M45 Finance OÜ

Active Registry code 12617088 OÜ Tallinn Registered 20 Feb 2014
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M45 Finance OÜ is a OÜ based in Tallinn, registry code 12617088, status: active. Main activity: Pawn shops. Its annual report for 2025 shows revenue of €0 and 1 employees.

Turnover
—
State taxes
50 €
↑ 0.0% vs Q1 2025
Labour taxes
53 €
↓ 1.9% vs Q1 2025
Employees
—

Q2 2025 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Revenue · 2025 0 €
    industry median 0 € · companies in the industry: 3 672

Taxes and turnover

Q1 2022 – Q2 2025
Labour taxes per employee, € Q1 2025: 54 € · +0.0% vs Q4 2024 · industry median 2 659 € · above 2% of the industry
01 0002 0003 000Q1 2022 Company: 445 € Industry median: 1 691 €Q1·22Q2 2022 Company: 391 € Industry median: 1 837 €Q2·22Q3 2022 Company: 529 € Industry median: 2 053 €Q3·22Q4 2022 Company: 389 € Industry median: 2 055 €Q4·22Q1 2023 Company: 885 € Industry median: 2 265 €Q1·23Q2 2023 Company: — Industry median: 2 482 €Q2·23Q3 2024 Company: 28 € Industry median: 2 272 €Q3·24Q4 2024 Company: 54 € Industry median: 2 438 €Q4·24Q1 2025 Company: 54 € Industry median: 2 659 €Q1·25Q2 2025 Company: — Industry median: 2 225 €Q2·2501 0002 0003 000Q3 2022 Company: 529 € Industry median: 2 053 €Q4 2022 Company: 389 € Industry median: 2 055 €Q4·22Q1 2023 Company: 885 € Industry median: 2 265 €Q2 2023 Company: — Industry median: 2 482 €Q2·23Q3 2024 Company: 28 € Industry median: 2 272 €Q4 2024 Company: 54 € Industry median: 2 438 €Q4·24Q1 2025 Company: 54 € Industry median: 2 659 €Q2 2025 Company: — Industry median: 2 225 €Q2·25
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q1 2025: 1 · +0.0% vs Q4 2024
0.00.51.01.52.0Q1 2022 Company: 2Q1·22Q2 2022 Company: 2Q2·22Q3 2022 Company: 2Q3·22Q4 2022 Company: 2Q4·22Q1 2023 Company: 1Q1·23Q2 2023 Company: —Q2·23Q3 2024 Company: 1Q3·24Q4 2024 Company: 1Q4·24Q1 2025 Company: 1Q1·25Q2 2025 Company: —Q2·250.00.51.01.52.0Q3 2022 Company: 2Q4 2022 Company: 2Q4·22Q1 2023 Company: 1Q2 2023 Company: —Q2·23Q3 2024 Company: 1Q4 2024 Company: 1Q4·24Q1 2025 Company: 1Q2 2025 Company: —Q2·25
State taxes, € Q2 2025: 50 € · +0.0% vs Q1 2025
02505007501 0001 250Q1 2022 Company: 838 €Q1·22Q2 2022 Company: 735 €Q2·22Q3 2022 Company: 998 €Q3·22Q4 2022 Company: 731 €Q4·22Q1 2023 Company: 833 €Q1·23Q2 2023 Company: 1 080 €Q2·23Q3 2024 Company: 27 €Q3·24Q4 2024 Company: 50 €Q4·24Q1 2025 Company: 50 €Q1·25Q2 2025 Company: 50 €Q2·2502505007501 0001 250Q3 2022 Company: 998 €Q4 2022 Company: 731 €Q4·22Q1 2023 Company: 833 €Q2 2023 Company: 1 080 €Q2·23Q3 2024 Company: 27 €Q4 2024 Company: 50 €Q4·24Q1 2025 Company: 50 €Q2 2025 Company: 50 €Q2·25
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q2 2025 — 50 53 —
Q1 2025 — 50 54 1
Q4 2024 — 50 54 1
Q3 2024 — 27 28 1
Q2 2023 — 1 080 1 137 —
Q1 2023 — 833 885 1
Q4 2022 — 731 777 2
Q3 2022 — 998 1 057 2
Q2 2022 — 735 782 2
Q1 2022 — 838 889 2

