Kambja Hoiu-Laenuühistu
Active Registry code 10320674
Tulundusühistu Kambja alevik Registered 19 Nov 1997
Kambja Hoiu-Laenuühistu is a Tulundusühistu based in Kambja alevik, registry code 10320674, status: active. Main activity: Credit institutions. Its annual report for 2025 shows revenue of €0 and 3 employees.
Turnover
—
State taxes
22 864 €
↓ 10.2% vs Q2 2026
Labour taxes
24 301 €
↓ 8.6% vs Q2 2026
Employees
5
±0 vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Labour taxes per employee 4 860 €above 70% of companiesindustry median 2 214 € · companies in the industry: 443
- Revenue · 2025 0 €above 5% of companiesindustry median 0 € · companies in the industry: 3 672
Taxes and turnover
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | — | 22 864 | 24 301 | 5 |
| Q2 2026 | — | 25 456 | 26 581 | 5 |
| Q1 2026 | — | 24 271 | 25 408 | 5 |
| Q4 2025 | — | 26 015 | 27 261 | 6 |
| Q3 2025 | — | 22 243 | 23 620 | 6 |
| Q2 2025 | — | 27 698 | 28 936 | 6 |
| Q1 2025 | — | 25 585 | 26 636 | 6 |
| Q4 2024 | — | 22 785 | 23 448 | 6 |
| Q3 2024 | — | 20 658 | 21 497 | 5 |
| Q2 2024 | — | 21 984 | 22 547 | 5 |
| Q1 2024 | — | 22 763 | 23 364 | 4 |
| Q4 2023 | — | 23 354 | 24 065 | 4 |
| Q3 2023 | — | 20 470 | 21 288 | 4 |
| Q2 2023 | — | 26 710 | 27 280 | 4 |
| Q1 2023 | — | 24 037 | 24 561 | 5 |
| Q4 2022 | — | 26 560 | 27 216 | 4 |
| Q3 2022 | — | 17 230 | 17 632 | 4 |
| Q2 2022 | — | 26 697 | 27 211 | 4 |
| Q1 2022 | — | 22 715 | 23 271 | 5 |
Labour taxes per employee per month
1 620 €
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | 0 | 18 355 | 174 731 | 3 838 508 | 953 466 | 3 |
| 2024 | 0 | 31 856 | 170 415 | 4 070 404 | 948 428 | 3 |
| 2023 | 0 | 29 551 | 149 121 | 4 500 663 | 947 287 | 3 |
| 2022 | 0 | 43 596 | 152 532 | 4 841 093 | 931 252 | 3 |
| 2021 | 0 | 90 385 | 150 210 | 4 874 877 | 898 202 | 3 |
| 2020 | 0 | 24 728 | 125 424 | 4 056 618 | 732 420 | 3 |
| 2019 | 0 | 38 025 | 115 034 | 3 645 363 | 682 260 | 3 |
| 2018 | — | — | — | — | — | 3 |
| 2017 | — | — | — | — | — | 3 |
| 2016 | — | — | — | — | — | 3 |
| 2015 | — | — | — | — | — | 2 |
| 2014 | — | — | — | — | — | 3 |
| 2013 | — | — | — | — | — | 2 |
| 2012 | — | — | — | — | — | 2 |
| 2011 | — | — | — | — | — | 2 |
| 2010 | — | — | — | — | — | 2 |
| 2009 | — | — | — | — | — | 2 |
| 2008 | — | — | — | — | — | 2 |
| 2007 | — | — | — | — | — | 3 |
| 2006 | — | — | — | — | — | 3 |
| 2005 | — | — | — | — | — | 2 |
| 2004 | — | — | — | — | — | 2 |
| 2003 | — | — | — | — | — | 2 |
| 2002 | — | — | — | — | — | 2 |
| 2001 | — | — | — | — | — | 2 |
| 2000 | — | — | — | — | — | 2 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Return on equity (ROE)
1.9 %
Net profit / equity
Return on assets (ROA)
0.5 %
Net profit / assets
Equity ratio
24.8 %
Equity / assets
Debt ratio
75.2 %
Liabilities / assets
Current ratio
0.71
Current assets / current liabilities
Labour cost per employee per month
4 854 €
Labour costs / employees / 12 months (incl. employer taxes)
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Jan 2025 – 31 Dec 2025 | 30 Mar 2026 | Company’s own · audited | e-Äriregister |
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 21 Apr 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 24 Oct 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 8 May 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 18 May 2022 | Company’s own · audited | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 31 Mar 2021 | Company’s own · audited | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 30 Jun 2020 | Company’s own · audited | e-Äriregister |
Board
- Vahur JärvBoard member · since 17 Nov 2010
- Arved KüngasBoard member · since 4 May 2018
- Linda SossiBoard member · since 15 Jun 2026
Right of representation
Any member of the management board may represent the commercial association in all transactions.
Owners
No owner information.
