Primero Finance OÜ
Active Registry code 12401448
OÜ Tallinn Registered 8 Jan 2013
Primero Finance OÜ is a OÜ based in Tallinn, registry code 12401448, status: active. Main activity: Other credit granting, except pawn shops. According to EMTA, turnover for Q3 2026 was €333 117 with 22 employees.
Turnover
333 117 €
↑ 4.0% vs Q2 2026
State taxes
285 656 €
↑ 50.8% vs Q2 2026
Labour taxes
127 028 €
↑ 2.8% vs Q2 2026
Employees
22
±0 vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Turnover · Q3 2026 333 117 €above 90% of companiesindustry median 13 555 € · companies in the industry: 547
- Labour taxes per employee 5 774 €above 75% of companiesindustry median 2 214 € · companies in the industry: 443
- Revenue · 2025 22.8 mn €above 98% of companiesindustry median 0 € · companies in the industry: 3 672
- Net profit margin · 2025 1.7 %above 29% of companiesindustry median 34.4 % · companies in the industry: 770
Taxes and turnover
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | 333 117 | 285 656 | 127 028 | 22 |
| Q2 2026 | 320 381 | 189 461 | 123 600 | 22 |
| Q1 2026 | 310 148 | 202 038 | 137 615 | 21 |
| Q4 2025 | 289 407 | 170 707 | 109 063 | 22 |
| Q3 2025 | 247 247 | 155 291 | 102 878 | 17 |
| Q2 2025 | 246 192 | 145 089 | 96 446 | 17 |
| Q1 2025 | 280 170 | 162 477 | 132 412 | 19 |
| Q4 2024 | 298 417 | 173 251 | 121 493 | 18 |
| Q3 2024 | 341 149 | 156 803 | 111 444 | 21 |
| Q2 2024 | 398 551 | 152 654 | 97 737 | 22 |
| Q1 2024 | 276 731 | 135 336 | 104 308 | 20 |
| Q4 2023 | 221 847 | 126 385 | 92 228 | 18 |
| Q3 2023 | 219 323 | 136 249 | 100 777 | 18 |
| Q2 2023 | 226 736 | 130 780 | 97 353 | 18 |
| Q1 2023 | 236 645 | 116 807 | 95 409 | 18 |
| Q4 2022 | 247 670 | 126 771 | 87 712 | 19 |
| Q3 2022 | 310 069 | 135 849 | 90 914 | 19 |
| Q2 2022 | 290 528 | 133 994 | 89 910 | 21 |
| Q1 2022 | 333 986 | 136 436 | 93 268 | 19 |
Labour taxes per employee per month
1 925 €
Turnover per employee in the quarter
15 142 €
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Financial service activities, except insurance and pension funding (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | 22 811 866 | 394 816 | 213 950 | 212 592 968 | 16 348 406 | 21 |
| 2024 | 11 825 712 | 947 170 | — | 113 402 736 | 15 953 590 | 20 |
| 2023 | 6 754 416 | — | — | 84 264 793 | — | 20 |
| 2022 | 4 922 113 | — | — | 37 368 261 | — | 20 |
| 2021 | 5 795 769 | — | — | 19 809 427 | — | 22 |
| 2020 | 6 459 918 | 2 412 632 | — | 25 090 865 | 10 975 669 | 21 |
| 2019 | 7 674 673 | — | — | 21 372 812 | — | 18 |
| 2018 | — | — | — | — | — | 17 |
| 2017 | — | — | — | — | — | 17 |
| 2016 | — | — | — | — | — | 20 |
| 2015 | — | — | — | — | — | 30 |
| 2014 | — | — | — | — | — | 25 |
| 2013 | — | — | — | — | — | 7 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
1.7 %
Net profit / revenue
Return on equity (ROE)
2.4 %
Net profit / equity
Return on assets (ROA)
0.2 %
Net profit / assets
Equity ratio
7.7 %
Equity / assets
Debt ratio
92.3 %
Liabilities / assets
Current ratio
1.87
Current assets / current liabilities
Revenue per employee
1 086 279 €
Revenue / average full-time employees
Labour cost per employee per month
849 €
Labour costs / employees / 12 months (incl. employer taxes)
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Jan 2025 – 31 Dec 2025 | 29 May 2026 | Company’s own · audited | e-Äriregister |
| 2024 | 1 Jan 2024 – 31 Dec 2024 | 27 Jun 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Jan 2023 – 31 Dec 2023 | 28 Jun 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Jan 2022 – 31 Dec 2022 | 29 Jun 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 31 Dec 2021 | 17 Jun 2022 | Company’s own · audited | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 8 Jun 2021 | Company’s own · audited | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 30 Oct 2020 | Company’s own · audited | e-Äriregister |
Board
- Marti KüttisBoard member · since 18 Sep 2020
- Kristine KolsarBoard member · since 18 Nov 2025
- Nasdaq CSD SEKeeper of the share register · since 28 Sep 2017
Right of representation
Any member of the management board may represent the private limited company in all transactions.
