Lõuna Kindlustusmaakler OÜ
Active Registry code 10763199
OÜ Tartu linn Registered 2 May 2001
Lõuna Kindlustusmaakler OÜ is a OÜ based in Tartu linn, registry code 10763199, status: active. Main activity: Activities of insurance agents. Its annual report for 2025 shows revenue of €113 460 and 3 employees.
Turnover
—
State taxes
2 155 €
↓ 4.5% vs Q2 2026
Labour taxes
2 250 €
↓ 4.2% vs Q2 2026
Employees
7
±0 vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Labour taxes per employee 321 €above 5% of companiesindustry median 2 338 € · companies in the industry: 272
- Revenue · 2025 113 460 €above 85% of companiesindustry median 3 200 € · companies in the industry: 1 215
- Net profit margin · 2025 26.4 %above 52% of companiesindustry median 23.7 % · companies in the industry: 667
Taxes and turnover
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | — | 2 155 | 2 250 | 7 |
| Q2 2026 | — | 2 257 | 2 349 | 7 |
| Q1 2026 | — | 2 799 | 2 911 | 7 |
| Q4 2025 | — | 2 448 | 2 545 | 8 |
| Q3 2025 | — | 2 675 | 2 790 | 8 |
| Q2 2025 | — | 3 536 | 3 675 | 8 |
| Q1 2025 | — | 2 319 | 2 415 | 8 |
| Q4 2024 | — | 2 399 | 2 493 | 8 |
| Q3 2024 | — | 2 267 | 2 368 | 8 |
| Q2 2024 | — | 2 308 | 2 398 | 8 |
| Q1 2024 | — | 2 817 | 2 936 | 8 |
| Q4 2023 | — | 2 589 | 2 691 | 8 |
| Q3 2023 | — | 2 344 | 2 442 | 8 |
| Q2 2023 | — | 2 675 | 2 778 | 8 |
| Q1 2023 | — | 2 936 | 3 059 | 8 |
| Q4 2022 | — | 1 852 | 1 930 | 8 |
| Q3 2022 | — | 1 898 | 1 978 | 8 |
| Q2 2022 | — | 4 239 | 4 430 | 8 |
| Q1 2022 | — | 1 962 | 2 090 | 8 |
Labour taxes per employee per month
107 €
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | 113 460 | 29 994 | 26 860 | 171 673 | 149 373 | 3 |
| 2024 | 101 792 | -3 378 | 27 226 | 142 372 | 119 379 | 3 |
| 2023 | 117 883 | 35 639 | 26 751 | 162 173 | 122 757 | 3 |
| 2022 | 66 715 | -7 770 | 27 089 | 126 236 | 87 118 | 3 |
| 2021 | 87 228 | 27 456 | 19 568 | 104 916 | 94 888 | 3 |
| 2020 | 56 074 | 5 185 | 18 766 | 81 469 | 67 432 | 3 |
| 2019 | 68 648 | 11 328 | 22 984 | 71 519 | 62 247 | 3 |
| 2018 | — | — | — | — | — | 3 |
| 2017 | — | — | — | — | — | 3 |
| 2016 | — | — | — | — | — | 3 |
| 2015 | — | — | — | — | — | 3 |
| 2014 | — | — | — | — | — | 5 |
| 2013 | — | — | — | — | — | 5 |
| 2012 | — | — | — | — | — | 5 |
| 2011 | — | — | — | — | — | 4 |
| 2010 | — | — | — | — | — | 2 |
| 2009 | — | — | — | — | — | 0 |
| 2008 | — | — | — | — | — | 1 |
| 2007 | — | — | — | — | — | 2 |
| 2006 | — | — | — | — | — | 0 |
| 2005 | — | — | — | — | — | 0 |
| 2004 | — | — | — | — | — | 0 |
| 2003 | — | — | — | — | — | 0 |
| 2002 | — | — | — | — | — | 0 |
| 2001 | — | — | — | — | — | 0 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
26.4 %
Net profit / revenue
Return on equity (ROE)
20.1 %
Net profit / equity
Return on assets (ROA)
17.5 %
Net profit / assets
Equity ratio
87.0 %
Equity / assets
Debt ratio
13.0 %
Liabilities / assets
Current ratio
4.71
Current assets / current liabilities
Revenue per employee
37 820 €
Revenue / average full-time employees
Labour cost per employee per month
746 €
Labour costs / employees / 12 months (incl. employer taxes)
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Jan 2025 – 31 Dec 2025 | 19 May 2026 | Company’s own | e-Äriregister |
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 17 Mar 2025 | Company’s own | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 30 Apr 2024 | Company’s own | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 1 Jun 2023 | Company’s own | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 21 Jun 2022 | Company’s own | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 21 Jun 2021 | Company’s own | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 29 Oct 2020 | Company’s own | e-Äriregister |
Board
- Janek JärvaBoard member · since 18 Dec 2009
- Märt RiinerBoard member · since 11 Dec 2018
Right of representation
Any member of the management board may represent the private limited company in all transactions.
