Osaühing Kindlustusbüroo LKM

Active Registry code 10388086 OÜ Tallinn Registered 24 Mar 1998
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Osaühing Kindlustusbüroo LKM is a OÜ based in Tallinn, registry code 10388086, status: active. Main activity: Activities of insurance agents. According to EMTA, turnover for Q3 2026 was €0 with employees.

Turnover
0 €
State taxes
2 666 €
↑ 160.6% vs Q2 2026
Labour taxes
1 619 €
↑ 48.7% vs Q2 2026
Employees
—

Q3 2026 · data from the Tax and Customs Board (EMTA)

Position in the industry Activities auxiliary to financial services and insurance activities · EMTAK 66

  • Revenue · 2025 34 172 €
    industry median 3 200 € · companies in the industry: 1 215
  • Net profit margin · 2025 13.5 %
    industry median 23.7 % · companies in the industry: 667

Taxes and turnover

Q4 2023 – Q3 2026
Turnover, € Q3 2026: 0 € · industry median 13 814 € · above 2% of the industry
05 00010 00015 00020 000Q4 2023 Company: 0 € Industry median: 15 410 €Q4·23Q1 2024 Company: 0 € Industry median: 14 567 €Q2 2024 Company: 0 € Industry median: 14 307 €Q2·24Q3 2024 Company: 0 € Industry median: 15 089 €Q4 2024 Company: 0 € Industry median: 17 023 €Q4·24Q1 2025 Company: 0 € Industry median: 15 000 €Q2 2025 Company: 0 € Industry median: 14 295 €Q2·25Q3 2025 Company: 0 € Industry median: 15 833 €Q4 2025 Company: 0 € Industry median: 14 155 €Q4·25Q1 2026 Company: 0 € Industry median: 14 181 €Q2 2026 Company: 0 € Industry median: 13 350 €Q2·26Q3 2026 Company: 0 € Industry median: 13 814 €Q3·2605 00010 00015 00020 000Q4 2024 Company: 0 € Industry median: 17 023 €Q1 2025 Company: 0 € Industry median: 15 000 €Q1·25Q2 2025 Company: 0 € Industry median: 14 295 €Q3 2025 Company: 0 € Industry median: 15 833 €Q3·25Q4 2025 Company: 0 € Industry median: 14 155 €Q1 2026 Company: 0 € Industry median: 14 181 €Q1·26Q2 2026 Company: 0 € Industry median: 13 350 €Q3 2026 Company: 0 € Industry median: 13 814 €Q3·26
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Labour taxes per employee, € Q2 2026: 1 089 € · −9.9% vs Q1 2026 · industry median 2 325 € · above 22% of the industry
