Howden Kindlustusmaakler OÜ
Active Registry code 11327553
OÜ Tallinn Registered 1 Dec 2006
Howden Kindlustusmaakler OÜ is a OÜ based in Tallinn, registry code 11327553, status: active. Main activity: Activities of insurance agents and brokers. According to EMTA, turnover for Q3 2026 was €69 194 with 39 employees.
Turnover
69 194 €
↑ 0.0% vs Q2 2026
State taxes
296 404 €
↑ 3.1% vs Q2 2026
Labour taxes
302 089 €
↑ 3.2% vs Q2 2026
Employees
39
+2 vs Q2 2026
Q3 2026 · data from the Tax and Customs Board (EMTA)
Position in the industry
- Turnover · Q3 2026 69 194 €above 80% of companiesindustry median 13 814 € · companies in the industry: 339
- Labour taxes per employee 7 746 €above 82% of companiesindustry median 2 338 € · companies in the industry: 272
- Revenue · 2025 5.3 mn €above 98% of companiesindustry median 3 200 € · companies in the industry: 1 215
- Net profit margin · 2025 -7.8 %above 19% of companiesindustry median 23.7 % · companies in the industry: 667
Taxes and turnover
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Quarter | Turnover, € | State taxes, € | Labour taxes, € | Employees |
|---|---|---|---|---|
| Q3 2026 | 69 194 | 296 404 | 302 089 | 39 |
| Q2 2026 | 69 194 | 287 521 | 292 641 | 37 |
| Q1 2026 | 46 129 | 319 094 | 331 639 | 37 |
| Q4 2025 | — | 262 856 | 281 664 | 41 |
| Q3 2025 | — | 273 286 | 292 885 | 43 |
| Q2 2025 | — | 227 093 | 242 946 | 43 |
| Q1 2025 | — | 235 006 | 251 003 | 41 |
| Q4 2024 | — | 216 050 | 229 286 | 41 |
| Q3 2024 | — | 217 357 | 229 455 | 40 |
| Q2 2024 | — | 192 330 | 203 899 | 40 |
| Q1 2024 | — | 124 839 | 131 908 | 39 |
| Q4 2023 | — | 108 841 | 115 647 | 35 |
| Q3 2023 | — | 105 540 | 112 280 | 32 |
| Q2 2023 | — | 101 312 | 107 777 | 34 |
| Q1 2023 | — | 112 498 | 119 831 | 33 |
| Q4 2022 | — | 100 714 | 107 022 | 34 |
| Q3 2022 | — | 80 084 | 85 697 | 33 |
| Q2 2022 | — | 72 692 | 77 808 | 36 |
| Q1 2022 | — | 73 615 | 78 972 | 37 |
Labour taxes per employee per month
2 582 €
Turnover per employee in the quarter
1 774 €
Q3 2026 · calculated from EMTA data
Financials by year
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
- Company
- Industry median
Industry: Activities auxiliary to financial services and insurance activities (the EMTAK division of the main activity). Median: half of the industry is above, half below.
| Year | Revenue, € | Net profit, € | Labour costs, € | Assets, € | Equity, € | Employees |
|---|---|---|---|---|---|---|
| 2025 | 5 288 080 | -411 171 | 3 093 540 | 6 236 093 | -137 967 | 41 |
| 2024 | 3 144 219 | -196 037 | 1 764 941 | 5 546 914 | 273 203 | 35 |
| 2023 | 2 033 892 | 254 839 | 1 081 777 | 1 904 981 | 469 240 | 22 |
| 2022 | 1 636 385 | 365 997 | 806 613 | 1 259 842 | 214 401 | 20 |
| 2021 | 1 028 885 | 87 664 | 405 661 | 1 116 751 | 105 665 | 21 |
| 2020 | 1 393 451 | 191 979 | 429 810 | 1 389 513 | 209 980 | 21 |
| 2019 | 1 331 924 | 189 262 | 462 112 | 1 125 644 | 207 263 | 21 |
| 2018 | — | — | — | — | — | 22 |
| 2017 | — | — | — | — | — | 23 |
| 2016 | — | — | — | — | — | 23 |
| 2015 | — | — | — | — | — | 23 |
| 2014 | — | — | — | — | — | 14 |
| 2013 | — | — | — | — | — | 13 |
| 2012 | — | — | — | — | — | 8 |
| 2011 | — | — | — | — | — | 4 |
| 2010 | — | — | — | — | — | 4 |
| 2009 | — | — | — | — | — | 9 |
| 2008 | — | — | — | — | — | 15 |
| 2007 | — | — | — | — | — | 10 |
Figures from the company’s own (non-consolidated) balance sheet and income statement. A loss is shown with a minus sign.