Owners
- TARTU HOIU-LAENUÜHISTULegal person · 11319532 · 26 000 €
- TARTU HOIU-LAENUÜHISTULegal person · 11319532 · 8 768 €
- Ivo UstavNatural person · 4 800 €
Beneficial owners
- Märt RiinerMember of a senior management body (management or supervisory board) · since 23 Jan 2020
- Ivo UstavDirect ownership · since 1 Feb 2019
- Janek JärvaMember of a senior management body (management or supervisory board) · since 20 Sep 2018
Founders and other persons
- Andro RoosFounder · 23 000 € · 2 May 2001
- Elle RoosFounder · 5 000 € · 2 May 2001
- osaühing KlaaritFounder · 22 000 € · 2 May 2001
Related companies
Activities (EMTAK)
- 66221Activities of insurance agents Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 20037661 / 20 26 Jun 2026 |
Entry to enforce another court decision | In force 26 Jun 2026 |
||
| Ä 20037661 / 19 25 Mar 2026 |
Entry to enforce another court decision | In force 25 Mar 2026 |
||
| Ä 20037661 / 18 2 Jan 2026 |
Amendment entry | In force 2 Jan 2026 |
||
| Ä 20037661 / M9 11 Dec 2025 |
Ruling to eliminate deficiencies | 10 Jan 2026 | Deficiencies eliminated 2 Jan 2026 |
|
| Ä 20037661 / 17 1 Sep 2023 |
Amendment entry | In force 1 Sep 2023 |
||
| Ä 20037661 / 16 12 Jan 2021 |
Amendment under Commercial Code § 525 (2) | In force 12 Jan 2021 |
||
| Ä 20037661 / 15 11 Dec 2018 |
Amendment entry | In force 11 Dec 2018 |
||
| Ä 20037661 / 14 17 Jan 2018 |
Amendment entry | In force 17 Jan 2018 |
||
| Ä 20037661 / 13 22 Dec 2017 |
Amendment entry | In force 22 Dec 2017 |
||
| Ä 20037661 / 12 4 Dec 2017 |
Amendment entry | In force 4 Dec 2017 |
||
| Ä 20037661 / 11 13 Apr 2015 |
Amendment entry | In force 13 Apr 2015 |
||
| Ä 20037661 / M8 19 Mar 2015 |
Ruling to eliminate deficiencies | 18 Apr 2015 | Deficiencies eliminated 10 Apr 2015 |
|
| Ä 20037661 / M7 10 Mar 2015 |
Ruling to eliminate deficiencies | 9 Apr 2015 | In force 10 Mar 2015 |
|
| Ä 20037661 / M6 10 Mar 2015 |
Ruling to eliminate deficiencies | 9 Apr 2015 | In force 10 Mar 2015 |
|
| Ä 20037661 / 10 30 Dec 2014 |
Amendment entry | In force 30 Dec 2014 |
||
| Ä 20037661 / 9 6 Jun 2013 |
Amendment entry | In force 6 Jun 2013 |
||
| Ä 20037661 / 8 22 Aug 2012 |
Entry refused: deficiencies not eliminated | In force 22 Aug 2012 |
||
| Ä 20037661 / M5 2 May 2012 |
Ruling to eliminate deficiencies | In force 2 May 2012 |
||
| Ä 20037661 / M4 6 Jan 2012 |
Ruling to eliminate deficiencies | In force 6 Jan 2012 |
||
| Ä 20037661 / 7 26 Nov 2010 |
Amendment entry | In force 26 Nov 2010 |
||
| Ä 20037661 / M3 26 Aug 2010 |
Ruling to eliminate deficiencies | 27 Sep 2010 | In force 26 Aug 2010 |
|
| Ä 20037661 / 6 6 Apr 2010 |
Amendment under Commercial Code § 525 (2) | In force 6 Apr 2010 |
||
| Ä 37661 / 5 18 Dec 2009 |
Amendment entry | In force 18 Dec 2009 |
||
| Ä 37661 / 4 30 Mar 2009 |
Amendment entry | In force 30 Mar 2009 |
||
| Ä 37661 / M2 18 Mar 2009 |
Ruling to eliminate deficiencies | In force 18 Mar 2009 |
||
| Ä 37661 / 3 3 Dec 2008 |
Deletion of activities from the registry card | In force 22 Dec 2008 |
||
| Ä 37661 / 2 22 Jul 2008 |
Amendment entry | In force 22 Jul 2008 |
||
| Ä 37661 / M1 22 Oct 2007 |
Warning of a fine: annual report not filed | 22 Nov 2007 | In force 23 Oct 2007 |
|
| Ä 15354 / 4 31 Jan 2007 |
Registry card closed after a change of district | In force 31 Jan 2007 |
||
| Ä 37661 29 Jan 2007 |
Registry card opened in the department of the new seat | In force 29 Jan 2007 |
||
| Ä 15354 / 3 23 Jan 2007 |
Note | In force 23 Jan 2007 |
||
| Ä 15354 / 2 14 Jun 2006 |
Amendment entry | In force 14 Jun 2006 |
||
| Ä 15354 / M1 11 May 2006 |
Ruling to eliminate deficiencies (to be served) | In force 13 May 2006 |
Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data