01 0002 0003 000Q4 2023 Company: 1 767 € Industry median: 2 204 €Q4·23Q1 2024 Company: 971 € Industry median: 2 519 €Q2 2024 Company: 1 355 € Industry median: 2 244 €Q2·24Q3 2024 Company: 1 355 € Industry median: 2 155 €Q4 2024 Company: 1 705 € Industry median: 2 169 €Q4·24Q1 2025 Company: 1 425 € Industry median: 2 294 €Q2 2025 Company: 1 516 € Industry median: 2 197 €Q2·25Q3 2025 Company: 1 516 € Industry median: 2 337 €Q4 2025 Company: 1 516 € Industry median: 2 337 €Q4·25Q1 2026 Company: 1 208 € Industry median: 2 256 €Q2 2026 Company: 1 089 € Industry median: 2 325 €Q2·26Q3 2026 Company: — Industry median: 2 338 €Q3·2605001 0001 5002 0002 500Q4 2024 Company: 1 705 € Industry median: 2 169 €Q1 2025 Company: 1 425 € Industry median: 2 294 €Q1·25Q2 2025 Company: 1 516 € Industry median: 2 197 €Q3 2025 Company: 1 516 € Industry median: 2 337 €Q3·25Q4 2025 Company: 1 516 € Industry median: 2 337 €Q1 2026 Company: 1 208 € Industry median: 2 256 €Q1·26Q2 2026 Company: 1 089 € Industry median: 2 325 €Q3 2026 Company: — Industry median: 2 338 €Q3·26
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Employees Q2 2026: 1 · +0.0% vs Q1 2026
0.00.20.40.60.81.0Q4 2023 Company: 1Q4·23Q1 2024 Company: 1Q2 2024 Company: 1Q2·24Q3 2024 Company: 1Q4 2024 Company: 1Q4·24Q1 2025 Company: 1Q2 2025 Company: 1Q2·25Q3 2025 Company: 1Q4 2025 Company: 1Q4·25Q1 2026 Company: 1Q2 2026 Company: 1Q2·26Q3 2026 Company: —Q3·260.00.20.40.60.81.0Q4 2024 Company: 1Q1 2025 Company: 1Q1·25Q2 2025 Company: 1Q3 2025 Company: 1Q3·25Q4 2025 Company: 1Q1 2026 Company: 1Q1·26Q2 2026 Company: 1Q3 2026 Company: —Q3·26
State taxes, € Q3 2026: 2 666 € · +160.6% vs Q2 2026
02 0004 0006 000Q4 2023 Company: 5 256 €Q4·23Q1 2024 Company: 1 683 €Q2 2024 Company: 1 296 €Q2·24Q3 2024 Company: 1 296 €Q4 2024 Company: 2 460 €Q4·24Q1 2025 Company: 1 364 €Q2 2025 Company: 1 453 €Q2·25Q3 2025 Company: 2 593 €Q4 2025 Company: 3 145 €Q4·25Q1 2026 Company: 1 145 €Q2 2026 Company: 1 023 €Q2·26Q3 2026 Company: 2 666 €Q3·2601 0002 0003 0004 000Q4 2024 Company: 2 460 €Q1 2025 Company: 1 364 €Q1·25Q2 2025 Company: 1 453 €Q3 2025 Company: 2 593 €Q3·25Q4 2025 Company: 3 145 €Q1 2026 Company: 1 145 €Q1·26Q2 2026 Company: 1 023 €Q3 2026 Company: 2 666 €Q3·26
Figures by quarter
Quarter Turnover, € State taxes, € Labour taxes, € Employees
Q3 2026 — 2 666 1 619 —
Q2 2026 — 1 023 1 089 1
Q1 2026 — 1 145 1 208 1
Q4 2025 — 3 145 1 516 1
Q3 2025 — 2 593 1 516 1
Q2 2025 — 1 453 1 516 1
Q1 2025 — 1 364 1 425 1
Q4 2024 — 2 460 1 705 1
Q3 2024 — 1 296 1 355 1
Q2 2024 — 1 296 1 355 1
Q1 2024 — 1 683 971 1
Q4 2023 — 5 256 1 767 1
Q3 2023 — 1 146 1 198 1
Q2 2023 — 1 588 1 331 1
Q1 2023 — 4 033 1 656 1
Q4 2022 — 1 034 1 081 1
Q3 2022 — 1 034 1 081 1
Q2 2022 — 1 034 1 081 1
Q1 2022 — 2 968 1 021 1

