Factor Finance OÜ

Active Registry code 11990031 OÜ Tallinn Registered 9 Sep 2010
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Factor Finance OÜ is a OÜ based in Tallinn, registry code 11990031, status: active. Main activity: Other financial service activities, except insurance and pension funding n.e.c.. According to EMTA, turnover for Q3 2026 was €492 496 with 1 employees.

Turnover
492 496 €
↑ 13.6% vs Q2 2026
State taxes
171 373 €
↑ 3.0% vs Q2 2026
Labour taxes
60 321 €
↓ 11.0% vs Q2 2026
Employees
1
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Turnover · Q3 2026 492 496 €
    industry median 13 555 € · companies in the industry: 547
  • Labour taxes per employee 60 321 €
    industry median 2 214 € · companies in the industry: 443
  • Revenue · 2025 1.5 mn €
    industry median 0 € · companies in the industry: 3 672
  • Net profit margin · 2025 63.9 %
    industry median 34.4 % · companies in the industry: 770

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € thousand Q3 2026: 492 496 € · +13.6% vs Q2 2026 · industry median 13 555 € · above 91% of the industry
0100200300400500Q4 2023 Company: 220 575 € Industry median: 14 078 €Q4·23Q1 2024 Company: 217 768 € Industry median: 17 274 €Q2 2024 Company: 322 994 € Industry median: 13 884 €Q2·24Q3 2024 Company: 279 995 € Industry median: 13 160 €Q4 2024 Company: 291 582 € Industry median: 15 008 €Q4·24Q1 2025 Company: 314 569 € Industry median: 16 276 €Q2 2025 Company: 387 000 € Industry median: 16 066 €Q2·25Q3 2025 Company: 382 140 € Industry median: 12 383 €Q4 2025 Company: 411 466 € Industry median: 15 000 €Q4·25Q1 2026 Company: 420 541 € Industry median: 16 305 €Q2 2026 Company: 433 541 € Industry median: 14 161 €Q2·26Q3 2026 Company: 492 496 € Industry median: 13 555 €Q3·260100200300400500Q4 2024 Company: 291 582 € Industry median: 15 008 €Q1 2025 Company: 314 569 € Industry median: 16 276 €Q1·25Q2 2025 Company: 387 000 € Industry median: 16 066 €Q3 2025 Company: 382 140 € Industry median: 12 383 €Q3·25Q4 2025 Company: 411 466 € Industry median: 15 000 €Q1 2026 Company: 420 541 € Industry median: 16 305 €Q1·26Q2 2026 Company: 433 541 € Industry median: 14 161 €Q3 2026 Company: 492 496 € Industry median: 13 555 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 60 321 € · −11.0% vs Q2 2026 · industry median 2 214 € · above 98% of the industry
020 00040 00060 00080 000Q4 2023 Company: — Industry median: 2 331 €Q4·23Q1 2024 Company: — Industry median: 2 206 €Q2 2024 Company: — Industry median: 2 448 €Q2·24Q3 2024 Company: — Industry median: 2 272 €Q4 2024 Company: — Industry median: 2 438 €Q4·24Q1 2025 Company: — Industry median: 2 659 €Q2 2025 Company: — Industry median: 2 225 €Q2·25Q3 2025 Company: — Industry median: 2 338 €Q4 2025 Company: — Industry median: 2 418 €Q4·25Q1 2026 Company: 66 086 € Industry median: 2 338 €Q2 2026 Company: 67 757 € Industry median: 2 196 €Q2·26Q3 2026 Company: 60 321 € Industry median: 2 214 €Q3·26020 00040 00060 00080 000Q4 2024 Company: — Industry median: 2 438 €Q1 2025 Company: — Industry median: 2 659 €Q1·25Q2 2025 Company: — Industry median: 2 225 €Q3 2025 Company: — Industry median: 2 338 €Q3·25Q4 2025 Company: — Industry median: 2 418 €Q1 2026 Company: 66 086 € Industry median: 2 338 €Q1·26Q2 2026 Company: 67 757 € Industry median: 2 196 €Q3 2026 Company: 60 321 € Industry median: 2 214 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 1 · +0.0% vs Q2 2026
0.00.20.40.60.81.0Q4 2023 Company: —Q4·23Q1 2024 Company: —Q2 2024 Company: —Q2·24Q3 2024 Company: —Q4 2024 Company: —Q4·24Q1 2025 Company: —Q2 2025 Company: —Q2·25Q3 2025 Company: —Q4 2025 Company: —Q4·25Q1 2026 Company: 1Q2 2026 Company: 1Q2·26Q3 2026 Company: 1Q3·260.00.20.40.60.81.0Q4 2024 Company: —Q1 2025 Company: —Q1·25Q2 2025 Company: —Q3 2025 Company: —Q3·25Q4 2025 Company: —Q1 2026 Company: 1Q1·26Q2 2026 Company: 1Q3 2026 Company: 1Q3·26
