IUVO Finants OÜ

Active Registry code 16284672 OÜ Tallinn Registered 4 Aug 2021
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IUVO Finants OÜ is a OÜ based in Tallinn, registry code 16284672, status: active. Main activity: Other credit granting, except pawn shops. Its annual report for 2025 shows revenue of €28 000 and 1 employees.

Turnover
—
State taxes
1 177 €
↑ 19.0% vs Q2 2026
Labour taxes
1 249 €
↑ 18.7% vs Q2 2026
Employees
1
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Labour taxes per employee 1 249 €
    industry median 2 214 € · companies in the industry: 443
  • Revenue · 2025 28 000 €
    industry median 0 € · companies in the industry: 3 672
  • Net profit margin · 2025 -52.7 %
    industry median 34.4 % · companies in the industry: 770

Taxes and turnover

Q4 2023 – Q3 2026
Labour taxes per employee, € Q3 2026: 1 249 € · +18.7% vs Q2 2026 · industry median 2 214 € · above 31% of the industry
01 0002 0003 000Q4 2023 Company: 1 201 € Industry median: 2 331 €Q4·23Q1 2024 Company: 1 405 € Industry median: 2 206 €Q2 2024 Company: 1 405 € Industry median: 2 448 €Q2·24Q3 2024 Company: 1 405 € Industry median: 2 272 €Q4 2024 Company: 1 405 € Industry median: 2 438 €Q4·24Q1 2025 Company: 1 438 € Industry median: 2 659 €Q2 2025 Company: 1 711 € Industry median: 2 225 €Q2·25Q3 2025 Company: 1 711 € Industry median: 2 338 €Q4 2025 Company: 1 711 € Industry median: 2 418 €Q4·25Q1 2026 Company: 1 403 € Industry median: 2 338 €Q2 2026 Company: 1 052 € Industry median: 2 196 €Q2·26Q3 2026 Company: 1 249 € Industry median: 2 214 €Q3·2601 0002 0003 000Q4 2024 Company: 1 405 € Industry median: 2 438 €Q1 2025 Company: 1 438 € Industry median: 2 659 €Q1·25Q2 2025 Company: 1 711 € Industry median: 2 225 €Q3 2025 Company: 1 711 € Industry median: 2 338 €Q3·25Q4 2025 Company: 1 711 € Industry median: 2 418 €Q1 2026 Company: 1 403 € Industry median: 2 338 €Q1·26Q2 2026 Company: 1 052 € Industry median: 2 196 €Q3 2026 Company: 1 249 € Industry median: 2 214 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 1 · +0.0% vs Q2 2026
0.00.20.40.60.81.0Q4 2023 Company: 1Q4·23Q1 2024 Company: 1Q2 2024 Company: 1Q2·24Q3 2024 Company: 1Q4 2024 Company: 1Q4·24Q1 2025 Company: 1Q2 2025 Company: 1Q2·25Q3 2025 Company: 1Q4 2025 Company: 1Q4·25Q1 2026 Company: 1Q2 2026 Company: 1Q2·26Q3 2026 Company: 1Q3·260.00.20.40.60.81.0Q4 2024 Company: 1Q1 2025 Company: 1Q1·25Q2 2025 Company: 1Q3 2025 Company: 1Q3·25Q4 2025 Company: 1Q1 2026 Company: 1Q1·26Q2 2026 Company: 1Q3 2026 Company: 1Q3·26
State taxes, € Q3 2026: 1 177 € · +19.0% vs Q2 2026
05001 0001 5002 000Q4 2023 Company: 1 149 €Q4·23Q1 2024 Company: 1 343 €Q2 2024 Company: 1 343 €Q2·24Q3 2024 Company: 1 343 €Q4 2024 Company: 1 343 €Q4·24Q1 2025 Company: 1 377 €Q2 2025 Company: 1 639 €Q2·25Q3 2025 Company: 1 639 €Q4 2025 Company: 1 639 €Q4·25Q1 2026 Company: 1 331 €Q2 2026 Company: 989 €Q2·26Q3 2026 Company: 1 177 €Q3·2605001 0001 5002 000Q4 2024 Company: 1 343 €Q1 2025 Company: 1 377 €Q1·25Q2 2025 Company: 1 639 €Q3 2025 Company: 1 639 €Q3·25Q4 2025 Company: 1 639 €Q1 2026 Company: 1 331 €Q1·26Q2 2026 Company: 989 €Q3 2026 Company: 1 177 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 — 1 177 1 249 1
Q2 2026 — 989 1 052 1
Q1 2026 — 1 331 1 403 1
Q4 2025 — 1 639 1 711 1
Q3 2025 — 1 639 1 711 1
Q2 2025 — 1 639 1 711 1
Q1 2025 — 1 377 1 438 1
Q4 2024 — 1 343 1 405 1
Q3 2024 — 1 343 1 405 1
Q2 2024 — 1 343 1 405 1
Q1 2024 — 1 343 1 405 1
Q4 2023 — 1 149 1 201 1
Q3 2023 — — — 1
Q3 2022 — — — —
Q2 2022 — — — —
Q1 2022 — — — —
Labour taxes per employee per month
416 €

