Krediidi Ressurss OÜ

Active Registry code 12229185 OÜ Tallinn Registered 1 Feb 2012
Compare

Krediidi Ressurss OÜ is a OÜ based in Tallinn, registry code 12229185, status: active. Main activity: Other financial service activities, except insurance and pension funding n.e.c.. Its annual report for 2025 shows revenue of €30 585 and 1 employees.

Turnover
—
State taxes
20 910 €
↓ 30.0% vs Q2 2026
Labour taxes
10 802 €
↑ 22.6% vs Q2 2026
Employees
1
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Labour taxes per employee 10 802 €
    industry median 2 214 € · companies in the industry: 443
  • Revenue · 2025 30 585 €
    industry median 0 € · companies in the industry: 3 672
  • Net profit margin · 2025 498.5 %
    industry median 34.4 % · companies in the industry: 770

Taxes and turnover

Q4 2023 – Q3 2026
Labour taxes per employee, € Q3 2026: 10 802 € · +22.6% vs Q2 2026 · industry median 2 214 € · above 90% of the industry
05 00010 00015 000Q4 2023 Company: 4 774 € Industry median: 2 331 €Q4·23Q1 2024 Company: 6 197 € Industry median: 2 206 €Q2 2024 Company: 14 034 € Industry median: 2 448 €Q2·24Q3 2024 Company: 8 562 € Industry median: 2 272 €Q4 2024 Company: 8 379 € Industry median: 2 438 €Q4·24Q1 2025 Company: 6 038 € Industry median: 2 659 €Q2 2025 Company: 8 046 € Industry median: 2 225 €Q2·25Q3 2025 Company: 13 327 € Industry median: 2 338 €Q4 2025 Company: 9 404 € Industry median: 2 418 €Q4·25Q1 2026 Company: 6 705 € Industry median: 2 338 €Q2 2026 Company: 8 814 € Industry median: 2 196 €Q2·26Q3 2026 Company: 10 802 € Industry median: 2 214 €Q3·2605 00010 00015 000Q4 2024 Company: 8 379 € Industry median: 2 438 €Q1 2025 Company: 6 038 € Industry median: 2 659 €Q1·25Q2 2025 Company: 8 046 € Industry median: 2 225 €Q3 2025 Company: 13 327 € Industry median: 2 338 €Q3·25Q4 2025 Company: 9 404 € Industry median: 2 418 €Q1 2026 Company: 6 705 € Industry median: 2 338 €Q1·26Q2 2026 Company: 8 814 € Industry median: 2 196 €Q3 2026 Company: 10 802 € Industry median: 2 214 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 1 · +0.0% vs Q2 2026
0.00.51.01.52.0Q4 2023 Company: 2Q4·23Q1 2024 Company: 1Q2 2024 Company: 1Q2·24Q3 2024 Company: 1Q4 2024 Company: 1Q4·24Q1 2025 Company: 1Q2 2025 Company: 1Q2·25Q3 2025 Company: 1Q4 2025 Company: 1Q4·25Q1 2026 Company: 1Q2 2026 Company: 1Q2·26Q3 2026 Company: 1Q3·260.00.20.40.60.81.0Q4 2024 Company: 1Q1 2025 Company: 1Q1·25Q2 2025 Company: 1Q3 2025 Company: 1Q3·25Q4 2025 Company: 1Q1 2026 Company: 1Q1·26Q2 2026 Company: 1Q3 2026 Company: 1Q3·26
State taxes, € Q3 2026: 20 910 € · −30.0% vs Q2 2026
010 00020 00030 00040 000Q4 2023 Company: 9 491 €Q4·23Q1 2024 Company: 6 131 €Q2 2024 Company: 32 987 €Q2·24Q3 2024 Company: 8 517 €Q4 2024 Company: 23 182 €Q4·24Q1 2025 Company: 6 517 €Q2 2025 Company: 32 237 €Q2·25Q3 2025 Company: 13 281 €Q4 2025 Company: 12 397 €Q4·25Q1 2026 Company: 6 959 €Q2 2026 Company: 29 873 €Q2·26Q3 2026 Company: 20 910 €Q3·26010 00020 00030 00040 000Q4 2024 Company: 23 182 €Q1 2025 Company: 6 517 €Q1·25Q2 2025 Company: 32 237 €Q3 2025 Company: 13 281 €Q3·25Q4 2025 Company: 12 397 €Q1 2026 Company: 6 959 €Q1·26Q2 2026 Company: 29 873 €Q3 2026 Company: 20 910 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 — 20 910 10 802 1
Q2 2026 — 29 873 8 814 1
Q1 2026 — 6 959 6 705 1
Q4 2025 — 12 397 9 404 1
Q3 2025 — 13 281 13 327 1
Q2 2025 — 32 237 8 046 1
Q1 2025 — 6 517 6 038 1
Q4 2024 — 23 182 8 379 1
Q3 2024 — 8 517 8 562 1
Q2 2024 — 32 987 14 034 1
Q1 2024 — 6 131 6 197 1
