Kaarmar Raamatupidamisteenused OÜ is a OÜ based in Tallinn, registry code 14815786, status: active. Main activity: Other financial service activities, except insurance and pension funding n.e.c.. Its annual report for 2025 shows revenue of €29 825 and 1 employees.
Turnover
—
State taxes
1 505 €
↑ 0.0%vs Q2 2026
Labour taxes
1 592 €
↑ 0.0%vs Q2 2026
Employees
1
±0vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64
Labour taxes per employee1 592 €
above 40% of companies
industry median 2 214 € · companies in the industry: 443
Revenue · 202529 825 €
above 90% of companies
industry median 0 € · companies in the industry: 3 672
Net profit margin · 20250.5 %
above 27% of companies
industry median 34.4 % · companies in the industry: 770
Taxes and turnover
Q4 2023 – Q3 2026
Labour taxes per employee, € Q3 2026: 1 592 € · +0.0% vs Q2 2026 · industry median 2 214 € · above 40% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
EmployeesQ3 2026: 1 · +0.0% vs Q2 2026State taxes, € Q3 2026: 1 505 € · +0.0% vs Q2 2026
Figures by quarter
Quarter
Turnover, €
State taxes, €
Labour taxes, €
Employees
Q3 2026
—
1 505
1 592
1
Q2 2026
—
1 505
1 592
1
Q1 2026
—
1 352
1 431
1
Q4 2025
—
1 044
1 109
1
Q3 2025
—
1 044
1 109
1
Q2 2025
—
1 044
1 109
1
Q1 2025
—
1 392
1 467
1
Q4 2024
—
1 188
1 260
1
Q3 2024
—
1 188
1 260
1
Q2 2024
—
1 193
1 260
1
Q1 2024
—
1 188
1 260
1
Q4 2023
—
1 188
1 260
1
Q3 2023
—
1 188
1 260
1
Q2 2023
—
1 188
1 260
1
Q1 2023
—
1 113
1 181
1
Q4 2022
—
1 122
1 187
1
Q3 2022
—
1 122
1 187
1
Q2 2022
—
1 122
1 187
1
Q1 2022
—
1 123
1 187
1
Labour taxes per employee per month
531 €
Q3 2026 · calculated from EMTA data
Financials by year
2020 – 2025
Revenue, € 2025: 29 825 € · +1.0% vs 2024 · industry median 0 € · above 90% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit, € 2025: 156 € · +114.5% vs 2024 · industry median 0 € · above 56% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit margin, % 2025: 0.5 % · +4.2 pp vs the year before · industry median 34.4 % · above 27% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Assets, € 2025: 13 695 € · +1.6% vs 2024Equity, € 2025: 13 083 € · +1.2% vs 2024Employees2025: 1 · +0.0% vs 2024 · industry median 1 · above 5% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Financials by year
Year
Revenue, €
Net profit, €
Labour costs, €
Assets, €
Equity, €
Employees
2025
29 825
156
15 053
13 695
13 083
1
2024
29 529
-1 077
16 278
13 481
12 927
1
2023
29 767
1 091
16 056
16 950
16 504
1
2022
29 408
72
14 450
15 809
15 413
1
2021
28 339
7 011
14 421
15 736
15 340
1
2020
34 142
5 830
17 832
8 726
8 330
1
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
0.5 %
Net profit / revenue
Return on equity (ROE)
1.2 %
Net profit / equity
Return on assets (ROA)
1.1 %
Net profit / assets
Equity ratio
95.5 %
Equity / assets
Debt ratio
4.5 %
Liabilities / assets
Current ratio
22.38
Current assets / current liabilities
Revenue per employee
29 825 €
Revenue / average full-time employees
Labour cost per employee per month
1 254 €
Labour costs / employees / 12 months (incl. employer taxes)
