SmartPayments OÜ

Active Registry code 14929521 OÜ Tallinn Registered 5 Mar 2020
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SmartPayments OÜ is a OÜ based in Tallinn, registry code 14929521, status: active. Main activity: Other financial service activities, except insurance and pension funding n.e.c.. According to EMTA, turnover for Q3 2026 was €72 693 with 12 employees.

Turnover
72 693 €
↓ 34.2% vs Q2 2026
State taxes
91 043 €
↓ 31.4% vs Q2 2026
Labour taxes
59 079 €
↓ 16.3% vs Q2 2026
Employees
12
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Turnover · Q3 2026 72 693 €
    industry median 13 555 € · companies in the industry: 547
  • Labour taxes per employee 4 923 €
    industry median 2 214 € · companies in the industry: 443
  • Revenue · 2024 4.2 mn €
    industry median 0 € · companies in the industry: 3 793
  • Net profit margin · 2024 47.1 %
    industry median 35.8 % · companies in the industry: 911

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € thousand Q3 2026: 72 693 € · −34.2% vs Q2 2026 · industry median 13 555 € · above 78% of the industry
0255075100125Q4 2023 Company: 18 687 € Industry median: 14 078 €Q4·23Q1 2024 Company: 39 522 € Industry median: 17 274 €Q2 2024 Company: 14 465 € Industry median: 13 884 €Q2·24Q3 2024 Company: 5 100 € Industry median: 13 160 €Q4 2024 Company: 7 286 € Industry median: 15 008 €Q4·24Q1 2025 Company: 8 873 € Industry median: 16 276 €Q2 2025 Company: 63 809 € Industry median: 16 066 €Q2·25Q3 2025 Company: 19 156 € Industry median: 12 383 €Q4 2025 Company: 39 739 € Industry median: 15 000 €Q4·25Q1 2026 Company: 73 656 € Industry median: 16 305 €Q2 2026 Company: 110 510 € Industry median: 14 161 €Q2·26Q3 2026 Company: 72 693 € Industry median: 13 555 €Q3·260255075100125Q4 2024 Company: 7 286 € Industry median: 15 008 €Q1 2025 Company: 8 873 € Industry median: 16 276 €Q1·25Q2 2025 Company: 63 809 € Industry median: 16 066 €Q3 2025 Company: 19 156 € Industry median: 12 383 €Q3·25Q4 2025 Company: 39 739 € Industry median: 15 000 €Q1 2026 Company: 73 656 € Industry median: 16 305 €Q1·26Q2 2026 Company: 110 510 € Industry median: 14 161 €Q3 2026 Company: 72 693 € Industry median: 13 555 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 4 923 € · −16.3% vs Q2 2026 · industry median 2 214 € · above 70% of the industry