State taxes, € thousand Q3 2026: 171 373 € · +3.0% vs Q2 2026
050100150200Q4 2023 Company: 56 758 €Q4·23Q1 2024 Company: 70 996 €Q2 2024 Company: 90 790 €Q2·24Q3 2024 Company: 95 613 €Q4 2024 Company: 102 415 €Q4·24Q1 2025 Company: 114 145 €Q2 2025 Company: 129 338 €Q2·25Q3 2025 Company: 137 258 €Q4 2025 Company: 154 928 €Q4·25Q1 2026 Company: 164 136 €Q2 2026 Company: 166 303 €Q2·26Q3 2026 Company: 171 373 €Q3·26050100150200Q4 2024 Company: 102 415 €Q1 2025 Company: 114 145 €Q1·25Q2 2025 Company: 129 338 €Q3 2025 Company: 137 258 €Q3·25Q4 2025 Company: 154 928 €Q1 2026 Company: 164 136 €Q1·26Q2 2026 Company: 166 303 €Q3 2026 Company: 171 373 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 492 496 171 373 60 321 1
Q2 2026 433 541 166 303 67 757 1
Q1 2026 420 541 164 136 66 086 1
Q4 2025 411 466 154 928 58 212 —
Q3 2025 382 140 137 258 51 674 —
Q2 2025 387 000 129 338 51 711 —
Q1 2025 314 569 114 145 49 687 —
Q4 2024 291 582 102 415 45 600 —
Q3 2024 279 995 95 613 38 669 —
Q2 2024 322 994 90 790 34 352 —
Q1 2024 217 768 70 996 30 158 —
Q4 2023 220 575 56 758 19 409 —
Q3 2023 270 063 70 759 19 227 —
Q2 2023 208 444 56 828 18 287 —
Q1 2023 164 066 48 389 18 443 —
Q4 2022 227 624 58 030 17 809 —
Q3 2022 208 820 53 087 13 388 —
Q2 2022 217 399 51 943 12 378 —
Q1 2022 142 941 38 382 11 462 —
Labour taxes per employee per month
20 107 €
Turnover per employee in the quarter
492 496 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025
Revenue, € thousand 2025: 1 542 938 € · +34.8% vs 2024 · industry median 0 € · above 98% of the industry
05001 0001 5002 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 621 309 € Industry median: 0 €20192020 Company: 562 129 € Industry median: 0 €20202021 Company: 709 396 € Industry median: 0 €20212022 Company: 796 554 € Industry median: 0 €20222023 Company: 868 833 € Industry median: 0 €20232024 Company: 1 144 885 € Industry median: 0 €20242025 Company: 1 542 938 € Industry median: 0 €202505001 0001 5002 0002018 Company: — Industry median: —2019 Company: 621 309 € Industry median: 0 €20192020 Company: 562 129 € Industry median: 0 €2021 Company: 709 396 € Industry median: 0 €20212022 Company: 796 554 € Industry median: 0 €2023 Company: 868 833 € Industry median: 0 €20232024 Company: 1 144 885 € Industry median: 0 €2025 Company: 1 542 938 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 985 500 € · +34.5% vs 2024 · industry median 0 € · above 98% of the industry
02004006008001 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 391 014 € Industry median: 0 €20192020 Company: 315 353 € Industry median: 0 €20202021 Company: 496 393 € Industry median: 0 €20212022 Company: 422 289 € Industry median: 0 €20222023 Company: 616 119 € Industry median: 0 €20232024 Company: 732 791 € Industry median: 0 €20242025 Company: 985 500 € Industry median: 0 €202502004006008001 0002018 Company: — Industry median: —2019 Company: 391 014 € Industry median: 0 €20192020 Company: 315 353 € Industry median: 0 €2021 Company: 496 393 € Industry median: 0 €20212022 Company: 422 289 € Industry median: 0 €2023 Company: 616 119 € Industry median: 0 €20232024 Company: 732 791 € Industry median: 0 €2025 Company: 985 500 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 63.9 % · −0.1 pp vs the year before · industry median 34.4 % · above 61% of the industry
0204060802016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 62.9 % Industry median: 39.3 %20192020 Company: 56.1 % Industry median: 42.1 %20202021 Company: 70.0 % Industry median: 45.0 %20212022 Company: 53.0 % Industry median: 26.3 %20222023 Company: 70.9 % Industry median: 41.1 %20232024 Company: 64.0 % Industry median: 35.8 %20242025 Company: 63.9 % Industry median: 34.4 %20250204060802018 Company: — Industry median: —2019 Company: 62.9 % Industry median: 39.3 %20192020 Company: 56.1 % Industry median: 42.1 %2021 Company: 70.0 % Industry median: 45.0 %20212022 Company: 53.0 % Industry median: 26.3 %2023 Company: 70.9 % Industry median: 41.1 %20232024 Company: 64.0 % Industry median: 35.8 %2025 Company: 63.9 % Industry median: 34.4 %2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 7 040 243 € · +16.7% vs 2024
