AB Kreditex AS
Active Registry code 12041659
AS Tallinn Registered 13 Jan 2011
AB Kreditex AS is a AS based in Tallinn, registry code 12041659, status: active. Main activity: Other credit granting, except pawn shops. Its annual report for 2024 shows revenue of €42 356 and 4 employees.
Turnover
—
State taxes
90 664 €
↑ 1 410.6% vs Q2 2026
Labour taxes
6 024 €
↑ 3.3% vs Q2 2026
Employees
—
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Revenue · 2024 42 356 €above 90% of companiesindustry median 0 € · companies in the industry: 3 793
- Net profit margin · 2024 -144.5 %above 9% of companiesindustry median 35.8 % · companies in the industry: 911
Taxes and turnover
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | — | 90 664 | 6 024 | — |
| Q2 2026 | — | 6 002 | 5 832 | — |
| Q1 2026 | — | 20 874 | 6 812 | — |
| Q4 2025 | — | 6 261 | 5 889 | — |
| Q3 2025 | — | 8 448 | 8 407 | — |
| Q2 2025 | — | 6 261 | 5 889 | — |
| Q1 2025 | — | 7 265 | 7 306 | — |
| Q4 2024 | — | 6 131 | 5 506 | — |
| Q3 2024 | 820 | 497 330 | 10 118 | — |
| Q2 2024 | 1 529 | 13 319 | 12 753 | 2 |
| Q1 2024 | 2 508 | 36 901 | 32 882 | 2 |
| Q4 2023 | 127 075 | 148 336 | 105 539 | 4 |
| Q3 2023 | 255 252 | 54 976 | 56 726 | 14 |
| Q2 2023 | 123 951 | 57 908 | 60 550 | 15 |
| Q1 2023 | 106 617 | 73 111 | 67 500 | 15 |
| Q4 2022 | 151 948 | 70 878 | 64 663 | 15 |
| Q3 2022 | 119 864 | 60 343 | 57 204 | 16 |
| Q2 2022 | 263 665 | 52 993 | 55 148 | 18 |
| Q1 2022 | 217 127 | 68 240 | 66 766 | 17 |
Financials by year
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2024 | 42 356 | -61 196 | 126 524 | 5 188 448 | 5 163 891 | 4 |
| 2023 | — | 744 935 | 516 725 | 9 440 218 | 7 225 087 | 10 |
| 2022 | — | 938 640 | 451 811 | 21 595 877 | 6 735 152 | 10 |
| 2021 | — | 842 496 | 442 416 | 21 286 597 | 5 896 512 | 8 |
| 2020 | — | 502 972 | 408 041 | 20 199 736 | 5 104 016 | 13 |
| 2019 | 2 029 671 | 639 036 | 309 413 | 19 139 271 | 4 651 044 | 11 |
| 2018 | — | — | — | — | — | 13 |
| 2017 | — | — | — | — | — | 13 |
| 2016 | — | — | — | — | — | 9 |
| 2015 | — | — | — | — | — | 9 |
| 2014 | — | — | — | — | — | 8 |
| 2013 | — | — | — | — | — | 9 |
| 2012 | — | — | — | — | — | 4 |
| 2011 | — | — | — | — | — | 2 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2024
Return on equity (ROE)
-1.2 %
Net profit / equity
Return on assets (ROA)
-1.2 %
Net profit / assets
Equity ratio
99.5 %
Equity / assets
Debt ratio
0.5 %
Liabilities / assets
Current ratio
14.10
Current assets / current liabilities
Labour cost per employee per month
2 636 €
Labour costs / employees / 12 months (incl. employer taxes)
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 7 Oct 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 15 Jul 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 6 Jul 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 25 Jul 2022 | Company’s own · audited | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 4 Aug 2021 | Company’s own · audited | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 22 Sep 2020 | Company’s own · audited | e-Äriregister |
Board
- Nasdaq CSD SEKeeper of the share ledger · since 28 Sep 2017
- Aleksandra VyurttsBoard member · since 30 Jun 2023
Right of representation
Any member of the management board may represent the public limited company in all transactions.
Owners
No owner information.
