Elama Kindlustus AS
Active Registry code 10089395
AS Tallinn Registered 29 Oct 1996
Elama Kindlustus AS is a AS based in Tallinn, registry code 10089395, status: active. Main activity: Non-life insurance. According to EMTA, turnover for Q3 2026 was €64 453 with 35 employees.
Turnover
64 453 €
↓ 57.4% vs Q2 2026
State taxes
225 134 €
↓ 6.6% vs Q2 2026
Labour taxes
227 081 €
↑ 2.6% vs Q2 2026
Employees
35
+3 vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Turnover · Q3 2026 64 453 €above 41% of companiesindustry median 110 827 € · companies in the industry: 22
- Labour taxes per employee 6 488 €above 77% of companiesindustry median 5 248 € · companies in the industry: 25
- Revenue · 2025 9.4 mn €above 75% of companiesindustry median 87 188 € · companies in the industry: 31
Taxes and turnover
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | 64 453 | 225 134 | 227 081 | 35 |
| Q2 2026 | 151 473 | 241 048 | 221 341 | 32 |
| Q1 2026 | 82 656 | 230 406 | 227 541 | 32 |
| Q4 2025 | 101 163 | 202 257 | 191 675 | 31 |
| Q3 2025 | 69 259 | 201 739 | 200 565 | 29 |
| Q2 2025 | 101 795 | 209 709 | 203 222 | 29 |
| Q1 2025 | 143 123 | 187 397 | 164 664 | 26 |
| Q4 2024 | 156 610 | 176 097 | 148 345 | 24 |
| Q3 2024 | 95 238 | 148 373 | 134 026 | 24 |
| Q2 2024 | 103 827 | 120 341 | 101 262 | 22 |
| Q1 2024 | 6 408 | 144 336 | 150 663 | 21 |
| Q4 2023 | 17 857 | 128 023 | 130 969 | 19 |
| Q3 2023 | 11 134 | 96 156 | 98 725 | 19 |
| Q2 2023 | 13 589 | 94 901 | 96 837 | 18 |
| Q1 2023 | 11 296 | 101 288 | 103 406 | 18 |
| Q4 2022 | 5 082 | 93 914 | 97 130 | 18 |
| Q3 2022 | 2 991 | 99 550 | 103 251 | 17 |
| Q2 2022 | 2 171 | 70 116 | 72 699 | 18 |
| Q1 2022 | 1 677 | 72 317 | 74 373 | 19 |
Labour taxes per employee per month
2 163 €
Turnover per employee in the quarter
1 842 €
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Insurance, reinsurance and pension funding, except compulsory social security (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | 9 386 926 | — | — | 21 116 169 | — | 33 |
| 2024 | 6 999 226 | 696 062 | — | 21 320 081 | 6 004 527 | 29 |
| 2023 | 7 668 433 | — | — | 19 258 144 | — | 19 |
| 2022 | 7 809 675 | — | — | 22 055 853 | — | 20 |
| 2021 | 4 542 756 | — | — | 19 938 567 | — | 20 |
| 2020 | 5 535 913 | 826 476 | 416 664 | 19 961 694 | 7 567 504 | 22 |
| 2019 | 8 600 497 | 593 628 | 890 046 | 21 854 122 | 6 741 028 | 22 |
| 2018 | — | — | — | — | — | 22 |
| 2017 | — | — | — | — | — | 22 |
| 2016 | — | — | — | — | — | 21 |
| 2015 | — | — | — | — | — | 22 |
| 2014 | — | — | — | — | — | 23 |
| 2013 | — | — | — | — | — | 23 |
| 2012 | — | — | — | — | — | 23 |
| 2011 | — | — | — | — | — | 23 |
| 2009 | — | — | — | — | — | 24 |
| 2008 | — | — | — | — | — | 23 |
| 2007 | — | — | — | — | — | 20 |
| 2006 | — | — | — | — | — | 18 |
| 2005 | — | — | — | — | — | 20 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Revenue per employee
284 452 €
Revenue / average full-time employees
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Jan 2025 – 31 Dec 2025 | 18 Jun 2026 | Company’s own · audited | e-Äriregister |
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 30 May 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 3 Jul 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 3 Jul 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 30 Jun 2022 | Company’s own · audited | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 30 Jun 2021 | Company’s own · audited | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 9 Sep 2020 | Company’s own · audited | e-Äriregister |
Board
- Nasdaq CSD SEKeeper of the share ledger · since 28 Sep 2017
- Jaanus SeppaBoard member · since 1 Apr 2024
- Tanel KursBoard member · since 1 Apr 2024
Right of representation
Any member of the management board may represent the public limited company in all transactions.
Owners
No owner information.
