Raha Hoiu-Laenuühistu
In liquidation Registry code 12569596
Tulundusühistu Tartu linn Registered 13 Nov 2013
Raha Hoiu-Laenuühistu is a Tulundusühistu based in Tartu linn, registry code 12569596, status: in liquidation. Main activity: Other credit granting. Its annual report for 2024 shows revenue of €403 and 7 employees.
Turnover
—
State taxes
12 442 €
↓ 64.0% vs Q1 2026
Labour taxes
12 863 €
↓ 63.6% vs Q1 2026
Employees
—
Q2 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Revenue · 2024 403 €above 72% of companiesindustry median 0 € · companies in the industry: 3 793
Taxes and turnover
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q2 2026 | — | 12 442 | 12 863 | — |
| Q1 2026 | — | 34 587 | 35 305 | 1 |
| Q4 2025 | — | 30 340 | 31 071 | 1 |
| Q3 2025 | — | 33 173 | 33 904 | 1 |
| Q2 2025 | — | 29 332 | 30 060 | 1 |
| Q1 2025 | — | 32 668 | 33 343 | 1 |
| Q4 2024 | — | 24 532 | 25 071 | 1 |
| Q3 2024 | — | 26 250 | 26 775 | 1 |
| Q2 2024 | — | 27 248 | 27 766 | 1 |
| Q1 2024 | — | 29 893 | 30 411 | 1 |
| Q4 2023 | — | 28 390 | 28 908 | 1 |
| Q3 2023 | — | 25 955 | 26 442 | 1 |
| Q2 2023 | — | 31 863 | 32 350 | 1 |
| Q1 2023 | — | 34 620 | 35 107 | 1 |
| Q4 2022 | — | 32 264 | 32 752 | 1 |
| Q3 2022 | — | 35 385 | 35 845 | 1 |
| Q2 2022 | — | 28 110 | 28 514 | 1 |
| Q1 2022 | — | 30 853 | 31 193 | — |
Financials by year
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2024 | 403 | 55 321 | 121 331 | 9 060 329 | 3 792 718 | 7 |
| 2023 | — | 26 209 | 117 682 | 9 060 778 | 3 733 757 | 7 |
| 2022 | — | 8 790 | 113 102 | 10 031 421 | 4 578 867 | 7 |
| 2021 | — | 12 690 | 96 540 | 10 483 083 | 4 571 636 | 6 |
| 2020 | — | 38 952 | 108 948 | 9 974 572 | 4 563 017 | 7 |
| 2019 | — | 34 250 | 107 959 | 10 051 641 | 4 035 245 | 7 |
| 2018 | — | — | — | — | — | 7 |
| 2017 | — | — | — | — | — | 4 |
| 2016 | — | — | — | — | — | 4 |
| 2015 | — | — | — | — | — | 3 |
| 2014 | — | — | — | — | — | 3 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2024
Return on equity (ROE)
1.5 %
Net profit / equity
Return on assets (ROA)
0.6 %
Net profit / assets
Equity ratio
41.9 %
Equity / assets
Debt ratio
58.1 %
Liabilities / assets
Current ratio
5.99
Current assets / current liabilities
Labour cost per employee per month
1 444 €
Labour costs / employees / 12 months (incl. employer taxes)
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 8 Aug 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 31 Dec 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 18 Aug 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 21 Jun 2022 | Company’s own · audited | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 1 Jul 2021 | Company’s own · audited | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 21 Oct 2020 | Company’s own · audited | e-Äriregister |
Board
- Alar EastLiquidator · since 28 Apr 2026
- Meelis PärnaLiquidator · since 28 Apr 2026
Owners
No owner information.
Owner in
- 18%
Beneficial owners
- Alar EastMember of a senior management body (management or supervisory board) · since 3 Apr 2022
Founders and other persons
- Taavi ToosChairman of the supervisory board · 20 Dec 2021
- Eduard EastSupervisory board member · 17 Jun 2022
- Heino LigiSupervisory board member · 17 Jun 2022
Related companies
Activities (EMTAK)
- 6492Other credit granting Main
History of changes
| What | Value | Period |
|---|---|---|
| Status | In liquidation | 28 Apr 2026 – now |
| Status | Active | 13 Nov 2013 – now |
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 20065815 / M17 8 Oct 2026 |
Refund of the state fee | In force 8 Oct 2026 |
||
| Ä 20065815 / 28 8 Oct 2026 |
Entry refused | Contested 26 Oct 2026 |
||
| Ä 20065815 / 27 1 Sep 2026 |
Entry refused | In force 2 Oct 2026 |
||
| Ä 20065815 / 26 1 Sep 2026 |
Amendment entry | In force 1 Sep 2026 |
||
| Ä 20065815 / 25 28 Apr 2026 |