02 0004 0006 000Q4 2023 Company: 2 917 € Industry median: 2 331 €Q4·23Q1 2024 Company: 4 021 € Industry median: 2 206 €Q2 2024 Company: 3 742 € Industry median: 2 448 €Q2·24Q3 2024 Company: 4 170 € Industry median: 2 272 €Q4 2024 Company: 4 253 € Industry median: 2 438 €Q4·24Q1 2025 Company: 4 302 € Industry median: 2 659 €Q2 2025 Company: 4 224 € Industry median: 2 225 €Q2·25Q3 2025 Company: 3 836 € Industry median: 2 338 €Q4 2025 Company: 3 750 € Industry median: 2 418 €Q4·25Q1 2026 Company: 4 146 € Industry median: 2 338 €Q2 2026 Company: 5 882 € Industry median: 2 196 €Q2·26Q3 2026 Company: 4 923 € Industry median: 2 214 €Q3·2602 0004 0006 000Q4 2024 Company: 4 253 € Industry median: 2 438 €Q1 2025 Company: 4 302 € Industry median: 2 659 €Q1·25Q2 2025 Company: 4 224 € Industry median: 2 225 €Q3 2025 Company: 3 836 € Industry median: 2 338 €Q3·25Q4 2025 Company: 3 750 € Industry median: 2 418 €Q1 2026 Company: 4 146 € Industry median: 2 338 €Q1·26Q2 2026 Company: 5 882 € Industry median: 2 196 €Q3 2026 Company: 4 923 € Industry median: 2 214 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 12 · +0.0% vs Q2 2026
03581013Q4 2023 Company: 8Q4·23Q1 2024 Company: 8Q2 2024 Company: 9Q2·24Q3 2024 Company: 9Q4 2024 Company: 9Q4·24Q1 2025 Company: 10Q2 2025 Company: 10Q2·25Q3 2025 Company: 11Q4 2025 Company: 12Q4·25Q1 2026 Company: 12Q2 2026 Company: 12Q2·26Q3 2026 Company: 12Q3·2603581013Q4 2024 Company: 9Q1 2025 Company: 10Q1·25Q2 2025 Company: 10Q3 2025 Company: 11Q3·25Q4 2025 Company: 12Q1 2026 Company: 12Q1·26Q2 2026 Company: 12Q3 2026 Company: 12Q3·26
State taxes, € thousand Q3 2026: 91 043 € · −31.4% vs Q2 2026
050100150Q4 2023 Company: 26 999 €Q4·23Q1 2024 Company: 37 969 €Q2 2024 Company: 38 604 €Q2·24Q3 2024 Company: 39 113 €Q4 2024 Company: 37 489 €Q4·24Q1 2025 Company: 48 393 €Q2 2025 Company: 44 232 €Q2·25Q3 2025 Company: 45 397 €Q4 2025 Company: 45 368 €Q4·25Q1 2026 Company: 51 036 €Q2 2026 Company: 132 701 €Q2·26Q3 2026 Company: 91 043 €Q3·26050100150Q4 2024 Company: 37 489 €Q1 2025 Company: 48 393 €Q1·25Q2 2025 Company: 44 232 €Q3 2025 Company: 45 397 €Q3·25Q4 2025 Company: 45 368 €Q1 2026 Company: 51 036 €Q1·26Q2 2026 Company: 132 701 €Q3 2026 Company: 91 043 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 72 693 91 043 59 079 12
Q2 2026 110 510 132 701 70 586 12
Q1 2026 73 656 51 036 49 747 12
Q4 2025 39 739 45 368 45 005 12
Q3 2025 19 156 45 397 42 193 11
Q2 2025 63 809 44 232 42 244 10
Q1 2025 8 873 48 393 43 019 10
Q4 2024 7 286 37 489 38 281 9
Q3 2024 5 100 39 113 37 533 9
Q2 2024 14 465 38 604 33 682 9
Q1 2024 39 522 37 969 32 169 8
Q4 2023 18 687 26 999 23 336 8
Q3 2023 1 650 67 824 36 503 4
Q2 2023 8 445 24 875 14 561 4
Q1 2023 33 814 26 835 22 583 4
Q4 2022 47 168 76 728 24 504 5
Q3 2022 78 351 18 638 19 549 6
Q2 2022 42 208 16 904 17 711 5
Q1 2022 28 630 16 134 16 934 5
Labour taxes per employee per month
1 641 €
Turnover per employee in the quarter
6 058 €

