Dream Finance OÜ

Active Registry code 14783543 OÜ Tallinn Registered 15 Aug 2019
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Dream Finance OÜ is a OÜ based in Tallinn, registry code 14783543, status: active. Main activity: Computer programming activities. According to EMTA, turnover for Q3 2026 was €14 207 347 with 26 employees.

Turnover
14 207 347 €
↑ 20.0% vs Q2 2026
State taxes
1 874 855 €
↑ 62.8% vs Q2 2026
Labour taxes
215 504 €
↑ 17.5% vs Q2 2026
Employees
26
+1 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Computer programming, consultancy and related activities · EMTAK 62

  • Turnover · Q3 2026 14.2 mn €
    industry median 19 078 € · companies in the industry: 7 345
  • Labour taxes per employee 8 289 €
    industry median 2 345 € · companies in the industry: 2 783
  • Revenue · 2025 19.6 mn €
    industry median 14 309 € · companies in the industry: 13 336
  • Net profit margin · 2025 8.9 %
    industry median 15.1 % · companies in the industry: 8 943

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € thousand Q3 2026: 14 207 347 € · +20.0% vs Q2 2026 · industry median 19 078 € · above 98% of the industry
05 00010 00015 000Q4 2023 Company: 1 733 650 € Industry median: 20 676 €Q4·23Q1 2024 Company: 7 274 280 € Industry median: 20 686 €Q2 2024 Company: 4 413 356 € Industry median: 20 468 €Q2·24Q3 2024 Company: 4 781 491 € Industry median: 19 835 €Q4 2024 Company: 4 941 425 € Industry median: 20 482 €Q4·24Q1 2025 Company: 5 211 562 € Industry median: 20 696 €Q2 2025 Company: 5 375 109 € Industry median: 21 069 €Q2·25Q3 2025 Company: 7 067 684 € Industry median: 20 336 €Q4 2025 Company: 13 692 105 € Industry median: 21 196 €Q4·25Q1 2026 Company: 14 213 935 € Industry median: 20 670 €Q2 2026 Company: 11 837 396 € Industry median: 20 000 €Q2·26Q3 2026 Company: 14 207 347 € Industry median: 19 078 €Q3·2605 00010 00015 000Q4 2024 Company: 4 941 425 € Industry median: 20 482 €Q1 2025 Company: 5 211 562 € Industry median: 20 696 €Q1·25Q2 2025 Company: 5 375 109 € Industry median: 21 069 €Q3 2025 Company: 7 067 684 € Industry median: 20 336 €Q3·25Q4 2025 Company: 13 692 105 € Industry median: 21 196 €Q1 2026 Company: 14 213 935 € Industry median: 20 670 €Q1·26Q2 2026 Company: 11 837 396 € Industry median: 20 000 €Q3 2026 Company: 14 207 347 € Industry median: 19 078 €Q3·26
  • Company
  • Industry median

Industry: Computer programming, consultancy and related activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 8 289 € · +12.9% vs Q2 2026 · industry median 2 345 € · above 91% of the industry
02 5005 0007 50010 00012 500Q4 2023 Company: 9 212 € Industry median: 2 319 €Q4·23Q1 2024 Company: 10 269 € Industry median: 2 529 €Q2 2024 Company: 9 939 € Industry median: 2 514 €Q2·24Q3 2024 Company: 7 716 € Industry median: 2 481 €Q4 2024 Company: 7 643 € Industry median: 2 431 €Q4·24Q1 2025 Company: 8 148 € Industry median: 2 523 €Q2 2025 Company: 8 228 € Industry median: 2 506 €Q2·25Q3 2025 Company: 10 260 € Industry median: 2 577 €Q4 2025 Company: 10 855 € Industry median: 2 632 €Q4·25Q1 2026 Company: 9 630 € Industry median: 2 408 €Q2 2026 Company: 7 339 € Industry median: 2 335 €Q2·26Q3 2026 Company: 8 289 € Industry median: 2 345 €Q3·2602 5005 0007 50010 00012 500Q4 2024 Company: 7 643 € Industry median: 2 431 €Q1 2025 Company: 8 148 € Industry median: 2 523 €Q1·25Q2 2025 Company: 8 228 € Industry median: 2 506 €Q3 2025 Company: 10 260 € Industry median: 2 577 €Q3·25Q4 2025 Company: 10 855 € Industry median: 2 632 €Q1 2026 Company: 9 630 € Industry median: 2 408 €Q1·26Q2 2026 Company: 7 339 € Industry median: 2 335 €Q3 2026 Company: 8 289 € Industry median: 2 345 €Q3·26
  • Company
  • Industry median

