OÜ Krediidiregister

Active Registry code 12400621 OÜ Tallinn Registered 7 Jan 2013
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OÜ Krediidiregister is a OÜ based in Tallinn, registry code 12400621, status: active. Main activity: Activities of collection agencies and credit bureaus. According to EMTA, turnover for Q3 2026 was €404 550 with 6 employees.

Turnover
404 550 €
↑ 9.0% vs Q2 2026
State taxes
64 012 €
↓ 30.6% vs Q2 2026
Labour taxes
36 646 €
↓ 26.5% vs Q2 2026
Employees
6
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Office administrative, office support and other business support activities · EMTAK 82

  • Turnover · Q3 2026 404 550 €
    industry median 14 701 € · companies in the industry: 1 226
  • Labour taxes per employee 6 108 €
    industry median 1 350 € · companies in the industry: 777
  • Revenue · 2025 1.3 mn €
    industry median 3 483 € · companies in the industry: 3 688
  • Net profit margin · 2025 18.0 %
    industry median 11.2 % · companies in the industry: 2 113

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € thousand Q3 2026: 404 550 € · +9.0% vs Q2 2026 · industry median 14 701 € · above 93% of the industry
0100200300400500Q4 2023 Company: 142 254 € Industry median: 14 047 €Q4·23Q1 2024 Company: 215 169 € Industry median: 13 582 €Q2 2024 Company: 261 762 € Industry median: 14 014 €Q2·24Q3 2024 Company: 271 591 € Industry median: 13 256 €Q4 2024 Company: 288 119 € Industry median: 14 686 €Q4·24Q1 2025 Company: 289 068 € Industry median: 13 496 €Q2 2025 Company: 316 550 € Industry median: 14 598 €Q2·25Q3 2025 Company: 310 378 € Industry median: 13 958 €Q4 2025 Company: 324 402 € Industry median: 14 042 €Q4·25Q1 2026 Company: 328 665 € Industry median: 14 350 €Q2 2026 Company: 371 006 € Industry median: 13 933 €Q2·26Q3 2026 Company: 404 550 € Industry median: 14 701 €Q3·260100200300400500Q4 2024 Company: 288 119 € Industry median: 14 686 €Q1 2025 Company: 289 068 € Industry median: 13 496 €Q1·25Q2 2025 Company: 316 550 € Industry median: 14 598 €Q3 2025 Company: 310 378 € Industry median: 13 958 €Q3·25Q4 2025 Company: 324 402 € Industry median: 14 042 €Q1 2026 Company: 328 665 € Industry median: 14 350 €Q1·26Q2 2026 Company: 371 006 € Industry median: 13 933 €Q3 2026 Company: 404 550 € Industry median: 14 701 €Q3·26
  • Company
  • Industry median

Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 6 108 € · −26.5% vs Q2 2026 · industry median 1 350 € · above 91% of the industry
02 5005 0007 50010 00012 500Q4 2023 Company: 12 102 € Industry median: 1 251 €Q4·23Q1 2024 Company: 8 761 € Industry median: 1 292 €Q2 2024 Company: 10 177 € Industry median: 1 265 €Q2·24Q3 2024 Company: 9 742 € Industry median: 1 305 €Q4 2024 Company: 7 277 € Industry median: 1 355 €Q4·24Q1 2025 Company: 7 435 € Industry median: 1 354 €Q2 2025 Company: 6 510 € Industry median: 1 393 €Q2·25Q3 2025 Company: 6 744 € Industry median: 1 405 €Q4 2025 Company: 9 419 € Industry median: 1 417 €Q4·25Q1 2026 Company: 6 805 € Industry median: 1 316 €Q2 2026 Company: 8 309 € Industry median: 1 296 €Q2·26Q3 2026 Company: 6 108 € Industry median: 1 350 €Q3·2602 0004 0006 0008 00010 000Q4 2024 Company: 7 277 € Industry median: 1 355 €Q1 2025 Company: 7 435 € Industry median: 1 354 €Q1·25Q2 2025 Company: 6 510 € Industry median: 1 393 €Q3 2025 Company: 6 744 € Industry median: 1 405 €Q3·25Q4 2025 Company: 9 419 € Industry median: 1 417 €Q1 2026 Company: 6 805 € Industry median: 1 316 €Q1·26Q2 2026 Company: 8 309 € Industry median: 1 296 €Q3 2026 Company: 6 108 € Industry median: 1 350 €Q3·26
  • Company
  • Industry median

Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 6 · +0.0% vs Q2 2026
02468Q4 2023 Company: 4Q4·23Q1 2024 Company: 6Q2 2024 Company: 6Q2·24Q3 2024 Company: 6Q4 2024 Company: 6Q4·24Q1 2025 Company: 6Q2 2025 Company: 7Q2·25Q3 2025 Company: 7Q4 2025 Company: 5Q4·25Q1 2026 Company: 6Q2 2026 Company: 6Q2·26Q3 2026 Company: 6Q3·2602468Q4 2024 Company: 6Q1 2025 Company: 6Q1·25Q2 2025 Company: 7Q3 2025 Company: 7Q3·25Q4 2025 Company: 5Q1 2026 Company: 6Q1·26Q2 2026 Company: 6Q3 2026 Company: 6Q3·26
State taxes, € Q3 2026: 64 012 € · −30.6% vs Q2 2026
020 00040 00060 00080 000100 000Q4 2023 Company: 52 903 €Q4·23Q1 2024 Company: 59 592 €Q2 2024 Company: 66 012 €Q2·24Q3 2024 Company: 72 584 €Q4 2024 Company: 62 028 €Q4·24Q1 2025 Company: 59 738 €Q2 2025 Company: 72 104 €Q2·25Q3 2025 Company: 71 349 €Q4 2025 Company: 70 849 €Q4·25Q1 2026 Company: 72 890 €Q2 2026 Company: 92 297 €Q2·26Q3 2026 Company: 64 012 €Q3·26020 00040 00060 00080 000100 000Q4 2024 Company: 62 028 €Q1 2025 Company: 59 738 €Q1·25Q2 2025 Company: 72 104 €Q3 2025 Company: 71 349 €Q3·25Q4 2025 Company: 70 849 €Q1 2026 Company: 72 890 €Q1·26Q2 2026 Company: 92 297 €Q3 2026 Company: 64 012 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 404 550 64 012 36 646 6
Q2 2026 371 006 92 297 49 853 6
Q1 2026 328 665 72 890 40 832 6
Q4 2025 324 402 70 849 47 094 5
Q3 2025 310 378 71 349 47 208 7
Q2 2025 316 550 72 104 45 569 7
Q1 2025 289 068 59 738 44 610 6
Q4 2024 288 119 62 028 43 662 6
Q3 2024 271 591 72 584 58 449 6
Q2 2024 261 762 66 012 61 061 6
Q1 2024 215 169 59 592 52 563 6
Q4 2023 142 254 52 903 48 407 4
Q3 2023 134 182 44 178 33 331 4
Q2 2023 127 759 25 671 18 419 1
Q1 2023 121 942 9 992 6 151 1
Q4 2022 121 882 21 866 6 125 1
Q3 2022 141 017 14 364 8 736 2
Q2 2022 149 413 27 946 7 969 2
Q1 2022 138 799 18 063 7 969 2
Labour taxes per employee per month
2 036 €
Turnover per employee in the quarter
67 425 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025
Revenue, € thousand 2025: 1 260 476 € · +18.4% vs 2024 · industry median 3 483 € · above 98% of the industry
05001 0001 5002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 286 534 € Industry median: 4 303 €20192020 Company: 399 378 € Industry median: 3 140 €20202021 Company: 560 265 € Industry median: 2 988 €20212022 Company: 542 935 € Industry median: 3 000 €20222023 Company: 547 127 € Industry median: 3 062 €20232024 Company: 1 064 577 € Industry median: 3 141 €20242025 Company: 1 260 476 € Industry median: 3 483 €202505001 0001 5002018 Company: — Industry median: —2019 Company: 286 534 € Industry median: 4 303 €20192020 Company: 399 378 € Industry median: 3 140 €2021 Company: 560 265 € Industry median: 2 988 €20212022 Company: 542 935 € Industry median: 3 000 €2023 Company: 547 127 € Industry median: 3 062 €20232024 Company: 1 064 577 € Industry median: 3 141 €2025 Company: 1 260 476 € Industry median: 3 483 €2025
  • Company
  • Industry median

Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 227 455 € · −5.6% vs 2024 · industry median 0 € · above 98% of the industry
0501001502002502016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 16 813 € Industry median: 0 €20192020 Company: 61 800 € Industry median: 0 €20202021 Company: 82 158 € Industry median: 0 €20212022 Company: 94 984 € Industry median: 0 €20222023 Company: 34 521 € Industry median: 0 €20232024 Company: 240 835 € Industry median: 0 €20242025 Company: 227 455 € Industry median: 0 €20250501001502002502018 Company: — Industry median: —2019 Company: 16 813 € Industry median: 0 €20192020 Company: 61 800 € Industry median: 0 €2021 Company: 82 158 € Industry median: 0 €20212022 Company: 94 984 € Industry median: 0 €2023 Company: 34 521 € Industry median: 0 €20232024 Company: 240 835 € Industry median: 0 €2025 Company: 227 455 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 18.0 % · −4.6 pp vs the year before · industry median 11.2 % · above 57% of the industry
05101520252016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 5.9 % Industry median: 12.7 %20192020 Company: 15.5 % Industry median: 13.9 %20202021 Company: 14.7 % Industry median: 15.6 %20212022 Company: 17.5 % Industry median: 12.6 %20222023 Company: 6.3 % Industry median: 12.8 %20232024 Company: 22.6 % Industry median: 12.8 %20242025 Company: 18.0 % Industry median: 11.2 %202505101520252018 Company: — Industry median: —2019 Company: 5.9 % Industry median: 12.7 %20192020 Company: 15.5 % Industry median: 13.9 %2021 Company: 14.7 % Industry median: 15.6 %20212022 Company: 17.5 % Industry median: 12.6 %2023 Company: 6.3 % Industry median: 12.8 %20232024 Company: 22.6 % Industry median: 12.8 %2025 Company: 18.0 % Industry median: 11.2 %2025
  • Company
  • Industry median

Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 1 022 927 € · +25.7% vs 2024
02505007501 0001 2502016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 218 974 €20192020 Company: 311 169 €20202021 Company: 441 165 €20212022 Company: 558 186 €20222023 Company: 563 852 €20232024 Company: 813 950 €20242025 Company: 1 022 927 €202502505007501 0001 2502018 Company: —2019 Company: 218 974 €20192020 Company: 311 169 €2021 Company: 441 165 €20212022 Company: 558 186 €2023 Company: 563 852 €20232024 Company: 813 950 €2025 Company: 1 022 927 €2025
Equity, € thousand 2025: 939 209 € · +32.0% vs 2024
02004006008001 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 197 456 €20192020 Company: 259 256 €20202021 Company: 341 414 €20212022 Company: 436 398 €20222023 Company: 470 919 €20232024 Company: 711 754 €20242025 Company: 939 209 €202502004006008001 0002018 Company: —2019 Company: 197 456 €20192020 Company: 259 256 €2021 Company: 341 414 €20212022 Company: 436 398 €2023 Company: 470 919 €20232024 Company: 711 754 €2025 Company: 939 209 €2025
Employees 2025: 6 · −14.3% vs 2024 · industry median 1 · above 91% of the industry
024682016 Company: 1 Industry median: —20162017 Company: 2 Industry median: —20172018 Company: 2 Industry median: 120182019 Company: 2 Industry median: 120192020 Company: 2 Industry median: 120202021 Company: 3 Industry median: 120212022 Company: 2 Industry median: 120222023 Company: 5 Industry median: 120232024 Company: 7 Industry median: 120242025 Company: 6 Industry median: 12025024682018 Company: 2 Industry median: 12019 Company: 2 Industry median: 120192020 Company: 2 Industry median: 12021 Company: 3 Industry median: 120212022 Company: 2 Industry median: 12023 Company: 5 Industry median: 120232024 Company: 7 Industry median: 12025 Company: 6 Industry median: 12025
  • Company
  • Industry median

Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 1 260 476 227 455 429 463 1 022 927 939 209 6
2024 1 064 577 240 835 513 553 813 950 711 754 7
2023 547 127 34 521 317 680 563 852 470 919 5
2022 542 935 94 984 73 466 558 186 436 398 2
2021 560 265 82 158 73 918 441 165 341 414 3
2020 399 378 61 800 59 671 311 169 259 256 2
2019 286 534 16 813 57 499 218 974 197 456 2
2018 — — — — — 2
2017 — — — — — 2
2016 — — — — — 1
2015 — — — — — 1
2014 — — — — — 1
2013 — — — — — 1

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
18.0 %
Net profit / revenue
Return on equity (ROE)
24.2 %
Net profit / equity
Return on assets (ROA)
22.2 %
Net profit / assets
Equity ratio
91.8 %
Equity / assets
Debt ratio
8.2 %
Liabilities / assets
Current ratio
5.70
Current assets / current liabilities
Revenue per employee
210 079 €
Revenue / average full-time employees
Labour cost per employee per month
5 965 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 1 Jun 2026 Company’s own · audited e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 6 Jun 2025 Company’s own · audited e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 1 Jul 2024 Company’s own · audited e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 7 Jun 2023 Company’s own · audited e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 1 Jun 2022 Company’s own · audited e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 25 May 2021 Company’s own · audited e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 30 Jun 2020 Company’s own · audited e-Äriregister

Board

  • Art Andresson
    Board member · since 7 Jan 2013
  • Margus Aule
    Board member · since 9 Mar 2018
  • Nasdaq CSD SE
    Keeper of the share register · since 28 Sep 2017

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

  • Hans Luik
    Indirect ownership · since 3 Sep 2018

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 82911Activities of collection agencies and credit bureaus Main
Rulings
Number, date Title Deadline State Document
Ä 20062654 / 16
2 Aug 2024
Amendment entry In force
2 Aug 2024
PDF
Ä 20062654 / 15
29 Dec 2023
Amendment under Code of Civil Procedure § 595¹ (1) In force
29 Dec 2023
PDF
Ä 20062654 / 14
7 Sep 2023
Amendment under Code of Civil Procedure § 595¹ (1) In force
7 Sep 2023
PDF
Ä 20062654 / 13
4 Aug 2023
Amendment under Code of Civil Procedure § 595¹ (1) In force
4 Aug 2023
PDF
Ä 20062654 / 12
9 May 2023
Amendment under Code of Civil Procedure § 595¹ (1) In force
9 May 2023
PDF
Ä 20062654 / 11
3 May 2023
Amendment entry In force
3 May 2023
PDF
Ä 20062654 / 10
2 May 2018
Amendment entry In force
2 May 2018
PDF
Ä 20062654 / 9
9 Mar 2018
Amendment entry In force
9 Mar 2018
PDF
Ä 20062654 / 8
19 Jan 2018
Amendment entry In force
19 Jan 2018
PDF
Ä 20062654 / 7
5 Dec 2017
Amendment entry In force
5 Dec 2017
PDF
Ä 20062654 / 6
28 Sep 2017
Amendment entry In force
28 Sep 2017
PDF
Ä 20062654 / 5
14 Sep 2016
Amendment entry In force
14 Sep 2016
PDF
Ä 20062654 / 4
14 Mar 2013
Amendment entry In force
14 Mar 2013
PDF
Ä 20062654 / M1
4 Mar 2013
Ruling to eliminate deficiencies 3 Apr 2013 In force
4 Mar 2013
PDF
Ä 20062654 / 3
26 Feb 2013
Amendment entry In force
26 Feb 2013
PDF
Ä 20062654 / 2
18 Jan 2013
Amendment entry In force
18 Jan 2013
PDF
Ä 20062654
7 Jan 2013
First entry In force
7 Jan 2013
PDF

Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data