Finzo OÜ

Active Registry code 12781600 OÜ Haapsalu linn Registered 13 Jan 2015
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Finzo OÜ is a OÜ based in Haapsalu linn, registry code 12781600, status: active. Main activity: Other activities auxiliary to financial services, except insurance and pension funding n.e.c.. According to EMTA, turnover for Q3 2026 was €26 761 with employees.

Turnover
26 761 €
↑ 3.0% vs Q2 2026
State taxes
5 542 €
↓ 83.6% vs Q2 2026
Labour taxes
423 €
Employees
—

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Activities auxiliary to financial services and insurance activities · EMTAK 66

  • Turnover · Q3 2026 26 761 €
    industry median 13 814 € · companies in the industry: 339
  • Revenue · 2025 101 282 €
    industry median 3 200 € · companies in the industry: 1 215
  • Net profit margin · 2025 17.7 %
    industry median 23.7 % · companies in the industry: 667

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € Q3 2026: 26 761 € · +3.0% vs Q2 2026 · industry median 13 814 € · above 63% of the industry
010 00020 00030 00040 000Q4 2023 Company: 37 363 € Industry median: 15 410 €Q4·23Q1 2024 Company: 36 422 € Industry median: 14 567 €Q2 2024 Company: 31 864 € Industry median: 14 307 €Q2·24Q3 2024 Company: 30 717 € Industry median: 15 089 €Q4 2024 Company: 30 546 € Industry median: 17 023 €Q4·24Q1 2025 Company: 30 316 € Industry median: 15 000 €Q2 2025 Company: 29 956 € Industry median: 14 295 €Q2·25Q3 2025 Company: 31 485 € Industry median: 15 833 €Q4 2025 Company: 28 098 € Industry median: 14 155 €Q4·25Q1 2026 Company: 27 719 € Industry median: 14 181 €Q2 2026 Company: 25 975 € Industry median: 13 350 €Q2·26Q3 2026 Company: 26 761 € Industry median: 13 814 €Q3·26010 00020 00030 00040 000Q4 2024 Company: 30 546 € Industry median: 17 023 €Q1 2025 Company: 30 316 € Industry median: 15 000 €Q1·25Q2 2025 Company: 29 956 € Industry median: 14 295 €Q3 2025 Company: 31 485 € Industry median: 15 833 €Q3·25Q4 2025 Company: 28 098 € Industry median: 14 155 €Q1 2026 Company: 27 719 € Industry median: 14 181 €Q1·26Q2 2026 Company: 25 975 € Industry median: 13 350 €Q3 2026 Company: 26 761 € Industry median: 13 814 €Q3·26
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

State taxes, € Q3 2026: 5 542 € · −83.6% vs Q2 2026
010 00020 00030 00040 000Q4 2023 Company: 5 991 €Q4·23Q1 2024 Company: 5 758 €Q2 2024 Company: 5 773 €Q2·24Q3 2024 Company: 5 839 €Q4 2024 Company: 5 856 €Q4·24Q1 2025 Company: 16 525 €Q2 2025 Company: 5 543 €Q2·25Q3 2025 Company: 5 449 €Q4 2025 Company: 5 758 €Q4·25Q1 2026 Company: 5 736 €Q2 2026 Company: 33 826 €Q2·26Q3 2026 Company: 5 542 €Q3·26010 00020 00030 00040 000Q4 2024 Company: 5 856 €Q1 2025 Company: 16 525 €Q1·25Q2 2025 Company: 5 543 €Q3 2025 Company: 5 449 €Q3·25Q4 2025 Company: 5 758 €Q1 2026 Company: 5 736 €Q1·26Q2 2026 Company: 33 826 €Q3 2026 Company: 5 542 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 26 761 5 542 423 —
Q2 2026 25 975 33 826 — —
Q1 2026 27 719 5 736 — —
Q4 2025 28 098 5 758 — —
Q3 2025 31 485 5 449 — —
Q2 2025 29 956 5 543 169 —
Q1 2025 30 316 16 525 — —
Q4 2024 30 546 5 856 62 —
Q3 2024 30 717 5 839 — —
Q2 2024 31 864 5 773 — —
Q1 2024 36 422 5 758 — —
Q4 2023 37 363 5 991 — —
Q3 2023 37 500 5 765 — —
Q2 2023 35 357 4 790 — —
Q1 2023 35 111 118 — —
Q4 2022 59 153 5 555 — —
Q3 2022 34 868 757 — —
Q2 2022 37 377 873 — —
Q1 2022 38 152 591 — —

