Osaühing Optimal Kindlustusmaakler

Active Registry code 10724710 OÜ Tallinn Registered 29 Jan 2001
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Osaühing Optimal Kindlustusmaakler is a OÜ based in Tallinn, registry code 10724710, status: active. Main activity: Activities of insurance brokers. According to EMTA, turnover for Q3 2026 was €315 with 13 employees.

Turnover
315 €
↑ 200.0% vs Q2 2026
State taxes
23 866 €
↓ 5.3% vs Q2 2026
Labour taxes
26 241 €
↓ 4.9% vs Q2 2026
Employees
13
−1 vs Q2 2026

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Activities auxiliary to financial services and insurance activities · EMTAK 66

  • Turnover · Q3 2026 315 €
    industry median 13 814 € · companies in the industry: 339
  • Labour taxes per employee 2 019 €
    industry median 2 338 € · companies in the industry: 272
  • Revenue · 2025 457 763 €
    industry median 3 200 € · companies in the industry: 1 215
  • Net profit margin · 2025 18.4 %
    industry median 23.7 % · companies in the industry: 667

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € Q3 2026: 315 € · +200.0% vs Q2 2026 · industry median 13 814 € · above 5% of the industry
05 00010 00015 00020 000Q4 2023 Company: — Industry median: 15 410 €Q4·23Q1 2024 Company: — Industry median: 14 567 €Q2 2024 Company: — Industry median: 14 307 €Q2·24Q3 2024 Company: — Industry median: 15 089 €Q4 2024 Company: — Industry median: 17 023 €Q4·24Q1 2025 Company: — Industry median: 15 000 €Q2 2025 Company: — Industry median: 14 295 €Q2·25Q3 2025 Company: — Industry median: 15 833 €Q4 2025 Company: — Industry median: 14 155 €Q4·25Q1 2026 Company: — Industry median: 14 181 €Q2 2026 Company: 105 € Industry median: 13 350 €Q2·26Q3 2026 Company: 315 € Industry median: 13 814 €Q3·2605 00010 00015 00020 000Q4 2024 Company: — Industry median: 17 023 €Q1 2025 Company: — Industry median: 15 000 €Q1·25Q2 2025 Company: — Industry median: 14 295 €Q3 2025 Company: — Industry median: 15 833 €Q3·25Q4 2025 Company: — Industry median: 14 155 €Q1 2026 Company: — Industry median: 14 181 €Q1·26Q2 2026 Company: 105 € Industry median: 13 350 €Q3 2026 Company: 315 € Industry median: 13 814 €Q3·26
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q3 2026: 2 019 € · +2.5% vs Q2 2026 · industry median 2 338 € · above 47% of the industry
