Engeros Finance OÜ

Active Registry code 16096054 OÜ Sihva küla Registered 11 Nov 2020
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Engeros Finance OÜ is a OÜ based in Sihva küla, registry code 16096054, status: active. Main activity: Other credit granting, except pawn shops. According to EMTA, turnover for Q3 2026 was €44 721 with employees.

Turnover
44 721 €
↓ 36.5% vs Q2 2026
State taxes
10 021 €
↓ 38.1% vs Q2 2026
Labour taxes
0 €
Employees
—

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Turnover · Q3 2026 44 721 €
    industry median 13 555 € · companies in the industry: 547
  • Revenue · 2025 373 070 €
    industry median 0 € · companies in the industry: 3 672
  • Net profit margin · 2025 19.1 %
    industry median 34.4 % · companies in the industry: 770

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € thousand Q3 2026: 44 721 € · −36.5% vs Q2 2026 · industry median 13 555 € · above 72% of the industry
0100200300400Q4 2023 Company: 320 106 € Industry median: 14 078 €Q4·23Q1 2024 Company: 205 033 € Industry median: 17 274 €Q2 2024 Company: 171 171 € Industry median: 13 884 €Q2·24Q3 2024 Company: 148 025 € Industry median: 13 160 €Q4 2024 Company: 126 583 € Industry median: 15 008 €Q4·24Q1 2025 Company: 126 627 € Industry median: 16 276 €Q2 2025 Company: 92 593 € Industry median: 16 066 €Q2·25Q3 2025 Company: 91 695 € Industry median: 12 383 €Q4 2025 Company: 76 788 € Industry median: 15 000 €Q4·25Q1 2026 Company: 70 932 € Industry median: 16 305 €Q2 2026 Company: 70 396 € Industry median: 14 161 €Q2·26Q3 2026 Company: 44 721 € Industry median: 13 555 €Q3·26050100150Q4 2024 Company: 126 583 € Industry median: 15 008 €Q1 2025 Company: 126 627 € Industry median: 16 276 €Q1·25Q2 2025 Company: 92 593 € Industry median: 16 066 €Q3 2025 Company: 91 695 € Industry median: 12 383 €Q3·25Q4 2025 Company: 76 788 € Industry median: 15 000 €Q1 2026 Company: 70 932 € Industry median: 16 305 €Q1·26Q2 2026 Company: 70 396 € Industry median: 14 161 €Q3 2026 Company: 44 721 € Industry median: 13 555 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

State taxes, € Q3 2026: 10 021 € · −38.1% vs Q2 2026
020 00040 00060 00080 000Q4 2023 Company: 62 699 €Q4·23Q1 2024 Company: 42 232 €Q2 2024 Company: 36 146 €Q2·24Q3 2024 Company: 30 732 €Q4 2024 Company: 26 586 €Q4·24Q1 2025 Company: 26 420 €Q2 2025 Company: 19 454 €Q2·25Q3 2025 Company: 20 010 €Q4 2025 Company: 18 211 €Q4·25Q1 2026 Company: 16 215 €Q2 2026 Company: 16 187 €Q2·26Q3 2026 Company: 10 021 €Q3·26010 00020 00030 000Q4 2024 Company: 26 586 €Q1 2025 Company: 26 420 €Q1·25Q2 2025 Company: 19 454 €Q3 2025 Company: 20 010 €Q3·25Q4 2025 Company: 18 211 €Q1 2026 Company: 16 215 €Q1·26Q2 2026 Company: 16 187 €Q3 2026 Company: 10 021 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 44 721 10 021 — —
Q2 2026 70 396 16 187 — —
Q1 2026 70 932 16 215 — —
Q4 2025 76 788 18 211 — —
Q3 2025 91 695 20 010 — —
Q2 2025 92 593 19 454 — —
Q1 2025 126 627 26 420 — —
Q4 2024 126 583 26 586 — —
Q3 2024 148 025 30 732 — —
Q2 2024 171 171 36 146 — —
Q1 2024 205 033 42 232 — —
Q4 2023 320 106 62 699 — —
Q3 2023 265 506 51 855 — —
Q2 2023 310 179 57 072 4 252 —
Q1 2023 324 654 57 304 8 341 —
Q4 2022 470 066 — 8 405 1
Q3 2022 559 807 — 8 405 2
Q2 2022 423 785 — 8 405 2
Q1 2022 342 672 — 3 644 2

