Osaühing KULDEKSPERT

Active Registry code 11028674 OÜ Tallinn Registered 22 Apr 2004
Compare

Osaühing KULDEKSPERT is a OÜ based in Tallinn, registry code 11028674, status: active. Main activity: Pawn shops. Its annual report for 2025 shows revenue of €107 639 and 6 employees.

Turnover
—
State taxes
3 556 €
↓ 7.6% vs Q2 2026
Labour taxes
3 780 €
↓ 7.5% vs Q2 2026
Employees
6
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Financial service activities, except insurance and pension funding · EMTAK 64

  • Labour taxes per employee 630 €
    industry median 2 214 € · companies in the industry: 443
  • Revenue · 2025 107 639 €
    industry median 0 € · companies in the industry: 3 672
  • Net profit margin · 2025 -3.1 %
    industry median 34.4 % · companies in the industry: 770

Taxes and turnover

Q4 2023 – Q3 2026
Labour taxes per employee, € Q3 2026: 630 € · −7.5% vs Q2 2026 · industry median 2 214 € · above 12% of the industry
01 0002 0003 000Q4 2023 Company: 648 € Industry median: 2 331 €Q4·23Q1 2024 Company: 686 € Industry median: 2 206 €Q2 2024 Company: 740 € Industry median: 2 448 €Q2·24Q3 2024 Company: 743 € Industry median: 2 272 €Q4 2024 Company: 750 € Industry median: 2 438 €Q4·24Q1 2025 Company: 778 € Industry median: 2 659 €Q2 2025 Company: 759 € Industry median: 2 225 €Q2·25Q3 2025 Company: 753 € Industry median: 2 338 €Q4 2025 Company: 728 € Industry median: 2 418 €Q4·25Q1 2026 Company: 508 € Industry median: 2 338 €Q2 2026 Company: 681 € Industry median: 2 196 €Q2·26Q3 2026 Company: 630 € Industry median: 2 214 €Q3·2601 0002 0003 000Q4 2024 Company: 750 € Industry median: 2 438 €Q1 2025 Company: 778 € Industry median: 2 659 €Q1·25Q2 2025 Company: 759 € Industry median: 2 225 €Q3 2025 Company: 753 € Industry median: 2 338 €Q3·25Q4 2025 Company: 728 € Industry median: 2 418 €Q1 2026 Company: 508 € Industry median: 2 338 €Q1·26Q2 2026 Company: 681 € Industry median: 2 196 €Q3 2026 Company: 630 € Industry median: 2 214 €Q3·26
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 6 · +0.0% vs Q2 2026
02468Q4 2023 Company: 7Q4·23Q1 2024 Company: 7Q2 2024 Company: 7Q2·24Q3 2024 Company: 7Q4 2024 Company: 7Q4·24Q1 2025 Company: 7Q2 2025 Company: 7Q2·25Q3 2025 Company: 6Q4 2025 Company: 6Q4·25Q1 2026 Company: 6Q2 2026 Company: 6Q2·26Q3 2026 Company: 6Q3·2602468Q4 2024 Company: 7Q1 2025 Company: 7Q1·25Q2 2025 Company: 7Q3 2025 Company: 6Q3·25Q4 2025 Company: 6Q1 2026 Company: 6Q1·26Q2 2026 Company: 6Q3 2026 Company: 6Q3·26
State taxes, € Q3 2026: 3 556 € · −7.6% vs Q2 2026
02 0004 0006 000Q4 2023 Company: 4 251 €Q4·23Q1 2024 Company: 4 504 €Q2 2024 Company: 4 859 €Q2·24Q3 2024 Company: 4 882 €Q4 2024 Company: 4 934 €Q4·24Q1 2025 Company: 5 120 €Q2 2025 Company: 5 012 €Q2·25Q3 2025 Company: 4 249 €Q4 2025 Company: 4 111 €Q4·25Q1 2026 Company: 2 871 €Q2 2026 Company: 3 849 €Q2·26Q3 2026 Company: 3 556 €Q3·2602 0004 0006 000Q4 2024 Company: 4 934 €Q1 2025 Company: 5 120 €Q1·25Q2 2025 Company: 5 012 €Q3 2025 Company: 4 249 €Q3·25Q4 2025 Company: 4 111 €Q1 2026 Company: 2 871 €Q1·26Q2 2026 Company: 3 849 €Q3 2026 Company: 3 556 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 — 3 556 3 780 6
Q2 2026 — 3 849 4 088 6
Q1 2026 — 2 871 3 047 6
Q4 2025 — 4 111 4 368 6
Q3 2025 — 4 249 4 520 6
Q2 2025 — 5 012 5 314 7
Q1 2025 — 5 120 5 447 7
Q4 2024 — 4 934 5 250 7
Q3 2024 — 4 882 5 200 7
Q2 2024 — 4 859 5 177 7
Q1 2024 — 4 504 4 800 7
Q4 2023 — 4 251 4 538 7
Q3 2023 — 4 404 4 701 7
Q2 2023 — 4 789 5 113 7
Q1 2023 — 5 063 5 399 8
Q4 2022 — 5 140 5 469 8
Q3 2022 — 5 170 5 499 8
Q2 2022 — 5 055 5 379 8
Q1 2022 — 6 759 7 212 8
Labour taxes per employee per month
210 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025
Revenue, € thousand 2025: 107 639 € · −17.2% vs 2024 · industry median 0 € · above 94% of the industry