Owners
- Omanikukonto: AS mogoLegal person · 60 000 €
Beneficial owners
- Aigars KesenfeldsIndirect ownership · LVA · since 22 Oct 2018
Founders and other persons
- AS „mogo”Founder · 2 500 € · 4 Jan 2013
- BDO Eesti OÜAudit firm · 4 Jun 2025
Related companies
Activities (EMTAK)
- 64929Other credit granting, except pawn shops Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 10177928 / 31 21 Nov 2025 |
Amendment entry | In force 21 Nov 2025 |
||
| Ä 10177928 / 30 18 Nov 2025 |
Amendment entry | In force 18 Nov 2025 |
||
| Ä 10177928 / 29 29 Feb 2024 |
Second (constitutive) merger entry | In force 29 Feb 2024 |
||
| Ä 10177928 / 28 16 Dec 2022 |
Amendment under Commercial Code § 525 (2) | In force 16 Dec 2022 |
||
| Ä 10177928 / M13 2 Sep 2022 |
Refund of the state fee | In force 2 Sep 2022 |
||
| Ä 10177928 / 27 1 Sep 2022 |
Amendment entry | In force 1 Sep 2022 |
||
| Ä 10177928 / 26 27 Apr 2022 |
Amendment entry | In force 27 Apr 2022 |
||
| K 10177928 / 25 21 Oct 2021 |
Commercial pledge deleted | In force 21 Oct 2021 |
||
| K 10177928 / M12 19 Oct 2021 |
Procedural ruling | 29 Oct 2021 | Deficiencies eliminated 21 Oct 2021 |
|
| Ä 10177928 / 24 11 Jun 2021 |
Amendment entry | In force 11 Jun 2021 |
||
| Ä 10177928 / M11 10 Jun 2021 |
Ruling to eliminate deficiencies | 25 Jun 2021 | Deficiencies eliminated 11 Jun 2021 |
|
| Ä 10177928 / 23 14 Dec 2020 |
Amendment under Commercial Code § 525 (2) | In force 14 Dec 2020 |
||
| Ä 10177928 / 22 18 Sep 2020 |
Amendment entry | In force 18 Sep 2020 |
||
| Ä 10177928 / M10 17 Sep 2020 |
Ruling to eliminate deficiencies | 17 Oct 2020 | Deficiencies eliminated 17 Sep 2020 |
|
| Ä 10177928 / 21 20 Feb 2020 |
Amendment entry | In force 20 Feb 2020 |
||
| Ä 10177928 / 20 2 Jan 2020 |
Amendment entry | In force 2 Jan 2020 |
||
| Ä 10177928 / 19 31 Dec 2019 |
Amendment entry | In force 31 Dec 2019 |
||
| Ä 10177928 / M9 30 Dec 2019 |
Ruling to eliminate deficiencies | 29 Jan 2020 | Deficiencies eliminated 31 Dec 2019 |
|
| Ä 10177928 / M8 7 Nov 2018 |
Refund of the state fee | In force 7 Nov 2018 |
||
| Ä 10177928 / 18 5 Nov 2018 |
Amendment entry | In force 5 Nov 2018 |
||
| Ä 10177928 / M7 3 Aug 2018 |
Procedural ruling | 22 Oct 2018 | Deficiencies eliminated 5 Nov 2018 |
|
| Ä 10177928 / 17 3 Aug 2018 |
Amendment entry | In force 3 Aug 2018 |
||
| Ä 10177928 / M6 2 Aug 2018 |
Ruling to eliminate deficiencies | 1 Sep 2018 | Deficiencies eliminated 3 Aug 2018 |
|
| Ä 10177928 / M5 1 Aug 2018 |
Ruling to eliminate deficiencies | 31 Aug 2018 | Deficiencies eliminated 3 Aug 2018 |
|
| Ä 10177928 / M4 30 Jul 2018 |
Ruling to eliminate deficiencies | 29 Aug 2018 | Deficiencies eliminated 3 Aug 2018 |
|
| Ä 10177928 / M3 19 Jul 2018 |
Procedural ruling | 18 Aug 2018 | In force 19 Jul 2018 |
|
| K 10177928 / 16 12 Jul 2018 |
Commercial pledge entered | In force 12 Jul 2018 |
||
| Ä 10177928 / 15 22 Mar 2018 |
Amendment entry | In force 22 Mar 2018 |
||
| Ä 10177928 / 14 19 Jan 2018 |
Amendment entry | In force 19 Jan 2018 |
||
| Ä 10177928 / 13 5 Dec 2017 |
Amendment entry | In force 5 Dec 2017 |
||
| Ä 10177928 / 12 28 Sep 2017 |
Amendment entry | In force 28 Sep 2017 |
||
| Ä 10177928 / 11 1 Jun 2017 |
Amendment entry | In force 1 Jun 2017 |
||
| Ä 10177928 / 10 12 Dec 2016 |
Amendment under Commercial Code § 525 (2) | In force 12 Dec 2016 |
||
| Ä 10177928 / 9 1 Sep 2016 |
Amendment entry | In force 1 Sep 2016 |
||
| Ä 10177928 / 8 9 Feb 2016 |
Amendment entry | In force 9 Feb 2016 |
||
| Ä 10177928 / 7 21 Jul 2015 |
Amendment entry | In force 21 Jul 2015 |
||
| Ä 10177928 / 6 25 May 2015 |
Amendment entry | In force 25 May 2015 |
||
| Ä 10177928 / M2 22 May 2015 |
Ruling to eliminate deficiencies | 11 Jun 2015 | Deficiencies eliminated 25 May 2015 |
|
| Ä 10177928 / 5 21 May 2015 |
Amendment entry | In force 21 May 2015 |
||
| Ä 10177928 / 4 17 Sep 2014 |
Amendment entry | In force 17 Sep 2014 |
||
| Ä 10177928 / 3 30 Apr 2014 |
Amendment entry | In force 30 Apr 2014 |
||
| Ä 10177928 / M1 25 Apr 2014 |
Ruling to eliminate deficiencies | 25 May 2014 | Deficiencies eliminated 25 Apr 2014 |
|
| Ä 10177928 / 2 29 Aug 2013 |
Amendment under Commercial Code § 525 (2) | In force 29 Aug 2013 |
||
| Ä 10177928 8 Jan 2013 |
First entry | In force 8 Jan 2013 |
Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data