HLÜ Geldex Eesti
Active Registry code 14103465
Tulundusühistu Tallinn Registered 26 Aug 2016
HLÜ Geldex Eesti is a Tulundusühistu based in Tallinn, registry code 14103465, status: active. Main activity: Other credit granting, except pawn shops. Its annual report for 2023 shows revenue of €6 375 and 4 employees.
Turnover
—
State taxes
11 903 €
↓ 31.2% vs Q2 2026
Labour taxes
12 743 €
↓ 31.0% vs Q2 2026
Employees
3
±0 vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Labour taxes per employee 4 248 €above 65% of companiesindustry median 2 214 € · companies in the industry: 443
- Revenue · 2023 6 375 €above 80% of companiesindustry median 0 € · companies in the industry: 3 539
- Net profit margin · 2023 -543.5 %above 2% of companiesindustry median 41.1 % · companies in the industry: 898
Taxes and turnover
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | — | 11 903 | 12 743 | 3 |
| Q2 2026 | — | 17 307 | 18 476 | 3 |
| Q1 2026 | — | 11 727 | 10 684 | 3 |
| Q4 2025 | — | 16 360 | 17 486 | 4 |
| Q3 2025 | — | 16 434 | 17 602 | 4 |
| Q2 2025 | — | 16 177 | 17 309 | 3 |
| Q1 2025 | — | 16 381 | 17 546 | 4 |
| Q4 2024 | — | 14 411 | 15 486 | 4 |
| Q3 2024 | — | 14 078 | 15 128 | 4 |
| Q2 2024 | — | 12 973 | 13 931 | 4 |
| Q1 2024 | — | 14 200 | 15 255 | 4 |
| Q4 2023 | — | 13 321 | 14 326 | 4 |
| Q3 2023 | — | 12 986 | 13 966 | 4 |
| Q2 2023 | — | 11 956 | 12 839 | 4 |
| Q1 2023 | — | 11 696 | 12 602 | 4 |
| Q4 2022 | — | 9 852 | 10 599 | 4 |
| Q3 2022 | — | 5 442 | 5 812 | 4 |
| Q2 2022 | — | 4 982 | 5 308 | 3 |
| Q1 2022 | — | 5 056 | 5 403 | 3 |
Labour taxes per employee per month
1 416 €
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2023 | 6 375 | -34 645 | 122 521 | 2 420 425 | 1 213 347 | 4 |
| 2022 | — | 13 866 | 66 877 | 2 386 301 | 1 197 554 | 4 |
| 2021 | — | 114 383 | 50 178 | 2 240 606 | 1 354 046 | 3 |
| 2020 | 0 | 23 837 | 71 198 | 2 606 012 | 1 425 911 | 4 |
| 2019 | 392 339 | 4 386 | 57 665 | 2 519 336 | 1 161 294 | 4 |
| 2018 | — | — | — | — | — | 3 |
| 2017 | — | — | — | — | — | 1 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2023
Return on equity (ROE)
-2.9 %
Net profit / equity
Return on assets (ROA)
-1.4 %
Net profit / assets
Equity ratio
50.1 %
Equity / assets
Debt ratio
49.9 %
Liabilities / assets
Current ratio
0.97
Current assets / current liabilities
Labour cost per employee per month
2 553 €
Labour costs / employees / 12 months (incl. employer taxes)
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 30 Jan 2025 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 28 Dec 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 6 Dec 2022 | Company’s own · audited | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 9 Sep 2022 | Company’s own · audited | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 1 Jul 2020 | Company’s own · audited | e-Äriregister |
Board
- Valeria ZorkovaBoard member · since 26 Aug 2016
- Valeria KovšBoard member · since 20 Dec 2019
- Olesja SerdjukBoard member · since 20 Sep 2021
Right of representation
Any member of the management board may represent the commercial association in all transactions.
Owners
No owner information.
