OPTIMA KREDIT OÜ

Active Registry code 11092198 OÜ Tallinn Registered 15 Dec 2004
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OPTIMA KREDIT OÜ is a OÜ based in Tallinn, registry code 11092198, status: active. Main activity: Other credit granting, except pawn shops. Its annual report for 2024 shows revenue of €7 208 and 0 employees.

Revenue
7 208 €
↓ 27.0% vs 2023
Employees
0
±0 vs 2023

2024 · annual report, e-Äriregister

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Revenue · 2024 7 208 €
    industry median 0 € · companies in the industry: 3 793
  • Net profit margin · 2024 99.9 %
    industry median 35.8 % · companies in the industry: 911

Taxes and turnover

No tax data available. EMTA publishes data for those who paid state taxes, filed a VAT return or had employees in the quarter. New and small companies may be missing.

Financials by year

2016 – 2025
Revenue, € 2024: 7 208 € · −27.0% vs 2023 · industry median 0 € · above 81% of the industry
020 00040 00060 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 23 497 € Industry median: 0 €20192020 Company: 53 310 € Industry median: 0 €20202021 Company: 17 288 € Industry median: 0 €20212022 Company: 18 105 € Industry median: 0 €20222023 Company: 9 870 € Industry median: 0 €20232024 Company: 7 208 € Industry median: 0 €20242025 Company: — Industry median: 0 €2025020 00040 00060 0002018 Company: — Industry median: —2019 Company: 23 497 € Industry median: 0 €20192020 Company: 53 310 € Industry median: 0 €2021 Company: 17 288 € Industry median: 0 €20212022 Company: 18 105 € Industry median: 0 €2023 Company: 9 870 € Industry median: 0 €20232024 Company: 7 208 € Industry median: 0 €2025 Company: — Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € 2024: 7 202 € · +180.3% vs 2023 · industry median 0 € · above 71% of the industry
-20 000020 00040 00060 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 8 187 € Industry median: 0 €20192020 Company: 53 304 € Industry median: 0 €20202021 Company: 17 700 € Industry median: 0 €20212022 Company: 25 544 € Industry median: 0 €20222023 Company: -8 967 € Industry median: 0 €20232024 Company: 7 202 € Industry median: 0 €20242025 Company: — Industry median: 0 €2025-20 000020 00040 00060 0002018 Company: — Industry median: —2019 Company: 8 187 € Industry median: 0 €20192020 Company: 53 304 € Industry median: 0 €2021 Company: 17 700 € Industry median: 0 €20212022 Company: 25 544 € Industry median: 0 €2023 Company: -8 967 € Industry median: 0 €20232024 Company: 7 202 € Industry median: 0 €2025 Company: — Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2024: 99.9 % · +190.8 pp vs the year before · industry median 35.8 % · above 75% of the industry
-100-500501001502016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 34.8 % Industry median: 39.3 %20192020 Company: 100.0 % Industry median: 42.1 %20202021 Company: 102.4 % Industry median: 45.0 %20212022 Company: 141.1 % Industry median: 26.3 %20222023 Company: -90.9 % Industry median: 41.1 %20232024 Company: 99.9 % Industry median: 35.8 %20242025 Company: — Industry median: 34.4 %2025-100-500501001502018 Company: — Industry median: —2019 Company: 34.8 % Industry median: 39.3 %20192020 Company: 100.0 % Industry median: 42.1 %2021 Company: 102.4 % Industry median: 45.0 %20212022 Company: 141.1 % Industry median: 26.3 %2023 Company: -90.9 % Industry median: 41.1 %20232024 Company: 99.9 % Industry median: 35.8 %2025 Company: — Industry median: 34.4 %2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2024: 267 778 € · +2.8% vs 2023
01002003002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 201 930 €20192020 Company: 229 182 €20202021 Company: 246 882 €20212022 Company: 272 427 €20222023 Company: 260 575 €20232024 Company: 267 778 €20242025 Company: —202501002003002018 Company: —2019 Company: 201 930 €20192020 Company: 229 182 €2021 Company: 246 882 €20212022 Company: 272 427 €2023 Company: 260 575 €20232024 Company: 267 778 €2025 Company: —2025
Equity, € thousand 2024: 267 778 € · +2.8% vs 2023
01002003002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 172 994 €20192020 Company: 226 298 €20202021 Company: 243 998 €20212022 Company: 269 542 €20222023 Company: 260 575 €20232024 Company: 267 778 €20242025 Company: —202501002003002018 Company: —2019 Company: 172 994 €20192020 Company: 226 298 €2021 Company: 243 998 €20212022 Company: 269 542 €2023 Company: 260 575 €20232024 Company: 267 778 €2025 Company: —2025
Employees 2025: 0 · industry median 1 · above 2% of the industry
0.00.20.40.60.81.02016 Company: 0 Industry median: —20162017 Company: 0 Industry median: —20172018 Company: 0 Industry median: 120182019 Company: 0 Industry median: 120192020 Company: 0 Industry median: 120202021 Company: 0 Industry median: 120212022 Company: 0 Industry median: 120222023 Company: 0 Industry median: 120232024 Company: 0 Industry median: 120242025 Company: 0 Industry median: 120250.00.20.40.60.81.02018 Company: 0 Industry median: 12019 Company: 0 Industry median: 120192020 Company: 0 Industry median: 12021 Company: 0 Industry median: 120212022 Company: 0 Industry median: 12023 Company: 0 Industry median: 120232024 Company: 0 Industry median: 12025 Company: 0 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 — — — — — 0
2024 7 208 7 202 0 267 778 267 778 0
2023 9 870 -8 967 0 260 575 260 575 0
2022 18 105 25 544 0 272 427 269 542 0
2021 17 288 17 700 0 246 882 243 998 0
2020 53 310 53 304 0 229 182 226 298 0
2019 23 497 8 187 0 201 930 172 994 0
2018 — — — — — 0
2017 — — — — — 0
2016 — — — — — 0
2015 — — — — — 0
2014 — — — — — 0
2013 — — — — — 0
2012 — — — — — 1
2011 — — — — — 1
2010 — — — — — 1
2009 — — — — — 1
2008 — — — — — 1
2007 — — — — — 2
2006 — — — — — 2
2005 — — — — — 0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2024