Financials by year

2016 – 2025
Revenue, € 2025: 0 € · −100.0% vs 2024 · industry median 0 € · above 5% of the industry
010 00020 00030 00040 00050 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 42 955 € Industry median: 0 €20192020 Company: 38 241 € Industry median: 0 €20202021 Company: 38 566 € Industry median: 0 €20212022 Company: 33 027 € Industry median: 0 €20222023 Company: 34 674 € Industry median: 0 €20232024 Company: 30 614 € Industry median: 0 €20242025 Company: 0 € Industry median: 0 €2025010 00020 00030 00040 00050 0002018 Company: — Industry median: —2019 Company: 42 955 € Industry median: 0 €20192020 Company: 38 241 € Industry median: 0 €2021 Company: 38 566 € Industry median: 0 €20212022 Company: 33 027 € Industry median: 0 €2023 Company: 34 674 € Industry median: 0 €20232024 Company: 30 614 € Industry median: 0 €2025 Company: 0 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € 2025: -110 € · +95.1% vs 2024 · industry median 0 € · above 25% of the industry
-5 00005 00010 00015 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 12 626 € Industry median: 0 €20192020 Company: 10 268 € Industry median: 0 €20202021 Company: 1 699 € Industry median: 0 €20212022 Company: 40 € Industry median: 0 €20222023 Company: 2 245 € Industry median: 0 €20232024 Company: -2 227 € Industry median: 0 €20242025 Company: -110 € Industry median: 0 €2025-5 00005 00010 00015 0002018 Company: — Industry median: —2019 Company: 12 626 € Industry median: 0 €20192020 Company: 10 268 € Industry median: 0 €2021 Company: 1 699 € Industry median: 0 €20212022 Company: 40 € Industry median: 0 €2023 Company: 2 245 € Industry median: 0 €20232024 Company: -2 227 € Industry median: 0 €2025 Company: -110 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2024: -7.3 % · −13.7 pp vs the year before · industry median 35.8 % · above 19% of the industry
-2002040602016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 29.4 % Industry median: 39.3 %20192020 Company: 26.9 % Industry median: 42.1 %20202021 Company: 4.4 % Industry median: 45.0 %20212022 Company: 0.1 % Industry median: 26.3 %20222023 Company: 6.5 % Industry median: 41.1 %20232024 Company: -7.3 % Industry median: 35.8 %20242025 Company: — Industry median: 34.4 %2025-2002040602018 Company: — Industry median: —2019 Company: 29.4 % Industry median: 39.3 %20192020 Company: 26.9 % Industry median: 42.1 %2021 Company: 4.4 % Industry median: 45.0 %20212022 Company: 0.1 % Industry median: 26.3 %2023 Company: 6.5 % Industry median: 41.1 %20232024 Company: -7.3 % Industry median: 35.8 %2025 Company: — Industry median: 34.4 %2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € 2025: 2 971 € · −11.6% vs 2024
020 00040 00060 00080 000100 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 50 153 €20192020 Company: 60 523 €20202021 Company: 66 386 €20212022 Company: 75 605 €20222023 Company: 80 521 €20232024 Company: 3 362 €20242025 Company: 2 971 €2025020 00040 00060 00080 000100 0002018 Company: —2019 Company: 50 153 €20192020 Company: 60 523 €2021 Company: 66 386 €20212022 Company: 75 605 €2023 Company: 80 521 €20232024 Company: 3 362 €2025 Company: 2 971 €2025
Equity, € 2025: 2 971 € · −3.6% vs 2024
-10 000-5 00005 00010 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: -8 944 €20192020 Company: 1 324 €20202021 Company: 3 023 €20212022 Company: 3 063 €20222023 Company: 5 308 €20232024 Company: 3 081 €20242025 Company: 2 971 €2025-10 000-5 00005 00010 0002018 Company: —2019 Company: -8 944 €20192020 Company: 1 324 €2021 Company: 3 023 €20212022 Company: 3 063 €2023 Company: 5 308 €20232024 Company: 3 081 €2025 Company: 2 971 €2025
Employees 2025: 1 · +0.0% vs 2024 · industry median 1 · above 5% of the industry
0.00.51.01.52.02016 Company: 2 Industry median: —20162017 Company: 2 Industry median: —20172018 Company: 1 Industry median: 120182019 Company: 1 Industry median: 120192020 Company: 1 Industry median: 120202021 Company: 1 Industry median: 120212022 Company: 1 Industry median: 120222023 Company: 1 Industry median: 120232024 Company: 1 Industry median: 120242025 Company: 1 Industry median: 120250.00.20.40.60.81.02018 Company: 1 Industry median: 12019 Company: 1 Industry median: 120192020 Company: 1 Industry median: 12021 Company: 1 Industry median: 120212022 Company: 1 Industry median: 12023 Company: 1 Industry median: 120232024 Company: 1 Industry median: 12025 Company: 1 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 0 -110 272 2 971 2 971 1
2024 30 614 -2 227 418 3 362 3 081 1
2023 34 674 2 245 4 244 80 521 5 308 1
2022 33 027 40 11 399 75 605 3 063 1
2021 38 566 1 699 10 315 66 386 3 023 1
2020 38 241 10 268 10 281 60 523 1 324 1
2019 42 955 12 626 11 378 50 153 -8 944 1
2018 — — — — — 1
2017 — — — — — 2
2016 — — — — — 2
2015 — — — — — 3
2014 — — — — — 0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Return on equity (ROE)
-3.7 %
Net profit / equity
Return on assets (ROA)
-3.7 %
Net profit / assets
Equity ratio
100.0 %
Equity / assets
Debt ratio
0.0 %
Liabilities / assets
Revenue per employee
0 €
Revenue / average full-time employees
Labour cost per employee per month
23 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 2 Jun 2026 Company’s own e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 19 Jun 2025 Company’s own e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 19 Jun 2024 Company’s own e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 10 Oct 2023 Company’s own e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 11 Jul 2022 Company’s own e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 28 Jun 2021 Company’s own e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 30 Jun 2020 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 64921Pawn shops Main
Rulings
Number, date Title Deadline State Document
Ä 10193118 / 9
3 Sep 2023
Amendment entry In force
3 Sep 2023
PDF
Ä 10193118 / 8
28 Jun 2021
Amendment entry In force
28 Jun 2021
PDF
Ä 10193118 / 7
3 Jul 2018
Amendment entry In force
3 Jul 2018
PDF
Ä 10193118 / 6
8 Jun 2018
Amendment entry In force
8 Jun 2018
PDF
Ä 10193118 / 5
19 Jan 2018
Amendment entry In force
19 Jan 2018
PDF
Ä 10193118 / 4
7 Dec 2017
Amendment entry In force
7 Dec 2017
PDF
Ä 10193118 / 3
30 Dec 2015
Amendment entry In force
30 Dec 2015
PDF
Ä 10193118 / M1
15 Dec 2015
Ruling to eliminate deficiencies 14 Jan 2016 Deficiencies eliminated
30 Dec 2015
PDF
Ä 10193118 / 2
14 Jul 2015
Amendment entry In force
14 Jul 2015
PDF
Ä 10193118
20 Feb 2014
First entry In force
20 Feb 2014
PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data