Financials by year

2016 – 2025
Revenue, € 2025: 34 172 € · −5.2% vs 2024 · industry median 3 200 € · above 72% of the industry
010 00020 00030 00040 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 24 165 € Industry median: 5 400 €20192020 Company: 24 009 € Industry median: 3 790 €20202021 Company: 26 338 € Industry median: 4 200 €20212022 Company: 29 100 € Industry median: 3 539 €20222023 Company: 33 187 € Industry median: 3 094 €20232024 Company: 36 041 € Industry median: 3 510 €20242025 Company: 34 172 € Industry median: 3 200 €2025010 00020 00030 00040 0002018 Company: — Industry median: —2019 Company: 24 165 € Industry median: 5 400 €20192020 Company: 24 009 € Industry median: 3 790 €2021 Company: 26 338 € Industry median: 4 200 €20212022 Company: 29 100 € Industry median: 3 539 €2023 Company: 33 187 € Industry median: 3 094 €20232024 Company: 36 041 € Industry median: 3 510 €2025 Company: 34 172 € Industry median: 3 200 €2025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit, € 2025: 4 606 € · −65.3% vs 2024 · industry median 80 € · above 65% of the industry
05 00010 00015 0002016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 13 587 € Industry median: 502 €20192020 Company: 5 649 € Industry median: 93 €20202021 Company: 5 755 € Industry median: 269 €20212022 Company: 8 220 € Industry median: 0 €20222023 Company: 9 284 € Industry median: 10 €20232024 Company: 13 271 € Industry median: 165 €20242025 Company: 4 606 € Industry median: 80 €202505 00010 00015 0002018 Company: — Industry median: —2019 Company: 13 587 € Industry median: 502 €20192020 Company: 5 649 € Industry median: 93 €2021 Company: 5 755 € Industry median: 269 €20212022 Company: 8 220 € Industry median: 0 €2023 Company: 9 284 € Industry median: 10 €20232024 Company: 13 271 € Industry median: 165 €2025 Company: 4 606 € Industry median: 80 €2025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Net profit margin, % 2025: 13.5 % · −23.3 pp vs the year before · industry median 23.7 % · above 42% of the industry
02040602016 Company: — Industry median: —20162017 Company: — Industry median: —20172018 Company: — Industry median: —20182019 Company: 56.2 % Industry median: 28.7 %20192020 Company: 23.5 % Industry median: 24.8 %20202021 Company: 21.9 % Industry median: 27.0 %20212022 Company: 28.2 % Industry median: 20.8 %20222023 Company: 28.0 % Industry median: 21.6 %20232024 Company: 36.8 % Industry median: 23.7 %20242025 Company: 13.5 % Industry median: 23.7 %202502040602018 Company: — Industry median: —2019 Company: 56.2 % Industry median: 28.7 %20192020 Company: 23.5 % Industry median: 24.8 %2021 Company: 21.9 % Industry median: 27.0 %20212022 Company: 28.2 % Industry median: 20.8 %2023 Company: 28.0 % Industry median: 21.6 %20232024 Company: 36.8 % Industry median: 23.7 %2025 Company: 13.5 % Industry median: 23.7 %2025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Assets, € 2025: 19 308 € · −27.4% vs 2024
010 00020 00030 00040 00050 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 40 270 €20192020 Company: 43 737 €20202021 Company: 36 008 €20212022 Company: 31 818 €20222023 Company: 18 541 €20232024 Company: 26 612 €20242025 Company: 19 308 €2025010 00020 00030 00040 00050 0002018 Company: —2019 Company: 40 270 €20192020 Company: 43 737 €2021 Company: 36 008 €20212022 Company: 31 818 €2023 Company: 18 541 €20232024 Company: 26 612 €2025 Company: 19 308 €2025
Equity, € 2025: 17 617 € · −23.4% vs 2024
010 00020 00030 00040 0002016 Company: —20162017 Company: —20172018 Company: —20182019 Company: 37 832 €20192020 Company: 36 481 €20202021 Company: 32 236 €20212022 Company: 25 456 €20222023 Company: 14 740 €20232024 Company: 23 011 €20242025 Company: 17 617 €2025010 00020 00030 00040 0002018 Company: —2019 Company: 37 832 €20192020 Company: 36 481 €2021 Company: 32 236 €20212022 Company: 25 456 €2023 Company: 14 740 €20232024 Company: 23 011 €2025 Company: 17 617 €2025
Employees 2025: 1 · +0.0% vs 2024 · industry median 1 · above 5% of the industry
0.00.20.40.60.81.02016 Company: 1 Industry median: —20162017 Company: 1 Industry median: —20172018 Company: 0 Industry median: 120182019 Company: 1 Industry median: 120192020 Company: 1 Industry median: 120202021 Company: 1 Industry median: 120212022 Company: 1 Industry median: 120222023 Company: 1 Industry median: 120232024 Company: 1 Industry median: 120242025 Company: 1 Industry median: 120250.00.20.40.60.81.02018 Company: 0 Industry median: 12019 Company: 1 Industry median: 120192020 Company: 1 Industry median: 12021 Company: 1 Industry median: 120212022 Company: 1 Industry median: 12023 Company: 1 Industry median: 120232024 Company: 1 Industry median: 12025 Company: 1 Industry median: 12025
  • Company
  • Industry median

Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.

