Tallinna Hoiu-Laenuühistu
Active Registry code 11961369
Tulundusühistu Tallinn Registered 1 Jul 2010
Tallinna Hoiu-Laenuühistu is a Tulundusühistu based in Tallinn, registry code 11961369, status: active. Main activity: Other credit granting, except pawn shops. Its annual report for 2025 shows revenue of €200 891 and 7 employees.
Turnover
—
State taxes
91 613 €
↓ 5.7% vs Q2 2026
Labour taxes
94 005 €
↓ 6.3% vs Q2 2026
Employees
7
±0 vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Labour taxes per employee 13 429 €above 94% of companiesindustry median 2 214 € · companies in the industry: 443
- Revenue · 2025 200 891 €above 98% of companiesindustry median 0 € · companies in the industry: 3 672
- Net profit margin · 2025 239.4 %above 88% of companiesindustry median 34.4 % · companies in the industry: 770
Taxes and turnover
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | — | 91 613 | 94 005 | 7 |
| Q2 2026 | — | 97 192 | 100 311 | 7 |
| Q1 2026 | — | 110 784 | 113 683 | 8 |
| Q4 2025 | — | 114 664 | 117 416 | 7 |
| Q3 2025 | — | 227 709 | 126 059 | 7 |
| Q2 2025 | — | 168 904 | 171 556 | 7 |
| Q1 2025 | — | 159 238 | 161 164 | 6 |
| Q4 2024 | — | 134 439 | 136 119 | 6 |
| Q3 2024 | — | 138 629 | 137 172 | 8 |
| Q2 2024 | — | 121 319 | 123 315 | 8 |
| Q1 2024 | — | 109 918 | 110 574 | 6 |
| Q4 2023 | — | 91 305 | 92 819 | 6 |
| Q3 2023 | — | 170 335 | 108 454 | 6 |
| Q2 2023 | — | 107 550 | 110 034 | 7 |
| Q1 2023 | — | 91 904 | 94 284 | 7 |
| Q4 2022 | — | 84 130 | 86 313 | 7 |
| Q3 2022 | — | 139 759 | 95 288 | 7 |
| Q2 2022 | — | 85 441 | 87 640 | 6 |
| Q1 2022 | — | 98 275 | 100 650 | 8 |
Labour taxes per employee per month
4 476 €
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | 200 891 | 480 889 | 387 140 | 28 483 586 | 4 192 309 | 7 |
| 2024 | 373 133 | 1 100 825 | 380 708 | 37 247 480 | 4 424 329 | 9 |
| 2023 | 0 | -510 783 | 354 660 | 26 986 243 | 2 869 052 | 9 |
| 2022 | 0 | 341 363 | 364 066 | 24 296 853 | 3 697 856 | 9 |
| 2021 | — | 371 059 | 412 431 | 23 471 009 | 3 529 554 | 9 |
| 2020 | 0 | 107 152 | 344 563 | 25 696 181 | 3 202 387 | 6 |
| 2019 | 0 | 258 603 | 315 125 | 26 564 413 | 3 123 102 | 6 |
| 2018 | — | — | — | — | — | 8 |
| 2017 | — | — | — | — | — | 7 |
| 2016 | — | — | — | — | — | 4 |
| 2015 | — | — | — | — | — | 3 |
| 2014 | — | — | — | — | — | 1 |
| 2013 | — | — | — | — | — | 0 |
| 2011 | — | — | — | — | — | 0 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Return on equity (ROE)
11.5 %
Net profit / equity
Return on assets (ROA)
1.7 %
Net profit / assets
Equity ratio
14.7 %
Equity / assets
Debt ratio
85.3 %
Liabilities / assets
Current ratio
1.27
Current assets / current liabilities
Labour cost per employee per month
4 609 €
Labour costs / employees / 12 months (incl. employer taxes)
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Jan 2025 – 31 Dec 2025 | 30 Jun 2026 | Company’s own · audited | e-Äriregister |
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 26 Jun 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 12 Jul 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 22 Jun 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 28 Jun 2022 | Company’s own · audited | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 21 Jun 2021 | Company’s own · audited | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 18 Jun 2020 | Company’s own · audited | e-Äriregister |
Board
- Annely OjametsBoard member · since 6 May 2011
- Dmitri MaksimBoard member · since 9 Apr 2021
- Kadri ErmBoard member · since 24 Oct 2022
- Darina KoivunenRevisjonikomisjoni liige (Registrikaardil) · since 29 Oct 2026
- Elizabeth KirssRevisjonikomisjoni liige (Registrikaardil) · since 29 Oct 2026
- Indrek EicheRevisjonikomisjoni liige (Registrikaardil) · since 29 Oct 2026
Right of representation
Any member of the management board may represent the commercial association in all transactions.
