Raha on Vaba hoiu-laenuühistu
Raha on Vaba hoiu-laenuühistu is a Tulundusühistu based in Tartu linn, registry code 16369144, status: active. Main activity: Other financial service activities n.e.c., except insurance and pension funding. There is no EMTA tax data for this company on the site.
Taxes and turnover
No tax data available. EMTA publishes data for those who paid state taxes, filed a VAT return or had employees in the quarter. New and small companies may be missing.
Financials by year
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | — | -210 | 0 | 24 174 | 24 174 | 0 |
| 2024 | — | -217 | 0 | 24 384 | 24 384 | 0 |
| 2023 | — | -227 | 0 | 24 601 | 24 601 | 0 |
| 2022 | — | -7 122 | 0 | 24 828 | 24 828 | 0 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Jan 2025 – 31 Dec 2025 | 3 Jul 2026 | Company’s own · audited | e-Äriregister |
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 30 Jun 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 1 Jul 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 18 Nov 2021 – 31 Dec 2022 | 18 Feb 2024 | Company’s own · audited | e-Äriregister |
Board
- Andris TeernBoard member · since 18 Nov 2021
- Kärt KriisaBoard member · since 18 Nov 2021
- Taavi SikkaBoard member · since 18 Nov 2021
Right of representation
Any member of the management board may represent the commercial association in all transactions.
Owners
No owner information.
Beneficial owners
- Andris TeernMember of a senior management body (management or supervisory board) · since 18 Jan 2024
- Kärt KriisaMember of a senior management body (management or supervisory board) · since 18 Jan 2024
- Taavi SikkaMember of a senior management body (management or supervisory board) · since 18 Jan 2024
Founders and other persons
- Grant Thornton Baltic OÜAudit firm · 15 Jul 2021
- Indrek RaigSupervisory board member · 15 Jul 2021
- Mirje KähariSupervisory board member · 15 Jul 2021
- Silja AvastuSupervisory board member · 15 Jul 2021
- Christiin KlaosMember of the audit committee · 15 Jul 2021
- Nikolai LambrikMember of the audit committee · 15 Jul 2021
- Viljar KähariMember of the audit committee · 15 Jul 2021
Related companies
Activities (EMTAK)
- 64991Other financial service activities n.e.c., except insurance and pension funding Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 50183631 / 3 21 Sep 2026 |
Amendment entry | In force 21 Sep 2026 |
||
| Ä 50183631 / 2 23 Jan 2024 |
Amendment under Code of Civil Procedure § 595¹ (1) | In force 23 Jan 2024 |
||
| Ä 50183631 / M4 19 Jan 2024 |
Ruling to eliminate deficiencies in the annual report | 18 Feb 2024 | Deficiencies eliminated 18 Feb 2024 |
|
| Ä 50183631 / M3 23 Dec 2023 |
Warning of deletion from the register: annual report not filed | 27 Mar 2024 | Deficiencies eliminated 19 Jan 2024 |
|
| Ä 50183631 18 Nov 2021 |
First entry | In force 18 Nov 2021 |
||
| Ä 50183631 / M2 22 Oct 2021 |
Procedural ruling | In force 22 Oct 2021 |
||
| Ä 50183631 / M1 20 Sep 2021 |
Ruling to eliminate deficiencies | 20 Oct 2021 | In force 20 Sep 2021 |
Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data