Financials by year
Year Revenue, € Net profit, € Labour costs, € Assets, € Equity, € Employees
2025 34 172 4 606 14 226 19 308 17 617 1
2024 36 041 13 271 13 006 26 612 23 011 1
2023 33 187 9 284 11 163 18 541 14 740 1
2022 29 100 8 220 10 147 31 818 25 456 1
2021 26 338 5 755 9 634 36 008 32 236 1
2020 24 009 5 649 9 513 43 737 36 481 1
2019 24 165 13 587 4 014 40 270 37 832 1
2018 — — — — — 0
2017 — — — — — 1
2016 — — — — — 1
2015 — — — — — 1
2014 — — — — — 1
2013 — — — — — 1
2012 — — — — — 1
2011 — — — — — 1
2010 — — — — — 1
2009 — — — — — 1
2006 — — — — — 1
2005 — — — — — 1
2004 — — — — — 1
2003 — — — — — 1
2002 — — — — — 1
2001 — — — — — 1
2000 — — — — — 2
1999 — — — — — 2
1998 — — — — — 2

Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.

Financial ratios for 2025

Net profit margin
13.5 %
Net profit / revenue
Return on equity (ROE)
26.1 %
Net profit / equity
Return on assets (ROA)
23.9 %
Net profit / assets
Equity ratio
91.2 %
Equity / assets
Debt ratio
8.8 %
Liabilities / assets
Current ratio
4.33
Current assets / current liabilities
Revenue per employee
34 172 €
Revenue / average full-time employees
Labour cost per employee per month
1 186 €
Labour costs / employees / 12 months (incl. employer taxes)

Annual reports

PDFs from e-Äriregister
Annual reports
Year Period Filed Report Documents
2025 1 Jan 2025 – 31 Dec 2025 17 Mar 2026 Company’s own e-Äriregister
2024 1 Jan 2024 – 31 Dec 2024 9 May 2025 Company’s own e-Äriregister
2023 1 Jan 2023 – 31 Dec 2023 5 Jun 2024 Company’s own e-Äriregister
2022 1 Jan 2022 – 31 Dec 2022 15 May 2023 Company’s own e-Äriregister
2021 1 Jan 2021 – 31 Dec 2021 1 Jul 2022 Company’s own e-Äriregister
2020 1 Jan 2020 – 31 Dec 2020 30 Jun 2021 Company’s own e-Äriregister
2019 1 Jan 2019 – 31 Dec 2019 12 Jun 2020 Company’s own e-Äriregister

Board

Right of representation

Any member of the management board may represent the private limited company in all transactions.

Owners

Beneficial owners

Founders and other persons

Activities (EMTAK)

  • 66221Activities of insurance agents Main
Rulings
Number, date Title Deadline State Document
Ä 20011380 / 16
3 Dec 2024
Amendment entry In force
3 Dec 2024
PDF
Ä 20011380 / 15
1 Sep 2023
Amendment entry In force
1 Sep 2023
PDF
Ä 20011380 / M3
18 Jan 2021
Procedural ruling 28 Jan 2021 In force
18 Jan 2021
PDF
Ä 20011380 / 14
18 Jan 2021
Amendment under Commercial Code § 525 (2) In force
18 Jan 2021
PDF
Ä 20011380 / M2
26 Apr 2018
Procedural ruling In force
26 Apr 2018
PDF
Ä 20011380 / 13
23 Jan 2018
Amendment entry In force
23 Jan 2018
PDF
Ä 20011380 / 12
17 Jan 2018
Amendment entry In force
17 Jan 2018
PDF
Ä 20011380 / 11
19 Dec 2017
Amendment entry In force
19 Dec 2017
PDF
Ä 20011380 / 10
3 Dec 2017
Amendment entry In force
3 Dec 2017
PDF
Ä 20011380 / 9
19 May 2015
Amendment under Commercial Code § 525 (2) In force
19 May 2015
PDF
Ä 20011380 / 8
11 May 2011
Amendment entry In force
11 May 2011
PDF
Ä 11380 / 7
16 Oct 2009
Amendment entry In force
16 Oct 2009
PDF
Ä 11380 / 6
3 Dec 2008
Deletion of activities from the registry card In force
20 Dec 2008
PDF
Ä 11380 / 5
25 Apr 2007
Amendment entry In force
26 Apr 2007
PDF
Ä 11380 / 4
4 Oct 2002
Published amendment entry In force PDF
Ä 11380 / M1
30 Aug 2002
Ruling to eliminate deficiencies (to be served) 20 Oct 2002 In force PDF

Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data