Montonio Finance OÜ
Active Registry code 14557628
OÜ Tallinn Registered 3 Sep 2018
Montonio Finance OÜ is a OÜ based in Tallinn, registry code 14557628, status: active. Main activity: Other financial service activities, except insurance and pension funding n.e.c.. According to EMTA, turnover for Q3 2026 was €920 536 with 27 employees.
Turnover
920 536 €
↑ 6.7% vs Q2 2026
State taxes
240 089 €
↑ 3.1% vs Q2 2026
Labour taxes
262 090 €
↑ 8.6% vs Q2 2026
Employees
27
−2 vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Turnover · Q3 2026 920 536 €above 94% of companiesindustry median 13 555 € · companies in the industry: 547
- Labour taxes per employee 9 707 €above 88% of companiesindustry median 2 214 € · companies in the industry: 443
- Revenue · 2025 3 mn €above 98% of companiesindustry median 0 € · companies in the industry: 3 672
- Net profit margin · 2025 -117.6 %above 10% of companiesindustry median 34.4 % · companies in the industry: 770
Taxes and turnover
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | 920 536 | 240 089 | 262 090 | 27 |
| Q2 2026 | 862 395 | 232 825 | 241 368 | 29 |
| Q1 2026 | 2 843 892 | 234 737 | 253 901 | 30 |
| Q4 2025 | 576 665 | 278 030 | 298 753 | 31 |
| Q3 2025 | 503 778 | 275 685 | 296 416 | 32 |
| Q2 2025 | 506 298 | 268 777 | 291 673 | 32 |
| Q1 2025 | 2 410 027 | 276 988 | 297 375 | 28 |
| Q4 2024 | 322 372 | 251 172 | 268 743 | 29 |
| Q3 2024 | 280 876 | 276 781 | 294 760 | 27 |
| Q2 2024 | 318 868 | 328 743 | 352 160 | 29 |
| Q1 2024 | 2 155 250 | 281 379 | 297 077 | 35 |
| Q4 2023 | 295 478 | 254 763 | 272 771 | 34 |
| Q3 2023 | 234 933 | 264 100 | 275 511 | 33 |
| Q2 2023 | 246 065 | 237 785 | 254 298 | 29 |
| Q1 2023 | 955 970 | 225 008 | 238 440 | 30 |
| Q4 2022 | 208 265 | 220 100 | 236 056 | 29 |
| Q3 2022 | 224 787 | 188 072 | 191 406 | 31 |
| Q2 2022 | 126 449 | 93 878 | 99 877 | 25 |
| Q1 2022 | 59 380 | 62 645 | 65 202 | 9 |
Labour taxes per employee per month
3 236 €
Turnover per employee in the quarter
34 094 €
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | 2 973 791 | -3 496 586 | 4 318 996 | 8 921 592 | 6 158 431 | 37 |
| 2024 | 2 406 466 | -4 889 173 | 4 757 566 | 8 382 761 | 2 446 437 | 38 |
| 2023 | 2 111 531 | -4 374 892 | 3 992 593 | 6 724 370 | 6 060 247 | 37 |
| 2022 | 684 442 | -3 070 633 | 2 269 021 | 10 294 095 | 9 730 443 | 0 |
| 2021 | 31 189 | -826 052 | 396 964 | 1 510 025 | 1 413 348 | 9 |
| 2020 | 15 876 | -219 608 | 155 426 | 374 732 | 349 754 | 6 |
| 2019 | — | -148 981 | 100 278 | 71 327 | 53 723 | 6 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
-117.6 %
Net profit / revenue
Return on equity (ROE)
-56.8 %
Net profit / equity
Return on assets (ROA)
-39.2 %
Net profit / assets
Equity ratio
69.0 %
Equity / assets
Debt ratio
31.0 %
Liabilities / assets
Current ratio
2.37
Current assets / current liabilities
Revenue per employee
80 373 €
Revenue / average full-time employees
Labour cost per employee per month
9 727 €
Labour costs / employees / 12 months (incl. employer taxes)
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Jan 2025 – 31 Dec 2025 | 30 Jun 2026 | Consolidated · audited | e-Äriregister |
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 30 Jun 2025 | Consolidated · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 28 Jun 2024 | Consolidated · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 30 Jun 2023 | Consolidated · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 30 Jun 2022 | Company’s own | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 29 Jun 2021 | Company’s own | e-Äriregister |
| 2019 | 3 Sep 2018 – 31 Dec 2019 | 31 Oct 2020 | Company’s own | e-Äriregister |
Commercial pledges
| No. | Amount | Pledgee | Period |
|---|---|---|---|
| 1 | 3 000 000 € | CLARET EUROPEAN SPECIALTY LENDING COMPANY IV, S.À R.L. | 5 Mar 2025 – in force |
Board
- Rasmus ÕismaBoard member · since 28 Sep 2018
- Johan Oscar NordBoard member · since 14 Aug 2024
- Kristofer TurmenBoard member · since 22 Apr 2026
Right of representation
Any member of the management board may represent the private limited company in all transactions.
