Gamal Finance OÜ is a OÜ based in Tallinn, registry code 14334578, status: active. Main activity: Non-specialised wholesale trade. According to EMTA, turnover for Q3 2026 was €133 463 with 2 employees.
Turnover
133 463 €
↑ 112.2%vs Q2 2026
State taxes
7 396 €
↑ 3.1%vs Q2 2026
Labour taxes
6 980 €
↑ 4.5%vs Q2 2026
Employees
2
±0vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry Wholesale trade · EMTAK 46
Turnover · Q3 2026133 463 €
above 62% of companies
industry median 60 065 € · companies in the industry: 6 941
Labour taxes per employee3 490 €
above 71% of companies
industry median 2 104 € · companies in the industry: 4 194
Revenue · 20252.6 mn €
above 90% of companies
industry median 63 691 € · companies in the industry: 10 038
Net profit margin · 2025-3.5 %
above 22% of companies
industry median 2.7 % · companies in the industry: 7 414
Taxes and turnover
Q4 2023 – Q3 2026
Turnover, € thousand Q3 2026: 133 463 € · +112.2% vs Q2 2026 · industry median 60 065 € · above 62% of the industry
Company
Industry median
Industry: Wholesale trade (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Labour taxes per employee, € Q3 2026: 3 490 € · +4.5% vs Q2 2026 · industry median 2 104 € · above 71% of the industry
Company
Industry median
Industry: Wholesale trade (the EMTAK division of the main activity). Median: half of the industry is above, half below.
EmployeesQ3 2026: 2 · +0.0% vs Q2 2026State taxes, € Q3 2026: 7 396 € · +3.1% vs Q2 2026
Figures by quarter
Quarter
Turnover, €
State taxes, €
Labour taxes, €
Employees
Q3 2026
133 463
7 396
6 980
2
Q2 2026
62 898
7 174
6 678
2
Q1 2026
41 734
11 303
11 798
2
Q4 2025
277 808
10 239
10 519
3
Q3 2025
92 102
12 112
12 637
3
Q2 2025
35 414
13 255
13 849
3
Q1 2025
110 778
12 527
13 071
3
Q4 2024
1 169 880
11 393
11 381
3
Q3 2024
917 181
9 753
10 175
2
Q2 2024
137 430
9 933
9 579
2
Q1 2024
80 884
12 857
10 592
2
Q4 2023
639 211
9 357
9 019
2
Q3 2023
165 123
7 716
8 071
2
Q2 2023
159 081
7 482
7 835
2
Q1 2023
512 799
7 998
8 031
2
Q4 2022
254 654
7 696
8 044
2
Q3 2022
71 791
8 402
8 785
2
Q2 2022
264 367
9 416
9 832
2
Q1 2022
1 193 914
9 043
9 266
3
Labour taxes per employee per month
1 163 €
Turnover per employee in the quarter
66 732 €
Q3 2026 · calculated from EMTA data
Financials by year
2018 – 2025
Revenue, € thousand 2025: 2 648 411 € · −35.0% vs 2024 · industry median 63 691 € · above 90% of the industry
Company
Industry median
Industry: Wholesale trade (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit, € thousand 2025: -91 520 € · −293.0% vs 2024 · industry median 127 € · above 2% of the industry
Company
Industry median
Industry: Wholesale trade (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit margin, % 2025: -3.5 % · −4.6 pp vs the year before · industry median 2.7 % · above 22% of the industry
Company
Industry median
Industry: Wholesale trade (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Assets, € thousand 2025: 696 234 € · −6.8% vs 2024Equity, € thousand 2025: 448 237 € · −17.0% vs 2024Employees2025: 2 · +0.0% vs 2024 · industry median 2 · above 45% of the industry
Company
Industry median
Industry: Wholesale trade (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Financials by year
Year
Revenue, €
Net profit, €
Labour costs, €
Assets, €
Equity, €
Employees
2025
2 648 411
-91 520
119 648
696 234
448 237
2
2024
4 076 838
47 424
113 809
746 752
539 757
2
2023
4 033 124
39 705
90 635
739 925
516 333
2
2022
4 614 027
118 741
93 004
783 798
501 628
2
2021
4 186 121
140 939
93 589
687 028
382 887
3
2020
4 166 880
170 906
82 430
605 262
241 948
3
2019
2 892 737
76 494
36 563
638 436
93 542
2
2018
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1
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
-3.3 %
Net profit / revenue
Return on equity (ROE)
-20.4 %
Net profit / equity
Return on assets (ROA)
-13.1 %
Net profit / assets
Equity ratio
64.4 %
Equity / assets
Debt ratio
35.6 %
Liabilities / assets
Current ratio
2.75
Current assets / current liabilities
Revenue per employee
1 378 329 €
Revenue / average full-time employees
Labour cost per employee per month
4 985 €
Labour costs / employees / 12 months (incl. employer taxes)