01 0002 0003 000Q4 2023 Company: 1 631 € Industry median: 2 204 €Q4·23Q1 2024 Company: 2 507 € Industry median: 2 519 €Q2 2024 Company: 1 863 € Industry median: 2 244 €Q2·24Q3 2024 Company: 2 005 € Industry median: 2 155 €Q4 2024 Company: 1 920 € Industry median: 2 169 €Q4·24Q1 2025 Company: 2 397 € Industry median: 2 294 €Q2 2025 Company: 2 059 € Industry median: 2 197 €Q2·25Q3 2025 Company: 2 164 € Industry median: 2 337 €Q4 2025 Company: 2 241 € Industry median: 2 337 €Q4·25Q1 2026 Company: 2 196 € Industry median: 2 256 €Q2 2026 Company: 1 970 € Industry median: 2 325 €Q2·26Q3 2026 Company: 2 019 € Industry median: 2 338 €Q3·2605001 0001 5002 0002 500Q4 2024 Company: 1 920 € Industry median: 2 169 €Q1 2025 Company: 2 397 € Industry median: 2 294 €Q1·25Q2 2025 Company: 2 059 € Industry median: 2 197 €Q3 2025 Company: 2 164 € Industry median: 2 337 €Q3·25Q4 2025 Company: 2 241 € Industry median: 2 337 €Q1 2026 Company: 2 196 € Industry median: 2 256 €Q1·26Q2 2026 Company: 1 970 € Industry median: 2 325 €Q3 2026 Company: 2 019 € Industry median: 2 338 €Q3·26
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q3 2026: 13 · −7.1% vs Q2 2026
051015Q4 2023 Company: 12Q4·23Q1 2024 Company: 12Q2 2024 Company: 12Q2·24Q3 2024 Company: 12Q4 2024 Company: 12Q4·24Q1 2025 Company: 12Q2 2025 Company: 12Q2·25Q3 2025 Company: 12Q4 2025 Company: 12Q4·25Q1 2026 Company: 14Q2 2026 Company: 14Q2·26Q3 2026 Company: 13Q3·26051015Q4 2024 Company: 12Q1 2025 Company: 12Q1·25Q2 2025 Company: 12Q3 2025 Company: 12Q3·25Q4 2025 Company: 12Q1 2026 Company: 14Q1·26Q2 2026 Company: 14Q3 2026 Company: 13Q3·26
State taxes, € Q3 2026: 23 866 € · −5.3% vs Q2 2026
020 00040 00060 000Q4 2023 Company: 18 294 €Q4·23Q1 2024 Company: 45 028 €Q2 2024 Company: 20 840 €Q2·24Q3 2024 Company: 22 428 €Q4 2024 Company: 21 498 €Q4·24Q1 2025 Company: 56 210 €Q2 2025 Company: 22 678 €Q2·25Q3 2025 Company: 23 523 €Q4 2025 Company: 24 682 €Q4·25Q1 2026 Company: 51 469 €Q2 2026 Company: 25 209 €Q2·26Q3 2026 Company: 23 866 €Q3·26020 00040 00060 000Q4 2024 Company: 21 498 €Q1 2025 Company: 56 210 €Q1·25Q2 2025 Company: 22 678 €Q3 2025 Company: 23 523 €Q3·25Q4 2025 Company: 24 682 €Q1 2026 Company: 51 469 €Q1·26Q2 2026 Company: 25 209 €Q3 2026 Company: 23 866 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 315 23 866 26 241 13
Q2 2026 105 25 209 27 581 14
Q1 2026 — 51 469 30 741 14
Q4 2025 — 24 682 26 897 12
Q3 2025 — 23 523 25 970 12
Q2 2025 — 22 678 24 712 12
Q1 2025 — 56 210 28 764 12
Q4 2024 — 21 498 23 036 12
Q3 2024 — 22 428 24 061 12
Q2 2024 — 20 840 22 357 12
Q1 2024 — 45 028 30 079 12
Q4 2023 — 18 294 19 575 12
Q3 2023 — 19 690 21 077 12
Q2 2023 — 18 791 20 127 12
Q1 2023 — 39 754 28 231 12
Q4 2022 — 17 790 19 065 12
Q3 2022 — 17 841 19 199 12
Q2 2022 — 21 682 17 769 12
Q1 2022 — 35 376 25 088 12
Labour taxes per employee per month
673 €
Turnover per employee in the quarter
24 €

