N-Finance OÜ

Active Registry code 16106999 OÜ Tallinn Registered 25 Nov 2020
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N-Finance OÜ is a OÜ based in Tallinn, registry code 16106999, status: active. Main activity: Bookkeeping, tax consulting. Its annual report for 2025 shows revenue of €38 107 and 2 employees.

Turnover
—
State taxes
1 321 €
↑ 3.3% vs Q2 2026
Labour taxes
1 386 €
↑ 3.1% vs Q2 2026
Employees
1
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Legal and accounting activities · EMTAK 69

  • Labour taxes per employee 1 386 €
    industry median 1 122 € · companies in the industry: 3 120
  • Revenue · 2025 38 107 €
    industry median 12 784 € · companies in the industry: 8 416
  • Net profit margin · 2025 -11.7 %
    industry median 14.8 % · companies in the industry: 6 880

Taxes and turnover

Q4 2023 – Q3 2026
Labour taxes per employee, € Q3 2026: 1 386 € · +3.1% vs Q2 2026 · industry median 1 122 € · above 62% of the industry
01 0002 0003 0004 000Q4 2023 Company: 1 937 € Industry median: 957 €Q4·23Q1 2024 Company: 1 151 € Industry median: 991 €Q2 2024 Company: 1 376 € Industry median: 1 012 €Q2·24Q3 2024 Company: 2 012 € Industry median: 1 020 €Q4 2024 Company: 1 049 € Industry median: 1 032 €Q4·24Q1 2025 Company: 1 041 € Industry median: 1 085 €Q2 2025 Company: 3 378 € Industry median: 1 115 €Q2·25Q3 2025 Company: 1 753 € Industry median: 1 126 €Q4 2025 Company: 1 439 € Industry median: 1 123 €Q4·25Q1 2026 Company: 843 € Industry median: 1 088 €Q2 2026 Company: 1 344 € Industry median: 1 096 €Q2·26Q3 2026 Company: 1 386 € Industry median: 1 122 €Q3·2601 0002 0003 0004 000Q4 2024 Company: 1 049 € Industry median: 1 032 €Q1 2025 Company: 1 041 € Industry median: 1 085 €Q1·25Q2 2025 Company: 3 378 € Industry median: 1 115 €Q3 2025 Company: 1 753 € Industry median: 1 126 €Q3·25Q4 2025 Company: 1 439 € Industry median: 1 123 €Q1 2026 Company: 843 € Industry median: 1 088 €Q1·26Q2 2026 Company: 1 344 € Industry median: 1 096 €Q3 2026 Company: 1 386 € Industry median: 1 122 €Q3·26
  • Company
  • Industry median

Industry: Legal and accounting activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 1 · +0.0% vs Q2 2026
0123Q4 2023 Company: 1Q4·23Q1 2024 Company: 2Q2 2024 Company: 1Q2·24Q3 2024 Company: 1Q4 2024 Company: 2Q4·24Q1 2025 Company: 3Q2 2025 Company: 1Q2·25Q3 2025 Company: 1Q4 2025 Company: 1Q4·25Q1 2026 Company: 1Q2 2026 Company: 1Q2·26Q3 2026 Company: 1Q3·260123Q4 2024 Company: 2Q1 2025 Company: 3Q1·25Q2 2025 Company: 1Q3 2025 Company: 1Q3·25Q4 2025 Company: 1Q1 2026 Company: 1Q1·26Q2 2026 Company: 1Q3 2026 Company: 1Q3·26
State taxes, € Q3 2026: 1 321 € · +3.3% vs Q2 2026
01 0002 0003 0004 000Q4 2023 Company: 1 850 €Q4·23Q1 2024 Company: 2 197 €Q2 2024 Company: 1 295 €Q2·24Q3 2024 Company: 1 911 €Q4 2024 Company: 2 258 €Q4·24Q1 2025 Company: 3 405 €Q2 2025 Company: 3 199 €Q2·25Q3 2025 Company: 1 663 €Q4 2025 Company: 1 373 €Q4·25Q1 2026 Company: 799 €Q2 2026 Company: 1 279 €Q2·26Q3 2026 Company: 1 321 €Q3·2601 0002 0003 0004 000Q4 2024 Company: 2 258 €Q1 2025 Company: 3 405 €Q1·25Q2 2025 Company: 3 199 €Q3 2025 Company: 1 663 €Q3·25Q4 2025 Company: 1 373 €Q1 2026 Company: 799 €Q1·26Q2 2026 Company: 1 279 €Q3 2026 Company: 1 321 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 — 1 321 1 386 1
Q2 2026 — 1 279 1 344 1
Q1 2026 — 799 843 1
Q4 2025 — 1 373 1 439 1
Q3 2025 — 1 663 1 753 1
Q2 2025 — 3 199 3 378 1
Q1 2025 — 3 405 3 122 3
Q4 2024 — 2 258 2 097 2
Q3 2024 — 1 911 2 012 1
Q2 2024 — 1 295 1 376 1
Q1 2024 — 2 197 2 302 2
Q4 2023 — 1 850 1 937 1
Q3 2023 — 923 953 1
Q2 2023 — 533 558 1
Q1 2023 — 435 455 1
Q4 2022 — 710 746 1
Q3 2022 — 1 125 1 190 2
Q2 2022 — 916 959 2
Q1 2022 — — — 1
Labour taxes per employee per month
462 €