Financial ratios for 2025
Net profit margin
-7.8 %
Net profit / revenue
Return on assets (ROA)
-6.6 %
Net profit / assets
Equity ratio
-2.2 %
Equity / assets
Debt ratio
102.2 %
Liabilities / assets
Current ratio
0.83
Current assets / current liabilities
Revenue per employee
128 978 €
Revenue / average full-time employees
Labour cost per employee per month
6 288 €
Labour costs / employees / 12 months (incl. employer taxes)
Annual reports
| Year | Period | Filed | Report | Documents |
|---|---|---|---|---|
| 2025 | 1 Oct 2024 – 31 Dec 2025 | 15 Jul 2026 | Company’s own · audited | e-Äriregister |
| 2024 | 1 Oct 2023 – 30 Sep 2024 | 6 Mar 2025 | Company’s own · audited | e-Äriregister |
| 2023 | 1 Oct 2022 – 30 Sep 2023 | 17 Jan 2024 | Company’s own · audited | e-Äriregister |
| 2022 | 1 Oct 2021 – 30 Sep 2022 | 22 Mar 2023 | Company’s own · audited | e-Äriregister |
| 2021 | 1 Jan 2021 – 30 Sep 2021 | 7 Apr 2022 | Company’s own | e-Äriregister |
| 2020 | 1 Jan 2020 – 31 Dec 2020 | 29 Jun 2021 | Company’s own | e-Äriregister |
| 2019 | 1 Jan 2019 – 31 Dec 2019 | 18 May 2020 | Company’s own | e-Äriregister |
Board
- Andry SaarmBoard member · since 1 Dec 2006
- Priit HelmBoard member · since 14 Oct 2013
- Nasdaq CSD SEKeeper of the share register · since 27 Sep 2017
Right of representation
Any member of the management board may represent the private limited company in all transactions.
Owners
- Omanikukonto: Howden Finland OyLegal person · 3 600 €
Owner in
- 100%
Beneficial owners
- Andry SaarmMember of a senior management body (management or supervisory board) · since 3 Sep 2022
- Priit HelmMember of a senior management body (management or supervisory board) · since 3 Sep 2022
Founders and other persons
- TUIO OÜFounder · 40 000 € · 1 Dec 2006
- Jorma Ensio HakonenChairman of the supervisory board · 19 Aug 2022
- Riku Otto Matias KoikkalainenSupervisory board member · 19 Aug 2022
- Lotta Sylvia Johanna SillanpääSupervisory board member · 16 Aug 2023
Related companies
Activities (EMTAK)
- 6622Activities of insurance agents and brokers Main
Rulings
All rulings (PDF)| Number, date | Title | Deadline | State | Document |
|---|---|---|---|---|
| Ä 10104154 / 28 14 May 2026 |
Amendment entry | In force 14 May 2026 |
||
| Ä 10104154 / M12 30 Apr 2026 |
Ruling to eliminate deficiencies | 15 May 2026 | Deficiencies eliminated 14 May 2026 |
|
| Ä 10104154 / M11 6 Apr 2026 |
Warning of a fine: annual report not filed | 6 May 2026 | In force 6 Apr 2026 |
|
| Ä 10104154 / 27 6 Sep 2022 |
Amendment under Commercial Code § 525 (2) | In force 6 Sep 2022 |
||
| Ä 10104154 / 26 5 Sep 2022 |
Amendment entry | In force 5 Sep 2022 |
||
| Ä 10104154 / 25 16 Sep 2021 |
Amendment entry | In force 16 Sep 2021 |
||
| Ä 10104154 / 24 16 Jul 2018 |
Amendment entry | In force 16 Jul 2018 |
||
| Ä 10104154 / M10 10 Jul 2018 |
Ruling to correct data outside an entry | 25 Jul 2018 | Deficiencies eliminated 12 Jul 2018 |