Beneficial owners
- Arved KüngasDirect ownership · since 11 Oct 2018
- Linda SossiDirect ownership · since 11 Oct 2018
- Vahur JärvDirect ownership · since 11 Oct 2018
Founders and other persons
- Vilja KübarAudit firm · 4 Apr 2013
- Audiitorbüroo Fides OÜAudit firm · 19 Apr 2023
- Elle OttSupervisory board member · 19 Apr 2023
- Helga MägiSupervisory board member · 19 Apr 2023
- Kalvi KivimaaSupervisory board member · 19 Apr 2023
- Mati LuikSupervisory board member · 19 Apr 2023
- Jüri ToomisteMember of the audit committee · 19 Apr 2023
- Matti TimmermannMember of the audit committee · 19 Apr 2023
- Varvara LeibMember of the audit committee · 19 Apr 2023
Related companies
Activities (EMTAK)
- 64191Credit institutions Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 20009981 / 21 21 Sep 2026 |
Amendment entry | In force 21 Sep 2026 |
||
| Ä 20009981 / 20 15 Jun 2026 |
Amendment entry | In force 15 Jun 2026 |
||
| Ä 20009981 / M14 25 Sep 2024 |
Ruling to eliminate deficiencies in the annual report | 24 Nov 2024 | Deficiencies eliminated 24 Oct 2024 |
|
| Ä 20009981 / M13 18 May 2023 |
Ruling to correct data outside an entry | 17 Jun 2023 | Deficiencies eliminated 22 May 2023 |
|
| Ä 20009981 / M12 29 Apr 2022 |
Ruling to eliminate deficiencies in the annual report | 29 May 2022 | Deficiencies eliminated 18 May 2022 |
|
| Ä 20009981 / M11 17 Nov 2021 |
Warning of a fine | 17 Dec 2021 | Deficiencies eliminated 29 Dec 2021 |
|
| Ä 20009981 / 19 4 May 2018 |
Amendment entry | In force 4 May 2018 |
||
| Ä 20009981 / 18 17 Jan 2018 |
Amendment entry | In force 17 Jan 2018 |
||
| Ä 20009981 / 17 3 Dec 2017 |
Amendment entry | In force 3 Dec 2017 |
||
| Ä 20009981 / 16 16 Mar 2016 |
Amendment under Commercial Code § 525 (2) | In force 16 Mar 2016 |
||
| Ä 20009981 / M10 27 May 2015 |
Ruling to eliminate deficiencies | 26 Jun 2015 | Deficiencies eliminated 27 May 2015 |
|
| Ä 20009981 / 15 27 May 2015 |
Amendment entry | In force 27 May 2015 |
||
| Ä 20009981 / 14 29 Jul 2011 |
Amendment entry | In force 29 Jul 2011 |
||
| Ä 20009981 / M9 28 Jul 2011 |
Ruling to eliminate deficiencies | 26 Sep 2011 | In force 28 Jul 2011 |
|
| Ä 20009981 / 13 17 May 2011 |
Entry refused: deficiencies not eliminated | In force 25 May 2011 |
||
| Ä 20009981 / M8 26 Apr 2011 |
Ruling to be served | 15 May 2011 | In force 29 Apr 2011 |
|
| Ä 20009981 / M7 17 Nov 2010 |
Ruling to eliminate deficiencies | 17 Dec 2010 | In force 17 Nov 2010 |
|
| Ä 20009981 / 12 17 Nov 2010 |
Amendment entry | In force 17 Nov 2010 |
||
| Ä 9981 / 11 25 Dec 2008 |
Deletion of activities from the registry card | In force 25 Dec 2008 |
||
| Ä 9981 / 10 10 Sep 2008 |
Amendment entry | In force 10 Sep 2008 |
||
| Ä 9981 / M6 1 Sep 2008 |
Ruling to eliminate deficiencies (to be served) | Deficiencies eliminated 1 Sep 2008 |
||
| Ä 9981 / M5 27 Jun 2006 |
Ruling to eliminate deficiencies (to be served) | 8 Oct 2006 | In force 28 Jun 2006 |
|
| Ä 9981 / 9 28 Apr 2005 |
Amendment entry | In force | ||
| Ä 9981 / 8 16 Aug 2004 |
Amendment entry | In force | ||
| Ä 9981 / 7 12 Mar 2004 |
Amendment entry | In force | ||
| Ä 9981 / M4 4 Dec 2003 |
Ruling to eliminate deficiencies (to be served) | 31 Mar 2004 | In force | |
| Ä 9981 / M3 10 Sep 2003 |
Ruling to eliminate deficiencies (to be served) | 30 Nov 2003 | In force | |
| Ä 9981 / M2 8 Aug 2003 |
Ruling to eliminate deficiencies (to be served) | 30 Nov 2003 | In force | |
| Ä 9981 / 6 12 Sep 2002 |
Published amendment entry | In force |
Sources: e-Äriregister and EMTA. Data updated 2 Nov 2026. Open at the source ↗ · Report an error in the data