Financials by year

2016 – 2025
Revenue, € thousand 2025: 101 282 € · −7.5% vs 2024 · industry median 3 200 € · above 84% of the industry
0501001502002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 167 493 € Industry median: 5 400 €20192020 Company: 155 473 € Industry median: 3 790 €20202021 Company: 117 594 € Industry median: 4 200 €20212022 Company: 148 845 € Industry median: 3 539 €20222023 Company: 122 140 € Industry median: 3 094 €20232024 Company: 109 553 € Industry median: 3 510 €20242025 Company: 101 282 € Industry median: 3 200 €20250501001502002018 Company: — Industry median: —2019 Company: 167 493 € Industry median: 5 400 €20192020 Company: 155 473 € Industry median: 3 790 €2021 Company: 117 594 € Industry median: 4 200 €20212022 Company: 148 845 € Industry median: 3 539 €2023 Company: 122 140 € Industry median: 3 094 €20232024 Company: 109 553 € Industry median: 3 510 €2025 Company: 101 282 € Industry median: 3 200 €2025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 17 893 € · −75.6% vs 2024 · industry median 80 € · above 76% of the industry
-20002004006002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 581 007 € Industry median: 502 €20192020 Company: 39 959 € Industry median: 93 €20202021 Company: -42 285 € Industry median: 269 €20212022 Company: 11 182 € Industry median: 0 €20222023 Company: 37 336 € Industry median: 10 €20232024 Company: 73 445 € Industry median: 165 €20242025 Company: 17 893 € Industry median: 80 €2025-20002004006002018 Company: — Industry median: —2019 Company: 581 007 € Industry median: 502 €20192020 Company: 39 959 € Industry median: 93 €2021 Company: -42 285 € Industry median: 269 €20212022 Company: 11 182 € Industry median: 0 €2023 Company: 37 336 € Industry median: 10 €20232024 Company: 73 445 € Industry median: 165 €2025 Company: 17 893 € Industry median: 80 €2025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 17.7 % · −49.4 pp vs the year before · industry median 23.7 % · above 45% of the industry
-10001002003004002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 346.9 % Industry median: 28.7 %20192020 Company: 25.7 % Industry median: 24.8 %20202021 Company: -36.0 % Industry median: 27.0 %20212022 Company: 7.5 % Industry median: 20.8 %20222023 Company: 30.6 % Industry median: 21.6 %20232024 Company: 67.0 % Industry median: 23.7 %20242025 Company: 17.7 % Industry median: 23.7 %2025-10001002003004002018 Company: — Industry median: —2019 Company: 346.9 % Industry median: 28.7 %20192020 Company: 25.7 % Industry median: 24.8 %2021 Company: -36.0 % Industry median: 27.0 %20212022 Company: 7.5 % Industry median: 20.8 %2023 Company: 30.6 % Industry median: 21.6 %20232024 Company: 67.0 % Industry median: 23.7 %2025 Company: 17.7 % Industry median: 23.7 %2025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 213 050 € · −9.4% vs 2024
0501001502002502016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 181 048 €20192020 Company: 152 531 €20202021 Company: 109 735 €20212022 Company: 121 710 €20222023 Company: 162 238 €20232024 Company: 235 105 €20242025 Company: 213 050 €20250501001502002502018 Company: —2019 Company: 181 048 €20192020 Company: 152 531 €2021 Company: 109 735 €20212022 Company: 121 710 €2023 Company: 162 238 €20232024 Company: 235 105 €2025 Company: 213 050 €2025
Equity, € thousand 2025: 203 221 € · −9.8% vs 2024
0501001502002502016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 105 691 €20192020 Company: 145 650 €20202021 Company: 103 365 €20212022 Company: 114 547 €20222023 Company: 151 883 €20232024 Company: 225 328 €20242025 Company: 203 221 €20250501001502002502018 Company: —2019 Company: 105 691 €20192020 Company: 145 650 €2021 Company: 103 365 €20212022 Company: 114 547 €2023 Company: 151 883 €20232024 Company: 225 328 €2025 Company: 203 221 €2025
Employees 2025: 1 · +0.0% vs 2024 · industry median 1 · above 5% of the industry
01232016 Company: 3 Industry median: —20162017 Company: 2 Industry median: —20172018 Company: 2 Industry median: 120182019 Company: 2 Industry median: 120192020 Company: 1 Industry median: 120202021 Company: 1 Industry median: 120212022 Company: 1 Industry median: 120222023 Company: 1 Industry median: 120232024 Company: 1 Industry median: 120242025 Company: 1 Industry median: 120250.00.51.01.52.02018 Company: 2 Industry median: 12019 Company: 2 Industry median: 120192020 Company: 1 Industry median: 12021 Company: 1 Industry median: 120212022 Company: 1 Industry median: 12023 Company: 1 Industry median: 120232024 Company: 1 Industry median: 12025 Company: 1 Industry median: 12025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 101 282 17 893 32 524 213 050 203 221 1
2024 109 553 73 445 32 944 235 105 225 328 1
2023 122 140 37 336 30 627 162 238 151 883 1
2022 148 845 11 182 27 856 121 710 114 547 1
2021 117 594 -42 285 25 612 109 735 103 365 1
2020 155 473 39 959 25 442 152 531 145 650 1
2019 167 493 581 007 30 108 181 048 105 691 2
2018 — — — — — 2
2017 — — — — — 2
2016 — — — — — 3
2015 — — — — — 2