|
| Ä 10104154 / 23 10 Jul 2018 |
Amendment under Commercial Code § 525 (2) | In force 10 Jul 2018 |
||
| Ä 10104154 / 22 17 Jan 2018 |
Amendment entry | In force 17 Jan 2018 |
||
| Ä 10104154 / 21 30 Nov 2017 |
Amendment entry | In force 30 Nov 2017 |
||
| Ä 10104154 / 20 27 Sep 2017 |
Amendment entry | In force 27 Sep 2017 |
||
| Ä 10104154 / 19 16 Sep 2016 |
Amendment entry | In force 16 Sep 2016 |
||
| Ä 10104154 / 18 18 Mar 2015 |
Amendment entry | In force 18 Mar 2015 |
||
| Ä 10104154 / 17 31 Oct 2013 |
Amendment entry | In force 31 Oct 2013 |
||
| Ä 10104154 / 16 14 Oct 2013 |
Amendment entry | In force 14 Oct 2013 |
||
| Ä 10104154 / M9 30 Sep 2013 |
Ruling to eliminate deficiencies | 20 Oct 2013 | Deficiencies eliminated 14 Oct 2013 |
|
| Ä 10104154 / 15 11 Jun 2013 |
Amendment entry | In force 11 Jun 2013 |
||
| Ä 10104154 / M8 6 Jun 2013 |
Ruling to eliminate deficiencies | 6 Jul 2013 | Deficiencies eliminated 11 Jun 2013 |
|
| Ä 10104154 / 14 27 Feb 2013 |
Amendment entry | In force 27 Feb 2013 |
||
| Ä 10104154 / 13 4 May 2012 |
Amendment entry | In force 4 May 2012 |
||
| Ä 10104154 / M7 3 May 2012 |
Ruling to eliminate deficiencies | 28 Aug 2012 | In force 3 May 2012 |
|
| Ä 10104154 / M6 2 May 2012 |
Ruling to eliminate deficiencies | 28 Aug 2012 | In force 2 May 2012 |
|
| Ä 10104154 / 12 26 Oct 2011 |
Amendment entry | In force 26 Oct 2011 |
||
| Ä 104154 / 11 5 Oct 2009 |
Amendment entry | In force 5 Oct 2009 |
||
| Ä 104154 / M5 1 Oct 2009 |
Ruling to eliminate deficiencies | In force 1 Oct 2009 |
||
| Ä 104154 / 10 6 May 2009 |
Amendment under Commercial Code § 525 (2) | In force 6 May 2009 |
||
| Ä 104154 / 9 5 May 2009 |
Amendment entry | In force 5 May 2009 |
||
| Ä 104154 / 8 9 Feb 2009 |
Amendment entry | In force 10 Feb 2009 |
||
| Ä 104154 / M4 20 Jan 2009 |
Ruling to eliminate deficiencies | 20 Feb 2009 | In force 20 Jan 2009 |
|
| Ä 104154 / 7 3 Dec 2008 |
Deletion of activities from the registry card | In force 9 Dec 2008 |
||
| Ä 104154 / 6 11 Jul 2008 |
Amendment entry | In force 11 Jul 2008 |
||
| Ä 104154 / 5 11 Jan 2008 |
Amendment entry | In force 11 Jan 2008 |
||
| Ä 104154 / 4 13 Jul 2007 |
Amendment entry | In force 13 Jul 2007 |
||
| Ä 104154 / M3 9 Jul 2007 |
Ruling to eliminate deficiencies (to be served) | 6 Nov 2007 | In force 7 Sep 2007 |
|
| Ä 104154 / M2 5 Jul 2007 |
Ruling to eliminate deficiencies (to be served) | 2 Nov 2007 | In force 3 Sep 2007 |
|
| Ä 104154 / 3 8 Feb 2007 |
Amendment entry | In force 8 Feb 2007 |
||
| Ä 104154 / M1 5 Feb 2007 |
Ruling to eliminate deficiencies (to be served) | 12 Mar 2007 | In force 5 Feb 2007 |
|
| Ä 104154 / 2 24 Jan 2007 |
Entry made by the register on its own initiative | In force 24 Jan 2007 |
||
| Ä 104154 28 Nov 2006 |
First entry | In force 1 Dec 2006 |
Sources: e-Äriregister and EMTA. Data updated 1 Nov 2026. Open at the source ↗ · Report an error in the data