Q3 2026 · calculated from EMTA data

Financials by year

2021 – 2025
Revenue, € 2025: 38 107 € · −4.0% vs 2024 · industry median 12 784 € · above 79% of the industry
010 00020 00030 00040 0002021 Company: 4 862 € Industry median: 10 862 €20212022 Company: 22 052 € Industry median: 11 500 €20222023 Company: 31 363 € Industry median: 12 140 €20232024 Company: 39 715 € Industry median: 12 266 €20242025 Company: 38 107 € Industry median: 12 784 €2025010 00020 00030 00040 0002021 Company: 4 862 € Industry median: 10 862 €20212022 Company: 22 052 € Industry median: 11 500 €2023 Company: 31 363 € Industry median: 12 140 €20232024 Company: 39 715 € Industry median: 12 266 €2025 Company: 38 107 € Industry median: 12 784 €2025
  • Company
  • Industry median

Industry: Legal and accounting activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € 2025: -4 466 € · −210.9% vs 2024 · industry median 1 062 € · above 7% of the industry
-5 00005 00010 00015 0002021 Company: 732 € Industry median: 1 164 €20212022 Company: 11 204 € Industry median: 1 042 €20222023 Company: 9 753 € Industry median: 1 210 €20232024 Company: 4 028 € Industry median: 987 €20242025 Company: -4 466 € Industry median: 1 062 €2025-5 00005 00010 00015 0002021 Company: 732 € Industry median: 1 164 €20212022 Company: 11 204 € Industry median: 1 042 €2023 Company: 9 753 € Industry median: 1 210 €20232024 Company: 4 028 € Industry median: 987 €2025 Company: -4 466 € Industry median: 1 062 €2025
  • Company
  • Industry median

Industry: Legal and accounting activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: -11.7 % · −21.9 pp vs the year before · industry median 14.8 % · above 13% of the industry
-2002040602021 Company: 15.1 % Industry median: 17.9 %20212022 Company: 50.8 % Industry median: 16.2 %20222023 Company: 31.1 % Industry median: 16.9 %20232024 Company: 10.1 % Industry median: 15.0 %20242025 Company: -11.7 % Industry median: 14.8 %2025-2002040602021 Company: 15.1 % Industry median: 17.9 %20212022 Company: 50.8 % Industry median: 16.2 %2023 Company: 31.1 % Industry median: 16.9 %20232024 Company: 10.1 % Industry median: 15.0 %2025 Company: -11.7 % Industry median: 14.8 %2025
  • Company
  • Industry median

Industry: Legal and accounting activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € 2025: 24 599 € · −15.3% vs 2024
010 00020 00030 0002021 Company: 750 €20212022 Company: 12 656 €20222023 Company: 24 452 €20232024 Company: 29 052 €20242025 Company: 24 599 €2025010 00020 00030 0002021 Company: 750 €20212022 Company: 12 656 €2023 Company: 24 452 €20232024 Company: 29 052 €2025 Company: 24 599 €2025
Equity, € 2025: 21 051 € · −18.8% vs 2024
010 00020 00030 0002021 Company: 732 €20212022 Company: 11 936 €20222023 Company: 21 689 €20232024 Company: 25 917 €20242025 Company: 21 051 €2025010 00020 00030 0002021 Company: 732 €20212022 Company: 11 936 €2023 Company: 21 689 €20232024 Company: 25 917 €2025 Company: 21 051 €2025
Employees 2025: 2 · +0.0% vs 2024 · industry median 1 · above 80% of the industry
0.00.51.01.52.02021 Company: 1 Industry median: 120212022 Company: 2 Industry median: 120222023 Company: 1 Industry median: 120232024 Company: 2 Industry median: 120242025 Company: 2 Industry median: 120250.00.51.01.52.02021 Company: 1 Industry median: 120212022 Company: 2 Industry median: 12023 Company: 1 Industry median: 120232024 Company: 2 Industry median: 12025 Company: 2 Industry median: 12025
  • Company
  • Industry median

Industry: Legal and accounting activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 38 107 -4 466 25 198 24 599 21 051 2
2024 39 715 4 028 21 481 29 052 25 917 2
2023 31 363 9 753 13 172 24 452 21 689 1
2022 22 052 11 204 9 353 12 656 11 936 2
2021 4 862 732 983 750 732 1

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
-11.7 %
Net profit / revenue
Return on equity (ROE)
-21.2 %
Net profit / equity
Return on assets (ROA)
-18.2 %
Net profit / assets
Equity ratio
85.6 %
Equity / assets
Debt ratio
14.4 %
Liabilities / assets
Current ratio
6.93
Current assets / current liabilities
Revenue per employee
19 054 €
Revenue / average full-time employees
Labour cost per employee per month
1 050 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 30 Jun 2026 Company’s own e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 15 Jul 2025 Company’s own e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 12 Jun 2024 Company’s own e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 30 Jun 2023 Company’s own e-Äriregister
2021 25 Nov 2020 – 31 Dec 2021 25 May 2022 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

  • Natalia Zotik
    Member of a senior management body (management or supervisory board) · since 25 Nov 2020

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 69202Bookkeeping, tax consulting Main
Rulings
Number, date Title Deadline State Document
Ä 50160821 / 3
19 Nov 2024
Amendment entry In force
19 Nov 2024
PDF
Ä 50160821 / 2
2 Sep 2023
Amendment entry In force
2 Sep 2023
PDF
Ä 50160821
25 Nov 2020
First entry In force
25 Nov 2020
PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data