Net profit margin
99.9 %
Net profit / revenue
Return on equity (ROE)
2.7 %
Net profit / equity
Return on assets (ROA)
2.7 %
Net profit / assets
Equity ratio
100.0 %
Equity / assets
Debt ratio
0.0 %
Liabilities / assets

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2024 1 Jan 2024 – 31 Dec 2024 26 Jul 2025 Company’s own e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 1 Jul 2024 Company’s own e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 15 Aug 2023 Company’s own e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 9 Sep 2022 Company’s own e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 1 Sep 2021 Company’s own e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 31 Aug 2020 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

  • Osaühing BESTOK KINNISVARA
    Founder · 40 000 € · 15 Dec 2004
shared board members, owners or beneficial owners

Activities (EMTAK)

  • 64929Other credit granting, except pawn shops Main
Rulings
Number, date Title Deadline State Document
Ä 10084562 / M4
30 Aug 2026
Warning of a fine: annual report not filed 30 Sep 2026 Deficiencies eliminated
3 Oct 2026
PDF
Ä 10084562 / 15
19 Jun 2024
Amendment entry In force
19 Jun 2024
PDF
Ä 10084562 / 14
1 Sep 2023
Amendment entry In force
1 Sep 2023
PDF
Ä 10084562 / 13
17 Jan 2018
Amendment entry In force
17 Jan 2018
PDF
Ä 10084562 / 12
8 Nov 2017
Amendment entry In force
8 Nov 2017
PDF
Ä 10084562 / 11
12 Sep 2016
Amendment entry In force
12 Sep 2016
PDF
Ä 10084562 / 10
16 Jan 2015
Amendment entry In force
16 Jan 2015
PDF
Ä 10084562 / M3
6 Jan 2015
Ruling to eliminate deficiencies 20 Jan 2015 Deficiencies eliminated
16 Jan 2015
PDF
Ä 10084562 / 9
1 Sep 2014
Amendment under Commercial Code § 525 (2) In force
1 Sep 2014
PDF
Ä 10084562 / 8
10 Jul 2012
Amendment entry In force
10 Jul 2012
PDF
Ä 10084562 / M2
22 Feb 2012
Warning of deletion from the register: annual report not filed 23 Aug 2012 Deficiencies eliminated
31 May 2012
PDF
Ä 10084562 / 7
3 Feb 2011
Amendment entry In force
3 Feb 2011
PDF
Ä 84562 / 6
3 Dec 2008
Deletion of activities from the registry card In force
3 Dec 2008
PDF
Ä 84562 / 5
30 Aug 2007
Amendment entry In force
30 Aug 2007
PDF
Ä 84562 / 4
12 Jan 2007
Amendment entry In force
12 Jan 2007
PDF
Ä 84562 / 3
20 Feb 2006
Amendment entry In force
20 Feb 2006
PDF
Ä 84562 / 2
23 Jan 2006
Amendment entry In force
23 Jan 2006
PDF
Ä 84562
14 Dec 2004
First entry In force PDF
Ä 84562 / M1
29 Nov 2004
Ruling to eliminate deficiencies (to be served) 29 Jan 2005 In force PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data