Bondora AS
Active Registry code 11483929
AS Tallinn Registered 11 Mar 2008
Bondora AS is a AS based in Tallinn, registry code 11483929, status: active. Main activity: Other activities auxiliary to financial services, except insurance and pension funding n.e.c.. According to EMTA, turnover for Q3 2026 was €4 079 988 with 39 employees.
Turnover
4 079 988 €
↑ 8.2% vs Q2 2026
State taxes
1 084 425 €
↑ 15.1% vs Q2 2026
Labour taxes
276 537 €
↑ 31.0% vs Q2 2026
Employees
39
+2 vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Turnover · Q3 2026 4.1 mn €above 98% of companiesindustry median 13 814 € · companies in the industry: 339
- Labour taxes per employee 7 091 €above 80% of companiesindustry median 2 338 € · companies in the industry: 272
- Revenue · 2025 62.3 mn €above 98% of companiesindustry median 3 200 € · companies in the industry: 1 215
- Net profit margin · 2025 1.0 %above 28% of companiesindustry median 23.7 % · companies in the industry: 667
Taxes and turnover
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | 4 079 988 | 1 084 425 | 276 537 | 39 |
| Q2 2026 | 3 769 227 | 942 041 | 211 066 | 37 |
| Q1 2026 | 4 001 279 | 710 160 | 212 678 | 37 |
| Q4 2025 | 4 129 960 | 1 164 584 | 220 831 | 34 |
| Q3 2025 | 3 542 861 | 1 018 219 | 232 473 | 34 |
| Q2 2025 | 2 754 388 | 790 742 | 220 538 | 32 |
| Q1 2025 | 2 847 879 | 800 483 | 206 919 | 33 |
| Q4 2024 | 2 712 076 | 771 268 | 204 734 | 33 |
| Q3 2024 | 3 274 806 | 888 271 | 200 868 | 30 |
| Q2 2024 | 2 664 297 | 738 277 | 181 338 | 30 |
| Q1 2024 | 2 420 838 | 672 600 | 187 789 | 30 |
| Q4 2023 | 2 443 149 | 650 303 | 189 107 | 30 |
| Q3 2023 | 1 971 953 | 563 750 | 196 478 | 33 |
| Q2 2023 | 3 253 601 | 728 781 | 104 230 | 31 |
| Q1 2023 | 2 565 436 | 598 485 | 109 623 | 30 |
| Q4 2022 | 2 371 174 | 546 692 | 96 187 | 27 |
| Q3 2022 | 2 184 274 | 514 585 | 101 072 | 25 |
| Q2 2022 | 3 210 653 | 699 555 | 88 095 | 25 |
| Q1 2022 | 2 889 570 | 632 200 | 81 557 | 20 |
Labour taxes per employee per month
2 364 €
Turnover per employee in the quarter
104 615 €
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | 62 315 485 | 602 640 | 3 982 606 | 10 373 148 | 5 247 680 | 54 |
| 2024 | 52 474 968 | -1 020 769 | 2 687 788 | 12 178 193 | 4 645 040 | 46 |
| 2023 | 43 553 554 | 57 588 | 1 819 709 | 20 867 116 | 11 665 809 | 36 |
| 2022 | 36 559 853 | -226 469 | 879 591 | 18 142 232 | 11 608 221 | 22 |
| 2021 | 29 712 764 | 5 452 561 | 611 668 | 15 952 442 | 11 834 690 | 18 |
| 2020 | 21 300 967 | 3 017 135 | 1 372 788 | 8 702 025 | 6 382 129 | 34 |
| 2019 | 20 236 335 | 2 139 287 | 2 672 096 | 7 567 692 | 3 364 994 | 48 |
| 2018 | — | — | — | — | — | 0 |
| 2017 | — | — | — | — | — | 33 |
| 2016 | — | — | — | — | — | 27 |
| 2015 | — | — | — | — | — | 47 |
| 2014 | — | — | — | — | — | 32 |
| 2013 | — | — | — | — | — | 29 |