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
17.7 %
Net profit / revenue
Return on equity (ROE)
8.8 %
Net profit / equity
Return on assets (ROA)
8.4 %
Net profit / assets
Equity ratio
95.4 %
Equity / assets
Debt ratio
4.6 %
Liabilities / assets
Current ratio
21.68
Current assets / current liabilities
Revenue per employee
101 282 €
Revenue / average full-time employees
Labour cost per employee per month
2 710 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 19 Jun 2026 Company’s own e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 8 Aug 2025 Company’s own e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 17 Jun 2024 Company’s own e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 29 Jun 2023 Company’s own e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 14 Jun 2022 Company’s own e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 25 Jun 2021 Company’s own e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 15 Sep 2020 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

  • Arne Veske
    Direct ownership · since 22 Feb 2024

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 66199Other activities auxiliary to financial services, except insurance and pension funding n.e.c. Main
Rulings
Number, date Title Deadline State Document
Ä 50000653 / 10
11 Aug 2026
Amendment entry In force
11 Aug 2026
PDF
Ä 50000653 / 9
22 Feb 2024
Amendment entry In force
22 Feb 2024
PDF
Ä 50000653 / 8
21 Feb 2024
Amendment entry In force
21 Feb 2024
PDF
Ä 50000653 / 7
1 Sep 2023
Amendment entry In force
1 Sep 2023
PDF
Ä 50000653 / 6
15 May 2023
Amendment entry In force
15 May 2023
PDF
Ä 50000653 / M1
8 Mar 2018
Warning of deletion from the register: annual report not filed 10 Sep 2018 Deficiencies eliminated
26 Mar 2018
PDF
Ä 50000653 / 5
19 Jan 2018
Amendment entry In force
19 Jan 2018
PDF
Ä 50000653 / 4
22 Dec 2017
Amendment entry In force
22 Dec 2017
PDF
Ä 50000653 / 3
21 Dec 2017
Amendment entry In force
21 Dec 2017
PDF
Ä 50000653 / 2
9 Dec 2017
Amendment entry In force
9 Dec 2017
PDF
Ä 50000653
13 Jan 2015
First entry In force
13 Jan 2015
PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data