Ärilaen24 OÜ is a OÜ based in Tallinn, registry code 16094256, status: active. Main activity: Other credit granting, except pawn shops. Its annual report for 2025 shows revenue of €5 365 and 1 employees.
Turnover
—
State taxes
1 416 €
↑ 0.0%vs Q2 2026
Labour taxes
1 712 €
↑ 0.0%vs Q2 2026
Employees
2
+1vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64
Labour taxes per employee856 €
above 17% of companies
industry median 2 214 € · companies in the industry: 443
Revenue · 20255 365 €
above 82% of companies
industry median 0 € · companies in the industry: 3 672
Net profit margin · 20254 626.0 %
above 98% of companies
industry median 34.4 % · companies in the industry: 770
Taxes and turnover
Q1 2022 – Q3 2026
Labour taxes per employee, € Q3 2026: 856 € · −50.0% vs Q2 2026 · industry median 2 214 € · above 17% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
EmployeesQ3 2026: 2 · +100.0% vs Q2 2026State taxes, € Q3 2026: 1 416 € · +0.0% vs Q2 2026
Figures by quarter
Quarter
Turnover, €
State taxes, €
Labour taxes, €
Employees
Q3 2026
—
1 416
1 712
2
Q2 2026
—
1 416
1 712
1
Q1 2026
—
1 434
1 731
1
Q4 2025
—
1 469
1 768
1
Q3 2025
—
1 469
1 768
1
Q2 2025
—
1 469
1 768
1
Q1 2025
—
490
589
1
Q1 2022
—
193
193
—
Labour taxes per employee per month
285 €
Q3 2026 · calculated from EMTA data
Financials by year
2021 – 2025
Revenue, € 2025: 5 365 € · industry median 0 € · above 82% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit, € thousand 2025: 248 184 € · +12.1% vs 2024 · industry median 0 € · above 92% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit margin, % 2025: 4 626.0 % · industry median 34.4 % · above 98% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Assets, € thousand 2025: 1 089 129 € · +25.6% vs 2024Equity, € thousand 2025: 665 861 € · +59.4% vs 2024Employees2025: 1 · +0.0% vs 2024 · industry median 1 · above 5% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Financials by year
Year
Revenue, €
Net profit, €
Labour costs, €
Assets, €
Equity, €
Employees
2025
5 365
248 184
19 054
1 089 129
665 861
1
2024
0
221 352
0
867 339
417 677
1
2023
0
127 618
0
503 217
196 325
1
2022
1 250
62 470
0
286 809
68 707
0
2021
775
237
2 611
133 115
6 237
0
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Return on equity (ROE)
37.3 %
Net profit / equity
Return on assets (ROA)
22.8 %
Net profit / assets
Equity ratio
61.1 %
Equity / assets
Debt ratio
38.9 %
Liabilities / assets
Current ratio
4.75
Current assets / current liabilities
Labour cost per employee per month
1 588 €
Labour costs / employees / 12 months (incl. employer taxes)