Beneficial owners
- Olesja SerdjukMember of a senior management body (management or supervisory board) · since 16 Dec 2021
- Valeria KovšMember of a senior management body (management or supervisory board) · since 21 Jul 2020
- Valeria ZorkovaMember of a senior management body (management or supervisory board) · since 9 Dec 2018
Founders and other persons
- Olga VannerAudit firm · 26 Aug 2022
- Boriss AdelChairman of the supervisory board · 6 Oct 2026
- Svetlana AdelSupervisory board member · 6 Oct 2026
- Vadim ŠabarovSupervisory board member · 6 Oct 2026
- Vitali MozolevskiMember of the audit committee · 29 Jul 2016
- Maksim KalininMember of the audit committee · 1 Dec 2016
Related companies
Activities (EMTAK)
- 64929Other credit granting, except pawn shops Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 50034965 / M16 8 Oct 2026 |
Procedural ruling | 22 Oct 2026 | In force 8 Oct 2026 |
|
| Ä 50034965 / 14 21 Sep 2026 |
Amendment entry | In force 21 Sep 2026 |
||
| Ä 50034965 / M15 19 Aug 2026 |
Fine for not filing the report | 4 Sep 2026 | In force 7 Sep 2026 |
|
| Ä 50034965 / M14 14 Jul 2026 |
Warning of a fine: annual report not filed | 13 Aug 2026 | In force 14 Jul 2026 |
|
| Ä 50034965 / M13 19 Jan 2026 |
Fine for not filing the report | 5 Feb 2026 | In force 6 Feb 2026 |
|
| Ä 50034965 / M12 15 Jul 2025 |
Warning of a fine: annual report not filed | 14 Aug 2025 | In force 15 Jul 2025 |
|
| Ä 50034965 / M11 13 Jan 2025 |
Ruling to eliminate deficiencies in the annual report | 12 Feb 2025 | Deficiencies eliminated 30 Jan 2025 |
|
| Ä 50034965 / M10 7 Jul 2024 |
Warning of a fine: annual report not filed | 6 Aug 2024 | Deficiencies eliminated 19 Nov 2024 |
|
| Ä 50034965 / M9 23 Dec 2023 |
Warning of a fine: annual report not filed | 22 Jan 2024 | Deficiencies eliminated 29 Dec 2023 |
|
| Ä 50034965 / 13 29 Aug 2022 |
Amendment under Commercial Code § 525 (2) | In force 29 Aug 2022 |
||
| Ä 50034965 / M8 2 Aug 2022 |
Ruling to eliminate deficiencies in the annual report | 1 Sep 2022 | Deficiencies eliminated 9 Sep 2022 |
|
| Ä 50034965 / M7 23 Mar 2022 |
Warning of a fine: annual report not filed | 22 Apr 2022 | Deficiencies eliminated 20 May 2022 |
|
| Ä 50034965 / 12 20 Sep 2021 |
Amendment entry | In force 20 Sep 2021 |
||
| Ä 50034965 / M6 13 Sep 2021 |
Ruling to eliminate deficiencies | 13 Oct 2021 | Deficiencies eliminated 20 Sep 2021 |
|
| Ä 50034965 / M5 7 Sep 2021 |
Procedural ruling | 7 Oct 2021 | Deficiencies eliminated 14 Sep 2021 |
|
| Ä 50034965 / M4 2 Sep 2021 |
Procedural ruling | 12 Sep 2021 | In force 2 Sep 2021 |
|
| Ä 50034965 / 11 20 Dec 2019 |
Amendment entry | In force 20 Dec 2019 |
||
| Ä 50034965 / 10 7 Jan 2019 |
Amendment under Commercial Code § 525 (2) | In force 7 Jan 2019 |
||
| Ä 50034965 / 9 6 Nov 2018 |
Amendment entry | In force 6 Nov 2018 |
||
| Ä 50034965 / 8 19 Jan 2018 |
Amendment entry | In force 19 Jan 2018 |
||
| Ä 50034965 / 7 12 Dec 2017 |
Amendment entry | In force 12 Dec 2017 |
||
| Ä 50034965 / 6 28 Nov 2017 |
Entry refused | In force 15 Dec 2017 |
||
| Ä 50034965 / M3 17 Nov 2017 |
Procedural ruling | 27 Nov 2017 | In force 17 Nov 2017 |
|
| Ä 50034965 / 5 26 Apr 2017 |
Entry refused | In force 13 May 2017 |
||
| Ä 50034965 / 4 26 Apr 2017 |
Amendment entry | In force 26 Apr 2017 |
||
| Ä 50034965 / M2 18 Apr 2017 |
Ruling to eliminate deficiencies | 18 May 2017 | Deficiencies eliminated 20 Apr 2017 |
|
| Ä 50034965 / 3 15 Feb 2017 |
Entry refused | In force 3 Mar 2017 |
||
| Ä 50034965 / 2 20 Dec 2016 |
Entry refused | In force 6 Jan 2017 |
||
| Ä 50034965 26 Aug 2016 |
First entry | In force 26 Aug 2016 |
||
| Ä 50034965 / M1 8 Aug 2016 |
Ruling to eliminate deficiencies | 28 Aug 2016 | Deficiencies eliminated 26 Aug 2016 |
Sources: e-Äriregister and EMTA. Data updated 31 Oct 2026. Open at the source ↗ · Report an error in the data