Owners
No owner information.
Beneficial owners
- Kadri ErmMember of a senior management body (management or supervisory board) · since 20 Oct 2022
- Dmitri MaksimMember of a senior management body (management or supervisory board) · since 9 Apr 2021
- Annely OjametsMember of a senior management body (management or supervisory board) · since 24 Sep 2018
Founders and other persons
- Vadim LatutaAudit firm · 29 Mar 2021
- Anna AidaSupervisory board member · 25 Feb 2022
- Jana IlvesSupervisory board member · 25 Feb 2022
- Eerika ErlachSupervisory board member · 6 Oct 2022
Related companies
Activities (EMTAK)
- 64929Other credit granting, except pawn shops Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 10145376 / M28 29 Oct 2026 |
Ruling to eliminate deficiencies | 28 Nov 2026 | Deficiencies eliminated 29 Oct 2026 |
|
| Ä 10145376 / 27 29 Oct 2026 |
Amendment entry | In force 29 Oct 2026 |
||
| Ä 10145376 / 26 21 Sep 2026 |
Amendment entry | In force 21 Sep 2026 |
||
| Ä 10145376 / 25 17 Jul 2026 |
Amendment entry | In force 17 Jul 2026 |
||
| Ä 10145376 / 24 3 Jul 2026 |
Entry refused | In force 21 Jul 2026 |
||
| Ä 10145376 / 23 23 Oct 2025 |
Entry refused | In force 10 Nov 2025 |
||
| Ä 10145376 / M27 21 Oct 2025 |
Ruling to eliminate deficiencies | 20 Nov 2025 | In force 10 Nov 2025 |
|
| Ä 10145376 / 22 8 Jul 2025 |
Entry refused | In force 24 Jul 2025 |
||
| Ä 10145376 / 21 2 Aug 2024 |
Amendment entry | In force 2 Aug 2024 |
||
| Ä 10145376 / M26 22 Jul 2024 |
Ruling to eliminate deficiencies | 22 Aug 2024 | Deficiencies eliminated 31 Jul 2024 |
|
| Ä 10145376 / M25 7 Jul 2024 |
Warning of a fine: annual report not filed | 6 Aug 2024 | Deficiencies eliminated 13 Jul 2024 |
|
| Ä 10145376 / 20 24 Oct 2022 |
Amendment entry | In force 24 Oct 2022 |
||
| Ä 10145376 / M24 20 Oct 2022 |
Ruling to eliminate deficiencies | 9 Nov 2022 | Deficiencies eliminated 23 Sep 2022 |
|
| Ä 10145376 / M23 28 Feb 2022 |
Ruling to correct data outside an entry | 30 Mar 2022 | Deficiencies eliminated 8 Mar 2022 |
|
| Ä 10145376 / M22 16 Nov 2021 |
Procedural ruling | 16 Dec 2021 | In force 16 Nov 2021 |
|
| Ä 10145376 / 19 9 Apr 2021 |
Amendment entry | In force 9 Apr 2021 |
||
| Ä 10145376 / 18 25 Nov 2019 |
Amendment entry | In force 25 Nov 2019 |
||
| Ä 10145376 / M21 5 Nov 2019 |
Ruling to correct data outside an entry | 19 Nov 2019 | Deficiencies eliminated 7 Nov 2019 |
|
| Ä 10145376 / 17 17 Jan 2018 |
Amendment entry | In force 17 Jan 2018 |
||
| Ä 10145376 / 16 1 Dec 2017 |
Amendment entry | In force 1 Dec 2017 |
||
| Ä 10145376 / 15 30 May 2017 |
Amendment entry | In force 30 May 2017 |
||
| Ä 10145376 / M20 22 May 2017 |
Ruling to eliminate deficiencies | 11 Jun 2017 | Deficiencies eliminated 30 May 2017 |
|
| Ä 10145376 / 14 6 Dec 2016 |
Amendment entry | In force 6 Dec 2016 |
||
| Ä 10145376 / M19 28 Nov 2016 |
Ruling to eliminate deficiencies | 28 Dec 2016 | Deficiencies eliminated 6 Dec 2016 |
|
| Ä 10145376 / M18 12 Oct 2016 |
Procedural ruling | In force 12 Oct 2016 |