Q3 2026 · calculated from EMTA data

Financials by year

2021 – 2025
Revenue, € 2025: 28 000 € · +600.0% vs 2024 · industry median 0 € · above 89% of the industry
010 00020 00030 0002021 Company: — Industry median: 0 €20212022 Company: — Industry median: 0 €20222023 Company: 0 € Industry median: 0 €20232024 Company: 4 000 € Industry median: 0 €20242025 Company: 28 000 € Industry median: 0 €2025010 00020 00030 0002021 Company: — Industry median: 0 €20212022 Company: — Industry median: 0 €2023 Company: 0 € Industry median: 0 €20232024 Company: 4 000 € Industry median: 0 €2025 Company: 28 000 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € 2025: -14 764 € · +12.4% vs 2024 · industry median 0 € · above 10% of the industry
-20 000-15 000-10 000-5 00002021 Company: -108 € Industry median: 0 €20212022 Company: -1 110 € Industry median: 0 €20222023 Company: -10 711 € Industry median: 0 €20232024 Company: -16 857 € Industry median: 0 €20242025 Company: -14 764 € Industry median: 0 €2025-20 000-15 000-10 000-5 00002021 Company: -108 € Industry median: 0 €20212022 Company: -1 110 € Industry median: 0 €2023 Company: -10 711 € Industry median: 0 €20232024 Company: -16 857 € Industry median: 0 €2025 Company: -14 764 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: -52.7 % · +368.7 pp vs the year before · industry median 34.4 % · above 14% of the industry
-500-400-300-200-10001002021 Company: — Industry median: 45.0 %20212022 Company: — Industry median: 26.3 %20222023 Company: — Industry median: 41.1 %20232024 Company: -421.4 % Industry median: 35.8 %20242025 Company: -52.7 % Industry median: 34.4 %2025-500-400-300-200-10001002021 Company: — Industry median: 45.0 %20212022 Company: — Industry median: 26.3 %2023 Company: — Industry median: 41.1 %20232024 Company: -421.4 % Industry median: 35.8 %2025 Company: -52.7 % Industry median: 34.4 %2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 6 014 574 € · −40.4% vs 2024
02 5005 0007 50010 00012 5002021 Company: 10 024 €20212022 Company: 9 170 €20222023 Company: 5 019 €20232024 Company: 10 095 611 €20242025 Company: 6 014 574 €202502 5005 0007 50010 00012 5002021 Company: 10 024 €20212022 Company: 9 170 €2023 Company: 5 019 €20232024 Company: 10 095 611 €2025 Company: 6 014 574 €2025
Equity, € thousand 2025: 116 449 € · −11.3% vs 2024
-500501001502021 Company: 9 892 €20212022 Company: 8 782 €20222023 Company: -1 929 €20232024 Company: 131 214 €20242025 Company: 116 449 €2025-500501001502021 Company: 9 892 €20212022 Company: 8 782 €2023 Company: -1 929 €20232024 Company: 131 214 €2025 Company: 116 449 €2025
Employees 2025: 1 · +0.0% vs 2024 · industry median 1 · above 5% of the industry
0.00.20.40.60.81.02021 Company: 0 Industry median: 120212022 Company: 0 Industry median: 120222023 Company: 1 Industry median: 120232024 Company: 1 Industry median: 120242025 Company: 1 Industry median: 120250.00.20.40.60.81.02021 Company: 0 Industry median: 120212022 Company: 0 Industry median: 12023 Company: 1 Industry median: 120232024 Company: 1 Industry median: 12025 Company: 1 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 28 000 -14 764 15 855 6 014 574 116 449 1
2024 4 000 -16 857 13 648 10 095 611 131 214 1
2023 0 -10 711 5 192 5 019 -1 929 1
2022 — -1 110 0 9 170 8 782 0
2021 — -108 0 10 024 9 892 0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
-52.7 %
Net profit / revenue
Return on equity (ROE)
-12.7 %
Net profit / equity
Return on assets (ROA)
-0.2 %
Net profit / assets
Equity ratio
1.9 %
Equity / assets
Debt ratio
98.1 %
Liabilities / assets
Current ratio
1.02
Current assets / current liabilities
Revenue per employee
28 000 €
Revenue / average full-time employees
Labour cost per employee per month
1 321 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 28 Jul 2026 Company’s own · audited e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 17 Jun 2025 Company’s own · audited e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 31 May 2024 Company’s own e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 18 May 2023 Company’s own e-Äriregister
2021 4 Aug 2021 – 31 Dec 2021 7 Jul 2022 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 64929Other credit granting, except pawn shops Main
Rulings
Number, date Title Deadline State Document
Ä 50179599 / 7
14 Aug 2025
Amendment under Code of Civil Procedure § 595¹ (1) In force
14 Aug 2025
PDF
Ä 50179599 / 6
18 Jun 2024
Amendment entry In force
18 Jun 2024
PDF
Ä 50179599 / 5
19 Apr 2024
Amendment entry In force
19 Apr 2024
PDF
Ä 50179599 / 4
2 Sep 2023
Amendment entry In force
2 Sep 2023
PDF
Ä 50179599 / M2
7 Jul 2022
Ruling to eliminate deficiencies in the annual report 6 Aug 2022 In force
7 Jul 2022
PDF
Ä 50179599 / 3
25 May 2022
Amendment entry In force
25 May 2022
PDF
Ä 50179599 / 2
17 Aug 2021
Amendment entry In force
17 Aug 2021
PDF
Ä 50179599
4 Aug 2021
First entry In force
4 Aug 2021
PDF
Ä 50179599 / M1
2 Aug 2021
Ruling to eliminate deficiencies 1 Sep 2021 Deficiencies eliminated
4 Aug 2021
PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data