Termination entry | In force 28 Apr 2026 |
||
| Ä 20065815 / 24 27 Feb 2026 |
Amendment entry | In force 27 Feb 2026 |
||
| Ä 20065815 / 23 9 Feb 2026 |
Amendment entry | In force 9 Feb 2026 |
||
| Ä 20065815 / M16 13 Jul 2025 |
Warning of a fine: annual report not filed | 12 Aug 2025 | Deficiencies eliminated 9 Aug 2025 |
|
| Ä 20065815 / 22 4 May 2025 |
Amendment entry | In force 4 May 2025 |
||
| Ä 20065815 / M15 7 Jul 2024 |
Warning of a fine: annual report not filed | 6 Aug 2024 | Deficiencies eliminated 1 Jan 2025 |
|
| Ä 20065815 / 21 6 Sep 2023 |
Entry refused | In force 26 Sep 2023 |
||
| Ä 20065815 / 20 6 Jul 2022 |
Amendment entry | In force 6 Jul 2022 |
||
| Ä 20065815 / M14 27 Jun 2022 |
Ruling to eliminate deficiencies | 26 Aug 2022 | Deficiencies eliminated 6 Jul 2022 |
|
| Ä 20065815 / 19 1 Apr 2022 |
Amendment entry | In force 1 Apr 2022 |
||
| Ä 20065815 / M13 30 Mar 2022 |
Ruling to eliminate deficiencies | 19 Apr 2022 | Deficiencies eliminated 1 Apr 2022 |
|
| Ä 20065815 / M12 25 Nov 2021 |
Ruling to eliminate deficiencies in the annual report | 25 Dec 2021 | Deficiencies eliminated 26 Nov 2021 |
|
| Ä 20065815 / 18 19 Jul 2021 |
Amendment entry | In force 19 Jul 2021 |
||
| Ä 20065815 / M11 9 Jul 2021 |
Ruling to eliminate deficiencies | 8 Aug 2021 | Deficiencies eliminated 19 Jul 2021 |
|
| Ä 20065815 / 17 4 Mar 2021 |
Amendment under Commercial Code § 525 (2) | In force 4 Mar 2021 |
||
| Ä 20065815 / 16 2 Nov 2020 |
Entry refused | In force 18 Nov 2020 |
||
| Ä 20065815 / M10 21 Oct 2019 |
Ruling to correct data outside an entry | 4 Nov 2019 | Deficiencies eliminated 21 Oct 2019 |
|
| Ä 20065815 / 15 3 Jul 2019 |
Amendment entry | In force 3 Jul 2019 |
||
| Ä 20065815 / M9 29 Mar 2019 |
Ruling to correct data outside an entry | 12 Apr 2019 | Deficiencies eliminated 3 Apr 2019 |
|
| Ä 20065815 / 14 28 Dec 2018 |
Amendment under Commercial Code § 525 (2) | In force 28 Dec 2018 |
||
| Ä 20065815 / 13 18 Dec 2018 |
Amendment entry | In force 18 Dec 2018 |
||
| Ä 20065815 / M8 6 Dec 2018 |
Ruling to eliminate deficiencies | 20 Dec 2018 | Deficiencies eliminated 18 Dec 2018 |
|
| Ä 20065815 / 12 9 Aug 2018 |
Entry refused | In force 28 Aug 2018 |
||
| Ä 20065815 / 11 18 Jan 2018 |
Amendment entry | In force 18 Jan 2018 |
||
| Ä 20065815 / 10 22 Dec 2017 |
Amendment entry | In force 22 Dec 2017 |
||
| Ä 20065815 / 9 6 Dec 2017 |
Amendment entry | In force 6 Dec 2017 |
||
| Ä 20065815 / 8 16 Aug 2017 |
Amendment entry | In force 16 Aug 2017 |
||
| Ä 20065815 / M7 11 Jul 2017 |
Ruling to eliminate deficiencies | 10 Aug 2017 | Deficiencies eliminated 16 Aug 2017 |
|
| Ä 20065815 / 7 22 Jun 2017 |
Entry refused | In force 11 Jul 2017 |
||
| Ä 20065815 / 6 19 Jun 2017 |
Amendment entry | In force 19 Jun 2017 |
||
| Ä 20065815 / M6 1 Jun 2017 |
Ruling to eliminate deficiencies | 16 Jun 2017 | Deficiencies eliminated 19 Jun 2017 |
|
| Ä 20065815 / M5 29 Dec 2016 |
Procedural ruling | In force 29 Dec 2016 |
||
| Ä 20065815 / 5 14 Jul 2016 |
Amendment entry | In force 14 Jul 2016 |
||
| Ä 20065815 / M4 11 Jul 2016 |
Ruling to eliminate deficiencies | 10 Aug 2016 | Deficiencies eliminated 14 Jul 2016 |
|
| Ä 20065815 / 4 29 Mar 2016 |
Amendment entry | In force 29 Mar 2016 |
||
| Ä 20065815 / 3 18 Mar 2016 |
Amendment entry | In force 18 Mar 2016 |
||
| Ä 20065815 / M3 16 Mar 2016 |
Ruling to eliminate deficiencies | 31 Mar 2016 | Deficiencies eliminated 18 Mar 2016 |
|
| Ä 20065815 / M2 16 Jul 2015 |
Ruling to eliminate deficiencies | 5 Aug 2015 | Deficiencies eliminated 16 Jul 2015 |
|
| Ä 20065815 / 2 16 Jul 2015 |
Amendment entry | In force 16 Jul 2015 |
||
| Ä 20065815 / M1 14 Oct 2014 |
Ruling to correct data outside an entry | 13 Nov 2014 | Deficiencies eliminated 16 Oct 2014 |
|
| Ä 20065815 13 Nov 2013 |
First entry | In force 13 Nov 2013 |
Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data