Q3 2026 · calculated from EMTA data

Financials by year

2020 – 2024
Revenue, € thousand 2024: 4 173 997 € · +9.0% vs 2023 · industry median 0 € · above 98% of the industry
01 0002 0003 0004 0005 0002020 Company: 0 € Industry median: 0 €20202021 Company: 1 230 937 € Industry median: 0 €20212022 Company: 1 582 858 € Industry median: 0 €20222023 Company: 3 827 750 € Industry median: 0 €20232024 Company: 4 173 997 € Industry median: 0 €202401 0002 0003 0004 0005 0002020 Company: 0 € Industry median: 0 €20202021 Company: 1 230 937 € Industry median: 0 €2022 Company: 1 582 858 € Industry median: 0 €20222023 Company: 3 827 750 € Industry median: 0 €2024 Company: 4 173 997 € Industry median: 0 €2024
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2024: 1 966 997 € · +359.7% vs 2023 · industry median 0 € · above 98% of the industry
-50005001 0001 5002 0002020 Company: -3 453 € Industry median: 0 €20202021 Company: 1 014 543 € Industry median: 0 €20212022 Company: 1 151 401 € Industry median: 0 €20222023 Company: 427 851 € Industry median: 0 €20232024 Company: 1 966 997 € Industry median: 0 €2024-50005001 0001 5002 0002020 Company: -3 453 € Industry median: 0 €20202021 Company: 1 014 543 € Industry median: 0 €2022 Company: 1 151 401 € Industry median: 0 €20222023 Company: 427 851 € Industry median: 0 €2024 Company: 1 966 997 € Industry median: 0 €2024
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2024: 47.1 % · +35.9 pp vs the year before · industry median 35.8 % · above 54% of the industry
0204060801002020 Company: — Industry median: 42.1 %20202021 Company: 82.4 % Industry median: 45.0 %20212022 Company: 72.7 % Industry median: 26.3 %20222023 Company: 11.2 % Industry median: 41.1 %20232024 Company: 47.1 % Industry median: 35.8 %20240204060801002020 Company: — Industry median: 42.1 %20202021 Company: 82.4 % Industry median: 45.0 %2022 Company: 72.7 % Industry median: 26.3 %20222023 Company: 11.2 % Industry median: 41.1 %2024 Company: 47.1 % Industry median: 35.8 %2024
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2024: 6 899 140 € · +17.9% vs 2023
02 0004 0006 0008 0002020 Company: 21 547 €20202021 Company: 1 985 364 €20212022 Company: 2 297 164 €20222023 Company: 5 851 082 €20232024 Company: 6 899 140 €202402 0004 0006 0008 0002020 Company: 21 547 €20202021 Company: 1 985 364 €2022 Company: 2 297 164 €20222023 Company: 5 851 082 €2024 Company: 6 899 140 €2024
Equity, € thousand 2024: 4 607 380 € · +74.5% vs 2023
01 0002 0003 0004 0005 0002020 Company: 21 547 €20202021 Company: 1 036 090 €20212022 Company: 2 212 531 €20222023 Company: 2 640 383 €20232024 Company: 4 607 380 €202401 0002 0003 0004 0005 0002020 Company: 21 547 €20202021 Company: 1 036 090 €2022 Company: 2 212 531 €20222023 Company: 2 640 383 €2024 Company: 4 607 380 €2024
Employees 2024: 9 · +12.5% vs 2023 · industry median 1 · above 91% of the industry
02468102020 Company: 0 Industry median: 120202021 Company: 5 Industry median: 120212022 Company: 6 Industry median: 120222023 Company: 8 Industry median: 120232024 Company: 9 Industry median: 1202402468102020 Company: 0 Industry median: 120202021 Company: 5 Industry median: 12022 Company: 6 Industry median: 120222023 Company: 8 Industry median: 12024 Company: 9 Industry median: 12024
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2024 4 173 997 1 966 997 365 279 6 899 140 4 607 380 9
2023 3 827 750 427 851 262 205 5 851 082 2 640 383 8
2022 1 582 858 1 151 401 220 091 2 297 164 2 212 531 6
2021 1 230 937 1 014 543 136 522 1 985 364 1 036 090 5
2020 0 -3 453 0 21 547 21 547 0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2024

