CREDITREFORM EESTI OÜ

Active Registry code 10887820 OÜ Tallinn Registered 21 Aug 2002
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CREDITREFORM EESTI OÜ is a OÜ based in Tallinn, registry code 10887820, status: active. Main activity: Activities of collection agencies and credit bureaus. According to EMTA, turnover for Q3 2026 was €19 287 with 6 employees.

Turnover
19 287 €
↓ 32.2% vs Q2 2026
State taxes
22 885 €
↓ 3.6% vs Q2 2026
Labour taxes
19 252 €
↓ 0.8% vs Q2 2026
Employees
6
±0 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Office administrative, office support and other business support activities · EMTAK 82

  • Turnover · Q3 2026 19 287 €
    industry median 14 685 € · companies in the industry: 1 227
  • Labour taxes per employee 3 209 €
    industry median 1 350 € · companies in the industry: 777
  • Revenue · 2025 222 400 €
    industry median 3 483 € · companies in the industry: 3 688
  • Net profit margin · 2025 -1.9 %
    industry median 11.2 % · companies in the industry: 2 113

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € Q3 2026: 19 287 € · −32.2% vs Q2 2026 · industry median 14 685 € · above 57% of the industry
010 00020 00030 000Q4 2023 Company: 18 874 € Industry median: 14 047 €Q4·23Q1 2024 Company: 23 653 € Industry median: 13 582 €Q2 2024 Company: 25 673 € Industry median: 14 014 €Q2·24Q3 2024 Company: 16 982 € Industry median: 13 256 €Q4 2024 Company: 17 435 € Industry median: 14 616 €Q4·24Q1 2025 Company: 11 868 € Industry median: 13 419 €Q2 2025 Company: 27 116 € Industry median: 14 570 €Q2·25Q3 2025 Company: 26 604 € Industry median: 13 911 €Q4 2025 Company: 21 642 € Industry median: 14 039 €Q4·25Q1 2026 Company: 22 545 € Industry median: 14 308 €Q2 2026 Company: 28 461 € Industry median: 13 894 €Q2·26Q3 2026 Company: 19 287 € Industry median: 14 685 €Q3·26010 00020 00030 000Q4 2024 Company: 17 435 € Industry median: 14 616 €Q1 2025 Company: 11 868 € Industry median: 13 419 €Q1·25Q2 2025 Company: 27 116 € Industry median: 14 570 €Q3 2025 Company: 26 604 € Industry median: 13 911 €Q3·25Q4 2025 Company: 21 642 € Industry median: 14 039 €Q1 2026 Company: 22 545 € Industry median: 14 308 €Q1·26Q2 2026 Company: 28 461 € Industry median: 13 894 €Q3 2026 Company: 19 287 € Industry median: 14 685 €Q3·26
  • Company
  • Industry median

Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 3 209 € · −0.8% vs Q2 2026 · industry median 1 350 € · above 77% of the industry
01 0002 0003 0004 000Q4 2023 Company: 3 084 € Industry median: 1 251 €Q4·23Q1 2024 Company: 3 179 € Industry median: 1 292 €Q2 2024 Company: 2 633 € Industry median: 1 265 €Q2·24Q3 2024 Company: 3 318 € Industry median: 1 305 €Q4 2024 Company: 3 112 € Industry median: 1 355 €Q4·24Q1 2025 Company: 3 300 € Industry median: 1 354 €Q2 2025 Company: 3 341 € Industry median: 1 393 €Q2·25Q3 2025 Company: 3 497 € Industry median: 1 405 €Q4 2025 Company: 3 459 € Industry median: 1 417 €Q4·25Q1 2026 Company: 3 211 € Industry median: 1 316 €Q2 2026 Company: 3 233 € Industry median: 1 296 €Q2·26Q3 2026 Company: 3 209 € Industry median: 1 350 €Q3·2601 0002 0003 0004 000Q4 2024 Company: 3 112 € Industry median: 1 355 €Q1 2025 Company: 3 300 € Industry median: 1 354 €Q1·25Q2 2025 Company: 3 341 € Industry median: 1 393 €Q3 2025 Company: 3 497 € Industry median: 1 405 €Q3·25Q4 2025 Company: 3 459 € Industry median: 1 417 €Q1 2026 Company: 3 211 € Industry median: 1 316 €Q1·26Q2 2026 Company: 3 233 € Industry median: 1 296 €Q3 2026 Company: 3 209 € Industry median: 1 350 €Q3·26
  • Company
  • Industry median

Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 6 · +0.0% vs Q2 2026
02468Q4 2023 Company: 6Q4·23Q1 2024 Company: 6Q2 2024 Company: 7Q2·24Q3 2024 Company: 6Q4 2024 Company: 6Q4·24Q1 2025 Company: 6Q2 2025 Company: 6Q2·25Q3 2025 Company: 6Q4 2025 Company: 6Q4·25Q1 2026 Company: 6Q2 2026 Company: 6Q2·26Q3 2026 Company: 6Q3·260246Q4 2024 Company: 6Q1 2025 Company: 6Q1·25Q2 2025 Company: 6Q3 2025 Company: 6Q3·25Q4 2025 Company: 6Q1 2026 Company: 6Q1·26Q2 2026 Company: 6Q3 2026 Company: 6Q3·26
State taxes, € Q3 2026: 22 885 € · −3.6% vs Q2 2026
05 00010 00015 00020 00025 000Q4 2023 Company: 20 629 €Q4·23Q1 2024 Company: 23 381 €Q2 2024 Company: 22 817 €Q2·24Q3 2024 Company: 22 842 €Q4 2024 Company: 22 138 €Q4·24Q1 2025 Company: 21 617 €Q2 2025 Company: 24 865 €Q2·25Q3 2025 Company: 24 908 €Q4 2025 Company: 24 313 €Q4·25Q1 2026 Company: 22 892 €Q2 2026 Company: 23 747 €Q2·26Q3 2026 Company: 22 885 €Q3·2605 00010 00015 00020 00025 000Q4 2024 Company: 22 138 €Q1 2025 Company: 21 617 €Q1·25Q2 2025 Company: 24 865 €Q3 2025 Company: 24 908 €Q3·25Q4 2025 Company: 24 313 €Q1 2026 Company: 22 892 €Q1·26Q2 2026 Company: 23 747 €Q3 2026 Company: 22 885 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 19 287 22 885 19 252 6
Q2 2026 28 461 23 747 19 400 6
Q1 2026 22 545 22 892 19 267 6
Q4 2025 21 642 24 313 20 754 6
Q3 2025 26 604 24 908 20 980 6
Q2 2025 27 116 24 865 20 046 6
Q1 2025 11 868 21 617 19 799 6
Q4 2024 17 435 22 138 18 669 6
Q3 2024 16 982 22 842 19 908 6
Q2 2024 25 673 22 817 18 432 7
Q1 2024 23 653 23 381 19 075 6
Q4 2023 18 874 20 629 18 501 6
Q3 2023 16 485 19 783 18 051 6
Q2 2023 20 769 21 419 18 231 6
Q1 2023 47 293 24 116 19 345 6
Q4 2022 32 480 20 547 17 795 7
Q3 2022 30 161 23 618 22 566 6
Q2 2022 32 147 22 707 22 180 8
Q1 2022 34 255 24 607 21 519 8
Labour taxes per employee per month
1 070 €
Turnover per employee in the quarter
3 215 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025
Revenue, € thousand 2025: 222 400 € · +4.7% vs 2024 · industry median 3 483 € · above 92% of the industry
01002003004005002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 427 831 € Industry median: 4 303 €20192020 Company: 358 574 € Industry median: 3 140 €20202021 Company: 287 809 € Industry median: 2 988 €20212022 Company: 230 335 € Industry median: 3 000 €20222023 Company: 226 904 € Industry median: 3 062 €20232024 Company: 212 498 € Industry median: 3 141 €20242025 Company: 222 400 € Industry median: 3 483 €202501002003004005002018 Company: — Industry median: —2019 Company: 427 831 € Industry median: 4 303 €20192020 Company: 358 574 € Industry median: 3 140 €2021 Company: 287 809 € Industry median: 2 988 €20212022 Company: 230 335 € Industry median: 3 000 €2023 Company: 226 904 € Industry median: 3 062 €20232024 Company: 212 498 € Industry median: 3 141 €2025 Company: 222 400 € Industry median: 3 483 €2025
  • Company
  • Industry median

Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € 2025: -4 322 € · −142.4% vs 2024 · industry median 0 € · above 10% of the industry
-60 000-40 000-20 000020 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: -10 505 € Industry median: 0 €20192020 Company: -36 245 € Industry median: 0 €20202021 Company: -46 216 € Industry median: 0 €20212022 Company: -48 481 € Industry median: 0 €20222023 Company: 9 916 € Industry median: 0 €20232024 Company: 10 203 € Industry median: 0 €20242025 Company: -4 322 € Industry median: 0 €2025-60 000-40 000-20 000020 0002018 Company: — Industry median: —2019 Company: -10 505 € Industry median: 0 €20192020 Company: -36 245 € Industry median: 0 €2021 Company: -46 216 € Industry median: 0 €20212022 Company: -48 481 € Industry median: 0 €2023 Company: 9 916 € Industry median: 0 €20232024 Company: 10 203 € Industry median: 0 €2025 Company: -4 322 € Industry median: 0 €2025
  • Company
  • Industry median

Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: -1.9 % · −6.7 pp vs the year before · industry median 11.2 % · above 23% of the industry
-30-20-10010202016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: -2.5 % Industry median: 12.7 %20192020 Company: -10.1 % Industry median: 13.9 %20202021 Company: -16.1 % Industry median: 15.6 %20212022 Company: -21.0 % Industry median: 12.6 %20222023 Company: 4.4 % Industry median: 12.8 %20232024 Company: 4.8 % Industry median: 12.8 %20242025 Company: -1.9 % Industry median: 11.2 %2025-30-20-10010202018 Company: — Industry median: —2019 Company: -2.5 % Industry median: 12.7 %20192020 Company: -10.1 % Industry median: 13.9 %2021 Company: -16.1 % Industry median: 15.6 %20212022 Company: -21.0 % Industry median: 12.6 %2023 Company: 4.4 % Industry median: 12.8 %20232024 Company: 4.8 % Industry median: 12.8 %2025 Company: -1.9 % Industry median: 11.2 %2025
  • Company
  • Industry median

Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 78 694 € · −27.7% vs 2024
0501001502002502016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 234 115 €20192020 Company: 192 821 €20202021 Company: 145 514 €20212022 Company: 105 361 €20222023 Company: 112 256 €20232024 Company: 108 799 €20242025 Company: 78 694 €20250501001502002502018 Company: —2019 Company: 234 115 €20192020 Company: 192 821 €2021 Company: 145 514 €20212022 Company: 105 361 €2023 Company: 112 256 €20232024 Company: 108 799 €2025 Company: 78 694 €2025
Equity, € thousand 2025: 23 689 € · −15.4% vs 2024
0501001502016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 143 729 €20192020 Company: 102 588 €20202021 Company: 56 373 €20212022 Company: 7 892 €20222023 Company: 17 808 €20232024 Company: 28 011 €20242025 Company: 23 689 €20250501001502018 Company: —2019 Company: 143 729 €20192020 Company: 102 588 €2021 Company: 56 373 €20212022 Company: 7 892 €2023 Company: 17 808 €20232024 Company: 28 011 €2025 Company: 23 689 €2025
Employees 2025: 7 · +0.0% vs 2024 · industry median 1 · above 92% of the industry
0510152016 Company: 14 Industry median: —20162017 Company: 12 Industry median: —20172018 Company: 12 Industry median: 120182019 Company: 13 Industry median: 120192020 Company: 11 Industry median: 120202021 Company: 10 Industry median: 120212022 Company: 7 Industry median: 120222023 Company: 7 Industry median: 120232024 Company: 7 Industry median: 120242025 Company: 7 Industry median: 120250510152018 Company: 12 Industry median: 12019 Company: 13 Industry median: 120192020 Company: 11 Industry median: 12021 Company: 10 Industry median: 120212022 Company: 7 Industry median: 12023 Company: 7 Industry median: 120232024 Company: 7 Industry median: 12025 Company: 7 Industry median: 12025
  • Company
  • Industry median