| 2012 | — | — | — | — | — | 0 |
| 2011 | — | — | — | — | — | 3 |
| 2010 | — | — | — | — | — | 0 |
| 2009 | — | — | — | — | — | 0 |
| 2008 | — | — | — | — | — | 0 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
1.0 %
Net profit / revenue
Return on equity (ROE)
11.5 %
Net profit / equity
Return on assets (ROA)
5.8 %
Net profit / assets
Equity ratio
50.6 %
Equity / assets
Debt ratio
49.4 %
Liabilities / assets
Current ratio
1.51
Current assets / current liabilities
Revenue per employee
1 154 009 €
Revenue / average full-time employees
Labour cost per employee per month
6 146 €
Labour costs / employees / 12 months (incl. employer taxes)
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Jan 2025 – 31 Dec 2025 | 31 Mar 2026 | Company’s own · audited | e-Äriregister |
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 31 Mar 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 1 Apr 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 31 Mar 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 31 Mar 2022 | Company’s own · audited | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 30 Apr 2021 | Company’s own · audited | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 2 Jul 2020 | Consolidated · audited | e-Äriregister |
Board
- Nasdaq CSD SEKeeper of the share ledger · since 27 Sep 2017
- Pärtel TombergBoard member · since 11 Mar 2008
- Juris Rieksts-RiekstinšBoard member · since 8 May 2026
- Liisi KlettenbergBoard member · since 8 May 2026
Right of representation
Any member of the management board may represent the public limited company in all transactions.
Owners
No owner information.
Beneficial owners
- Pärtel TombergMember of a senior management body (management or supervisory board) · since 5 Sep 2018
Founders and other persons
- Mihkel TasaFounder · 8 000 € · 11 Mar 2008
- Tomberg Management & Consulting Group OÜFounder · 32 000 € · 11 Mar 2008
- KPMG Baltics OÜAudit firm · 7 Feb 2017
- João Pinto da Silva MonteiroChairman of the supervisory board · 1 Nov 2023
- Falk Cornelius WagnerSupervisory board member · 1 Nov 2023
- Mati OtsmaaSupervisory board member · 1 Nov 2023
- Omanikukonto: Bondora Group ASShareholder · 500 000 € · 3 Nov 2025
Related companies
Activities (EMTAK)
- 66199Other activities auxiliary to financial services, except insurance and pension funding n.e.c. Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 10116803 / 43 11 Aug 2026 |
Amendment entry | In force 11 Aug 2026 |
||
| Ä 10116803 / 42 8 May 2026 |
Amendment entry | In force 8 May 2026 |
||
| Ä 10116803 / M22 30 Apr 2026 |
Ruling to eliminate deficiencies | 14 May 2026 | Deficiencies eliminated 8 May 2026 |
|
| Ä 10116803 / M21 9 Jan 2026 |
Ruling to correct data outside an entry | 23 Jan 2026 | Deficiencies eliminated 15 Jan 2026 |
|
| Ä 10116803 / 41 7 May 2024 |
Amendment entry | In force 7 May 2024 |
