Cachet Insurance Broker OÜ is a OÜ based in Tallinn, registry code 14920263, status: active. Main activity: Activities of insurance agents. According to EMTA, turnover for Q3 2026 was €13 525 with 19 employees.
Turnover
13 525 €
↓ 40.8%vs Q2 2026
State taxes
139 530 €
↑ 10.7%vs Q2 2026
Labour taxes
146 664 €
↑ 12.3%vs Q2 2026
Employees
19
+2vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry Activities auxiliary to financial services and insurance activities · EMTAK 66
Turnover · Q3 202613 525 €
above 50% of companies
industry median 13 814 € · companies in the industry: 339
Labour taxes per employee7 719 €
above 82% of companies
industry median 2 338 € · companies in the industry: 272
Revenue · 20251.7 mn €
above 98% of companies
industry median 3 200 € · companies in the industry: 1 215
Net profit margin · 202518.1 %
above 46% of companies
industry median 23.7 % · companies in the industry: 667
Taxes and turnover
Q4 2023 – Q3 2026
Turnover, € Q3 2026: 13 525 € · −40.8% vs Q2 2026 · industry median 13 814 € · above 50% of the industry
Company
Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Labour taxes per employee, € Q3 2026: 7 719 € · +0.5% vs Q2 2026 · industry median 2 338 € · above 82% of the industry
Company
Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Revenue, € thousand 2025: 1 651 964 € · +169.0% vs 2024 · industry median 3 200 € · above 98% of the industry
Company
Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit, € thousand 2025: 299 237 € · +146.7% vs 2024 · industry median 80 € · above 94% of the industry
Company
Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit margin, % 2025: 18.1 % · +122.6 pp vs the year before · industry median 23.7 % · above 46% of the industry
Company
Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Assets, € thousand 2025: 2 104 852 € · +65.8% vs 2024Equity, € thousand 2025: 740 320 € · +67.8% vs 2024Employees2025: 14 · +27.3% vs 2024 · industry median 1 · above 93% of the industry
Company
Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Financials by year
Year
Revenue, €
Net profit, €
Labour costs, €
Assets, €
Equity, €
Employees
2025
1 651 964
299 237
993 871
2 104 852
740 320
14
2024
614 118
-641 391
730 826
1 269 243
441 083
11
2023
185 507
-956 007
645 871
936 300
-417 526
10
2022
128 030
-998 895
669 624
389 730
-1 461 519
10
2021
42 552
-426 210
199 781
136 214
-462 624
4
2020
0
-38 914
4 894
100 258
-36 414
2
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
18.1 %
Net profit / revenue
Return on equity (ROE)
40.4 %
Net profit / equity
Return on assets (ROA)
14.2 %
Net profit / assets
Equity ratio
35.2 %
Equity / assets
Debt ratio
64.8 %
Liabilities / assets
Current ratio
1.46
Current assets / current liabilities
Revenue per employee
117 997 €
Revenue / average full-time employees
Labour cost per employee per month
5 916 €
Labour costs / employees / 12 months (incl. employer taxes)