Industry: Office administrative, office support and other business support activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 222 400 -4 322 190 874 78 694 23 689 7
2024 212 498 10 203 184 675 108 799 28 011 7
2023 226 904 9 916 183 179 112 256 17 808 7
2022 230 335 -48 481 205 272 105 361 7 892 7
2021 287 809 -46 216 226 501 145 514 56 373 10
2020 358 574 -36 245 245 979 192 821 102 588 11
2019 427 831 -10 505 292 868 234 115 143 729 13
2018 — — — — — 12
2017 — — — — — 12
2016 — — — — — 14
2015 — — — — — 15
2014 — — — — — 16
2013 — — — — — 19
2012 — — — — — 28
2011 — — — — — 32
2010 — — — — — 32
2009 — — — — — 0
2008 — — — — — 8
2007 — — — — — 4
2006 — — — — — 3
2005 — — — — — 5
2004 — — — — — 6
2003 — — — — — 4

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
-1.9 %
Net profit / revenue
Return on equity (ROE)
-18.2 %
Net profit / equity
Return on assets (ROA)
-5.5 %
Net profit / assets
Equity ratio
30.1 %
Equity / assets
Debt ratio
69.9 %
Liabilities / assets
Current ratio
1.23
Current assets / current liabilities
Revenue per employee
31 771 €
Revenue / average full-time employees
Labour cost per employee per month
2 272 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 2 Jul 2026 Company’s own e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 30 Jun 2025 Company’s own e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 26 Jun 2024 Company’s own e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 29 Jun 2023 Company’s own e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 23 May 2023 Company’s own e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 31 Mar 2023 Company’s own e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 1 Feb 2021 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

  • CREDITREFORM LATVIJĀ
    Founder · 100 000 € · 21 Aug 2002
shared board members, owners or beneficial owners

Activities (EMTAK)

  • 82911Activities of collection agencies and credit bureaus Main
Rulings
Number, date Title Deadline State Document
Ä 10067084 / 18
29 Jun 2026
Amendment entry In force
29 Jun 2026
PDF
Ä 10067084 / M3
21 Apr 2025
Procedural ruling 1 May 2025 Deficiencies eliminated
21 Apr 2025
PDF
Ä 10067084 / 17
21 Apr 2025
Amendment entry In force
21 Apr 2025
PDF
Ä 10067084 / 16
1 Sep 2023
Amendment entry In force
1 Sep 2023
PDF
Ä 10067084 / 15
9 May 2022
Amendment under Commercial Code § 525 (2) In force
9 May 2022
PDF
Ä 10067084 / 14
3 Nov 2020
Amendment entry In force
3 Nov 2020
PDF
Ä 10067084 / 13
6 Oct 2020
Amendment entry In force
6 Oct 2020
PDF
Ä 10067084 / 12
4 Jul 2019
Amendment entry In force
4 Jul 2019
PDF
Ä 10067084 / 11
18 Feb 2019
Amendment entry In force
18 Feb 2019
PDF
Ä 10067084 / M2
13 Feb 2019
Ruling to eliminate deficiencies 15 Mar 2019 Deficiencies eliminated
18 Feb 2019
PDF
Ä 10067084 / 10
17 Jan 2018
Amendment entry In force
17 Jan 2018
PDF
Ä 10067084 / 9
8 Nov 2017
Amendment entry In force
8 Nov 2017
PDF
Ä 10067084 / 8
28 Sep 2017
Amendment entry In force
28 Sep 2017
PDF
Ä 10067084 / 7
23 Sep 2016
Amendment entry In force
23 Sep 2016
PDF
Ä 10067084 / 6
30 Dec 2011
Amendment entry In force
30 Dec 2011
PDF
Ä 10067084 / M1
9 Dec 2011
Ruling to eliminate deficiencies 28 Feb 2012 In force
9 Dec 2011
PDF
Ä 10067084 / 5
25 May 2010
Note on registration of shares in the Estonian central register of securities In force
25 May 2010
PDF
Ä 67084 / 4
5 Jan 2009
Deletion of activities from the registry card In force
5 Jan 2009
PDF
Ä 67084 / 3
26 Oct 2007
Amendment entry In force
26 Oct 2007
PDF
Ä 67084 / 2
29 Mar 2006
Amendment entry In force
29 Mar 2006
PDF
Ä 67084
21 Aug 2002
First entry In force PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data