Creditex OÜ

Active Registry code 10980465 OÜ Tallinn Registered 28 Oct 2003

Creditex OÜ is a OÜ based in Tallinn, registry code 10980465, status: active. Main activity: Retail sale of beverages. According to EMTA, turnover for Q3 2026 was €21 006 with 2 employees.

Turnover

21 006 €

↑ 5.5% vs Q2 2026

State taxes

2 415 €

↑ 7.4% vs Q2 2026

Labour taxes

1 271 €

↓ 2.4% vs Q2 2026

Employees

±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Retail trade · EMTAK 47

Turnover · Q3 2026 21 006 €

above 48% of companies

industry median 23 652 € · companies in the industry: 7 652
Labour taxes per employee 636 €

above 20% of companies

industry median 1 201 € · companies in the industry: 4 663
Revenue · 2025 90 244 €

above 73% of companies

industry median 16 974 € · companies in the industry: 13 500
Net profit margin · 2025 -1.8 %

above 30% of companies

industry median 1.3 % · companies in the industry: 9 480

Taxes and turnover

Q4 2023 – Q3 2026

Turnover, € Q3 2026: 21 006 € · +5.5% vs Q2 2026 · industry median 23 652 € · above 48% of the industry

Company
Industry median

Industry: Retail trade (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 636 € · −2.4% vs Q2 2026 · industry median 1 201 € · above 20% of the industry

Company
Industry median

Industry: Retail trade (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 2 · +0.0% vs Q2 2026

State taxes, € Q3 2026: 2 415 € · +7.4% vs Q2 2026

Figures by quarter
Quarter	Turnover, €	State taxes, €	Labour taxes, €	Employees
Q3 2026	21 006	2 415	1 271	2
Q2 2026	19 910	2 248	1 302	2
Q1 2026	18 039	2 502	1 286	2
Q4 2025	22 113	2 361	1 332	2
Q3 2025	24 789	2 265	1 145	2
Q2 2025	23 138	2 259	1 067	2
Q1 2025	20 572	1 855	1 018	2
Q4 2024	28 121	2 758	1 293	2
Q3 2024	32 472	3 012	1 585	3
Q2 2024	31 797	2 580	1 528	3
Q1 2024	27 795	1 831	912	3
Q4 2023	33 110	3 246	2 217	2
Q3 2023	38 316	2 628	1 593	2
Q2 2023	35 221	2 063	1 104	2
Q1 2023	30 035	2 249	1 140	2
Q4 2022	31 234	2 936	1 472	2
Q3 2022	34 343	2 276	1 585	2
Q2 2022	34 493	2 318	1 350	2
Q1 2022	30 148	2 214	1 241	3

Labour taxes per employee per month

212 €

Turnover per employee in the quarter

10 503 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025

Revenue, € thousand 2025: 90 244 € · −23.5% vs 2024 · industry median 16 974 € · above 73% of the industry

Company
Industry median

Industry: Retail trade (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € 2025: -1 585 € · +59.3% vs 2024 · industry median 0 € · above 21% of the industry

Company
Industry median

Industry: Retail trade (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: -1.8 % · +1.5 pp vs the year before · industry median 1.3 % · above 30% of the industry

Company
Industry median

Industry: Retail trade (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € 2025: 11 007 € · −16.9% vs 2024

Equity, € 2025: 1 280 € · −55.3% vs 2024

Employees 2025: 2 · +0.0% vs 2024 · industry median 2 · above 50% of the industry

