AS LandCredit is a AS based in Viljandi linn, registry code 14475149, status: active. Main activity: Other credit granting, except pawn shops. According to EMTA, turnover for Q3 2026 was €402 with 2 employees.
Turnover
402 €
↑ 43.6%vs Q2 2026
State taxes
14 252 €
↑ 1.8%vs Q2 2026
Labour taxes
14 683 €
↑ 1.5%vs Q2 2026
Employees
2
±0vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64
Turnover · Q3 2026402 €
above 8% of companies
industry median 13 555 € · companies in the industry: 547
Labour taxes per employee7 342 €
above 82% of companies
industry median 2 214 € · companies in the industry: 443
Revenue · 20252 862 €
above 80% of companies
industry median 0 € · companies in the industry: 3 672
Net profit margin · 20256 967.3 %
above 98% of companies
industry median 34.4 % · companies in the industry: 770
Taxes and turnover
Q4 2023 – Q3 2026
Turnover, € Q3 2026: 402 € · +43.6% vs Q2 2026 · industry median 13 555 € · above 8% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Labour taxes per employee, € Q3 2026: 7 342 € · +1.5% vs Q2 2026 · industry median 2 214 € · above 82% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
EmployeesQ3 2026: 2 · +0.0% vs Q2 2026State taxes, € Q3 2026: 14 252 € · +1.8% vs Q2 2026
Figures by quarter
Quarter
Turnover, €
State taxes, €
Labour taxes, €
Employees
Q3 2026
402
14 252
14 683
2
Q2 2026
280
13 998
14 465
2
Q1 2026
295
16 592
16 898
2
Q4 2025
295
14 627
15 000
2
Q3 2025
295
15 108
15 597
2
Q2 2025
290
15 716
16 201
2
Q1 2025
5 281
16 015
15 253
2
Q4 2024
281
14 672
15 135
2
Q3 2024
281
16 192
16 707
2
Q2 2024
276
16 555
16 478
2
Q1 2024
246
25 639
26 559
2
Q4 2023
246
13 457
13 896
2
Q3 2023
246
13 610
13 986
2
Q2 2023
237
16 371
16 981
2
Q1 2023
221
14 376
14 820
2
Q4 2022
260
11 439
11 459
2
Q3 2022
270
9 966
10 281
2
Q2 2022
391
10 606
10 960
2
Q1 2022
221
13 283
13 758
2
Labour taxes per employee per month
2 447 €
Turnover per employee in the quarter
201 €
Q3 2026 · calculated from EMTA data
Financials by year
2018 – 2025
Revenue, € 2025: 2 862 € · −76.7% vs 2024 · industry median 0 € · above 80% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit, € thousand 2025: 199 403 € · −22.2% vs 2024 · industry median 0 € · above 91% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit margin, % 2025: 6 967.3 % · +4 876.1 pp vs the year before · industry median 34.4 % · above 98% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Assets, € thousand 2025: 10 917 880 € · −18.5% vs 2024Equity, € thousand 2025: 1 145 342 € · +21.1% vs 2024Employees2025: 2 · +0.0% vs 2024 · industry median 1 · above 65% of the industry
Company
Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Financials by year
Year
Revenue, €
Net profit, €
Labour costs, €
Assets, €
Equity, €
Employees
2025
2 862
199 403
110 008
10 917 880
1 145 342
2
2024
12 259
256 360
116 476
13 399 344
945 939
2
2023
0
567 513
138 497
16 913 074
1 364 579
2
2022
0
276 060
108 760
8 855 712
1 022 066
2
2021
0
283 331
95 782
5 812 284
746 006
2
2020
0
132 777
140 236
3 763 277
462 675
3
2019
0
-337 341
235 829
5 344 131
339 898
5
2018
—
—
—
—
—
3
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Return on equity (ROE)
17.4 %
Net profit / equity
Return on assets (ROA)
1.8 %
Net profit / assets
Equity ratio
10.5 %
Equity / assets
Debt ratio
89.5 %
Liabilities / assets
Current ratio
1.84
Current assets / current liabilities
Labour cost per employee per month
4 584 €
Labour costs / employees / 12 months (incl. employer taxes)