Financials by year

2021 – 2025
Revenue, € thousand 2025: 373 070 € · −39.1% vs 2024 · industry median 0 € · above 98% of the industry
05001 0001 5002 0002021 Company: 913 695 € Industry median: 0 €20212022 Company: 1 721 007 € Industry median: 0 €20222023 Company: 1 155 474 € Industry median: 0 €20232024 Company: 612 653 € Industry median: 0 €20242025 Company: 373 070 € Industry median: 0 €202505001 0001 5002 0002021 Company: 913 695 € Industry median: 0 €20212022 Company: 1 721 007 € Industry median: 0 €2023 Company: 1 155 474 € Industry median: 0 €20232024 Company: 612 653 € Industry median: 0 €2025 Company: 373 070 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 71 280 € · −15.4% vs 2024 · industry median 0 € · above 86% of the industry
0501001502021 Company: 14 716 € Industry median: 0 €20212022 Company: 64 202 € Industry median: 0 €20222023 Company: 138 881 € Industry median: 0 €20232024 Company: 84 233 € Industry median: 0 €20242025 Company: 71 280 € Industry median: 0 €20250501001502021 Company: 14 716 € Industry median: 0 €20212022 Company: 64 202 € Industry median: 0 €2023 Company: 138 881 € Industry median: 0 €20232024 Company: 84 233 € Industry median: 0 €2025 Company: 71 280 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 19.1 % · +5.4 pp vs the year before · industry median 34.4 % · above 42% of the industry
010203040502021 Company: 1.6 % Industry median: 45.0 %20212022 Company: 3.7 % Industry median: 26.3 %20222023 Company: 12.0 % Industry median: 41.1 %20232024 Company: 13.7 % Industry median: 35.8 %20242025 Company: 19.1 % Industry median: 34.4 %2025010203040502021 Company: 1.6 % Industry median: 45.0 %20212022 Company: 3.7 % Industry median: 26.3 %2023 Company: 12.0 % Industry median: 41.1 %20232024 Company: 13.7 % Industry median: 35.8 %2025 Company: 19.1 % Industry median: 34.4 %2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 382 013 € · −33.3% vs 2024
05001 0001 5002 0002 5002021 Company: 1 378 988 €20212022 Company: 2 292 784 €20222023 Company: 1 269 593 €20232024 Company: 572 518 €20242025 Company: 382 013 €202505001 0001 5002 0002 5002021 Company: 1 378 988 €20212022 Company: 2 292 784 €2023 Company: 1 269 593 €20232024 Company: 572 518 €2025 Company: 382 013 €2025
Equity, € thousand 2025: 375 812 € · +23.4% vs 2024
02004006008002021 Company: 579 636 €20212022 Company: 643 838 €20222023 Company: 220 299 €20232024 Company: 304 532 €20242025 Company: 375 812 €202502004006008002021 Company: 579 636 €20212022 Company: 643 838 €2023 Company: 220 299 €20232024 Company: 304 532 €2025 Company: 375 812 €2025
Employees 2025: 0 · industry median 1 · above 2% of the industry
0.00.51.01.52.02021 Company: 1 Industry median: 120212022 Company: 2 Industry median: 120222023 Company: 0 Industry median: 120232024 Company: 0 Industry median: 120242025 Company: 0 Industry median: 120250.00.51.01.52.02021 Company: 1 Industry median: 120212022 Company: 2 Industry median: 12023 Company: 0 Industry median: 120232024 Company: 0 Industry median: 12025 Company: 0 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 373 070 71 280 0 382 013 375 812 0
2024 612 653 84 233 0 572 518 304 532 0
2023 1 155 474 138 881 10 619 1 269 593 220 299 0
2022 1 721 007 64 202 83 078 2 292 784 643 838 2
2021 913 695 14 716 38 354 1 378 988 579 636 1

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
19.1 %
Net profit / revenue
Return on equity (ROE)
19.0 %
Net profit / equity
Return on assets (ROA)
18.7 %
Net profit / assets
Equity ratio
98.4 %
Equity / assets
Debt ratio
1.6 %
Liabilities / assets
Current ratio
61.42
Current assets / current liabilities

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 21 Apr 2026 Company’s own e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 18 Jun 2025 Company’s own e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 4 Jul 2024 Company’s own e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 16 May 2023 Company’s own · audited e-Äriregister
2021 11 Nov 2020 – 31 Dec 2021 27 Apr 2022 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 64929Other credit granting, except pawn shops Main
Rulings
Number, date Title Deadline State Document
Ä 50159603 / 5
1 Sep 2023
Amendment entry In force
1 Sep 2023
PDF
Ä 50159603 / 4
27 Mar 2023
Amendment entry In force
27 Mar 2023
PDF
Ä 50159603 / 3
8 Aug 2022
Amendment entry In force
8 Aug 2022
PDF
Ä 50159603 / 2
18 Nov 2020
Amendment entry In force
18 Nov 2020
PDF
Ä 50159603
11 Nov 2020
First entry In force
11 Nov 2020
PDF

Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data