Luminor Pensions Estonia AS
Active Registry code 11469303
AS Tallinn Registered 13 Feb 2008
Luminor Pensions Estonia AS is a AS based in Tallinn, registry code 11469303, status: active. Main activity: Pension funding. According to EMTA, turnover for Q3 2026 was €14 992 with 8 employees.
Turnover
14 992 €
↑ 4.6% vs Q2 2026
State taxes
48 669 €
↓ 29.3% vs Q2 2026
Labour taxes
50 284 €
↓ 30.3% vs Q2 2026
Employees
8
±0 vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Turnover · Q3 2026 14 992 €above 22% of companiesindustry median 110 827 € · companies in the industry: 22
- Labour taxes per employee 6 286 €above 68% of companiesindustry median 5 248 € · companies in the industry: 25
- Revenue · 2025 4.8 mn €above 73% of companiesindustry median 87 188 € · companies in the industry: 31
- Net profit margin · 2025 35.9 %above 85% of companiesindustry median 14.1 % · companies in the industry: 23
Taxes and turnover
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | 14 992 | 48 669 | 50 284 | 8 |
| Q2 2026 | 14 334 | 68 822 | 72 167 | 8 |
| Q1 2026 | 19 303 | 48 490 | 48 618 | 7 |
| Q4 2025 | 15 779 | 55 525 | 56 638 | 7 |
| Q3 2025 | 16 145 | 48 874 | 50 097 | 7 |
| Q2 2025 | 16 299 | 66 682 | 69 768 | 7 |
| Q1 2025 | 13 886 | 43 490 | 43 860 | 6 |
| Q4 2024 | 14 033 | 19 210 | 38 155 | 6 |
| Q3 2024 | 13 898 | 35 325 | 39 936 | 5 |
| Q2 2024 | 22 557 | 53 006 | 49 763 | 6 |
| Q1 2024 | 29 988 | 43 626 | 36 794 | 5 |
| Q4 2023 | 15 317 | 40 089 | 37 395 | 5 |
| Q3 2023 | 13 204 | 37 279 | 34 920 | 5 |
| Q2 2023 | 45 563 | 49 839 | 46 531 | 5 |
| Q1 2023 | 26 362 | 31 854 | 26 292 | 5 |
| Q4 2022 | 19 863 | 27 856 | 23 517 | 3 |
| Q3 2022 | 16 988 | 28 226 | 24 541 | 3 |
| Q2 2022 | 17 010 | 48 553 | 45 761 | 3 |
| Q1 2022 | 24 495 | 34 403 | 28 399 | 3 |
Labour taxes per employee per month
2 095 €
Turnover per employee in the quarter
1 874 €
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | 4 813 362 | 1 725 607 | 645 468 | 18 561 962 | 18 308 849 | 8 |
| 2024 | 5 049 674 | 3 042 625 | 522 236 | 16 827 668 | 16 583 242 | 7 |
| 2023 | 3 175 806 | 1 854 634 | 425 976 | 13 934 320 | 13 540 617 | 6 |
| 2022 | 3 282 346 | 1 246 666 | 323 244 | 11 906 097 | 11 685 983 | 5 |
| 2021 | 4 135 859 | — | — | 10 700 029 | — | 7 |
| 2020 | 4 170 153 | 1 127 658 | 509 136 | 9 208 634 | 8 900 263 | 8 |
| 2019 | 4 263 187 | 946 757 | 834 500 | 8 379 020 | 7 772 605 | 10 |
| 2018 | — | — | — | — | — | 9 |
| 2017 | — | — | — | — | — | 8 |
| 2016 | — | — | — | — | — | 8 |
| 2015 | — | — | — | — | — | 8 |
| 2014 | — | — | — | — | — | 8 |
| 2013 | — | — | — | — | — | 8 |
| 2012 | — | — | — | — | — | 7 |
| 2011 | — | — | — | — | — | 6 |
| 2010 | — | — | — | — | — | 5 |
| 2009 | — | — | — | — | — | 3 |
| 2008 | — | — | — | — | — | 4 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
35.9 %
Net profit / revenue
Return on equity (ROE)
9.4 %
Net profit / equity
Return on assets (ROA)
9.3 %
Net profit / assets
Equity ratio
98.6 %
Equity / assets
Revenue per employee
601 670 €
Revenue / average full-time employees
Labour cost per employee per month
6 724 €
Labour costs / employees / 12 months (incl. employer taxes)
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Jan 2025 – 31 Dec 2025 | 8 May 2026 | Company’s own · audited | e-Äriregister |
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 30 May 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 27 Mar 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 31 Mar 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 20 Jun 2022 | Company’s own · audited | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 21 Apr 2021 | Company’s own · audited | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 29 Jul 2020 | Company’s own · audited | e-Äriregister |
Board
- Nasdaq CSD SEKeeper of the share ledger · since 27 Sep 2017
- Atis KrūmiņšBoard member · since 19 Oct 2021
- Tea RööpBoard member · since 1 Mar 2023
- Vidas TuravičiusBoard member · since 31 Aug 2023
- Hannes KuuskBoard member · since 1 Jun 2026
Right of representation
Any member of the management board may represent the public limited company in all transactions.