02 0004 0006 0008 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 2 506 518 €20192020 Company: 2 661 050 €20202021 Company: 4 097 178 €20212022 Company: 4 711 794 €20222023 Company: 5 168 890 €20232024 Company: 6 034 243 €20242025 Company: 7 040 243 €202502 0004 0006 0008 0002018 Company: —2019 Company: 2 506 518 €20192020 Company: 2 661 050 €2021 Company: 4 097 178 €20212022 Company: 4 711 794 €2023 Company: 5 168 890 €20232024 Company: 6 034 243 €2025 Company: 7 040 243 €2025
Equity, € thousand 2025: 4 402 670 € · +28.8% vs 2024
01 0002 0003 0004 0005 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 834 226 €20192020 Company: 1 149 579 €20202021 Company: 1 645 971 €20212022 Company: 2 068 260 €20222023 Company: 2 684 379 €20232024 Company: 3 417 170 €20242025 Company: 4 402 670 €202501 0002 0003 0004 0005 0002018 Company: —2019 Company: 834 226 €20192020 Company: 1 149 579 €2021 Company: 1 645 971 €20212022 Company: 2 068 260 €2023 Company: 2 684 379 €20232024 Company: 3 417 170 €2025 Company: 4 402 670 €2025
Employees 2025: 1 · +0.0% vs 2024 · industry median 1 · above 5% of the industry
0.00.20.40.60.81.02016 Company: 1 Industry median: —20162017 Company: 1 Industry median: —20172018 Company: 1 Industry median: 120182019 Company: 1 Industry median: 120192020 Company: 1 Industry median: 120202021 Company: 1 Industry median: 120212022 Company: 1 Industry median: 120222023 Company: 1 Industry median: 120232024 Company: 1 Industry median: 120242025 Company: 1 Industry median: 120250.00.20.40.60.81.02018 Company: 1 Industry median: 12019 Company: 1 Industry median: 120192020 Company: 1 Industry median: 12021 Company: 1 Industry median: 120212022 Company: 1 Industry median: 12023 Company: 1 Industry median: 120232024 Company: 1 Industry median: 12025 Company: 1 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 1 542 938 985 500 526 885 7 040 243 4 402 670 1
2024 1 144 885 732 791 379 050 6 034 243 3 417 170 1
2023 868 833 616 119 194 512 5 168 890 2 684 379 1
2022 796 554 422 289 137 156 4 711 794 2 068 260 1
2021 709 396 496 393 122 194 4 097 178 1 645 971 1
2020 562 129 315 353 106 400 2 661 050 1 149 579 1
2019 621 309 391 014 64 838 2 506 518 834 226 1
2018 — — — — — 1
2017 — — — — — 1
2016 — — — — — 1
2015 — — — — — 1
2014 — — — — — 0
2013 — — — — — 0
2012 — — — — — 0
2011 — — — — — 0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
63.9 %
Net profit / revenue
Return on equity (ROE)
22.4 %
Net profit / equity
Return on assets (ROA)
14.0 %
Net profit / assets
Equity ratio
62.5 %
Equity / assets
Debt ratio
37.5 %
Liabilities / assets
Current ratio
45.89
Current assets / current liabilities
Revenue per employee
1 542 938 €
Revenue / average full-time employees
Labour cost per employee per month
43 907 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 30 Jun 2026 Company’s own · audited e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 30 Jun 2025 Company’s own · audited e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 13 Sep 2024 Company’s own · audited e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 3 Aug 2023 Company’s own · audited e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 30 Jun 2022 Company’s own · audited e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 29 Jun 2021 Company’s own · audited e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 28 Jul 2020 Company’s own · audited e-Äriregister

