Kindlustusarst OÜ

Active Registry code 10906753 OÜ Tallinn Registered 19 Nov 2002

Kindlustusarst OÜ is a OÜ based in Tallinn, registry code 10906753, status: active. Main activity: Medical specialists activities. Its annual report for 2025 shows revenue of €150 388 and 1 employees.

Turnover

—

State taxes

15 084 €

↑ 258.8% vs Q2 2026

Labour taxes

3 767 €

↓ 0.7% vs Q2 2026

Employees

±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Human health activities · EMTAK 86

Labour taxes per employee 1 884 €

above 45% of companies

industry median 2 177 € · companies in the industry: 1 696
Revenue · 2025 150 388 €

above 75% of companies

industry median 20 811 € · companies in the industry: 3 373
Net profit margin · 2025 40.2 %

above 84% of companies

industry median 8.3 % · companies in the industry: 2 759

Taxes and turnover

Q4 2023 – Q3 2026

Labour taxes per employee, € Q3 2026: 1 884 € · −0.7% vs Q2 2026 · industry median 2 177 € · above 45% of the industry

Company
Industry median

Industry: Human health activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 2 · +0.0% vs Q2 2026

State taxes, € Q3 2026: 15 084 € · +258.8% vs Q2 2026

Figures by quarter
Quarter	Turnover, €	State taxes, €	Labour taxes, €	Employees
Q3 2026	—	15 084	3 767	2
Q2 2026	—	4 204	3 794	2
Q1 2026	—	15 238	3 921	2
Q4 2025	—	4 661	4 229	2
Q3 2025	—	4 264	4 229	2
Q2 2025	—	4 612	4 229	2
Q1 2025	—	18 838	8 458	2
Q4 2024	—	4 106	4 105	2
Q3 2024	—	3 645	3 621	1
Q2 2024	—	4 052	4 049	1
Q1 2024	—	4 097	4 077	1
Q4 2023	—	4 187	4 133	1
Q3 2023	—	9 462	5 843	1
Q2 2023	—	4 006	4 020	1
Q1 2023	—	10 437	4 133	1
Q4 2022	—	70 437	4 133	1
Q3 2022	—	3 685	3 607	1
Q2 2022	—	869	663	1
Q1 2022	—	9 299	1 159	—

Labour taxes per employee per month

628 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025

Revenue, € thousand 2025: 150 388 € · +1.6% vs 2024 · industry median 20 811 € · above 75% of the industry

Company
Industry median

Industry: Human health activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 60 505 € · −16.2% vs 2024 · industry median 1 071 € · above 87% of the industry

Company
Industry median

Industry: Human health activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 40.2 % · −8.5 pp vs the year before · industry median 8.3 % · above 84% of the industry

Company
Industry median

Industry: Human health activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 137 062 € · +54.1% vs 2024

Equity, € thousand 2025: 126 961 € · +91.0% vs 2024

Employees 2025: 1 · +0.0% vs 2024 · industry median 2 · above 5% of the industry

Company
Industry median

Industry: Human health activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year	Revenue, €	Net profit, €	Labour costs, €	Assets, €	Equity, €	Employees
2025	150 388	60 505	36 402	137 062	126 961	1
2024	148 061	72 190	32 219	88 959	66 456	1
2023	142 585	52 544	36 745	66 561	58 782	1
2022	93 711	279 594	21 201	39 247	27 744	1
2021	81 854	43 801	0	73 797	72 710	0
2020	58 154	2 487	0	45 032	28 909	0
2019	62 775	26 232	0	51 773	50 703	0
2018	—	—	—	—	—	0
2017	—	—	—	—	—	0
2016	—	—	—	—	—	0
2015	—	—	—	—	—	0
2014	—	—	—	—	—	0
2013	—	—	—	—	—	0
2012	—	—	—	—	—	0
2011	—	—	—	—	—	0
2010	—	—	—	—	—	0
2009	—	—	—	—	—	1
2008	—	—	—	—	—	1
2007	—	—	—	—	—	1
2006	—	—	—	—	—	1
2005	—	—	—	—	—	0
2004	—	—	—	—	—	0
2003	—	—	—	—	—	0

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin

40.2 %

Net profit / revenue

Return on equity (ROE)

47.7 %

Net profit / equity

Return on assets (ROA)

44.1 %

Net profit / assets

Equity ratio

92.6 %

Equity / assets

Debt ratio

7.4 %

Liabilities / assets

Current ratio

7.27

Current assets / current liabilities

Revenue per employee

150 388 €

Revenue / average full-time employees

Labour cost per employee per month

3 034 €

Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister

Annual reports
Year	Period	Filed	Report	Documents
2025	1 Jan 2025 – 31 Dec 2025	31 May 2026	Company’s own	e-Äriregister
2024	1 Jan 2024 – 31 Dec 2024	11 Jun 2025	Company’s own	e-Äriregister
2023	1 Jan 2023 – 31 Dec 2023	31 May 2024	Company’s own	e-Äriregister
2022	1 Jan 2022 – 31 Dec 2022	6 Jun 2023	Company’s own	e-Äriregister
2021	1 Jan 2021 – 31 Dec 2021	18 Jun 2022	Company’s own	e-Äriregister
2020	1 Jan 2020 – 31 Dec 2020	20 May 2021	Company’s own	e-Äriregister
2019	1 Jan 2019 – 31 Dec 2019	20 Mar 2020	Company’s own	e-Äriregister

Board

Mare Kalvet
Board member · since 19 Dec 2002
Tauno Kalvet
Board member · since 19 Dec 2002

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Tauno Kalvet
Natural person · 1 278 €

50%
Mare Kalvet
Natural person · 1 278 €

50%

Beneficial owners

Mare Kalvet
Direct ownership · since 4 Sep 2018
Tauno Kalvet
Direct ownership · since 4 Sep 2018

Founders and other persons

Revalfi OÜ
Founder · 40 000 € · 19 Nov 2002

Activities (EMTAK)

86221Medical specialists activities Main

Rulings 9

All rulings (PDF)

Rulings
Number, date	Title	State	Document
Ä 10068782 / 9 1 Sep 2023	Amendment entry	In force 1 Sep 2023	PDF
Ä 10068782 / 8 17 Jan 2018	Amendment entry	In force 17 Jan 2018	PDF
Ä 10068782 / 7 8 Nov 2017	Amendment entry	In force 8 Nov 2017	PDF
Ä 10068782 / 6 16 Sep 2016	Amendment entry	In force 16 Sep 2016	PDF
Ä 10068782 / 5 22 Dec 2011	Amendment entry	In force 22 Dec 2011	PDF
Ä 68782 / 4 5 Jan 2009	Deletion of activities from the registry card	In force 7 Jan 2009	PDF
Ä 68782 / 3 16 Jun 2003	Amendment entry	In force	PDF
Ä 68782 / 2 18 Dec 2002	Published amendment entry	In force	PDF
Ä 68782 18 Nov 2002	First entry	In force	PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data