Company
Industry median

Industry: Retail trade (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year	Revenue, €	Net profit, €	Labour costs, €	Assets, €	Equity, €	Employees
2025	90 244	-1 585	17 501	11 007	1 280	2
2024	118 038	-3 892	20 186	13 251	2 865	2
2023	135 589	1 754	18 362	17 358	6 757	3
2022	129 796	-1 938	19 136	14 896	5 003	3
2021	131 050	-1 266	19 293	19 348	6 941	3
2020	134 917	659	15 392	18 241	8 207	2
2019	136 213	3 337	16 403	16 067	7 548	2
2018	—	—	—	—	—	3
2017	—	—	—	—	—	3
2016	—	—	—	—	—	3
2015	—	—	—	—	—	3
2014	—	—	—	—	—	3
2013	—	—	—	—	—	3
2012	—	—	—	—	—	4
2011	—	—	—	—	—	2
2010	—	—	—	—	—	3
2009	—	—	—	—	—	3
2008	—	—	—	—	—	3
2007	—	—	—	—	—	2
2006	—	—	—	—	—	1
2005	—	—	—	—	—	0
2004	—	—	—	—	—	0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin

-1.8 %

Net profit / revenue

Return on equity (ROE)

-123.8 %

Net profit / equity

Return on assets (ROA)

-14.4 %

Net profit / assets

Equity ratio

11.6 %

Equity / assets

Debt ratio

88.4 %

Liabilities / assets

Current ratio

1.13

Current assets / current liabilities

Revenue per employee

45 122 €

Revenue / average full-time employees

Labour cost per employee per month

729 €

Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister

Annual reports
Year	Period	Filed	Report	Documents
2025	1 Jan 2025 – 31 Dec 2025	26 Mar 2026	Company’s own	e-Äriregister
2024	1 Jan 2024 – 31 Dec 2024	27 Apr 2025	Company’s own	e-Äriregister
2023	1 Jan 2023 – 31 Dec 2023	23 Feb 2024	Company’s own	e-Äriregister
2022	1 Jan 2022 – 31 Dec 2022	26 Jun 2023	Company’s own	e-Äriregister
2021	1 Jan 2021 – 31 Dec 2021	21 Mar 2022	Company’s own	e-Äriregister
2020	1 Jan 2020 – 31 Dec 2020	28 May 2021	Company’s own	e-Äriregister
2019	1 Jan 2019 – 31 Dec 2019	21 Oct 2020	Company’s own	e-Äriregister

Board

Tatjana Stepanova
Board member · since 5 Aug 2008

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Tatjana Stepanova
Natural person · 2 556 €

100%

Beneficial owners

Oksana Stepanova
Indirect ownership · since 28 Mar 2019
Tatjana Stepanova
Direct ownership · since 20 Sep 2018

Founders and other persons

Hansaconsult OÜ
Founder · 40 000 € · 28 Oct 2003

Activities (EMTAK)

47251Retail sale of beverages Main

Rulings 12

All rulings (PDF)

Rulings
Number, date	Title	State	Document
Ä 10075433 / 12 1 Sep 2023	Amendment entry	In force 1 Sep 2023	PDF
Ä 10075433 / 11 17 Jan 2018	Amendment entry	In force 17 Jan 2018	PDF
Ä 10075433 / 10 8 Nov 2017	Amendment entry	In force 8 Nov 2017	PDF
Ä 10075433 / 9 14 Sep 2016	Amendment entry	In force 14 Sep 2016	PDF
Ä 10075433 / 8 3 Jan 2012	Amendment entry	In force 3 Jan 2012	PDF
Ä 10075433 / 7 23 Mar 2010	Deletion of activities from the registry card	In force 23 Mar 2010	PDF
Ä 75433 / 6 4 Aug 2008	Amendment entry	In force 5 Aug 2008	PDF
Ä 75433 / 5 19 Dec 2006	Amendment entry	In force 19 Dec 2006	PDF
Ä 75433 / 4 8 Feb 2006	Amendment entry	In force 8 Feb 2006	PDF
Ä 75433 / 3 3 Feb 2005	Amendment entry	In force	PDF
Ä 75433 / 2 15 Dec 2003	Amendment entry	In force	PDF
Ä 75433 27 Oct 2003	First entry	In force	PDF

Sources: e-Äriregister and EMTA. Data updated 31 Oct 2026. Open at the source ↗ · Report an error in the data