Board

  • Eero Pilv
    Board member · since 24 Oct 2011

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

shared board members, owners or beneficial owners

Activities (EMTAK)

  • 64991Other financial service activities, except insurance and pension funding n.e.c. Main
Rulings
Number, date Title Deadline State Document
Ä 10147541 / M2
1 Sep 2024
Warning of deletion from the register: annual report not filed 5 Dec 2024 Deficiencies eliminated
14 Sep 2024
PDF
Ä 10147541 / M1
9 Jul 2024
Warning of deletion from the register: annual report not filed 12 Oct 2024 Deficiencies eliminated
24 Aug 2024
PDF
Ä 10147541 / 10
2 Sep 2023
Amendment entry In force
2 Sep 2023
PDF
Ä 10147541 / 9
17 Jan 2018
Amendment entry In force
17 Jan 2018
PDF
Ä 10147541 / 8
1 Dec 2017
Amendment entry In force
1 Dec 2017
PDF
Ä 10147541 / 7
31 Aug 2016
Amendment entry In force
31 Aug 2016
PDF
Ä 10147541 / 6
4 Mar 2013
Amendment under Commercial Code § 525 (2) In force
4 Mar 2013
PDF
Ä 10147541 / 5
24 Oct 2011
Amendment entry In force
24 Oct 2011
PDF
Ä 10147541 / 4
9 May 2011
Amendment entry In force
9 May 2011
PDF
Ä 10147541 / 3
25 Apr 2011
Entry refused: deficiencies not eliminated In force
26 Apr 2011
PDF
Ä 10147541 / 2
13 Apr 2011
Amendment under Commercial Code § 525 (2) In force
13 Apr 2011
PDF
Ä 10147541
9 Sep 2010
First entry In force
9 Sep 2010
PDF

Sources: e-Äriregister and EMTA. Data updated 31 Oct 2026. Open at the source ↗ · Report an error in the data