||
| Ä 10116803 / M20 26 Apr 2024 |
Procedural ruling | 6 May 2024 | Deficiencies eliminated 5 May 2024 |
|
| Ä 10116803 / 40 5 Apr 2024 |
Division entry (second, constitutive) | In force 5 Apr 2024 |
||
| Ä 10116803 / M19 29 Feb 2024 |
Ruling to eliminate deficiencies | 26 Mar 2024 | Deficiencies eliminated 5 Apr 2024 |
|
| Ä 10116803 / 39 4 Jul 2023 |
Amendment under Code of Civil Procedure § 595¹ (1) | In force 4 Jul 2023 |
||
| Ä 10116803 / 38 29 Sep 2022 |
Amendment entry | In force 29 Sep 2022 |
||
| Ä 10116803 / M18 8 Sep 2022 |
Ruling to eliminate deficiencies | 28 Sep 2022 | Deficiencies eliminated 20 Sep 2022 |
|
| Ä 10116803 / M17 29 Nov 2021 |
Ruling to correct data outside an entry | 13 Dec 2021 | Deficiencies eliminated 29 Nov 2021 |
|
| Ä 10116803 / M16 25 Aug 2020 |
Ruling to correct data outside an entry | 9 Sep 2020 | Deficiencies eliminated 27 Aug 2020 |
|
| Ä 10116803 / 37 2 Sep 2019 |
Division entry (second, constitutive) | In force 2 Sep 2019 |
||
| Ä 10116803 / 36 5 Feb 2019 |
Second (constitutive) merger entry | In force 5 Feb 2019 |
||
| Ä 10116803 / 35 7 Sep 2018 |
Amendment entry | In force 7 Sep 2018 |
||
| Ä 10116803 / 34 19 Mar 2018 |
Amendment entry | In force 19 Mar 2018 |
||
| Ä 10116803 / M15 16 Mar 2018 |
Ruling to eliminate deficiencies | 15 Apr 2018 | Deficiencies eliminated 19 Mar 2018 |
|
| Ä 10116803 / 33 17 Jan 2018 |
Amendment entry | In force 17 Jan 2018 |
||
| Ä 10116803 / 32 30 Nov 2017 |
Amendment entry | In force 30 Nov 2017 |
||
| Ä 10116803 / 31 27 Sep 2017 |
Amendment entry | In force 27 Sep 2017 |
||
| Ä 10116803 / 30 9 Mar 2017 |
Second (constitutive) merger entry | In force 9 Mar 2017 |
||
| Ä 10116803 / 29 25 Jan 2017 |
Entry refused: deficiencies not eliminated | In force 16 Feb 2017 |
||
| Ä 10116803 / M14 4 Jan 2017 |
Ruling to eliminate deficiencies | 19 Jan 2017 | In force 4 Jan 2017 |
|
| Ä 10116803 / 28 3 Feb 2016 |
Amendment entry | In force 3 Feb 2016 |
||
| Ä 10116803 / 27 13 Jan 2016 |
Amendment entry | In force 13 Jan 2016 |
||
| Ä 10116803 / 26 13 Aug 2015 |
Amendment entry | In force 13 Aug 2015 |
||
| Ä 10116803 / M13 24 Jul 2015 |
Ruling to eliminate deficiencies | 23 Aug 2015 | Deficiencies eliminated 13 Aug 2015 |
|
| Ä 10116803 / 25 14 May 2015 |
Amendment entry | In force 14 May 2015 |
||
| Ä 10116803 / 24 15 Jan 2015 |
Amendment entry | In force 15 Jan 2015 |
||
| Ä 10116803 / 23 28 Aug 2014 |
Amendment entry | In force 28 Aug 2014 |
||
| Ä 10116803 / M12 22 Aug 2014 |
Ruling to eliminate deficiencies | 21 Sep 2014 | Deficiencies eliminated 28 Aug 2014 |
|
| Ä 10116803 / M11 23 Apr 2014 |
Ruling to correct data outside an entry | 23 May 2014 | Deficiencies eliminated 24 Apr 2014 |
|
| Ä 10116803 / M10 22 Jan 2014 |
Ruling to correct data outside an entry | 21 Feb 2014 | Deficiencies eliminated 24 Jan 2014 |
|