Q3 2026 · calculated from EMTA data

Financials by year

2016 – 2025
Revenue, € thousand 2025: 457 763 € · −1.6% vs 2024 · industry median 3 200 € · above 92% of the industry
01002003004005002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 349 320 € Industry median: 5 400 €20192020 Company: 308 498 € Industry median: 3 790 €20202021 Company: 328 263 € Industry median: 4 200 €20212022 Company: 372 973 € Industry median: 3 539 €20222023 Company: 432 446 € Industry median: 3 094 €20232024 Company: 465 116 € Industry median: 3 510 €20242025 Company: 457 763 € Industry median: 3 200 €202501002003004005002018 Company: — Industry median: —2019 Company: 349 320 € Industry median: 5 400 €20192020 Company: 308 498 € Industry median: 3 790 €2021 Company: 328 263 € Industry median: 4 200 €20212022 Company: 372 973 € Industry median: 3 539 €2023 Company: 432 446 € Industry median: 3 094 €20232024 Company: 465 116 € Industry median: 3 510 €2025 Company: 457 763 € Industry median: 3 200 €2025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € thousand 2025: 84 028 € · −28.1% vs 2024 · industry median 80 € · above 88% of the industry
02550751001252016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 108 808 € Industry median: 502 €20192020 Company: 59 873 € Industry median: 93 €20202021 Company: 70 968 € Industry median: 269 €20212022 Company: 85 241 € Industry median: 0 €20222023 Company: 119 535 € Industry median: 10 €20232024 Company: 116 864 € Industry median: 165 €20242025 Company: 84 028 € Industry median: 80 €202502550751001252018 Company: — Industry median: —2019 Company: 108 808 € Industry median: 502 €20192020 Company: 59 873 € Industry median: 93 €2021 Company: 70 968 € Industry median: 269 €20212022 Company: 85 241 € Industry median: 0 €2023 Company: 119 535 € Industry median: 10 €20232024 Company: 116 864 € Industry median: 165 €2025 Company: 84 028 € Industry median: 80 €2025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 18.4 % · −6.8 pp vs the year before · industry median 23.7 % · above 46% of the industry
0102030402016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 31.1 % Industry median: 28.7 %20192020 Company: 19.4 % Industry median: 24.8 %20202021 Company: 21.6 % Industry median: 27.0 %20212022 Company: 22.9 % Industry median: 20.8 %20222023 Company: 27.6 % Industry median: 21.6 %20232024 Company: 25.1 % Industry median: 23.7 %20242025 Company: 18.4 % Industry median: 23.7 %20250102030402018 Company: — Industry median: —2019 Company: 31.1 % Industry median: 28.7 %20192020 Company: 19.4 % Industry median: 24.8 %2021 Company: 21.6 % Industry median: 27.0 %20212022 Company: 22.9 % Industry median: 20.8 %2023 Company: 27.6 % Industry median: 21.6 %20232024 Company: 25.1 % Industry median: 23.7 %2025 Company: 18.4 % Industry median: 23.7 %2025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € thousand 2025: 720 961 € · +30.9% vs 2024
02004006008002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 370 297 €20192020 Company: 346 738 €20202021 Company: 414 517 €20212022 Company: 436 467 €20222023 Company: 526 310 €20232024 Company: 550 872 €20242025 Company: 720 961 €202502004006008002018 Company: —2019 Company: 370 297 €20192020 Company: 346 738 €2021 Company: 414 517 €20212022 Company: 436 467 €2023 Company: 526 310 €20232024 Company: 550 872 €2025 Company: 720 961 €2025
Equity, € thousand 2025: 144 204 € · +20.0% vs 2024
0501001502016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 135 845 €20192020 Company: 105 718 €20202021 Company: 116 686 €20212022 Company: 109 362 €20222023 Company: 148 897 €20232024 Company: 120 176 €20242025 Company: 144 204 €20250501001502018 Company: —2019 Company: 135 845 €20192020 Company: 105 718 €2021 Company: 116 686 €20212022 Company: 109 362 €2023 Company: 148 897 €20232024 Company: 120 176 €2025 Company: 144 204 €2025
Employees 2025: 7 · +0.0% vs 2024 · industry median 1 · above 86% of the industry
035810132016 Company: 12 Industry median: —20162017 Company: 12 Industry median: —20172018 Company: 7 Industry median: 120182019 Company: 7 Industry median: 120192020 Company: 7 Industry median: 120202021 Company: 7 Industry median: 120212022 Company: 7 Industry median: 120222023 Company: 7 Industry median: 120232024 Company: 7 Industry median: 120242025 Company: 7 Industry median: 12025024682018 Company: 7 Industry median: 12019 Company: 7 Industry median: 120192020 Company: 7 Industry median: 12021 Company: 7 Industry median: 120212022 Company: 7 Industry median: 12023 Company: 7 Industry median: 120232024 Company: 7 Industry median: 12025 Company: 7 Industry median: 12025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 457 763 84 028 260 780 720 961 144 204 7
2024 465 116 116 864 239 032 550 872 120 176 7
2023 432 446 119 535 211 512 526 310 148 897 7
2022 372 973 85 241 191 919 436 467 109 362 7
2021 328 263 70 968 179 514 414 517 116 686 7
2020 308 498 59 873 149 990 346 738 105 718 7
2019 349 320 108 808 148 437 370 297 135 845 7
2018 — — — — — 7
2017 — — — — — 12
2016 — — — — — 12
2015 — — — — — 14
2014 — — — — — 14
2013 — — — — — 14
2012 — — — — — 14
2011 — — — — — 14
2010 — — — — — 14
2009 — — — — — 15
2008 — — — — — 13
2007 — — — — — 13
2006 — — — — — 12
2005 — — — — — 12
2004 — — — — — 12
2003 — — — — — 9
2002 — — — — — 8
2001 — — — — — 3

