Opinio Finance OÜ is a OÜ based in Tallinn, registry code 12837016, status: active. Main activity: Financial consulting. According to EMTA, turnover for Q3 2026 was €73 091 with 2 employees.
Turnover
73 091 €
↑ 22.1%vs Q2 2026
State taxes
15 971 €
↑ 19.9%vs Q2 2026
Labour taxes
10 228 €
↑ 7.4%vs Q2 2026
Employees
2
±0vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry Activities auxiliary to financial services and insurance activities · EMTAK 66
Turnover · Q3 202673 091 €
above 81% of companies
industry median 13 814 € · companies in the industry: 339
Labour taxes per employee5 114 €
above 70% of companies
industry median 2 338 € · companies in the industry: 272
Revenue · 2025238 210 €
above 90% of companies
industry median 3 200 € · companies in the industry: 1 215
Net profit margin · 20256.9 %
above 37% of companies
industry median 23.7 % · companies in the industry: 667
Taxes and turnover
Q4 2023 – Q3 2026
Turnover, € Q3 2026: 73 091 € · +22.1% vs Q2 2026 · industry median 13 814 € · above 81% of the industry
Company
Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Labour taxes per employee, € Q3 2026: 5 114 € · +7.4% vs Q2 2026 · industry median 2 338 € · above 70% of the industry
Company
Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
EmployeesQ3 2026: 2 · +0.0% vs Q2 2026State taxes, € Q3 2026: 15 971 € · +19.9% vs Q2 2026
Figures by quarter
Quarter
Turnover, €
State taxes, €
Labour taxes, €
Employees
Q3 2026
73 091
15 971
10 228
2
Q2 2026
59 850
13 322
9 522
2
Q1 2026
58 460
10 020
7 461
2
Q4 2025
59 700
15 628
7 619
2
Q3 2025
62 500
16 987
7 795
2
Q2 2025
77 700
14 049
7 736
2
Q1 2025
33 750
8 674
7 190
2
Q4 2024
35 634
11 253
6 620
2
Q3 2024
58 875
14 898
6 745
2
Q2 2024
50 029
13 314
6 518
2
Q1 2024
28 380
8 580
6 008
2
Q4 2023
44 130
12 316
6 348
2
Q3 2023
35 880
8 549
5 498
2
Q2 2023
21 380
7 026
4 308
2
Q1 2023
39 460
8 988
2 664
1
Q4 2022
10 500
1 673
1 814
1
Q3 2022
36 167
8 144
2 664
1
Q2 2022
33 026
4 683
2 126
1
Q1 2022
14 250
1 858
1 190
1
Labour taxes per employee per month
1 705 €
Turnover per employee in the quarter
36 546 €
Q3 2026 · calculated from EMTA data
Financials by year
2016 – 2025
Revenue, € thousand 2025: 238 210 € · +34.8% vs 2024 · industry median 3 200 € · above 90% of the industry
Company
Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit, € 2025: 16 391 € · +30.9% vs 2024 · industry median 80 € · above 75% of the industry
Company
Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Net profit margin, % 2025: 6.9 % · −0.2 pp vs the year before · industry median 23.7 % · above 37% of the industry
Company
Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Assets, € 2025: 81 288 € · +17.1% vs 2024Equity, € 2025: 79 267 € · +26.1% vs 2024Employees2025: 2 · +0.0% vs 2024 · industry median 1 · above 65% of the industry
Company
Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
Financials by year
Year
Revenue, €
Net profit, €
Labour costs, €
Assets, €
Equity, €
Employees
2025
238 210
16 391
82 638
81 288
79 267
2
2024
176 708
12 524
72 511
69 444
62 876
2
2023
121 810
5 404
54 681
53 592
50 352
2
2022
112 943
17 721
36 126
44 948
44 948
2
2021
88 460
3 732
48 168
27 227
27 227
2
2020
62 360
618
35 179
23 495
23 495
2
2019
48 770
-12 178
33 504
22 877
22 877
2
2018
—
—
—
—
—
2
2017
—
—
—
—
—
0
2016
—
—
—
—
—
0
2015
—
—
—
—
—
0
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
6.9 %
Net profit / revenue
Return on equity (ROE)
20.7 %
Net profit / equity
Return on assets (ROA)
20.2 %
Net profit / assets
Equity ratio
97.5 %
Equity / assets
Debt ratio
2.5 %
Liabilities / assets
Current ratio
28.70
Current assets / current liabilities
Revenue per employee
119 105 €
Revenue / average full-time employees
Labour cost per employee per month
3 443 €
Labour costs / employees / 12 months (incl. employer taxes)