||
| Ä 10145376 / M17 10 Oct 2016 |
Ruling to eliminate deficiencies | 26 Oct 2016 | Deficiencies eliminated 6 Dec 2016 |
|
| Ä 10145376 / M16 30 Sep 2016 |
Ruling to eliminate deficiencies | 26 Oct 2016 | Deficiencies eliminated 6 Dec 2016 |
|
| Ä 10145376 / M15 29 Sep 2016 |
Procedural ruling | 29 Oct 2016 | In force 29 Sep 2016 |
|
| Ä 10145376 / M14 26 Sep 2016 |
Ruling to eliminate deficiencies | 26 Oct 2016 | Deficiencies eliminated 6 Dec 2016 |
|
| Ä 10145376 / M13 28 Jul 2016 |
Procedural ruling | 7 Aug 2016 | In force 28 Jul 2016 |
|
| Ä 10145376 / 13 8 Jul 2016 |
Amendment entry | In force 8 Jul 2016 |
||
| Ä 10145376 / M12 7 Jul 2016 |
Ruling to eliminate deficiencies | 6 Aug 2016 | Deficiencies eliminated 8 Jul 2016 |
|
| Ä 10145376 / 12 5 Jul 2016 |
Entry refused: deficiencies not eliminated | In force 20 Jul 2016 |
||
| Ä 10145376 / M11 7 Jun 2016 |
Ruling to eliminate deficiencies | 27 Jun 2016 | In force 7 Jun 2016 |
|
| Ä 10145376 / M10 2 Jun 2016 |
Procedural ruling | 17 Jun 2016 | Deficiencies eliminated 2 Jun 2016 |
|
| Ä 10145376 / 11 20 Jul 2015 |
Amendment under Commercial Code § 525 (2) | In force 20 Jul 2015 |
||
| Ä 10145376 / 10 6 May 2015 |
Amendment entry | In force 6 May 2015 |
||
| Ä 10145376 / M9 23 Apr 2015 |
Ruling to eliminate deficiencies | 18 May 2015 | Deficiencies eliminated 28 Apr 2015 |
|
| Ä 10145376 / M8 17 Apr 2015 |
Ruling to eliminate deficiencies | 17 May 2015 | Deficiencies eliminated 28 Apr 2015 |
|
| Ä 10145376 / 9 28 Jul 2014 |
Amendment entry | In force 28 Jul 2014 |
||
| Ä 10145376 / M7 28 May 2014 |
Ruling to eliminate deficiencies | 27 Jul 2014 | Deficiencies eliminated 28 Jul 2014 |
|
| Ä 10145376 / M6 29 Aug 2013 |
Refund of the state fee | In force 29 Aug 2013 |
||
| Ä 10145376 / M5 15 Aug 2013 |
Ruling to correct data outside an entry | 14 Sep 2013 | Deficiencies eliminated 19 Aug 2013 |
|
| Ä 10145376 / 8 4 Jun 2013 |
Amendment entry | In force 4 Jun 2013 |
||
| Ä 10145376 / 7 18 Jan 2013 |
Amendment under Commercial Code § 525 (2) | In force 18 Jan 2013 |
||
| Ä 10145376 / 6 13 Jul 2012 |
Amendment entry | In force 13 Jul 2012 |
||
| Ä 10145376 / M4 27 Jun 2012 |
Ruling to eliminate deficiencies | 31 Aug 2012 | In force 27 Jun 2012 |
|
| Ä 10145376 / 5 3 Nov 2011 |
Amendment under Commercial Code § 525 (2) | In force 3 Nov 2011 |
||
| Ä 10145376 / 4 18 May 2011 |
Amendment entry | In force 18 May 2011 |
||
| Ä 10145376 / 3 6 May 2011 |
Amendment entry | In force 6 May 2011 |
||
| Ä 10145376 / M3 26 Apr 2011 |
Ruling to eliminate deficiencies | 15 Jun 2011 | In force 26 Apr 2011 |
|
| Ä 10145376 / 2 27 Aug 2010 |
Amendment entry | In force 27 Aug 2010 |
||
| Ä 10145376 / M2 10 Aug 2010 |
Ruling to eliminate deficiencies | 30 Sep 2010 | In force 10 Aug 2010 |
|
| Ä 10145376 / M1 27 Jul 2010 |
Ruling to eliminate deficiencies | 30 Sep 2010 | In force 27 Jul 2010 |
|
| Ä 10145376 1 Jul 2010 |
First entry | In force 1 Jul 2010 |
Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data