Q4 2023 — 9 491 9 548 2
Q3 2023 — 7 735 7 824 2
Q2 2023 — 31 893 14 976 2
Q1 2023 — 6 597 6 608 2
Q4 2022 — 7 784 7 831 1
Q3 2022 — 7 319 7 365 1
Q2 2022 — 32 361 11 374 1
Q1 2022 — 5 450 5 496 1
Labour taxes per employee per month
3 601 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025
Revenue, € 2025: 30 585 € · +1.6% vs 2024 · industry median 0 € · above 90% of the industry
010 00020 00030 00040 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 0 € Industry median: 0 €20192020 Company: 0 € Industry median: 0 €20202021 Company: 0 € Industry median: 0 €20212022 Company: 19 020 € Industry median: 0 €20222023 Company: 0 € Industry median: 0 €20232024 Company: 30 100 € Industry median: 0 €20242025 Company: 30 585 € Industry median: 0 €2025010 00020 00030 00040 0002018 Company: — Industry median: —2019 Company: 0 € Industry median: 0 €20192020 Company: 0 € Industry median: 0 €2021 Company: 0 € Industry median: 0 €20212022 Company: 19 020 € Industry median: 0 €2023 Company: 0 € Industry median: 0 €20232024 Company: 30 100 € Industry median: 0 €2025 Company: 30 585 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 152 452 € · +7.0% vs 2024 · industry median 0 € · above 90% of the industry
0501001502002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 75 449 € Industry median: 0 €20192020 Company: 113 692 € Industry median: 0 €20202021 Company: 115 852 € Industry median: 0 €20212022 Company: 82 639 € Industry median: 0 €20222023 Company: 111 367 € Industry median: 0 €20232024 Company: 142 426 € Industry median: 0 €20242025 Company: 152 452 € Industry median: 0 €20250501001502002018 Company: — Industry median: —2019 Company: 75 449 € Industry median: 0 €20192020 Company: 113 692 € Industry median: 0 €2021 Company: 115 852 € Industry median: 0 €20212022 Company: 82 639 € Industry median: 0 €2023 Company: 111 367 € Industry median: 0 €20232024 Company: 142 426 € Industry median: 0 €2025 Company: 152 452 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 498.5 % · +25.3 pp vs the year before · industry median 34.4 % · above 91% of the industry
01002003004005002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: — Industry median: 39.3 %20192020 Company: — Industry median: 42.1 %20202021 Company: — Industry median: 45.0 %20212022 Company: 434.5 % Industry median: 26.3 %20222023 Company: — Industry median: 41.1 %20232024 Company: 473.2 % Industry median: 35.8 %20242025 Company: 498.5 % Industry median: 34.4 %202501002003004005002018 Company: — Industry median: —2019 Company: — Industry median: 39.3 %20192020 Company: — Industry median: 42.1 %2021 Company: — Industry median: 45.0 %20212022 Company: 434.5 % Industry median: 26.3 %2023 Company: — Industry median: 41.1 %20232024 Company: 473.2 % Industry median: 35.8 %2025 Company: 498.5 % Industry median: 34.4 %2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 7 421 663 € · +1.4% vs 2024
02 0004 0006 0008 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 3 953 342 €20192020 Company: 4 513 099 €20202021 Company: 5 228 301 €20212022 Company: 7 173 825 €20222023 Company: 7 144 383 €20232024 Company: 7 319 451 €20242025 Company: 7 421 663 €202502 0004 0006 0008 0002018 Company: —2019 Company: 3 953 342 €20192020 Company: 4 513 099 €2021 Company: 5 228 301 €20212022 Company: 7 173 825 €2023 Company: 7 144 383 €20232024 Company: 7 319 451 €2025 Company: 7 421 663 €2025
Equity, € thousand 2025: 205 337 € · +40.8% vs 2024