0501001502002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 184 639 € Industry median: 0 €20192020 Company: 161 553 € Industry median: 0 €20202021 Company: 144 520 € Industry median: 0 €20212022 Company: 116 608 € Industry median: 0 €20222023 Company: 124 093 € Industry median: 0 €20232024 Company: 129 937 € Industry median: 0 €20242025 Company: 107 639 € Industry median: 0 €20250501001502002018 Company: — Industry median: —2019 Company: 184 639 € Industry median: 0 €20192020 Company: 161 553 € Industry median: 0 €2021 Company: 144 520 € Industry median: 0 €20212022 Company: 116 608 € Industry median: 0 €2023 Company: 124 093 € Industry median: 0 €20232024 Company: 129 937 € Industry median: 0 €2025 Company: 107 639 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € 2025: -3 357 € · −130.4% vs 2024 · industry median 0 € · above 15% of the industry
-20 000-10 000010 00020 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: -3 693 € Industry median: 0 €20192020 Company: -14 431 € Industry median: 0 €20202021 Company: -9 627 € Industry median: 0 €20212022 Company: -3 334 € Industry median: 0 €20222023 Company: 8 652 € Industry median: 0 €20232024 Company: 11 033 € Industry median: 0 €20242025 Company: -3 357 € Industry median: 0 €2025-20 000-10 000010 00020 0002018 Company: — Industry median: —2019 Company: -3 693 € Industry median: 0 €20192020 Company: -14 431 € Industry median: 0 €2021 Company: -9 627 € Industry median: 0 €20212022 Company: -3 334 € Industry median: 0 €2023 Company: 8 652 € Industry median: 0 €20232024 Company: 11 033 € Industry median: 0 €2025 Company: -3 357 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: -3.1 % · −11.6 pp vs the year before · industry median 34.4 % · above 24% of the industry
-2002040602016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: -2.0 % Industry median: 39.3 %20192020 Company: -8.9 % Industry median: 42.1 %20202021 Company: -6.7 % Industry median: 45.0 %20212022 Company: -2.9 % Industry median: 26.3 %20222023 Company: 7.0 % Industry median: 41.1 %20232024 Company: 8.5 % Industry median: 35.8 %20242025 Company: -3.1 % Industry median: 34.4 %2025-2002040602018 Company: — Industry median: —2019 Company: -2.0 % Industry median: 39.3 %20192020 Company: -8.9 % Industry median: 42.1 %2021 Company: -6.7 % Industry median: 45.0 %20212022 Company: -2.9 % Industry median: 26.3 %2023 Company: 7.0 % Industry median: 41.1 %20232024 Company: 8.5 % Industry median: 35.8 %2025 Company: -3.1 % Industry median: 34.4 %2025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 86 326 € · −9.7% vs 2024
0501001502002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 158 850 €20192020 Company: 156 341 €20202021 Company: 99 207 €20212022 Company: 95 407 €20222023 Company: 91 797 €20232024 Company: 95 591 €20242025 Company: 86 326 €20250501001502002018 Company: —2019 Company: 158 850 €20192020 Company: 156 341 €2021 Company: 99 207 €20212022 Company: 95 407 €2023 Company: 91 797 €20232024 Company: 95 591 €2025 Company: 86 326 €2025
Equity, € 2025: 19 372 € · −14.8% vs 2024
010 00020 00030 00040 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 30 947 €20192020 Company: 16 516 €20202021 Company: 6 889 €20212022 Company: 3 555 €20222023 Company: 11 696 €20232024 Company: 22 729 €20242025 Company: 19 372 €2025010 00020 00030 00040 0002018 Company: —2019 Company: 30 947 €20192020 Company: 16 516 €2021 Company: 6 889 €20212022 Company: 3 555 €2023 Company: 11 696 €20232024 Company: 22 729 €2025 Company: 19 372 €2025
Employees 2025: 6 · −14.3% vs 2024 · industry median 1 · above 87% of the industry
0510152016 Company: 13 Industry median: —20162017 Company: 12 Industry median: —20172018 Company: 11 Industry median: 120182019 Company: 11 Industry median: 120192020 Company: 10 Industry median: 120202021 Company: 9 Industry median: 120212022 Company: 7 Industry median: 120222023 Company: 7 Industry median: 120232024 Company: 7 Industry median: 120242025 Company: 6 Industry median: 12025035810132018 Company: 11 Industry median: 12019 Company: 11 Industry median: 120192020 Company: 10 Industry median: 12021 Company: 9 Industry median: 120212022 Company: 7 Industry median: 12023 Company: 7 Industry median: 120232024 Company: 7 Industry median: 12025 Company: 6 Industry median: 12025
  • Company
  • Industry median

Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 107 639 -3 357 63 648 86 326 19 372 6
2024 129 937 11 033 73 860 95 591 22 729 7
2023 124 093 8 652 69 808 91 797 11 696 7
2022 116 608 -3 334 74 803 95 407 3 555 7
2021 144 520 -9 627 85 149 99 207 6 889 9
2020 161 553 -14 431 85 967 156 341 16 516 10
2019 184 639 -3 693 81 222 158 850 30 947 11
2018 — — — — — 11
2017 — — — — — 12
2016 — — — — — 13
2015 — — — — — 13
2014 — — — — — 13
2013 — — — — — 13
2012 — — — — — 14
2011 — — — — — 15
2010 — — — — — 15
2009 — — — — — 18
2008 — — — — — 18
2006 — — — — — 10
2005 — — — — — 8
2004 — — — — — 6

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
-3.1 %
Net profit / revenue
Return on equity (ROE)
-17.3 %
Net profit / equity
Return on assets (ROA)
-3.9 %
Net profit / assets
Equity ratio
22.4 %
Equity / assets
Debt ratio
77.6 %
Liabilities / assets
Current ratio
24.19
Current assets / current liabilities
Revenue per employee
17 940 €
Revenue / average full-time employees
Labour cost per employee per month
884 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 30 Jun 2026 Company’s own e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 30 Jun 2026 Company’s own e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 28 Jun 2024 Company’s own e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 30 Jun 2023 Company’s own e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 30 Jun 2022 Company’s own e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 30 Jun 2021 Company’s own e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 31 Oct 2020 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

Activities (EMTAK)

  • 64921Pawn shops Main
Rulings
Number, date Title Deadline State Document
Ä 10076673 / 12
30 Jun 2026
Amendment entry In force
30 Jun 2026
PDF
Ä 10076673 / 11
1 Sep 2023
Amendment entry In force
1 Sep 2023
PDF
Ä 10076673 / 10
25 Mar 2022
Amendment under Commercial Code § 525 (2) In force
25 Mar 2022
PDF
Ä 10076673 / 9
6 Oct 2020
Amendment entry In force
6 Oct 2020
PDF
Ä 10076673 / 8
17 Jul 2020
Amendment entry In force
17 Jul 2020
PDF
Ä 10076673 / 7
3 May 2018
Amendment under Commercial Code § 525 (2) In force
3 May 2018
PDF
Ä 10076673 / 6
17 Jan 2018
Amendment entry In force
17 Jan 2018
PDF
Ä 10076673 / 5
8 Nov 2017
Amendment entry In force
8 Nov 2017
PDF
Ä 10076673 / 4
1 Sep 2016
Amendment entry In force
1 Sep 2016
PDF
Ä 10076673 / 3
27 Aug 2012
Entry refused: deficiencies not eliminated In force
12 Sep 2012
PDF
Ä 10076673 / M7
15 Jun 2012
Ruling to eliminate deficiencies 24 Aug 2012 In force
15 Jun 2012
PDF
Ä 10076673 / 2
29 Jun 2010
Deletion of activities from the registry card In force
29 Jun 2010
PDF
Ä 76673 / M6
19 Oct 2009
Fine for not filing the report 8 Nov 2009 In force
24 Oct 2009
PDF
Ä 76673 / M5
10 Oct 2008
Fine for not filing the report In force
28 Oct 2008
PDF
Ä 76673 / M4
7 Feb 2008
Warning of deletion from the register: annual report not filed Deficiencies eliminated
8 Feb 2008
PDF
Ä 76673 / M3
17 Oct 2007
Fine for not filing the report Deficiencies eliminated
23 Oct 2007
PDF
Ä 76673
22 Apr 2004
First entry In force PDF
Ä 76673 / M2
18 Mar 2004
Ruling to be served 18 May 2004 In force PDF
Ä 76673 / M1
18 Dec 2003
Ruling to eliminate deficiencies (to be served) 18 Mar 2004 In force PDF

Sources: e-Äriregister and EMTA. Data updated 31 Oct 2026. Open at the source ↗ · Report an error in the data