Industry: Computer programming, consultancy and related activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 26 · +4.0% vs Q2 2026
0102030Q4 2023 Company: 11Q4·23Q1 2024 Company: 12Q2 2024 Company: 12Q2·24Q3 2024 Company: 17Q4 2024 Company: 21Q4·24Q1 2025 Company: 24Q2 2025 Company: 26Q2·25Q3 2025 Company: 23Q4 2025 Company: 21Q4·25Q1 2026 Company: 22Q2 2026 Company: 25Q2·26Q3 2026 Company: 26Q3·260102030Q4 2024 Company: 21Q1 2025 Company: 24Q1·25Q2 2025 Company: 26Q3 2025 Company: 23Q3·25Q4 2025 Company: 21Q1 2026 Company: 22Q1·26Q2 2026 Company: 25Q3 2026 Company: 26Q3·26
State taxes, € thousand Q3 2026: 1 874 855 € · +62.8% vs Q2 2026
05001 0001 5002 000Q4 2023 Company: 165 378 €Q4·23Q1 2024 Company: 575 241 €Q2 2024 Company: 359 230 €Q2·24Q3 2024 Company: 429 624 €Q4 2024 Company: 388 149 €Q4·24Q1 2025 Company: 451 454 €Q2 2025 Company: 371 945 €Q2·25Q3 2025 Company: 410 839 €Q4 2025 Company: 448 692 €Q4·25Q1 2026 Company: 385 240 €Q2 2026 Company: 1 151 725 €Q2·26Q3 2026 Company: 1 874 855 €Q3·2605001 0001 5002 000Q4 2024 Company: 388 149 €Q1 2025 Company: 451 454 €Q1·25Q2 2025 Company: 371 945 €Q3 2025 Company: 410 839 €Q3·25Q4 2025 Company: 448 692 €Q1 2026 Company: 385 240 €Q1·26Q2 2026 Company: 1 151 725 €Q3 2026 Company: 1 874 855 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 14 207 347 1 874 855 215 504 26
Q2 2026 11 837 396 1 151 725 183 468 25
Q1 2026 14 213 935 385 240 211 858 22
Q4 2025 13 692 105 448 692 227 945 21
Q3 2025 7 067 684 410 839 235 991 23
Q2 2025 5 375 109 371 945 213 918 26
Q1 2025 5 211 562 451 454 195 558 24
Q4 2024 4 941 425 388 149 160 507 21
Q3 2024 4 781 491 429 624 131 166 17
Q2 2024 4 413 356 359 230 119 263 12
Q1 2024 7 274 280 575 241 123 229 12
Q4 2023 1 733 650 165 378 101 336 11
Q3 2023 1 630 652 152 327 111 287 9
Q2 2023 2 929 463 556 350 72 889 7
Q1 2023 3 262 013 242 485 54 971 8
Q4 2022 3 478 914 109 959 40 625 5
Q3 2022 1 934 201 147 585 29 421 6
Q2 2022 2 988 981 126 481 27 611 5
Q1 2022 2 409 289 87 762 20 229 4
Labour taxes per employee per month
2 763 €
Turnover per employee in the quarter
546 436 €

Q3 2026 · calculated from EMTA data

Financials by year

2020 – 2025
Revenue, € thousand 2025: 19 553 633 € · −39.6% vs 2024 · industry median 14 309 € · above 98% of the industry
010 00020 00030 00040 0002020 Company: 1 273 322 € Industry median: 11 075 €20202021 Company: 10 448 883 € Industry median: 13 105 €20212022 Company: 17 281 767 € Industry median: 15 004 €20222023 Company: 25 181 347 € Industry median: 15 508 €20232024 Company: 32 369 371 € Industry median: 13 785 €20242025 Company: 19 553 633 € Industry median: 14 309 €2025010 00020 00030 00040 0002020 Company: 1 273 322 € Industry median: 11 075 €2021 Company: 10 448 883 € Industry median: 13 105 €20212022 Company: 17 281 767 € Industry median: 15 004 €2023 Company: 25 181 347 € Industry median: 15 508 €20232024 Company: 32 369 371 € Industry median: 13 785 €2025 Company: 19 553 633 € Industry median: 14 309 €2025
  • Company
  • Industry median