Beneficial owners
- Jaanus SeppaMember of a senior management body (management or supervisory board) · since 26 Apr 2024
- Tanel KursMember of a senior management body (management or supervisory board) · since 26 Apr 2024
Founders and other persons
- KPMG Baltics OÜAudit firm · 14 Apr 2026
- Indrek HolstChairman of the supervisory board · 8 Feb 2024
- Tõnis KaruSupervisory board member · 23 Mar 2024
- Valmar VaaterSupervisory board member · 12 Jul 2025
- Omanikukonto: OÜ R-HoldingShareholder · 748 749 € · 5 May 2025
Related companies
Activities (EMTAK)
- 65121Non-life insurance Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 10005866 / 31 1 Nov 2024 |
Amendment entry | In force 1 Nov 2024 |
||
| Ä 10005866 / M16 22 Oct 2024 |
Business name reservation confirmed | In force 22 Oct 2024 |
||
| Ä 10005866 / 30 22 Oct 2024 |
Entry on a set date | In force 22 Oct 2024 |
||
| Ä 10005866 / 29 27 Sep 2024 |
Amendment entry | In force 27 Sep 2024 |
||
| Ä 10005866 / M15 26 Sep 2024 |
Ruling to eliminate deficiencies | 26 Oct 2024 | Deficiencies eliminated 27 Sep 2024 |
|
| Ä 10005866 / 28 13 Aug 2024 |
Amendment entry | In force 13 Aug 2024 |
||
| Ä 10005866 / M14 28 Jun 2024 |
Ruling to eliminate deficiencies in the annual report | 28 Jul 2024 | Deficiencies eliminated 3 Jul 2024 |
|
| Ä 10005866 / 27 20 Jun 2024 |
Amendment under Code of Civil Procedure § 595¹ (1) | In force 20 Jun 2024 |
||
| Ä 10005866 / 26 1 Apr 2024 |
Amendment entry | In force 1 Apr 2024 |
||
| Ä 10005866 / 25 8 Mar 2024 |
Entry refused | In force 26 Mar 2024 |
||
| Ä 10005866 / 24 26 Feb 2024 |
Entry refused | In force 1 Apr 2024 |
||
| Ä 10005866 / 23 21 Sep 2023 |
Amendment entry | In force 21 Sep 2023 |
||
| Ä 10005866 / M13 11 Sep 2023 |
Ruling to eliminate deficiencies | 27 Sep 2023 | Deficiencies eliminated 21 Sep 2023 |
|
| Ä 10005866 / 22 20 Dec 2022 |
Amendment entry | In force 20 Dec 2022 |
||
| Ä 10005866 / 21 29 Nov 2022 |
Entry refused: deficiencies not eliminated | In force 16 Dec 2022 |
||
| Ä 10005866 / M12 26 Oct 2022 |
Ruling to eliminate deficiencies | 25 Nov 2022 | In force 26 Oct 2022 |
|
| Ä 10005866 / 20 30 May 2022 |
Amendment entry | In force 30 May 2022 |
||
| Ä 10005866 / 19 16 May 2022 |
Amendment entry | In force 16 May 2022 |
||
| Ä 10005866 / M11 13 May 2022 |
Ruling to eliminate deficiencies | 12 Jun 2022 | In force 13 May 2022 |
|
| Ä 10005866 / M10 11 May 2022 |
Ruling to eliminate deficiencies | 31 May 2022 | Deficiencies eliminated 13 May 2022 |
|
| Ä 10005866 / 18 4 Mar 2022 |
Amendment entry | In force 4 Mar 2022 |
||
| Ä 10005866 / 17 3 Mar 2022 |
Amendment entry | In force 3 Mar 2022 |
||
| Ä 10005866 / M9 28 Feb 2022 |
Ruling to eliminate deficiencies | 10 Mar 2022 | Deficiencies eliminated 3 Mar 2022 |
|
| Ä 10005866 / 16 16 Feb 2022 |
Amendment entry | In force 16 Feb 2022 |
||
| Ä 10005866 / M8 15 Oct 2020 |
Ruling to eliminate deficiencies | 4 Nov 2020 | Deficiencies eliminated 18 Oct 2020 |
|
| Ä 10005866 / 15 6 Sep 2019 |
Amendment entry | In force 6 Sep 2019 |
||
| Ä 10005866 / M7 2 Sep 2019 |
Ruling to eliminate deficiencies | 16 Sep 2019 | Deficiencies eliminated 6 Sep 2019 |
|
| Ä 10005866 / 14 16 Jan 2018 |
Amendment entry | In force 16 Jan 2018 |
||
| Ä 10005866 / 13 7 Nov 2017 |
Amendment entry | In force 7 Nov 2017 |
||
| Ä 10005866 / 12 9 Oct 2017 |
Amendment entry | In force 9 Oct 2017 |
||
| Ä 10005866 / 11 28 Sep 2017 |
Amendment entry | In force 28 Sep 2017 |
||
| Ä 10005866 / 10 16 Sep 2016 |
Amendment entry | In force 16 Sep 2016 |
||
| Ä 10005866 / M6 1 Jun 2016 |
Ruling to correct data outside an entry | 1 Jul 2016 | Deficiencies eliminated 2 Jun 2016 |
|
| Ä 10005866 / M5 5 Jun 2013 |
Ruling to correct data outside an entry | 5 Jul 2013 | Deficiencies eliminated 10 Jun 2013 |
|
| Ä 5866 / 9 3 Dec 2008 |
Deletion of activities from the registry card | In force 3 Dec 2008 |
||
| Ä 5866 / 8 21 Jun 2007 |
Amendment entry | In force 21 Jun 2007 |
||
| Ä 5866 / 7 4 Apr 2007 |
Amendment entry | In force 5 Apr 2007 |
||
| Ä 5866 / 6 11 Nov 2005 |
Amendment entry | In force | ||
| Ä 5866 / M4 10 Oct 2005 |
Ruling to eliminate deficiencies (to be served) | In force | ||
| Ä 5866 / 5 30 Sep 2002 |
Entry decision on the register’s own initiative | In force |
Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data