0501001502002502016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 123 159 €20192020 Company: 166 851 €20202021 Company: 182 703 €20212022 Company: 160 342 €20222023 Company: 225 367 €20232024 Company: 145 885 €20242025 Company: 205 337 €20250501001502002502018 Company: —2019 Company: 123 159 €20192020 Company: 166 851 €2021 Company: 182 703 €20212022 Company: 160 342 €2023 Company: 225 367 €20232024 Company: 145 885 €2025 Company: 205 337 €2025
Employees 2025: 1 · +0.0% vs 2024 · industry median 1 · above 5% of the industry
0.00.51.01.52.02016 Company: 1 Industry median: —20162017 Company: 1 Industry median: —20172018 Company: 1 Industry median: 120182019 Company: 1 Industry median: 120192020 Company: 1 Industry median: 120202021 Company: 1 Industry median: 120212022 Company: 1 Industry median: 120222023 Company: 2 Industry median: 120232024 Company: 1 Industry median: 120242025 Company: 1 Industry median: 120250.00.51.01.52.02018 Company: 1 Industry median: 12019 Company: 1 Industry median: 120192020 Company: 1 Industry median: 12021 Company: 1 Industry median: 120212022 Company: 1 Industry median: 12023 Company: 2 Industry median: 120232024 Company: 1 Industry median: 12025 Company: 1 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 30 585 152 452 30 658 7 421 663 205 337 1
2024 30 100 142 426 31 501 7 319 451 145 885 1
2023 0 111 367 40 483 7 144 383 225 367 2
2022 19 020 82 639 30 758 7 173 825 160 342 1
2021 0 115 852 30 621 5 228 301 182 703 1
2020 0 113 692 28 286 4 513 099 166 851 1
2019 0 75 449 22 653 3 953 342 123 159 1
2018 — — — — — 1
2017 — — — — — 1
2016 — — — — — 1
2015 — — — — — 1
2014 — — — — — 1
2013 — — — — — 1
2012 — — — — — 0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Return on equity (ROE)
74.2 %
Net profit / equity
Return on assets (ROA)
2.1 %
Net profit / assets
Equity ratio
2.8 %
Equity / assets
Debt ratio
97.2 %
Liabilities / assets
Current ratio
4.71
Current assets / current liabilities
Labour cost per employee per month
2 555 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 24 Mar 2026 Company’s own · audited e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 23 Apr 2025 Company’s own · audited e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 26 Apr 2024 Company’s own · audited e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 14 Apr 2023 Company’s own · audited e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 10 Mar 2022 Company’s own · audited e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 20 Mar 2021 Company’s own · audited e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 27 Mar 2020 Company’s own · audited e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Owner in

Beneficial owners

  • Uku Tammaru
    Over 50% of voting rights in the consolidated entity · since 4 Jun 2019

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 64991Other financial service activities, except insurance and pension funding n.e.c. Main
Rulings
Number, date Title Deadline State Document
Ä 10165165 / 7
1 Sep 2023
Amendment entry In force
1 Sep 2023
PDF
Ä 10165165 / 6
17 Jan 2018
Amendment entry In force
17 Jan 2018
PDF
Ä 10165165 / 5
2 Dec 2017
Amendment entry In force
2 Dec 2017
PDF
Ä 10165165 / 4
23 Nov 2016
Amendment entry In force
23 Nov 2016
PDF
Ä 10165165 / 3
23 Sep 2016
Amendment entry In force
23 Sep 2016
PDF
Ä 10165165 / 2
26 Nov 2013
Amendment entry In force
26 Nov 2013
PDF
Ä 10165165
1 Feb 2012
First entry In force
1 Feb 2012
PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data