Owners
No owner information.
Beneficial owners
- Stephen A. SchwarzmanMember of a senior management body (management or supervisory board) · USA · since 31 Oct 2019
Founders and other persons
- Nordea Life Holding ABFounder · 46 939 800 € · 13 Feb 2008
- Aktsiaselts PricewaterhouseCoopersAudit firm · 11 Sep 2018
- Tanel RebaneChairman of the supervisory board · 10 Jul 2026
- Zane KotāneSupervisory board member · 2 Apr 2024
- Ossi Henrik LeikolaSupervisory board member · 10 Jul 2026
- Omanikukonto: LUMINOR BANK ASShareholder · 3 000 000 € · 16 Aug 2023
Activities (EMTAK)
- 65301Pension funding Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 10116010 / M21 9 Oct 2026 |
Ruling to correct data outside an entry | 23 Oct 2026 | Deficiencies eliminated 15 Oct 2026 |
|
| Ä 10116010 / 33 1 Jun 2026 |
Amendment entry | In force 1 Jun 2026 |
||
| Ä 10116010 / 32 9 Jun 2025 |
Amendment entry | In force 9 Jun 2025 |
||
| Ä 10116010 / 31 28 Nov 2024 |
Amendment entry | In force 28 Nov 2024 |
||
| Ä 10116010 / 30 31 Aug 2023 |
Amendment entry | In force 31 Aug 2023 |
||
| Ä 10116010 / 29 14 Aug 2023 |
Amendment entry | In force 14 Aug 2023 |
||
| Ä 10116010 / M20 4 Aug 2023 |
Ruling to eliminate deficiencies | 19 Aug 2023 | Deficiencies eliminated 14 Aug 2023 |
|
| Ä 10116010 / 28 1 Mar 2023 |
Amendment entry | In force 1 Mar 2023 |
||
| Ä 10116010 / M19 14 Sep 2022 |
Ruling annulling a ruling | In force 14 Sep 2022 |
||
| Ä 10116010 / 27 7 Sep 2022 |
Amendment entry | In force 7 Sep 2022 |
||
| Ä 10116010 / 26 11 Jul 2022 |
Amendment entry | In force 11 Jul 2022 |
||
| Ä 10116010 / M17 6 Jul 2022 |
Ruling to eliminate deficiencies | 16 Jul 2022 | Deficiencies eliminated 11 Jul 2022 |
|
| Ä 10116010 / M16 15 Jun 2022 |
Ruling to eliminate deficiencies | 25 Jun 2022 | Deficiencies eliminated 11 Jul 2022 |
|
| Ä 10116010 / 25 2 Nov 2021 |
Amendment entry | In force 2 Nov 2021 |
||
| Ä 10116010 / 24 19 Oct 2021 |
Amendment entry | In force 19 Oct 2021 |
||
| Ä 10116010 / M15 17 Aug 2021 |
Ruling to eliminate deficiencies | 27 Aug 2021 | Deficiencies eliminated 26 Aug 2021 |
|
| Ä 10116010 / M14 29 Oct 2020 |
Ruling to correct data outside an entry | 28 Nov 2020 | Deficiencies eliminated 18 Nov 2020 |
|
| Ä 10116010 / 23 18 Mar 2020 |
Amendment entry | In force 18 Mar 2020 |
||
| Ä 10116010 / M13 17 Mar 2020 |
Ruling to eliminate deficiencies | 16 Apr 2020 | Deficiencies eliminated 18 Mar 2020 |
|
| Ä 10116010 / M12 10 Mar 2020 |
Ruling to eliminate deficiencies | 30 Mar 2020 | Deficiencies eliminated 18 Mar 2020 |
|
| Ä 10116010 / 22 10 Sep 2019 |
Amendment entry | In force 10 Sep 2019 |
||
| Ä 10116010 / 21 25 Jul 2019 |
Amendment entry | In force 25 Jul 2019 |
||
| Ä 10116010 / M11 24 Jul 2019 |