Industry: Computer programming, consultancy and related activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 1 744 554 € · −92.4% vs 2024 · industry median 106 € · above 98% of the industry
-30 000-20 000-10 000010 00020 00030 0002020 Company: 26 116 € Industry median: 618 €20202021 Company: 4 562 530 € Industry median: 827 €20212022 Company: 5 612 592 € Industry median: 300 €20222023 Company: -24 127 779 € Industry median: 383 €20232024 Company: 23 098 654 € Industry median: 249 €20242025 Company: 1 744 554 € Industry median: 106 €2025-30 000-20 000-10 000010 00020 00030 0002020 Company: 26 116 € Industry median: 618 €2021 Company: 4 562 530 € Industry median: 827 €20212022 Company: 5 612 592 € Industry median: 300 €2023 Company: -24 127 779 € Industry median: 383 €20232024 Company: 23 098 654 € Industry median: 249 €2025 Company: 1 744 554 € Industry median: 106 €2025
  • Company
  • Industry median

Industry: Computer programming, consultancy and related activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 8.9 % · −62.4 pp vs the year before · industry median 15.1 % · above 43% of the industry
-100-500501002020 Company: 2.1 % Industry median: 22.4 %20202021 Company: 43.7 % Industry median: 23.6 %20212022 Company: 32.5 % Industry median: 19.1 %20222023 Company: -95.8 % Industry median: 17.8 %20232024 Company: 71.4 % Industry median: 16.3 %20242025 Company: 8.9 % Industry median: 15.1 %2025-100-500501002020 Company: 2.1 % Industry median: 22.4 %2021 Company: 43.7 % Industry median: 23.6 %20212022 Company: 32.5 % Industry median: 19.1 %2023 Company: -95.8 % Industry median: 17.8 %20232024 Company: 71.4 % Industry median: 16.3 %2025 Company: 8.9 % Industry median: 15.1 %2025
  • Company
  • Industry median

Industry: Computer programming, consultancy and related activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, mn € 2025: 58 722 837 € · −68.4% vs 2024
0501001502002020 Company: 1 441 264 €20202021 Company: 77 397 343 €20212022 Company: 96 043 129 €20222023 Company: 108 848 836 €20232024 Company: 186 005 800 €20242025 Company: 58 722 837 €20250501001502002020 Company: 1 441 264 €2021 Company: 77 397 343 €20212022 Company: 96 043 129 €2023 Company: 108 848 836 €20232024 Company: 186 005 800 €2025 Company: 58 722 837 €2025
Equity, € thousand 2025: 11 809 293 € · +17.3% vs 2024
-15 000-10 000-5 00005 00010 00015 0002020 Company: 40 628 €20202021 Company: 5 466 980 €20212022 Company: 11 079 572 €20222023 Company: -13 033 915 €20232024 Company: 10 064 739 €20242025 Company: 11 809 293 €2025-15 000-10 000-5 00005 00010 00015 0002020 Company: 40 628 €2021 Company: 5 466 980 €20212022 Company: 11 079 572 €2023 Company: -13 033 915 €20232024 Company: 10 064 739 €2025 Company: 11 809 293 €2025
Employees 2025: 22 · +29.4% vs 2024 · industry median 1 · above 98% of the industry
05101520252020 Company: 1 Industry median: 120202021 Company: 1 Industry median: 120212022 Company: 6 Industry median: 120222023 Company: 10 Industry median: 120232024 Company: 17 Industry median: 120242025 Company: 22 Industry median: 1202505101520252020 Company: 1 Industry median: 12021 Company: 1 Industry median: 120212022 Company: 6 Industry median: 12023 Company: 10 Industry median: 120232024 Company: 17 Industry median: 12025 Company: 22 Industry median: 12025
  • Company
  • Industry median

Industry: Computer programming, consultancy and related activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 19 553 633 1 744 554 1 923 571 58 722 837 11 809 293 22
2024 32 369 371 23 098 654 1 475 509 186 005 800 10 064 739 17
2023 25 181 347 -24 127 779 842 173 108 848 836 -13 033 915 10
2022 17 281 767 5 612 592 335 127 96 043 129 11 079 572 6
2021 10 448 883 4 562 530 44 149 77 397 343 5 466 980 1
2020 1 273 322 26 116 13 762 1 441 264 40 628 1