Net profit margin
47.1 %
Net profit / revenue
Return on equity (ROE)
42.7 %
Net profit / equity
Return on assets (ROA)
28.5 %
Net profit / assets
Equity ratio
66.8 %
Equity / assets
Debt ratio
33.2 %
Liabilities / assets
Current ratio
2.92
Current assets / current liabilities
Revenue per employee
463 777 €
Revenue / average full-time employees
Labour cost per employee per month
3 382 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2024 1 Jan 2024 – 31 Dec 2024 1 Aug 2025 Company’s own · audited e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 2 Dec 2024 Company’s own · audited e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 12 Mar 2024 Company’s own e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 15 Jun 2022 Company’s own e-Äriregister
2020 5 Mar 2020 – 31 Dec 2020 16 Aug 2021 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 64991Other financial service activities, except insurance and pension funding n.e.c. Main
Rulings
Number, date Title Deadline State Document
Ä 50141772 / 26
22 Oct 2026
Amendment entry In force
22 Oct 2026
PDF
Ä 50141772 / 25
13 Jul 2026
Amendment entry In force
13 Jul 2026
PDF
Ä 50141772 / 24
14 May 2026
Amendment under Code of Civil Procedure § 595¹ (1) In force
14 May 2026
PDF
Ä 50141772 / 23
29 Dec 2025
Amendment under Code of Civil Procedure § 595¹ (1) In force
29 Dec 2025
PDF
Ä 50141772 / 22
4 Dec 2025
Amendment entry In force
4 Dec 2025
PDF
Ä 50141772 / M11
2 Dec 2025
Ruling to eliminate deficiencies 3 Jan 2026 Deficiencies eliminated
4 Dec 2025
PDF
Ä 50141772 / 21
27 Nov 2025
Amendment entry In force
27 Nov 2025
PDF
Ä 50141772 / 20
25 Feb 2025
Amendment entry In force
25 Feb 2025
PDF
Ä 50141772 / M10
20 Feb 2025
Ruling to eliminate deficiencies 6 Mar 2025 Deficiencies eliminated
25 Feb 2025
PDF
Ä 50141772 / 19
10 Feb 2025
Amendment entry In force
10 Feb 2025
PDF
Ä 50141772 / M9
5 Sep 2024
Warning of deletion from the register: annual report not filed 9 Dec 2024 Deficiencies eliminated
3 Dec 2024
PDF
Ä 50141772 / M8
16 Jul 2024
Warning of deletion from the register: annual report not filed 19 Oct 2024 Deficiencies eliminated
24 Aug 2024
PDF
Ä 50141772 / 18
10 Jun 2024
Amendment under Code of Civil Procedure § 595¹ (1) In force
10 Jun 2024
PDF
Ä 50141772 / M7
15 Dec 2023
Warning of deletion from the register: annual report not filed 19 Mar 2024 Deficiencies eliminated
13 Mar 2024
PDF
Ä 50141772 / 17
4 Sep 2023
Amendment entry In force
4 Sep 2023
PDF
Ä 50141772 / 16
1 Sep 2023
Amendment entry In force
1 Sep 2023
PDF
Ä 50141772 / M6
25 Aug 2023
Ruling to eliminate deficiencies 9 Sep 2023 Deficiencies eliminated
4 Sep 2023
PDF
Ä 50141772 / 15
21 Jul 2023
Amendment entry In force
21 Jul 2023
PDF
Ä 50141772 / 14
21 Dec 2022
Amendment entry In force
21 Dec 2022
PDF
Ä 50141772 / 13
18 Jul 2022
Amendment entry In force
18 Jul 2022
PDF
Ä 50141772 / M5
6 Jul 2022
Ruling to eliminate deficiencies 24 Jul 2022 Deficiencies eliminated
18 Jul 2022
PDF
Ä 50141772 / 12
4 Jul 2022
Amendment entry In force
4 Jul 2022
PDF
Ä 50141772 / 11
27 Jun 2022
Entry refused In force
13 Jul 2022
PDF
Ä 50141772 / 10
20 Jun 2022
Entry refused In force
7 Jul 2022
PDF
Ä 50141772 / 9
7 Apr 2022
Amendment under Commercial Code § 525 (2) In force
7 Apr 2022
PDF
Ä 50141772 / 8
2 Aug 2021
Entry refused In force
22 Aug 2021
PDF
Ä 50141772 / 7
21 Jul 2021
Entry refused: deficiencies not eliminated In force
6 Aug 2021
PDF
Ä 50141772 / M4
2 Jun 2021
Ruling to eliminate deficiencies 22 Jun 2021 In force
2 Jun 2021
PDF
Ä 50141772 / 6
19 Jan 2021
Entry refused: deficiencies not eliminated In force
4 Feb 2021
PDF
Ä 50141772 / M3
11 Dec 2020
Ruling to eliminate deficiencies 10 Jan 2021 In force
11 Dec 2020
PDF
Ä 50141772 / 5
4 Dec 2020
Amendment entry In force
4 Dec 2020
PDF
Ä 50141772 / M2
17 Nov 2020
Ruling to eliminate deficiencies 17 Dec 2020 In force
17 Nov 2020
PDF
Ä 50141772 / 4
5 Nov 2020
Amendment entry In force
5 Nov 2020
PDF
Ä 50141772 / 3
6 Oct 2020
Amendment entry In force
6 Oct 2020
PDF
Ä 50141772 / 2
23 Apr 2020
Amendment entry In force
23 Apr 2020
PDF
Ä 50141772 / M1
21 Apr 2020
Ruling to eliminate deficiencies 21 May 2020 Deficiencies eliminated
23 Apr 2020
PDF
Ä 50141772
5 Mar 2020
First entry In force
5 Mar 2020
PDF

Sources: e-Äriregister and EMTA. Data updated 31 Oct 2026. Open at the source ↗ · Report an error in the data