Owners
- INDEX VENTURES XI (JERSEY), L.P.Legal person · 2 890 €
- Init Five OÜLegal person · 16804479 · 1 222 €
- Valint & Balk OÜLegal person · 17294661 · 1 222 €
- Varenthor OÜLegal person · 17297174 · 1 222 €
- Usaldusfond Superangel OneLegal person · 14435150 · 1 211 €
- Tera Ventures II UsaldusfondLegal person · 14510443 · 1 139 €
- ffVC Venture Capital ASI S. K. ALegal person · 633 €
- Montonio Finance OÜLegal person · 14557628 · 352 €
- Henrik RankNatural person · 327 €
- S-bend OÜLegal person · 16819541 · 327 €
- JayKorp OÜLegal person · 11804351 · 315 €
- Informuotiesiems investuotojams skirta uždarojo tipo investicinė bendrovė Practica Venture Capital II KŪBLegal person · 310 €
- Usaldusfond Specialist VC Primary and Secondary Fund IILegal person · 16392077 · 305 €
- YUCCA (JERSEY) SLPLegal person · 264 €
- CC OÜLegal person · 14431169 · 227 €
- TalVi Capital OÜLegal person · 12745863 · 216 €
- Usaldusfond Superangel TwoLegal person · 16519922 · 203 €
- Wise Guys Fund SPV 1 OÜLegal person · 14627783 · 162 €
- IA Venture Strategies Fund IV, LPLegal person · 162 €
- Lemonade Stand OÜLegal person · 14776371 · 121 €
- First Finance OÜLegal person · 11647584 · 116 €
- Charles Maxim Rolfe SonghurstNatural person · 108 €
- 365.fintech, a.s.Legal person · 108 €
- Usaldusfond Wise Guys Ventures Fond 1Legal person · 14685421 · 99 €
- INDEX VENTURES XI ENTREPRENEUR FUND (DELAWARE), L.P.Legal person · 78 €
- Gorilla Capital Fund 2017 KyLegal person · 72 €
- Nolimit OÜLegal person · 12327663 · 32 €
- Usaldusfond Wise Guys Opportunity Fund 1Legal person · 16269342 · 31 €
- Rasmus VainoNatural person · 28 €
- Myles DawsonNatural person · 25 €
- Taavi RaidmaNatural person · 25 €
- Mordor Management OÜLegal person · 14166520 · 23 €
- Dahlmann Eesti OÜLegal person · 12492356 · 22 €
- Kalle Mikko SilventolaNatural person · 21 €
- Rudolfs Oto SelgaNatural person · 17 €
- Steven MaasiNatural person · 15 €
- OÜ Kuidas avastada Ameerika?Legal person · 11459598 · 14 €
- Archelon OÜLegal person · 14647125 · 11 €
- Harleth KuusikNatural person · 10 €
- Asta JavinskaitėNatural person · 4 €
Owner in
- 100%
- 2.57%
Beneficial owners
- Karel NappusMember of a senior management body (management or supervisory board) · since 30 Aug 2022
- Kristofer TurmenMember of a senior management body (management or supervisory board) · since 30 Aug 2022
- Markus LemberMember of a senior management body (management or supervisory board) · since 30 Aug 2022
Founders and other persons
- Karel NappusFounder · 833 € · 31 Aug 2018
- Kristofer TurmenFounder · 833 € · 31 Aug 2018
- Markus LemberFounder · 834 € · 31 Aug 2018
