ESTO AS
ESTO AS is a AS based in Tallinn, registry code 14180709, status: active. Main activity: Other credit granting, except pawn shops. According to EMTA, turnover for Q3 2026 was €242 803 with 30 employees.
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Turnover · Q3 2026 242 803 €above 87% of companiesindustry median 13 555 € · companies in the industry: 547
- Labour taxes per employee 4 663 €above 68% of companiesindustry median 2 214 € · companies in the industry: 443
- Revenue · 2025 30.1 mn €above 98% of companiesindustry median 0 € · companies in the industry: 3 672
- Net profit margin · 2025 47.9 %above 55% of companiesindustry median 34.4 % · companies in the industry: 770
Taxes and turnover
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | 242 803 | 184 405 | 139 889 | 30 |
| Q2 2026 | 229 688 | 163 645 | 131 883 | 29 |
| Q1 2026 | 225 633 | 170 868 | 130 701 | 28 |
| Q4 2025 | 280 879 | 182 960 | 145 349 | 28 |
| Q3 2025 | 283 782 | 191 421 | 143 024 | 27 |
| Q2 2025 | 252 554 | 165 195 | 130 423 | 25 |
| Q1 2025 | 224 992 | 147 344 | 110 245 | 24 |
| Q4 2024 | 230 760 | 148 924 | 111 473 | 24 |
| Q3 2024 | 286 176 | 163 678 | 114 769 | 23 |
| Q2 2024 | 223 488 | 85 503 | 110 940 | 26 |
| Q1 2024 | 218 781 | 187 364 | 130 763 | 24 |
| Q4 2023 | 284 022 | 166 761 | 114 328 | 25 |
| Q3 2023 | 208 952 | 165 081 | 113 531 | 26 |
| Q2 2023 | 165 861 | 119 711 | 95 792 | 26 |
| Q1 2023 | 151 740 | 109 393 | 89 436 | 22 |
| Q4 2022 | 168 497 | 92 226 | 71 431 | 20 |
| Q3 2022 | 191 915 | 98 208 | 76 531 | 20 |
| Q2 2022 | 97 637 | 98 981 | 87 408 | 18 |
| Q1 2022 | 225 789 | 112 354 | 65 314 | 18 |
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | 30 122 293 | 14 426 000 | 1 227 000 | 82 129 000 | 38 137 000 | 29 |
| 2024 | 27 121 311 | 11 254 000 | 1 035 000 | 71 086 000 | 23 712 000 | 25 |
| 2023 | 21 865 318 | 5 851 000 | 1 034 000 | 63 294 000 | 13 907 000 | 29 |
| 2022 | 15 987 942 | 3 748 000 | 740 000 | 45 467 000 | 8 055 000 | 21 |
| 2021 | 2 296 765 | 3 299 000 | 551 000 | 31 555 000 | 4 308 000 | 22 |
| 2020 | 1 437 631 | 1 555 599 | 406 657 | 22 233 918 | 1 821 279 | 17 |
| 2019 | 0 | 28 | 66 211 | 1 928 607 | -14 955 | 2 |
| 2018 | — | — | — | — | — | 2 |
| 2017 | — | — | — | — | — | 0 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Jan 2025 – 31 Dec 2025 | 29 Apr 2026 | Company’s own · audited | e-Äriregister |
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 2 May 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 23 May 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 26 May 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 22 Jun 2022 | Company’s own · audited | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 30 Jun 2021 | Company’s own · audited | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 2 Jul 2020 | Company’s own · audited | e-Äriregister |
Board
- Nasdaq CSD SEKeeper of the share ledger · since 28 Sep 2017
- Martin UstaalBoard member · since 7 Dec 2022
Right of representation
Any member of the management board may represent the public limited company in all transactions.
Owners
No owner information.
Beneficial owners
- MARTIN USTAALMember of a senior management body (management or supervisory board) · since 7 Dec 2022
Founders and other persons
- Martin UstaalFounder · 20 000 € · 15 Dec 2016
- Mikk MetsaFounder · 20 000 € · 15 Dec 2016
- Mikk Mihkel NurgesFounder · 10 000 € · 15 Dec 2016
- KPMG Baltics OÜAudit firm · 30 Jun 2020
- Vahur RajaverChairman of the supervisory board · 22 Jul 2025
- Edward-Edgar RäimSupervisory board member · 22 Jul 2025
- Kristian AllikmaaSupervisory board member · 30 Oct 2025
- Omanikukonto: ESTO Holdings OÜShareholder · 99 800 € · 1 Dec 2025
Related companies
Activities (EMTAK)
- 64929Other credit granting, except pawn shops Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 50043911 / M7 5 Nov 2025 |
Ruling to correct data outside an entry | 19 Nov 2025 | Deficiencies eliminated 13 Nov 2025 |
|
| Ä 50043911 / 12 7 Dec 2022 |
Amendment entry | In force 7 Dec 2022 |
||
| Ä 50043911 / M6 5 Dec 2022 |
Ruling to eliminate deficiencies | 25 Dec 2022 | Deficiencies eliminated 7 Dec 2022 |
|
| Ä 50043911 / 11 6 Aug 2021 |
Amendment under Commercial Code § 525 (2) | In force 6 Aug 2021 |
||
| Ä 50043911 / 10 26 Jan 2021 |
Amendment under Commercial Code § 525 (2) | In force 26 Jan 2021 |
||
| Ä 50043911 / 9 26 Aug 2020 |
Amendment entry | In force 26 Aug 2020 |
||
| Ä 50043911 / M5 9 Jul 2020 |
Ruling to correct data outside an entry | 8 Aug 2020 | Deficiencies eliminated 20 Jul 2020 |
|
| Ä 50043911 / M4 9 Jul 2019 |
Procedural ruling | In force 9 Jul 2019 |
||
| Ä 50043911 / 8 9 Jul 2019 |
Amendment entry | In force 9 Jul 2019 |
||
| Ä 50043911 / M3 14 Jun 2019 |
Ruling to correct data outside an entry | 24 Jun 2019 | In force 14 Jun 2019 |
|
| Ä 50043911 / M2 9 Apr 2019 |
Procedural ruling | 29 Apr 2019 | In force 9 Apr 2019 |
|
| Ä 50043911 / 7 13 Nov 2018 |
Amendment under Commercial Code § 525 (2) | In force 13 Nov 2018 |
||
| Ä 50043911 / 6 26 Oct 2018 |
Amendment entry | In force 26 Oct 2018 |
||
| Ä 50043911 / 5 14 Mar 2018 |
Amendment entry | In force 14 Mar 2018 |
||
| Ä 50043911 / 4 19 Jan 2018 |
Amendment entry | In force 19 Jan 2018 |
||
| Ä 50043911 / 3 12 Dec 2017 |
Amendment entry | In force 12 Dec 2017 |
||
| Ä 50043911 / 2 28 Sep 2017 |
Amendment entry | In force 28 Sep 2017 |
||
| Ä 50043911 6 Jan 2017 |
First entry | In force 6 Jan 2017 |
||
| Ä 50043911 / M1 27 Dec 2016 |
Ruling to eliminate deficiencies | 26 Jan 2017 | Deficiencies eliminated 6 Jan 2017 |
Sources: e-Äriregister and EMTA. Data updated 31 Oct 2026. Open at the source ↗ · Report an error in the data