| Ä 10116803 / 22 8 Jan 2014 |
Amendment entry | In force 8 Jan 2014 |
||
| Ä 10116803 / 21 29 Oct 2013 |
Transformation entry | In force 29 Oct 2013 |
||
| Ä 10116803 / 20 22 Oct 2013 |
Amendment entry | In force 22 Oct 2013 |
||
| Ä 10116803 / 19 25 Sep 2013 |
Amendment entry | In force 25 Sep 2013 |
||
| Ä 10116803 / M9 20 Sep 2013 |
Ruling to eliminate deficiencies | 30 Sep 2013 | Deficiencies eliminated 24 Sep 2013 |
|
| Ä 10116803 / 18 4 Sep 2013 |
Entry refused | In force 19 Sep 2013 |
||
| Ä 10116803 / 17 4 Sep 2013 |
Entry refused | In force 19 Sep 2013 |
||
| Ä 10116803 / 16 2 Aug 2013 |
Amendment under Commercial Code § 525 (2) | In force 2 Aug 2013 |
||
| Ä 10116803 / 15 25 Apr 2013 |
Amendment entry | In force 25 Apr 2013 |
||
| Ä 10116803 / M8 24 Apr 2013 |
Ruling to eliminate deficiencies | 24 May 2013 | Deficiencies eliminated 24 Apr 2013 |
|
| Ä 10116803 / 14 17 Jan 2013 |
Amendment under Commercial Code § 525 (2) | In force 17 Jan 2013 |
||
| Ä 10116803 / 13 29 May 2012 |
Second (constitutive) merger entry | In force 29 May 2012 |
||
| Ä 10116803 / M7 27 Mar 2012 |
Ruling to eliminate deficiencies | 21 May 2012 | In force 27 Mar 2012 |
|
| Ä 10116803 / 12 13 Nov 2011 |
Amendment under Commercial Code § 525 (2) | In force 13 Nov 2011 |
||
| Ä 10116803 / 11 27 Jul 2011 |
Amendment entry | In force 27 Jul 2011 |
||
| Ä 10116803 / M6 19 Jul 2011 |
Ruling to eliminate deficiencies | 9 Sep 2011 | In force 19 Jul 2011 |
|
| Ä 10116803 / 10 22 Mar 2011 |
Amendment entry | In force 22 Mar 2011 |
||
| Ä 10116803 / 9 6 Oct 2010 |
Amendment entry | In force 6 Oct 2010 |
||
| Ä 10116803 / 8 21 Sep 2010 |
Amendment under Commercial Code § 525 (2) | In force 21 Sep 2010 |
||
| Ä 10116803 / M5 11 Aug 2010 |
Ruling to eliminate deficiencies | 30 Sep 2010 | In force 11 Aug 2010 |
|
| Ä 10116803 / 7 3 Mar 2010 |
Amendment under Commercial Code § 525 (2) | In force 3 Mar 2010 |
||
| Ä 116803 / 6 15 Jan 2010 |
Amendment under Commercial Code § 525 (2) | In force 15 Jan 2010 |
||
| Ä 116803 / 5 4 Jan 2010 |
Amendment under Commercial Code § 525 (2) | In force 4 Jan 2010 |
||
| Ä 116803 / M4 22 Dec 2009 |
Refund of the state fee | In force 22 Dec 2009 |
||
| Ä 116803 / 4 21 Dec 2009 |
Amendment entry | In force 21 Dec 2009 |
||
| Ä 116803 / M3 11 Dec 2009 |
Ruling to eliminate deficiencies | 9 Jan 2010 | In force 11 Dec 2009 |
|
| Ä 116803 / 3 3 Dec 2009 |
Amendment entry | In force 3 Dec 2009 |
||
| Ä 116803 / M2 21 Oct 2009 |
Ruling to eliminate deficiencies | 30 Nov 2009 | In force 21 Oct 2009 |
|
| Ä 116803 / 2 2 Feb 2009 |
Amendment entry | In force 2 Feb 2009 |
||
| Ä 116803 / M1 23 Dec 2008 |
Ruling to eliminate deficiencies (to be served) | 1 Feb 2009 | In force 23 Dec 2008 |
|
| Ä 116803 11 Mar 2008 |
First entry | In force 11 Mar 2008 |
Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data