Ruling to eliminate deficiencies | 23 Aug 2019 | Deficiencies eliminated 25 Jul 2019 |
|
| Ä 10116010 / 20 18 Apr 2019 |
Amendment entry | In force 18 Apr 2019 |
||
| Ä 10116010 / M10 11 Dec 2018 |
Ruling to correct data outside an entry | 31 Dec 2018 | Deficiencies eliminated 8 Jan 2019 |
|
| Ä 10116010 / 19 17 Jan 2018 |
Amendment entry | In force 17 Jan 2018 |
||
| Ä 10116010 / M9 22 Dec 2017 |
Procedural ruling | 1 Jan 2018 | Deficiencies eliminated 27 Dec 2017 |
|
| Ä 10116010 / 18 30 Nov 2017 |
Amendment entry | In force 30 Nov 2017 |
||
| Ä 10116010 / 17 4 Oct 2017 |
Amendment entry | In force 4 Oct 2017 |
||
| Ä 10116010 / 16 27 Sep 2017 |
Amendment entry | In force 27 Sep 2017 |
||
| Ä 10116010 / M8 8 May 2017 |
Ruling annulling a ruling | In force 8 May 2017 |
||
| Ä 10116010 / 15 8 May 2017 |
Amendment entry | In force 8 May 2017 |
||
| Ä 10116010 / M7 23 Jan 2017 |
Ruling to correct data outside an entry | 12 Feb 2017 | Deficiencies eliminated 31 Jan 2017 |
|
| Ä 10116010 / 13 16 Sep 2016 |
Amendment entry | In force 16 Sep 2016 |
||
| Ä 10116010 / 12 16 Jun 2016 |
Amendment entry | In force 16 Jun 2016 |
||
| Ä 10116010 / M6 7 Jun 2016 |
Ruling to eliminate deficiencies | 17 Jul 2016 | Deficiencies eliminated 16 Jun 2016 |
|
| Ä 10116010 / 11 16 May 2016 |
Amendment entry | In force 16 May 2016 |
||
| Ä 10116010 / M5 11 May 2016 |
Ruling to eliminate deficiencies | 10 Jun 2016 | Deficiencies eliminated 16 May 2016 |
|
| Ä 10116010 / 10 4 Jun 2014 |
Amendment entry | In force 4 Jun 2014 |
||
| Ä 10116010 / M4 3 Jun 2014 |
Ruling to eliminate deficiencies | 2 Aug 2014 | Deficiencies eliminated 4 Jun 2014 |
|
| Ä 10116010 / M3 28 May 2014 |
Procedural ruling | 27 Jun 2014 | In force 28 May 2014 |
|
| Ä 10116010 / M2 27 May 2014 |
Refund of the state fee | In force 27 May 2014 |
||
| Ä 10116010 / 9 28 Dec 2012 |
Amendment entry | In force 28 Dec 2012 |
||
| Ä 10116010 / 8 29 Dec 2011 |
Amendment entry | In force 29 Dec 2011 |
||
| Ä 10116010 / 7 23 May 2011 |
Amendment entry | In force 23 May 2011 |
||
| Ä 10116010 / M1 4 May 2011 |
Ruling to eliminate deficiencies | In force 4 May 2011 |
||
| Ä 10116010 / 6 30 Mar 2011 |
Entry refused: deficiencies not eliminated | In force 14 Apr 2011 |
||
| Ä 10116010 / 5 6 May 2010 |
Amendment under Commercial Code § 525 (2) | In force 6 May 2010 |
||
| Ä 116010 / 4 29 Sep 2009 |
Amendment under Commercial Code § 525 (2) | In force 29 Sep 2009 |
||
| Ä 116010 / 3 15 May 2009 |
Amendment entry | In force 15 May 2009 |
||
| Ä 116010 / 2 21 Apr 2008 |
Amendment entry | In force 21 Apr 2008 |
||
| Ä 116010 13 Feb 2008 |
First entry | In force 13 Feb 2008 |
Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data