: 82 075 €Q2·25Q3 2025 Company: 77 879 €Q4 2025 Company: 71 359 €Q4·25Q1 2026 Company: 75 432 €Q2 2026 Company: 72 684 €Q2·26Q3 2026 Company: 71 714 €Q3·26020 00040 00060 00080 000100 000Q4 2024 Company: 60 195 €Q1 2025 Company: 91 675 €Q1·25Q2 2025 Company: 82 075 €Q3 2025 Company: 77 879 €Q3·25Q4 2025 Company: 71 359 €Q1 2026 Company: 75 432 €Q1·26Q2 2026 Company: 72 684 €Q3 2026 Company: 71 714 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 22 917 71 714 71 958 15
Q2 2026 32 181 72 684 70 425 14
Q1 2026 9 655 75 432 78 392 12
Q4 2025 24 076 71 359 69 882 13
Q3 2025 24 226 77 879 76 860 13
Q2 2025 11 203 82 075 84 514 12
Q1 2025 8 260 91 675 95 732 13
Q4 2024 — 60 195 64 063 13
Q3 2024 — 58 624 62 581 12
Q2 2024 — 57 774 61 596 12
Q1 2024 — 58 364 61 930 10
Q4 2023 — 52 003 55 405 11
Q3 2023 — 47 978 51 250 11
Q2 2023 — 23 949 25 719 11
Q1 2023 — 14 628 15 815 9
Q4 2022 — 1 394 1 511 9
Q3 2022 — — — 6
Q2 2022 — — — 5
Q1 2022 — — — 5
Labour taxes per employee per month
1 599 €
Turnover per employee in the quarter
1 528 €

Q3 2026 · calculated from EMTA data

Financials by year

2023 – 2026
Revenue, € thousand 2025: 2 112 111 € · +87.9% vs 2023 · industry median 3 200 € · above 98% of the industry
05001 0001 5002 0002 5002023 Company: 1 124 054 € Industry median: 3 094 €20232025 Company: 2 112 111 € Industry median: 3 200 €20252026 Company: — Industry median: 0 €202605001 0001 5002 0002 5002023 Company: 1 124 054 € Industry median: 3 094 €20232025 Company: 2 112 111 € Industry median: 3 200 €2026 Company: — Industry median: 0 €2026
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 824 403 € · +7.1% vs 2023 · industry median 80 € · above 98% of the industry
-20002004006008001 0002023 Company: 769 759 € Industry median: 10 €20232025 Company: 824 403 € Industry median: 80 €20252026 Company: — Industry median: -66 €2026-20002004006008001 0002023 Company: 769 759 € Industry median: 10 €20232025 Company: 824 403 € Industry median: 80 €2026 Company: — Industry median: -66 €2026
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 39.0 % · −29.4 pp vs the year before · industry median 23.7 % · above 58% of the industry
0204060802023 Company: 68.5 % Industry median: 21.6 %20232025 Company: 39.0 % Industry median: 23.7 %20252026 Company: — Industry median: —20260204060802023 Company: 68.5 % Industry median: 21.6 %20232025 Company: 39.0 % Industry median: 23.7 %2026 Company: — Industry median: —2026
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 3 588 637 € · +91.8% vs 2023
01 0002 0003 0004 0002023 Company: 1 871 450 €20232025 Company: 3 588 637 €20252026 Company: —202601 0002 0003 0004 0002023 Company: 1 871 450 €20232025 Company: 3 588 637 €2026 Company: —2026
Equity, € thousand 2025: 1 596 662 € · +106.8% vs 2023
05001 0001 5002 0002023 Company: 772 259 €20232025 Company: 1 596 662 €20252026 Company: —202605001 0001 5002 0002023 Company: 772 259 €20232025 Company: 1 596 662 €2026 Company: —2026
Employees 2026: 14 · +7.7% vs 2025
0510152023 Company: 11 Industry median: 120232025 Company: 13 Industry median: 120252026 Company: 14 Industry median: —20260510152023 Company: 11 Industry median: 120232025 Company: 13 Industry median: 12026 Company: 14 Industry median: —2026
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2026 — — — — — 14
2025 2 112 111 824 403 983 272 3 588 637 1 596 662 13
2023 1 124 054 769 759 475 984 1 871 450 772 259 11

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
39.0 %
Net profit / revenue
Return on equity (ROE)
51.6 %
Net profit / equity
Return on assets (ROA)
23.0 %
Net profit / assets
Equity ratio
44.5 %
Equity / assets
Debt ratio
55.5 %
Liabilities / assets
Current ratio
1.09
Current assets / current liabilities
Revenue per employee
162 470 €
Revenue / average full-time employees
Labour cost per employee per month
6 303 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2024 1 Jan 2024 – 30 Apr 2025 31 Oct 2025 Company’s own · audited e-Äriregister
2023 13 Sep 2022 – 31 Dec 2023 1 Jul 2024 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 66221Activities of insurance agents Main
Rulings
Number, date Title Deadline State Document
Ä 50210664 / 5
2 Apr 2026
Amendment entry In force
2 Apr 2026
PDF
Ä 50210664 / 4
18 Mar 2025
Amendment entry In force
18 Mar 2025
PDF
Ä 50210664 / M1
14 Mar 2025
Ruling to eliminate deficiencies 1 Apr 2025 Deficiencies eliminated
18 Mar 2025
PDF
Ä 50210664 / 3
1 Sep 2023
Amendment entry In force
1 Sep 2023
PDF
Ä 50210664 / 2
27 Apr 2023
Amendment entry In force
27 Apr 2023
PDF
Ä 50210664
13 Sep 2022
First entry In force
13 Sep 2022
PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data