- Karel NappusChairman of the supervisory board · 28 Apr 2022
- Julia AndreSupervisory board member · 28 Apr 2022
- Stanislav IvanovSupervisory board member · 28 Apr 2022
- Markus LemberSupervisory board member · 13 Mar 2026
Related companies
Activities (EMTAK)
- 64991Other financial service activities, except insurance and pension funding n.e.c. Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 50101530 / 19 29 Jul 2026 |
Amendment entry | In force 29 Jul 2026 |
||
| Ä 50101530 / 18 22 Apr 2026 |
Amendment entry | In force 22 Apr 2026 |
||
| Ä 50101530 / M6 9 Apr 2026 |
Ruling to correct data outside an entry | 23 Apr 2026 | Deficiencies eliminated 16 Apr 2026 |
|
| Ä 50101530 / M5 27 Mar 2026 |
Procedural ruling | 9 Apr 2026 | In force 27 Mar 2026 |
|
| Ä 50101530 / 17 29 Jul 2025 |
Amendment entry | In force 29 Jul 2025 |
||
| K 50101530 / 16 5 Mar 2025 |
Commercial pledge entered | In force 5 Mar 2025 |
||
| Ä 50101530 / 15 14 Aug 2024 |
Amendment entry | In force 14 Aug 2024 |
||
| Ä 50101530 / M4 1 Aug 2024 |
Ruling to eliminate deficiencies | 16 Aug 2024 | Deficiencies eliminated 14 Aug 2024 |
|
| Ä 50101530 / 14 22 Dec 2022 |
Amendment entry | In force 22 Dec 2022 |
||
| Ä 50101530 / 13 30 Aug 2022 |
Amendment under Commercial Code § 525 (2) | In force 30 Aug 2022 |
||
| Ä 50101530 / 12 28 Apr 2022 |
Amendment entry | In force 28 Apr 2022 |
||
| Ä 50101530 / 11 9 Feb 2022 |
Amendment entry | In force 9 Feb 2022 |
||
| Ä 50101530 / 10 16 Aug 2021 |
Amendment entry | In force 16 Aug 2021 |
||
| Ä 50101530 / 9 18 May 2021 |
Amendment entry | In force 18 May 2021 |
||
| Ä 50101530 / 8 30 Jul 2019 |
Amendment under Commercial Code § 525 (2) | In force 30 Jul 2019 |
||
| Ä 50101530 / 7 15 Mar 2019 |
Amendment entry | In force 15 Mar 2019 |
||
| Ä 50101530 / M3 27 Feb 2019 |
Ruling to eliminate deficiencies | 13 Mar 2019 | Deficiencies eliminated 15 Mar 2019 |
|
| Ä 50101530 / 6 14 Feb 2019 |
Amendment entry | In force 14 Feb 2019 |
||
| Ä 50101530 / M2 12 Feb 2019 |
Procedural ruling | 22 Feb 2019 | Deficiencies eliminated 13 Feb 2019 |
|
| Ä 50101530 / 5 8 Nov 2018 |
Amendment entry | In force 8 Nov 2018 |
||
| Ä 50101530 / 4 9 Oct 2018 |
Amendment entry | In force 9 Oct 2018 |
||
| Ä 50101530 / 3 28 Sep 2018 |
Amendment entry | In force 28 Sep 2018 |
||
| Ä 50101530 / 2 13 Sep 2018 |
Amendment entry | In force 13 Sep 2018 |
||
| Ä 50101530 3 Sep 2018 |
First entry | In force 3 Sep 2018 |
||
| Ä 50101530 / M1 31 Aug 2018 |
Ruling to eliminate deficiencies | 20 Sep 2018 | Deficiencies eliminated 31 Aug 2018 |
Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data