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
18.4 %
Net profit / revenue
Return on equity (ROE)
58.3 %
Net profit / equity
Return on assets (ROA)
11.7 %
Net profit / assets
Equity ratio
20.0 %
Equity / assets
Debt ratio
80.0 %
Liabilities / assets
Current ratio
1.20
Current assets / current liabilities
Revenue per employee
65 395 €
Revenue / average full-time employees
Labour cost per employee per month
3 105 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 15 Jan 2026 Company’s own e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 10 Feb 2025 Company’s own e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 16 Jan 2024 Company’s own e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 16 Jan 2023 Company’s own e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 14 Jan 2022 Company’s own e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 19 Feb 2021 Company’s own e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 28 Feb 2020 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

  • Raul Kinks
    Founder · 40 000 € · 29 Jan 2001
shared board members, owners or beneficial owners

Activities (EMTAK)

  • 66222Activities of insurance brokers Main
Rulings
Number, date Title Deadline State Document
Ä 30048877 / 7
9 Oct 2024
Amendment entry In force
9 Oct 2024
PDF
Ä 30048877 / 6
1 Sep 2023
Amendment entry In force
1 Sep 2023
PDF
Ä 30048877 / 5
6 Oct 2021
Amendment entry In force
6 Oct 2021
PDF
Ä 30048877 / M3
17 May 2021
Ruling to correct data outside an entry 1 Jun 2021 Deficiencies eliminated
25 May 2021
PDF
Ä 30048877 / 4
17 Jan 2018
Amendment entry In force
17 Jan 2018
PDF
Ä 30048877 / 3
6 Dec 2017
Amendment entry In force
6 Dec 2017
PDF
Ä 30048877 / 2
7 Nov 2017
Amendment entry In force
7 Nov 2017
PDF
Ä 30048877
27 Jul 2016
Amendment entry In force
27 Jul 2016
PDF
Ä 30048877 / M2
22 Jul 2016
Ruling to eliminate deficiencies 6 Aug 2016 Deficiencies eliminated
27 Jul 2016
PDF
Ä 30048877 / M1
12 Jul 2016
Ruling to eliminate deficiencies 27 Jul 2016 Deficiencies eliminated
27 Jul 2016
PDF
Ä 10054225 / 8
11 May 2012
Amendment entry In force
11 May 2012
PDF
Ä 10054225 / 7
14 Feb 2012
Amendment entry In force
14 Feb 2012
PDF
Ä 10054225 / M3
23 Jan 2012
Ruling to eliminate deficiencies 19 Mar 2012 In force
23 Jan 2012
PDF
Ä 10054225 / 6
13 May 2010
Deletion of activities from the registry card In force
13 May 2010
PDF
Ä 54225 / M2
5 Mar 2008
Public service of a ruling in Ametlikud Teadaanded In force
2 Jan 2013
PDF
Ä 54225 / M1
7 Dec 2007
Warning of a fine: deficiencies in the annual report 10 May 2008 Deficiencies eliminated
18 Dec 2008
PDF
Ä 54225 / 5
21 Jan 2005
Amendment entry In force PDF
Ä 54225 / 4
11 Jun 2004
Amendment entry In force PDF

Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data