Beneficial owners
- Natalja KiprushenkovaIndirect ownership · since 14 Sep 2018
Founders and other persons
- Alexey KiprushenkovFounder · 22 500 € · 13 Jan 2011
- Boriss AdelFounder · 2 500 € · 13 Jan 2011
- Natalja KiprushenkovaChairman of the supervisory board · 2 Jan 2024
- Tatjana MarkušinaSupervisory board member · 20 Aug 2023
- Jekaterina RozenštrauchSupervisory board member · 15 Jul 2024
- Omanikukonto: MAINEX HOLDING OÜShareholder · 195 000 € · 30 Apr 2025
Related companies
Activities (EMTAK)
- 64929Other credit granting, except pawn shops Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 10150970 / M15 19 Aug 2026 |
Fine for not filing the report | 3 Sep 2026 | In force 4 Sep 2026 |
|
| Ä 10150970 / M14 13 Jul 2026 |
Warning of a fine: annual report not filed | 12 Aug 2026 | In force 13 Jul 2026 |
|
| Ä 10150970 / M13 21 Aug 2025 |
Fine for not filing the report | 5 Sep 2025 | In force 8 Sep 2025 |
|
| Ä 10150970 / M12 13 Jul 2025 |
Warning of a fine: annual report not filed | 14 Aug 2025 | In force 15 Jul 2025 |
|
| Ä 10150970 / M11 13 May 2025 |
Ruling to correct data outside an entry | 27 May 2025 | Deficiencies eliminated 15 May 2025 |
|
| Ä 10150970 / M10 7 Jul 2024 |
Warning of a fine: annual report not filed | 6 Aug 2024 | Deficiencies eliminated 17 Jul 2024 |
|
| Ä 10150970 / 32 1 Mar 2024 |
Amendment entry | In force 1 Mar 2024 |
||
| Ä 10150970 / 31 9 Jan 2024 |
Amendment entry | In force 9 Jan 2024 |
||
| Ä 10150970 / M9 29 Dec 2023 |
Ruling to eliminate deficiencies | 22 Jan 2024 | Deficiencies eliminated 9 Jan 2024 |
|
| Ä 10150970 / 30 30 Jun 2023 |
Amendment entry | In force 30 Jun 2023 |
||
| Ä 10150970 / 29 28 Feb 2022 |
Amendment entry | In force 28 Feb 2022 |
||
| Ä 10150970 / M8 25 Feb 2022 |
Ruling to eliminate deficiencies | 17 Mar 2022 | Deficiencies eliminated 28 Feb 2022 |
|
| Ä 10150970 / 28 22 Dec 2021 |
Amendment entry | In force 22 Dec 2021 |
||
| Ä 10150970 / 27 29 Oct 2021 |
Amendment entry | In force 29 Oct 2021 |
||
| Ä 10150970 / 26 12 Feb 2021 |
Amendment entry | In force 12 Feb 2021 |
||
| Ä 10150970 / 25 30 Nov 2020 |
Amendment under Commercial Code § 525 (2) | In force 30 Nov 2020 |
||
| Ä 10150970 / 24 6 Apr 2020 |
Amendment entry | In force 6 Apr 2020 |
||
| Ä 10150970 / 23 27 Jan 2020 |
Amendment entry | In force 27 Jan 2020 |
||
| Ä 10150970 / 22 13 Jan 2020 |
Amendment entry | In force 13 Jan 2020 |
||
| Ä 10150970 / M7 8 Jan 2020 |
Ruling to eliminate deficiencies | 18 Jan 2020 | Deficiencies eliminated 9 Jan 2020 |
|
| Ä 10150970 / 21 19 Nov 2019 |
Second (constitutive) merger entry | In force 19 Nov 2019 |
||
| Ä 10150970 / M6 7 Nov 2019 |
Procedural ruling | 17 Nov 2019 | In force 7 Nov 2019 |
|
| Ä 10150970 / 20 8 Aug 2019 |
Amendment entry | In force 8 Aug 2019 |
||
| Ä 10150970 / 19 8 Aug 2019 |
Amendment entry | In force 8 Aug 2019 |
||
| Ä 10150970 / 18 19 Jul 2019 |
Amendment entry | In force 19 Jul 2019 |
||
| Ä 10150970 / 17 8 Apr 2019 |
Amendment under Commercial Code § 525 (2) | In force 8 Apr 2019 |
||
| Ä 10150970 / 16 27 Dec 2018 |
Amendment entry | In force 27 Dec 2018 |
||
| Ä 10150970 / 15 12 Sep 2018 |
Amendment entry | In force 12 Sep 2018 |
||
| Ä 10150970 / 14 13 Aug 2018 |
Amendment entry | In force 13 Aug 2018 |
||
| Ä 10150970 / M5 24 Jul 2018 |
Ruling to eliminate deficiencies | 23 Aug 2018 | Deficiencies eliminated 13 Aug 2018 |
|
| Ä 10150970 / 13 17 Jan 2018 |
Amendment entry | In force 17 Jan 2018 |
||
| Ä 10150970 / 12 28 Sep 2017 |
Amendment entry | In force 28 Sep 2017 |
||
| Ä 10150970 / 11 8 Aug 2016 |
Amendment entry | In force 8 Aug 2016 |
||
| Ä 10150970 / M4 29 Jul 2016 |
Ruling to eliminate deficiencies | 18 Aug 2016 | Deficiencies eliminated 4 Aug 2016 |
|
| Ä 10150970 / 10 21 Jul 2016 |
Amendment entry | In force 21 Jul 2016 |
||
| Ä 10150970 / 9 5 Apr 2016 |
Amendment entry | In force 5 Apr 2016 |
||
| Ä 10150970 / 8 19 Aug 2015 |
Amendment entry | In force 19 Aug 2015 |
||
| Ä 10150970 / 7 5 Nov 2014 |
Amendment entry | In force 5 Nov 2014 |
||
| Ä 10150970 / M3 22 Oct 2014 |
Ruling to eliminate deficiencies | 21 Nov 2014 | Deficiencies eliminated 29 Oct 2014 |
|
| Ä 10150970 / 6 28 May 2014 |
Amendment entry | In force 28 May 2014 |
||
| Ä 10150970 / 5 19 Mar 2014 |
Second (constitutive) merger entry | In force 19 Mar 2014 |
||
| Ä 10150970 / 4 19 Dec 2012 |
Amendment under Commercial Code § 525 (2) | In force 19 Dec 2012 |
||
| Ä 10150970 / 3 13 Dec 2012 |
Amendment entry | In force 13 Dec 2012 |
||
| Ä 10150970 / 2 28 Nov 2012 |
Amendment entry | In force 28 Nov 2012 |
||
| Ä 10150970 12 Jan 2011 |
First entry | In force 13 Jan 2011 |
||
| Ä 10150970 / M2 5 Jan 2011 |
Ruling to eliminate deficiencies | 17 Jan 2011 | In force 5 Jan 2011 |
|
| Ä 10150970 / M1 29 Dec 2010 |
Ruling to eliminate deficiencies | 31 Jan 2011 | In force 29 Dec 2010 |
Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data