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
8.9 %
Net profit / revenue
Return on equity (ROE)
14.8 %
Net profit / equity
Return on assets (ROA)
3.0 %
Net profit / assets
Equity ratio
20.1 %
Equity / assets
Debt ratio
79.9 %
Liabilities / assets
Current ratio
1.05
Current assets / current liabilities
Revenue per employee
888 802 €
Revenue / average full-time employees
Labour cost per employee per month
7 286 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 29 Aug 2026 Company’s own · audited e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 17 Jun 2025 Company’s own · audited e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 11 Jun 2024 Company’s own · audited e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 30 Jun 2023 Company’s own · audited e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 12 Dec 2022 Company’s own · audited e-Äriregister
2020 15 Aug 2019 – 31 Dec 2020 28 Jun 2021 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Owner in

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 62101Computer programming activities Main
  • 64991Other financial service activities, except insurance and pension funding n.e.c.
Rulings
Number, date Title Deadline State Document
Ä 50126043 / 19
3 Sep 2026
Entry refused Contested
17 Sep 2026
PDF
Ä 50126043 / 18
9 Jun 2026
Amendment entry In force
9 Jun 2026
PDF
Ä 50126043 / 17
19 Dec 2025
Amendment entry In force
19 Dec 2025
PDF
Ä 50126043 / 16
20 Jun 2023
Amendment entry In force
20 Jun 2023
PDF
Ä 50126043 / M5
14 Jun 2023
Ruling to eliminate deficiencies 30 Jul 2023 Deficiencies eliminated
20 Jun 2023
PDF
Ä 50126043 / 15
10 Apr 2023
Amendment entry In force
10 Apr 2023
PDF
Ä 50126043 / 14
30 Jan 2023
Amendment under Commercial Code § 525 (2) In force
30 Jan 2023
PDF
Ä 50126043 / 13
3 Jan 2023
Amendment entry In force
3 Jan 2023
PDF
Ä 50126043 / M4
22 Dec 2022
Ruling to eliminate deficiencies 11 Jan 2023 Deficiencies eliminated
3 Jan 2023
PDF
Ä 50126043 / 12
16 Jun 2022
Amendment entry In force
16 Jun 2022
PDF
Ä 50126043 / 11
17 May 2022
Amendment under Commercial Code § 525 (2) In force
17 May 2022
PDF
Ä 50126043 / 10
14 Mar 2022
Amendment under Commercial Code § 525 (2) In force
14 Mar 2022
PDF
Ä 50126043 / M3
17 Jan 2022
Ruling to correct data outside an entry 27 Jan 2022 Deficiencies eliminated
18 Jan 2022
PDF
Ä 50126043 / 9
11 Nov 2021
Amendment under Commercial Code § 525 (2) In force
11 Nov 2021
PDF
Ä 50126043 / 8
18 Nov 2020
Amendment entry In force
18 Nov 2020
PDF
Ä 50126043 / M2
13 Nov 2020
Ruling to eliminate deficiencies 13 Dec 2020 Deficiencies eliminated
18 Nov 2020
PDF
Ä 50126043 / 7
22 Oct 2020
Amendment under Commercial Code § 525 (2) In force
22 Oct 2020
PDF
Ä 50126043 / 6
30 Jul 2020
Amendment entry In force
30 Jul 2020
PDF
Ä 50126043 / 5
30 Jun 2020
Amendment under Commercial Code § 525 (2) In force
30 Jun 2020
PDF
Ä 50126043 / 4
17 Jun 2020
Amendment entry In force
17 Jun 2020
PDF
Ä 50126043 / M1
8 Jun 2020
Ruling to eliminate deficiencies 7 Aug 2020 Deficiencies eliminated
17 Jun 2020
PDF
Ä 50126043 / 3
8 Jun 2020
Amendment entry In force
8 Jun 2020
PDF
Ä 50126043 / 2
4 Jun 2020
Amendment entry In force
4 Jun 2020
PDF
Ä 50126043
15 Aug 2019
First entry In force
15 Aug 2019
PDF

Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data